HDFC Bank Complaints & Reviews

HDFC Bank — Not give my 54 day salary 0f rupees 14500.00

Sir,
i was a sales executive in HDFC bank at janakpuri branch, New delhi. My employee code was CS-20057, i did 54 days work there. But without any reasone they compelled me to resigned and promised me that you will get your full n final of 54 days very soon. i resigned at 8 sep, 2008. but not received any money from there side.
Now more than 5 month has gone. Please sir help me in this case. i have spend 7000 in petrol for sales for HDFC bank but not get anything.
PLEASE HELP ME

HDFC Bank Ltd. — Release the Salary

To
The HDFC BANK LTD.
Human Resources Division
HDFC Bank House, 2nd Floor,
Senapati Bapat Marg,
Lower Parel, Mumbai 400013
Sub: Prayer For Realising My Salary From November 2008 To Feb. 2009

Respected,
Sir, I am Gaurav Kumar Bearing Employee Code: CG10094 Was an Employee in Your HDFC Bank Ltd Chandigarh Sector-8 C Branch as a CONTRACT SALES EXECUTIVE.
Sir, I Have Still not Able to get my Salary for the period of above Mentioned date that is from November 2008 To Feb. 2009.
Sir, My Basic Salary Was Rs-4500&Rs-2500 a Conveyance Allowance and Total of Rs-7000/- per month.
Sir, You can check my total business given to HDFC Bank Ltd during this term of period.Some A/C not login in my employee code like a
Mrs:Santra Devi,
Rinku Kharb,
Zeenat Rose,
Tarunjit singh,
Mr.Puneet Sharma amount of rs-25000
Manoj
Sunil Sharma
Jagpreet Singh
Priyanka
Ghuman Singh
Iqbal Singh
Poonam Khhana


Sir, I have enclosed a copy of my offer letter along with this mail.Sir, I Request you to Please Reliase my salary.
Your Kind considenation is awaited by me.

At this time face this problem would you please help me & give me the other number or mail id your Main Head .Then i contact & solve the My problem.

Please give me your Answer with in a week otherwise i will go to consumer court.


Your Faithfull
Gaurav Kumar
Employee code: CG10094
Chandigarh
Mob-[protected], [protected]

sagir ahmad <ahmad.[protected]@gmail.com>
04/04/2009 15:43


To
"pawan.tandon" <pawan.[protected]@hdfcbank.com>, "aditya.puri" <aditya.[protected]@hdfcbank.com>


cc
Moyukh.[protected]@hdfcbank.com, gaurav.[protected]@hdfcbank.com, "settlement.csecoex" <settlement.[protected]@hdfcbank.com>, "saneka.nair" <saneka.[protected]@hdfcbank.com>


Subject
Re: Improfessionalism at HDFC Bank Branches


hi, I have worked till feburary but I got salary uptill november and december only, what about my january's salary.
I have been paid notice pay 12000/- even without giving me any notice, will anybody clarify this???


On 3/6/09, sagir ahmad <ahmad.[protected]@gmail.com> wrote:Dear Sir, I am not able understand why you people are not replying me ?????????

[protected] Forwarded message[protected]
From: sagir ahmad <ahmad.[protected]@gmail.com>
Date: Mar 3, 2009 8:09 PM
Subject: Fwd: Improfessionalism at HDFC Bank Branches
To: "pawan.tandon" <pawan.[protected]@hdfcbank.com>, "aditya.puri" <aditya.[protected]@hdfcbank.com>
Cc: "settlement.csecoex" <settlement.[protected]@hdfcbank.com>, "saneka.nair" <saneka.[protected]@hdfcbank.com>

Dear Sir,
It's really surprisingly shocking that I havn't received
any respoonse for mail as of now, It doesn't reflect the
professionalism and "People Centricness" of HDFC Bank.

[protected] Forwarded message[protected]
From: sagir ahmad <ahmad.[protected]@gmail.com>
Date: Fri, 20 Feb 2009 22:20:09 +0530
Subject: Improfessionalism at HDFC Bank Branches
To: aditya.[protected]@hdfcbank.com, pawan.[protected]@hdfcbank.com
Cc: settlement.[protected]@hdfcbank.com, saneka.[protected]@hdfcbank.com

Dear Aditya Sir,
This is regarding my termination letter that has been received
two days back at my redential address. I have been sending several mails &
reminders to my Boss since mid Jan and HR People about my resignation but
they didn't accept it and now I have received this letter about my
termination claiming following points.
1:- that I have not submitted my DSR- However *I have been submitting my DSR
regularly and I have their Photo Stat Copies too.*
2:- that I have not been regular to office and didn't mark my
attendence-However *CCTV footage may be the best evidence to prove that I
have been regular and punctual about my attendence and Office hitting time.*
3:- that I have missold to the customer- However *My reporting officer Mr.
Nitun Saurabh had accompanied me on those particular calls and he himself
commited wrong to the customer and customer is ready to speak it loud and
clear before everybody which may againg be a big question about the HDFC's
employees ethical code of conduct and compliance.*
4:- He has claimed that I have misleaded people at workplace- However *My
Boss Mr. Nitun Saurabh has been very abusive and improfessional with
the people reporting to him even he has slapped to one of my collegue befor
entire branch which has lead to the dissatisfaction in entire team, CCTV
footage is the evidence of his irony. when I tried to escape myself from his
misbehaviour by resigning from my job, he didn't accept it and kept passing
the time.
* Kindly look into the matter and help me to come out of this death trap.


Subject: Repeated Reminder
To
THE HR
HDFC BANK LTD.
* i want to resign from my job.*
SIR
This is to remind you about my earlier mail that i sent
you regarding my resignation, *first on 09/02/09, *and five times more
which has not been accepted by my boss(Mr. Nitun Saurabh)
Despite of consistent reminder, i am not getting any
response through HR people,
kindly help me about my resignation.
please don't force me to acceelate this mail further
i want solution of this
problem not complain,

i was regular till 10th feb2009 with my job. on (10th
Feb09) my SM said to me that you need not to come office, i hv joind
Hdfc Bank on 07th Nov2008.He made my salary 07th Nov to 31th Dec08,
and Salary the month of january2009 was not credited into my account.
My SM is NITUN SAURABH (EM CODE - N2178) and my Area
Sales Manager name is(GAURAV NAGPAL).
please take apporiate action
please contact me immediatly.
Thanking you
SAGHIR AHMAD
Mob no-[protected], [protected]
EMPLOYEE CODE- CS25337
D-9, Southext-2
Branch Code-0319
New delhi-110049

i have already sent them many times mail but i m not getting any possitve respons form HDFC BANK LTD. please consider my problem, and resolve it.


from sagir ahmad <ahmad.[protected]@gmail.com> hide details May 1
to


settlement.[protected]@hdfcbank.com,
Moyukh.[protected]@hdfcbank.com,
"aditya.puri" <aditya.[protected]@hdfcbank.com>,
"pawan.tandon" <pawan.[protected]@hdfcbank.com>
cc



aniruddha.[protected]@hdfcbank.com,
anuj.v.[protected]@hdfcbank.com,
nelson.[protected]@hdfcbank.com,
Saneka.[protected]@hdfcbank.com,
[protected]@hdfcbank.com
date May 1, 2009 10:08 PM
subject Re: Fw: Improfessionalism at HDFC Bank Branches
mailed-by gmail.com

dear sir,
kindly consider my problem, because it not a matter of prestige of HDFC BANK LTD,
- Show quoted text -
On 4/20/09, Settlement.[protected]@hdfcbank.com <Settlement.[protected]@hdfcbank.com> wrote:
Dear Sagir,

As per below mail Notice period reimbursement was paid to you & as per below pay slip salary for the month of Jan-09 was already credited.


Warm Regards..
Tushar
~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~
HDFC Bank Ltd., H.R.Dept., Block No. 8, Ground Floor,
Ambika Mills Compound, Senapati Bapat Marg,
Lower Parel, Mumbai - 400 013.
Tel. No 40800587/664
~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~
----- Forwarded by Settlement CSECOEX/HRD/Ambika Mills-Mumbai/HBL on 04/20/2009 03:39 PM -----

PAD-Help/Finance/Ambika Mills-Mumbai/HBL
04/20/2009 03:32 PM


To
Settlement CSECOEX/HRD/Ambika Mills-Mumbai/[protected]@HDFCBANK


cc
Aniruddha Kurhekar/HRD/Corporate Office/[protected]@HDFCBANK, Anuj V Mathur/HRD/Corporate Office/[protected]@HDFCBANK, Krishnamurthy Rao/Finance/Ambika Mills-Mumbai/[protected]@HDFCBANK, Nelson Dias/HRD/Ambika Mills-Mumbai/[protected]@HDFCBANK, Saneka Nair/HRD/Ambika Mills-Mumbai/[protected]@HDFCBANK


Subject
Re: Fw: Improfessionalism at HDFC Bank Branches


Tushar

1. Notice Pay Reimbursement Rs 12000/- paid to the emp.


2. Salary is paid as per attached payslip.

(See attached file: cs25337 payslip.doc)


Thanks & Regards..Pallavi
PAD FINANCE DEPT.
HDFC BANK,
Ground Floor, Block No.2,
Ambika Mills,
Senapati Bapat Marg,
Lower Parel (West)
Mumbai-400 013.



Settlement CSECOEX---06/04/2009 05:00:58 PM---Dear Krishnamurthy, Provide us the bi-furcation of amt credited for the CSE CS25337 - Sagir Ahmed.

Settlement CSECOEX/HRD/Ambika Mills-Mumbai/HBL
06/04/2009 05:00 PM


To
Krishnamurthy Rao/Finance/Ambika Mills-Mumbai/[protected]@HDFCBANK, PAD-Help/Finance/Ambika Mills-Mumbai/[protected]@HDFCBANK


cc
Anuj V Mathur/HRD/Corporate Office/[protected]@HDFCBANK, Aniruddha Kurhekar/HRD/Corporate Office/[protected]@HDFCBANK, Nelson Dias/HRD/Ambika Mills-Mumbai/[protected]@HDFCBANK, Saneka Nair/HRD/Ambika Mills-Mumbai/[protected]@HDFCBANK, Ajit Kadam/Finance/Ambika Mills-Mumbai/[protected]@HDFCBANK


Subject
Fw: Improfessionalism at HDFC Bank Branches


Dear Krishnamurthy,

Provide us the bi-furcation of amt credited for the CSE CS25337 - Sagir Ahmed.

Warm Regards..
Tushar
~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~
HDFC Bank Ltd., H.R.Dept., Block No. 8, Ground Floor,
Ambika Mills Compound, Senapati Bapat Marg,
Lower Parel, Mumbai - 400 013.
Tel. No 40800587/664
~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~`~
----- Forwarded by Settlement CSECOEX/HRD/Ambika Mills-Mumbai/HBL on 04/06/2009 05:11 PM -----



sagir ahmad <ahmad.[protected]@gmail.com>
04/04/2009 15:43


To
"pawan.tandon" <pawan.[protected]@hdfcbank.com>, "aditya.puri" <aditya.[protected]@hdfcbank.com>


cc
Moyukh.[protected]@hdfcbank.com, gaurav.[protected]@hdfcbank.com, "settlement.csecoex" <settlement.[protected]@hdfcbank.com>, "saneka.nair" <saneka.[protected]@hdfcbank.com>


Subject
Re: Improfessionalism at HDFC Bank Branches


hi, I have worked till feburary but I got salary uptill november and december only, what about my january's salary.
I have been paid notice pay 12000/- even without giving me any notice, will anybody clarify this???


On 3/6/09, sagir ahmad <ahmad.[protected]@gmail.com> wrote:Dear Sir, I am not able understand why you people are not replying me ?????????

[protected] Forwarded message[protected]
From: sagir ahmad <ahmad.[protected]@gmail.com>
Date: Mar 3, 2009 8:09 PM
Subject: Fwd: Improfessionalism at HDFC Bank Branches
To: "pawan.tandon" <pawan.[protected]@hdfcbank.com>, "aditya.puri" <aditya.[protected]@hdfcbank.com>
Cc: "settlement.csecoex" <settlement.[protected]@hdfcbank.com>, "saneka.nair" <saneka.[protected]@hdfcbank.com>

Dear Sir,
It's really surprisingly shocking that I havn't received
any respoonse for mail as of now, It doesn't reflect the
professionalism and "People Centricness" of HDFC Bank.

[protected] Forwarded message[protected]
From: sagir ahmad <ahmad.[protected]@gmail.com>
Date: Fri, 20 Feb 2009 22:20:09 +0530
Subject: Improfessionalism at HDFC Bank Branches
To: aditya.[protected]@hdfcbank.com, pawan.[protected]@hdfcbank.com
Cc: settlement.[protected]@hdfcbank.com, saneka.[protected]@hdfcbank.com

Dear Aditya Sir,
This is regarding my termination letter that has been received
two days back at my redential address. I have been sending several mails &
reminders to my Boss since mid Jan and HR People about my resignation but
they didn't accept it and now I have received this letter about my
termination claiming following points.
1:- that I have not submitted my DSR- However *I have been submitting my DSR
regularly and I have their Photo Stat Copies too.*
2:- that I have not been regular to office and didn't mark my
attendence-However *CCTV footage may be the best evidence to prove that I
have been regular and punctual about my attendence and Office hitting time.*
3:- that I have missold to the customer- However *My reporting officer Mr.
Nitun Saurabh had accompanied me on those particular calls and he himself
commited wrong to the customer and customer is ready to speak it loud and
clear before everybody which may againg be a big question about the HDFC's
employees ethical code of conduct and compliance.*
4:- He has claimed that I have misleaded people at workplace- However *My
Boss Mr. Nitun Saurabh has been very abusive and improfessional with
the people reporting to him even he has slapped to one of my collegue befor
entire branch which has lead to the dissatisfaction in entire team, CCTV
footage is the evidence of his irony. when I tried to escape myself from his
misbehaviour by resigning from my job, he didn't accept it and kept passing
the time.
* Kindly look into the matter and help me to come out of this death trap.

[protected] Forwarded message[protected]
From: Mail Delivery System <[protected]@antispam2.softcell.in>
Date: 19 Feb 2009 17:51:57 +0530
Subject: Delivery Status Notification (Failure)
To: ahmad.[protected]@gmail.com


The following message to <deepak.s.[protected]@hdfcbank.com> was undeliverable.
The reason for the problem:
5.1.0 - Unknown address error 550-'deepak.s.[protected]@hdfcbank.com... No such
user'


Final-Recipient:
rfc822;deepak.s.[protected]@hdfcbank.com<rfc822%3Bdeepak.s.[protected]@hdfcba...⇄
Action: failed
Status: 5.0.0 (permanent failure)
Remote-MTA: dns; [202.154.164.113]
Diagnostic-Code: smtp; 5.1.0 - Unknown address error
550-'deepak.s.[protected]@hdfcbank.com... No such user' (delivery attempts: 0)


[protected] Forwarded message[protected]
From: sagir ahmad <ahmad.[protected]@gmail.com>
To: aditya.[protected]@hdfcbank.com, deepak.s.[protected]@hdfcbank.com,
pawan.[protected]@hdfcbank.com
Date: Thu, 19 Feb 2009 17:51:53 +0530
Subject: Repeated Reminder
To
THE HR
HDFC BANK LTD.
* i want to resign from my job.*
SIR
This is to remind you about my earlier mail that i sent
you regarding my resignation, *first on 09/02/09, *and five times more
which has not been accepted by my boss(Mr. Nitun Saurabh)
Despite of consistent reminder, i am not getting any
response through HR people,
kindly help me about my resignation.
please don't force me to acceelate this mail further
i want solution of this
problem not complain,

i was regular till 10th feb2009 with my job. on (10th
Feb09) my SM said to me that you need not to come office, i hv joind
Hdfc Bank on 07th Nov2008.He made my salary 07th Nov to 31th Dec08,
and Salary the month of january2009 was not credited into my account.
My SM is NITUN SAURABH (EM CODE - N2178) and my Area
Sales Manager name is(GAURAV NAGPAL).
please take apporiate action
please contact me immediatly.
Thanking you
SAGHIR AHMAD
Mob no-[protected], [protected]
EMPLOYEE CODE- CS25337
D-9, Southext-2
Branch Code-0319
New delhi-110049



--
Thanks&Regards,
Saghir Ahmad
[protected]

"Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s). If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise .The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd. "







- Show quoted text -
--
With warm regards,


Saghir Ahmad
[protected]


from sagir ahmad <ahmad.[protected]@gmail.com> hide details Apr 25
to





"aditya.puri" <aditya.[protected]@hdfcbank.com>,
"settlement.csecoex" <settlement.[protected]@hdfcbank.com>,
"saneka.nair" <saneka.[protected]@hdfcbank.com>,
deepak.s.[protected]@hdfcbank.com,
"pawan.tandon" <pawan.[protected]@hdfcbank.com>,
Moyukh.[protected]@hdfcbank.com,
mayuk.[protected]@hdfcbank.com
date Apr 25, 2009 10:51 AM
subject Fwd: Fw: Improfessionalism at HDFC Bank Branches
mailed-by gmail.com




Hi as per our discussion that i have been paid total Salary (23170+1865=25035) from 07 Nov2008 to10feb2009, and 12000 has been paid for notice pay, while i was selected as a Sr. sales officer(Team Manager) salary was 14500 per month,
Then, How could it justified that the organization has paid to me entire salary from (07 Nov08 to 10feb09)
I have been paid only Nov08 and Dec08 salary, please justification my january' s salary, you can find my attendence in the month january09,
when my salary of january month not creadited in my account then i said to Mr. Nitun (sales Manager) what about my january salary? Then he said your salary of january will be creadited in next month, but till date i am not received my january 09 salary.
And the last matter is that i am unable to understand that when a employee of your organization want to resign form his job before his termination, and your officer didn't want of recieve his resignation letter and termitateded him, without any proper resion, i was the only one who speak against my boss Mr. Nitun Saurabh (Sales Manager) for his misbehaiver,
Abusing in the customer oriented organization HDFC BANK with sales officers, i have proof against him and i metioned eralier,
For this resion he could'n received my resination letter and treminated me, i called him many times for my resination after 20th january09, and finaly i sent my resingnation letter to HR, sales manager, Area Sales Manager, and other senior managers, on 09th feb09, after discussion to HR People Mr, Tushar and others.
And without accepting my resignation letter i was terminated on 13th Feb2009,
what is the justification of the Number One Organization in term of customers and empolyees
justifications.
Can you people justified it
Regards
saghir Ahmad

Dear sir

Iam the ex employee of HDFC BANK ( Santacruz Branch) and my employee code is 58420. I have been contacting the people regarding my PF cheque but nobody is picking up the phone so that I can forward my request to proceed my PF. PLease Kindly take action to attend our phone calls so that we can get our PF released.

HDFC Bank Ltd. Complaints - Salary issue
View all HDFC Bank Ltd. complaints
HDFC Bank Ltd.
Posted:[protected] by Sanjiv Kumar Send email


Salary issue
To
The HDFC BANK LTD.
Human Resources Division
HDFC Bank House, 2nd Floor,
Senapati Bapat Marg,
Lower Parel, Mumbai 400013
Sub: For Realising My Salary From 01 April 09 to 21 April 09

Respected,
Sir, I am Sanjiv Kumar Bearing Employee Code: CS21668 Was an Employee in Your HDFC Bank Ltd Dear Park Branch as a CONTRACT SALES EXECUTIVE.
Sir, I Have Still not Able to get my Salary for the period of above Mentioned date that is from 1st April2009 To 21thApril. 2009.(full & final Sattlement)
Sir, My Basic Salary Was Rs-6000&Rs-2500 a Conveyance Allowance and Total of Rs-8500/- per month.
Sir, This is my second mail to you, and previously so many times Contacted to Delhi/Mumbai Office and all were given me just word to sattle shortly.Now I think there is a way to consumer forum if no response shown by you.It is my hard earn money and its Matter to me.
Regards
Sanjiv Kumar

HDFC sec 22 branch — misbehaviour

The sec 22 branch mr. Vipin Gupta msibehaves and throws weight on customers along with favours to female customers

I had joined hbl global pvt.ltd.as telecaller on june 11th 2007.at Thrissur branch (kerala). my last working day was Februvary 2008, .and my PF no:MH/45327 & EMP CODE;J03937 .I got my PF forms and send to mumbai through the formalities. then when will get my pf amount. please reply soon.


Respectfully,
jinu c baby
PH-[protected]

HDFC Bank — Abusing by the Sales Manager

Dear Sir,

My name is Varun Agrawal. I was worked in HDFC Bank as a Senior Sales Officer and my emp code was CV11657 and i was resigned on 20th November, 2009. I wants to file a case against my Sales Manager for abusing with me.
My Sales Manager is Firoj Ali (F0103). He has abusing with the executives for achieving the target and told me that this is the sales department. i want to know from the HDFC Bank that can a senior abusing with the juniors to achieve the target.
I request you to plz mail me your reply as soon as possible.

Regards
Varun Agrawal
[protected]

Total services — cancellation of salary A/c

Dear Sir,

I Francis Fernandes A/c No.[protected]...one of the employees of Total services, Andheri, Chakala (E). This is to inform you that this company has been closed for the past two years. N the account which i hav in ur bank, has not been put to use for a long period of time... i request u to stop sending me the reminders...becoz the rules n regulations are not applicable on me...

I hope my request will be granted...Thank you....

Yours sincerely,

Francis Fernandes..

(C/O) Cynthia Anthony

RESPECTED SIR MY SELF RAJEEV, I AM NEWS PAPER AGENCY MAKER, AND I GIVE TO PAPER RAJOURI GARDEN BRANCH IN X FLOOR . THIS SIDE MY OUTSTANDING BILLS AMOUNT FOR THE LAST JAN.09 TO JAN 2010, EVERY TIME ADMINISTER MISS OUT THE BILLS, I SEND THE THREE TIME BILLS ALL READY. MR ANURAG HANDLED THE SITUATION FOR LONG TIME BUT EVERY TIME AGAIN CREATE A PROBLEM MY OUTSTANDING AMOUNT 4400/- SOMTHING AND RAJOURI GARDEN BRANCH BILLING IN CHARGE MR GURMEET SINGH,
SIR PLEASE WILL YOU GIVE ME MY PAYMENT AND TAKE A ACTION VERY EARLY THANKS RAJEEV GHAI [protected]

Dear Sir,

I Imran khan H.NO 895 Badi omti Jabalpur (M.P.) Emp Code CI00775. I worked in HDFC BANK LTD as POST CSE LAST ( 8 ) MONTH from DATE OF JOINING 21/07/ 08 to 14/02/09. TRUST ME SIR THIS IS MY ACHUAL DATES OF JOINING & RESINE SIR I want to know that what can i withdraw my Provident Fund .& i dont know what is my PF A/c No. Above i have mentiones my Emp Code(CI00775), $ DATES OF JOINING $ RESINING
So i kindly LOTS request to u please help me Sir. PLEASE SEND MY PF AMOUNT IN MY ACCOUNT NO: [protected]
Date 01/3/2010
Details :-
NAME - IMRAN KHAN
MOB.- [protected]
EMP CODE .CI00775
MY JOINING DATE IS 21 JULY 2008
MY RESINGNING DATE IS 14/02/09
MY ACCOUNT NO. [protected]
HDFC BANK LIMITED
MODEL ROAD SHASTRI BRIDGE,
JABALPUR (M.P.)

Dear Sir,

I Imran khan H.NO 895 Badi omti Jabalpur (M.P.) Emp Code CI00775. I worked in HDFC BANK LTD as POST CSE LAST ( 8 ) MONTH from DATE OF JOINING 21/07/ 08 to 14/02/09. TRUST ME SIR THIS IS MY ACHUAL DATES OF JOINING & RESINE SIR I want to know that what can i withdraw my Provident Fund .& i dont know what is my PF A/c No. Above i have mentiones my Emp Code(CI00775), $ DATES OF JOINING $ RESINING
So i kindly LOTS request to u please help me Sir. PLEASE SEND MY PF AMOUNT IN MY ACCOUNT NO: [protected]
Date 01/3/2010
Details :-
NAME - IMRAN KHAN
MOB.- [protected]
EMP CODE .CI00775
MY JOINING DATE IS 21 JULY 2008
MY RESINGNING DATE IS 14/02/09
MY ACCOUNT NO. [protected]
HDFC BANK LIMITED
MODEL ROAD SHASTRI BRIDGE,
JABALPUR (M.P.)

Dear Mr. Puri

It is after almost 3 months that I am writing this letter complaining about the dismal services offered by your bank credit card system. Quite frankly your supervisors at the call centre know nothing about the customer and how they need to be treated, apart from not making any sense when they talk. Talking to your agents is a waste of time unless its some rudimentary discussion that needs to be done.

I am an imperia account holder in HDFC bank and had a platinum credit card. The card address is the same for the last couple of years and all was well till one day I thought I lost my card and reacted almost immediately by calling and cancelling the same. This is when my woes started. I was told the replacement card will come in 7 days, I am still waiting after 3+ months for the 7 days to happen, 12 calls over this period and lengthy discussions on how customers need to be understood of course did not fetch any results, the two supervisors who kept assuring me that everything will be fine & the card will be dispatched Jyoti & Patrick are I think trained to wade off a customer by giving total BS.

They are indeed funny & so is the process !!!, They tell me that the card is not reaching me since I do not have a flat number on it, so I ask them how do the statements come all of course with zero amounts on the same address, I ask them how the statements & the cards and renewals came for all these years………………… no answer, Once Jyoti took my flat number and then again said the same thing, It will come in express delivery after she feed the flat number ……………….. obviously I understand that HDF is still in Bullock cart age & the fastest express is yet to take off !!!

My mother was admitted in Hospital last month & bills ran in lakhs, I needed the CC at that point in time, I of course used my Stanchart, my HSBC and others, but in the bargain HDFC lost the business And my faith.

It is for this reason that I thought I will write this mail now to the senior leadership. I am sure it’s been entertaining to read but very frustrating to write I am now going to wait for the card to come & once I do get it start using it ( when it comes though !!! ) . I then want to play the same trick on you guys, when the statement comes I will say it never reached me there is no flat number & site the same example …………………. What do they say tit for tat !!!

Very surprised at a so called premium bank service, I would be shocked if there is any reaction on this mail. I wrote this mail in light humor but deep inside with the frustration of almost banging my head against the wall.

As an very active member in the consumer Guidance society of India, I obviously will quote this horrid story in all our publications and being an IT guy would also do some posts on some interesting blogs. I am sure such an entertaining story will get some eyeballs & wake up an erring organization.

My Credit card no ………………. I have lost it but I got an sms saying reference no [protected] for Credit card HELL desk …… oopps Help desk !!!

Cheers & regards

Khushru Siganporia
[protected]@hotmail.com

Dear sir

i vijay vishwakarma c7/265b keshvpuram new delhi -110035, Emp code cv13464 my joyaning date -07/09/2009 resign date, 22/12 2009 pls full in final and reliving later

So i kindly LOTS request to u please help me Sir. PLEASE SEND MY SALARY and PF AMOUNT IN MY ACCOUNT NO: [protected]. Still now i did not get one rupee from bank my employee number is76926 .i would be thank ful if you do this my phone number is [protected]

dear sir
myself manoj k joshi branch co ex sitarganj branch uttrakhand emp code 68343...sir from april 2009 i want to know the reason abt my termination letter..
wats going on why you are playing with my carrier where i am wrong i have send u my papers as you want.pls give the reason of my termination asap...

regards
manoj joshi
emp code-68343
branch manager;mr.aditya semwal
cluster head; anurag kucchal
mobile no; [protected]



;

So i kindly LOTS request to u please help me Sir. PLEASE SEND MY SALARY and PF AMOUNT IN MY ACCOUNT NO Still now i did not get one rupee from bank my employee code-cv17873 .i would be thank ful if you do this my phone number is [protected], [protected]




Regards
vinay kumar mishra(cv17873)
mail [protected]@gmail.com
vasundhara enclave branch new delhi

To
HDFC Bank LTD.
H.R Dept. Block No. 8, Ground Floor
Ambika Mills Compound Senapati Bapat Marg,
Lower Parel, Mumbai- 400013

Dear Sir/ Madam

Sub: To relies my tow month salary and full and final settlement.

I am suresh n chaudhary employee code CS40989 was an employee in Divyadarsan apprt Branch adajan surat

as a Contract Sales Executive
i resign my job some resons.my complaints is i ll hand over my resignation to my sales manager on 08/11/011.but nobody give response to time of process. releaving and full and final settlement of provident fund amount and my pending salary.this is humble request to u kindly provide me information as soon as possible if any querry than call me.[protected]

Sir, I Have not received my releaving latter from my Sales manager Mr.sunil kesvani
after 2 &3 month

but I have Still not Able to get my Salary for the period of above Mentioned date that is

to after august2011.

Sir, My Basic Salary Was Rs-6500 & Rs-2500 a Conveyance Allowance and Total of Rs-9000/- per
month. And my salary A/C [protected]

sir, i am living in rented house, i have many liabilities, sir end of the month my sales
i am married person. Please understand my problem. i am very worried about that.

it would be very difficult for me to manage my family expansive

now i am requesting you to release my tow month salary and remaining amount of provident fund.

Please Please Please do the needful as soon as possible.


Thanks & Regards

sureshchaudhary
Contract Sales Executive
Employee code Cs40989
Branch Code 1702
Mob. [protected]

Take the Rs.500 note to the HDFC branch and report this matter to the manager.

Even i received calls from this number. They are asking me to pay a loan on credit card which i have not taken. Hdfc has not done verification in a proper way.

Dear Concern,

As I am a credit card holder of HDFC bank due to financial problem I was unable to pay this month you can check the past record, when your collection team spoken I have told them to wait for 4 to 5 days for the payment but they started arguing with me I have tried to convince them but still they started speaking vulgarly then also I have kept my self cool and at last I have cut the call. Then after they started calling at residence and spoken vulgarly with the family members (i.e. Spouse and Father) a human being from a good family will never keep quite for such kind of language but still I kept my cool because it is my mistake but today morning the way they spoken to my father literally I have lost my cool and taken a decision and called to the call center they told I will get a apology call but I did not get any call so I have given a written complaint if still this calls are not stopped then I will go to the consumer court then we will decide there.

thanking u
santosh h
[protected]

Dear Team,

My self Vipin Mishra having Credit card no-[protected].
I have also inform you but till date i have not recived full n final settelment lettler, while toady i have recived a credit card statement all charge is showing there.
Requested you kindly provied me full n final settlement lettler.


Regards,
Vipin Mishra
Card No-[protected]
M.No-[protected]

HDFC Bank — Cheating the costumer by collecting EMI TWICE

Respected Sir,



I got a two wheeler loan from HDFC bank and the EMI is Rs. 1628/- and have paid the EMI regularly. Unfortunately, I have missed to honour the ECS for the month of March - 2008. The next day the bank has sent a person to collect the EMI along with bouncing charge Rs. 450/= . I have paid RS. 1628 + Rs. 450 and received the bill. But the bank has collected the March EMI by representing the ECS on 17th March without intimating me. After noticing it in my bank account, I informed the customer care for nearly 12 times and everytime they told me that it will be recredited in 3 working days( telling the same for the past 2 weeks) .



So, I request you take serious action against the bank and do the needful.



R. Prakash,

Door no 5A, Plot No. 111A,

Kala niketan flats,

Subramaniam street,

Nehru nagar,

Chromepet, Chennai - 44



Loan No 11485589

HDFC Bank Credit Card — Getting Threatening call from the HDFC Bank for Credit Card Payment but the card has never been used as stated in the settlement

I strongly agree with all those getting suffered for having HDFC Bank Credit card.For being an employee of a MNC, i have been requested several times to apply for a credit card of HDFC Bank by their executives.They rang me up in my mobile several times to convince me for applying the card.After many request, i have applied one.But idont like to purchase in credit card.But used for 2 or three times and i paid it back to bank before even getting the statement.But now they are sending statements which are showing that i have taken a credit of Rs.40, 000/- which is beyond my imagination.Now the bank executives are calling me up at my mobile and at my residence number and using abusive languages, and also threatening my elderly parents.Now, i have requested them to come to a settlement through my legal counceiler as i dont want harrashment of my elderly physically challeged parents.They have even send "Gumdas" to threaten my parents.Please suggest me what i should do in stead of keeping faith on the law of the land.I need your suggestion for getting rid of this critical menance of today's plastic money generation.

Pay it dude

I had to pay 38 grans No one cares

I have the police FIR number does not matter

They will freakin take wat they say i did pay them but i do have the statement.

I spoke with the legal dept but they dont care either.

Take care
Adiyos

HDFC Bank (Credit Card Division) — HDFC Credit Card Charging twice on statement

HDFC credit Card charging twice on my credit card bills.
HDFC has charged Rs. 14979/- on the statement. Whats bad is after writing them 3 times and calling them 10 times, no body has taken ownership to resolve the dispute.
Its really bad to follow up on the case where you are not at fault.

Everytime you call at the call centre, no body has the background on the case and you need to explain the complete issue alltogether again
This is really harrasing.
Rgds, Ankur

HDFC — pan card returned back

dear sir,

my pan card number is BZFPS60707P has been returned to your head ofice because of my absence can you please send it to the following address 12/9 kaliamman kovil street, kk pudur, coimbatore-38

credit cards from HDFC bank — Pulling money from saving account to credit card account at HDFC bank.

It is to put your the kind attention on the bizarre transactions happening these days in the HDFC bank. Without providing proper clarification they are pulling out money from the saving account to fulfill the unjustified claim on the credit card.

In Year 2007 HDFC bank given me credit card -[protected]-Due to some reason i was not able to pay back the money(thoug i have paid 10000 Rs as an interest ) on time, therefore bank offered a full and final settlement of the payment (19000 in seven installment) reference letter no 0230110- which was dispatched to me on 27/06/08- bank agent asked me cheaque of 1664 Rs for first installment and in cash 1050 reciept number are as follows 12386606 and 12386607 respectively (paymant made on 28/6/08), after the the was no delay in payment my full payment was completed in month of dec'08 and when i asked for NOC from bank they said the payment of 1664 is due on your account then i checked with bank and find it out the of 1664 cheaque was returned as it was torned though i have given a proper cheaque to agent. without any delay i paid 1664 in cash on 31st of jan 2009. and all the payments are over from my side no HDFC bank put my account ([protected] VIKAS MARG, N DELHI )on hold on 30/april/2009 for non payment of credit card, that is exactly not correct thing then also as account on hold HDFC agent called me in and said pay 1400 rs and all of your dues will be cleared so i paid reciept nos-8595220 again as i`m in urgent need of money, But now bank is saying your first installment is late full and final settlement is over " please look in this matter and resolve it as soon as possible

Dear team,

I got the credit card 2years back.Bcoz of my friends mistake i am paying full money.One Executive Madam Asha from Nungambakkam(HDFC Bank Credit card Division) called me for payment, i agree for settlement.She had sent one guy and he gave some documents regarding settlements.I am paying promptly for each payment.3 months back i had some family proble, bcoz of that i was unable to make one due amount.



Again she called me, that said u have one payment pending(I have that conversation in b/w me and Asha in my mobile), once u cleared that payment we will issue 0 balance statment to u.So i agree to pay that amount., also i paid it.But after that there is no reply from Asha madam.Last month i received one call from customer care, she said u have one more due pending.Suddenly i was shocked.Again i called Asha madam, she said, yes sir u have one more due pending..u have to pay it.But i said "i wont make any payment regarding this".Now she block my savings account.



Two year back i got Personal loan (Rs.2.5Lakhs)from HDFC.I am promptly paying that.U can find out my statement.Now i am paying Rs.5896 for everu EMI.There is no single cheque bounce.I[censored] not release my account, I wont pay single paise.bcoz of her mistake.



Pls help me Basha([protected])

HDFC Credit Card — Extra not reversed in spite of assurance

I have been issued HDFC credit Card in Jan 2008, with welcome card I received letter giving me 60 days interest free period, but I received the statement in 10 days and asking to pay outstanding in next 10 days. I took lot of follow-ups regarding the matter but the bank didn't provide me any reply, the only reply was to pay the outstanding, I stopped the payment for few months and when I was hampered by the collection dept. they ask me to pay min balance and we will settle the things, but last 1 year it was not settle at all I was paying every month min amount and taking follow-ups for some positive reply but no reply. At last in month of Feb the guy from bank ask me pay all the out standing and we will reversed your the extra amount paid to bank which was about 10, 000. I made the payment and as usual they did nothing on issue stating me it can't be reverse

My credit card amount is already kept on hold on another bank a/c no. which is [protected] whcich is not linked to my credit card no. [protected]
and when i was asked by collection to settle the account i was reeady for that in the meantime you people have put my Rs 8662/- on hold though i was ready for settlement, merely because i have anothe a/c with your bank so that you are authorsied to block the exaggerated amount according to your wishes.

Before deducting my amount from my bank a/c show me the terms and conditions of your credit card which authorises you to put the account on hold even if customer is ready for settlement and the same was confirmed by your collection guy.

My bill is over charged with late fee and extra irrelevant charges, if you have put my a/c on hold and the same would be deducted then issue me the letter that my entire amount is paid towards my credit card no. [protected] and the same is disconnected i am not going to use this card anymore, even not for the entire life i have been cheated by hdfc.

Issue me the letter that my entire outstanding is paid off as my amount of Rs 8662/- is already on hold, rest i would definately take this issue ro consumer court perhaps they can provide me the better solution


My credit card no. is [protected] on this card my outstanding is due of not more than Rs 4000/- though because of late fee and other irrelevant charges and the total payment is Rs 8662/- for which collection people are calling me again and again finally they got agreed to settle my credit card a/c with Rs 4500/- which is actually my actual bill.


In the mean time i have an another bank a/c with HDFC which is my salary a/c with my new company and this credit card is not linked to my new a/c still they holded the amount of Rs 8662/- on this new a/c without any intimation if i am agreed for settlement of my actual amount of Rs 4000/- then why without any intimation an amount of Rs 8662/- is kept on hold and when card in not linked to my new a/c even i have not received any bill though late fee is charged in my bill of more than Rs 2000/- why do i pay if i have not received any bill.

I have received a letter from HDFC bank stating to pay the outstanding of Rs 8662/- which includes extra amount of late fee and other irrelevant charges if the same is not paid the same would be auto debited from my new bank a/c which is not linked with my card.

I am ready for settlement why is these people not agreed for settlement just because i have enough of money in my bank a/c so that they can deduct any amount they feel like .

Show me the terms and conditions which authorise the bank to auto debit the a/c without any intimation and if i am agreed to settle my a/c with the actual outstanding why is the bank not agreed on that .

If i would not have any account then they would have chased me for settlement of my card and they would have agreed on payment of actual why is the bank so reluctant to charge extra money which is not actually used by me and even i have not received any bill why do i pay extra charges of late fee and other charges.

If no action is taken on my request for settlement of my card then i will have to lodge an FIR and need to go to consumer court for unnecessary harassment, fraud and over charging .


My contact no. [protected]

Hi All of the above,

First of all, Bank has the authority to Block or Lean your savings a/c or Credit card. When you sign the terms and condition it clearly says that if in case you default on a payment they can put a lean on your property, property means any relation that you have with HDFC will be block and the money recovered. Ex. if you have defaulted on rs5000/- and have Rs10, 000 worth of Shares in the HDFC Demat a/c the bank can sell your shares without your permission. Its their bank you know, the only way out of this is to make prompt payment or do not have any other ralation with the bank. Unfortunately the bank esclation is bad so no one will help you. Meet a lawyer and send them a notice saying you dont have money to pay.

Dear sirs, You have issued the chequeBook at par. But I have issued two cheques on which you have taken the charges. One cheque for 1 Lac and another one is for Rs. 225000/-/
You have deducted the clearance charges despite the Micro cheques being at par.
This should be set right and charges should be credited back.
The Manager could not give any satisfactory answer. Everything should be in black and white. At par cheque means no charges are entailed.
Kindly take note and set the grievance right.
Thanking you
savita Jain, kothi No 28, Jain colony, Bharwain road, Hoshiarpur.
Saving Bank account No. [protected]

My HDFC credit card number is xxxx xxxx xxxx 1789.

The problem started when i was transfered to UAE and realised that i was not getting any e-statement, after writing to them N number of times and calling them, they were refusing to change my e-mail ID and feed in the actual ID as apparently the efficient data executive of HDFC had fed in some wrong e-mail ID, all the above took a couple of months and from Nov 2008, i finally received my e-statement in Jan and of course without any fault there were late fees and interest charged which i explained and finally they were convinced to wave off which took another couple of months and eventually in the month of march the payment was made, however the entire amount is still showing as outstanding after 5 months. And i have been defamed by the bank as a defaulter despite all efforts made to make the payment.

I have a saving account no.[protected] with HDFC Bank in Gurgaon FIP Branch, one transfer cheque no. 445512 of Rs. 5000/- deposited at the bank counter on 03/09/09 and it is not credited in account yet, due to this two SIP returned from account, who will bear this loss. Am following with customer care, all the time they saying, we get back to you. Refer their Complaint No. DEL116807.

However, I am contacting continues with customer care but no favrouable answer I got. Today I have visited my bank and they said, may be some discrepancy in your cheque, if there is any discrepancy so why not they returning my cheque. If this delayed by the banker, please let me know who will bear this face.

Hi,

As per customer care executive my total outstanding define by him was 22780/- but i had paid Rs 23000/- but they charged some 1200/-, which i will not pay in any case

I am your old customer but not getting any support from your side.

Kindly help me to get this charges reverse or close the relationship with me.

Regards,

Rohit Sharma
Card no-[protected]

HDFC Credit Card — HDFC collects the money but do not update and close my account

I am an NRI settled in Dubai since last 3years and have a very strong relationship in line with many services from HDFC bank and I am surprised to see that one of the Credit card which is already closed a year back is still alive in the system.

This is one of the most destructive and discouraging matter for an organization which has one the leading status and most admirable process and services, but due negligence of the executive can hamper the same if things are not knitted well and corrected.

With reference to the call from [protected](time: 12:28, UAE Time, date 20th Nov 2009), for a transaction which has been closed a year back and no more related to any carry forward actions to be done but still every alternate month the call comes repeatedly since the last transaction was done on 13th Sept 2008, with full and final settlement toward a Credit card payment ([protected]).

Procedure recommended by the collection executive on 13th Sept 2008 to close the card with 20,000 INR.
• Takes Cash of 4000 (9/9/2008) as an initial payment
• Collects three cheque( 5334/- date : 7th Oct 2008)
• Second cheque ( 5334/- date : 7th Nov 2008))
• Third Cheque (5332/- date 7thth Dec 2008), In this cheque, there was a Mismatch error by the HDFC collection department while writing the cheque:
• As the cheque was from my brothers account as I was already not in town and the same was signed and submitted but the executive has written the third Cheque as with a mismatch figure in comparatively to the words Vs figures, which any ways was not written in front of the us but subsequently a later transaction while presenting the cheque.
• Amount in the Settlement letter : 5332/- INR
• But in cheque it was written “Five thousand five hundred and thirty four only, vs in figures mentioned 5334, which itself is a totally mismatch and i had given these cheques predated without any amount mentioned over it as a belief and commitment to close my account. Then why did the bank collection team has mismatched the amount while writing and getting it to such situation for which a customer has to be in trouble for ZERO reasons.

Correction made again:
• Again the executive followed up and subsequently the payment was also done but as of date its not updated as I foresee or else I would not be getting calls from HDFC collection department.
• Also the same was done with full proof closed and followed up with the bank.

I am really very disappointed with such ill mechanism for which being haunted since every now and then receive calls for the above transaction again & again. If the system has not full proof in closing the transaction then the bank must at least respect the customer existing transactions based on which the credentials can be known and identified.

After series of complaints i get information from Sr.Mngr, Service Quality that the mistake is from my side and needs to be looked at where as based on the closed account letter provided by the bank and later the cheques being mismatched while doing the presentation is not at all into considerations which really is alarming to any consumer for such a big bank.

HDFC Credit Card — Even after Settlement I got a new A/c Statement & continuous calls on my mobile

I had a HDFC Card which I settled for an outstanding amount of Rs 23600/- I had issued 4 post dated cheques from my ICICI Bank A/c of which my last installment got bounced for some wrong marking of lien from ICICI BANK Ltd. Which after calling up the customer care department was removed after 4 days.Finally I made a cash payment to HDFC Bank for the oustanding amount and was assured no call would come as my dues were completely settled. I was also asked to wait for 90 days for a final letter
of claims settled to be issued by HDFC CARD LTD. But after about 1 month again a new letter for
credit card bill came at my residence,when I called customer care they informed it was erroneously sent and the settlement was in process so I would get the final letter after 60 days. Again after 1 month I received a new credit card bill statment this time HDFC people started calling on my mobile.I informed them poiltely that the settlement was done and I am in no position to pay the dues again.But they said that my settlement has gone void as my last installment was not collected in time.I still insisted that the person who came to collect cash did inform me that the settlement is still inforce and once the payment is done in cash you should not worry about any pending dues.But till date I am getting calls from one Mr Ravi Patil who claims to be an Employee for HDFC Bank Ltd saying you have to make the payment or face dire consequences.He somehow also managed to procure my wife's mobile number and asked her to come to Wilson house at andheri to settle the matter when I didn't pick his calls. I am constantly living in fear now whether this people will forcefully land at my home and ask for outstanding dues. I request The concerned Authorities of HDFC Bank Ltd to conduct a thorough inquiry in my case and give me justice.

I HAVE A HDFC C/CARD. MY CREDIT CARD NO.IS [protected]. I AM UNABLE TO PAY THE MINIMUM AMOUNT FROM LAST 3 MONTHS.HDFC EMPLOYEE MR.BALRAM SINGH HIS MOBILE NO.[protected]. HE IS SITTING IN RAJOURI GARDEN BRANCH AS PER HE SAYS. HE IS VERY VERY CORRUPT & FRAUD PERSON TO GIVE WRONG INFORMATION TO CLIENTS. I AM VERY TIGHT POSITION.
MR.BALRAM SINGH MISGUIDE ME. HE SAYS YOU DEPOSIT RS.1600/-AGST.YOUR PENDING AMT.ON CARD. THE HDFC BANK WAS HOLD MY SAVING BANK ACCOUNT FOR RS.1345/-.MR.BALRAM(FRAUD PERSON) SAY YOUR ACCOUNT WILL BE RELEASE & THIS AMOUNT IS RS.1600/- WILL BE ADJUST IN SETTLEMENT OF YOUR A/C. BUT AFTER 22.01.10 ANY PERSON NOT FIND TO MR.BALRAM SINGH. I WILL THINK I LODGE A FIR AGAINST MR.BALRAM SINGH. HE IS MISGUIDE ME. MY SAVING BANK ACCOUNT BALANCE HAVE KEPT FROM HDFC BANK. WHY I DON'T UNDERSTAND.
IS IT POSSIBLE TO HOLD & KEPT MY MONEY TRANSFER TO
MY C/CARD AMOUNT.

PLEASE HELP & REPLY
[protected]
I THINK HDFC BANK HAVE NO POWER TO CONVERT THE SAVING A/C (SALARY A/C ONLY) TO CREDIT CARD AMOUNT.

THANKS

Sir,

I have already clear my all payment of my creadit card but till the time i m recieving the call from HDFC bank in diffrent diffrent manner and giving the call to me from differnt number always. I m also trying to contact with branch mamanger but he didnt pick my phone call.

in one month back i recd. the call from bank the person told me that you need to pay some extra amount against your due payment on credit card then bank will issue my NOC certificate on same time i have paid the amount of Rs.1550/- after few time i call him but the person didnot reply my call then next days i recd. another call he also siggest me to extra payment of Rs.2100/- which i didnt pay.

Sir i m requesting to the bank pls do not harres me for such kind of call when my card is already close by the bank before one year back.

My card number-[protected]

I HOPE FOR POSITIVE HELP.

Dear Sir,

My CREDIT card no. [protected]

Name: CA Priyanka Subhash Ajmera

I had withdrawn Rs. 2000/- cash on 4/10/10 by mistake and you had DEBITED Rs.334.87/- as HDFC cash advance fee on Rs. 2000/-

This charges are very heavy and not affordable to me.

Now I want to close my CREDIT CARD facility and also our CLASSIC facility of SAVING A/C.

Pls guide and reverse the above charges as first time of my life mistake..

is not better servic from costumer care

HDFC Bank Credit Card — bill despite of non use

Dear sir,
i am issued a credit card ([protected]) in Jan 2011 and not have been able to use it at various locations like Reliance Fresh,Big apple,Vishal Mega Mart,Indian Oil petrol pump etc. This was reported at your custermer call centre but no one helped me except telling every time that my card is active.
Instead of any help,i was flodded with many calls for other commercial interests and when asked for help all turned away.
On many occassions i asked the madam on other side to tell me any location where i can use it because whereever i used it,i am told that their system is not showing it anything and also not asking for any other input.

Now i have received a bill stating that i have to pay Rs.444.10.

I am not able to understand why i should pay this?

I clearly told your representative that I have to make a payment of About Rs 15000 in Jan 11 which can be used to get free lifelong service charge.When you can not provide any timely help,how you feel you have the right to charge me?

Kindly get this card and due amount be cancelled.



suresh chand
[protected]

I have an HDFC credit card. I had made a purchese in May 2008 and converted that into EMI's. After making payments for few months I called them make a payment of the entire amount. It was the customer care department who gave me that amount to pay in full. After I made the payment I kept receiving the statement with the negative amount. I thought one day it will be 0. But intstead of becoming a 0 amount it gave me a statement of positive amount. Initially that amount was 8 hundred something which then increased upto 5 thousand 8 hundred something.
I called the Customer Care and asked why is this amount when I have made the full payment. They answered you loan was never preclosed. Reason being there was no call that you received from us confiming the preclosure.
But my arguement is, is it my mistake if you dont call me. Why was there no mail sent to me asking for the confirmation of the pre closure when I have made the full payment and you have received it.

This is just rediculous and worst services one can get.
"IF HDFC IS SO HUNGRY FOR MONEY THEY SHOULD START BEGGING INSTEAD OF LOOTING CUTOMERS LIKE THIS."

If HDFC has even a single sinsere employee working please look into my case and be honest to yourself.


Rgds,
Seema Awatade
4346 xxxx xxxx 0836

I discontinued using credit card since six years still I am asked to pay every month Rs. 3, 400/- and the officials threaten with dire consequences. These fellows do not even care for anything and they appoint goondas to collect the money from customers like me. Why cant we forma union and take stern action against thebank and refer the matter to RBI.

Hi this is vilas i have salary a/c in hdfc bank i got a call from hdfc 2 times for the issue of credit card for the 1 st time i got a call from one of executive in the month of july that we are glad to provide credit card to you they had taken my details but they did not give any revert after few days i had given call to that person and he told that you are not eligible to get the credit card after that in the month of november i got call from 1 more executive for the credit card they had taken my photo copy of pan card and my signature but they did not give any revert after few days i had word with credit card depot they told that in our sys it is showing as there is a appproval for the issue of credit card in the month of july i informed them that though there is apparoval but did not get cc every one is escaping that i am not right person to give the status i have aknowlege card no but still i did not get cc no one giving response my contact no is [protected] for any reverts plz communicate with same no

Team,

I have received call from no[protected]:05 dt 13th Oct'12 stating that bank is offering me no limit credit card.At starting only I have enquired about any charges but care executive didnt inform.
After deduction of Rs.6399/ on IVR another executive may be senior inform me about the deduction.
I informed him to cancel this transaction as i dont want this card.He said it is not possible then said he will listen the telephonic transaction & get back.
I am not expecting such stupidity from HDFC care executive as I am holding current credit card since long time.Please look in to this matter & respond me on [protected].
Email id : amol.[protected]@yahoo.com.
Waiting for your reply.

HDFC Credit Card — Added more money (3000) to the credit bill.

Hello Sir,

I have purchased a laptop in EZONE shop Pune, Using by HDFC card .
From merchant side there is a option that EMI with 0% of interest.
But HDFC bank is added all tax and 1% interest also.
Please take an action on the bank.

Thank you
Santosh Hiremath

Hi Team,
I am really very upset from HDFC services and bring to your notice that i am saving account and credit card user from last 5 yrs, that was my zero balance account and nobody has informed me that when i account has been
transfered to normal account and HDFC is deducting heavy money from my account from last couple of week . I heard that the balance has to be maintained on quarterly basis but HDFC is deducting money on daily basis, so i am
going to take help from RBI and court. Now i want to close my all account (Saving, Credit card and Bank Loan) with HDFC bank so please let me know the procedure .

HDFC always cheated customer at every point .. sorry to tell you.

Hi Team,
I am really very upset from HDFC services and bring to your notice that i am saving account and credit card user from last 5 yrs, that was my zero balance account and nobody has informed me that when i account has been
transfered to normal account and HDFC is deducting heavy money from my account from last couple of week . I heard that the balance has to be maintained on quarterly basis but HDFC is deducting money on daily basis, so i am
going to take help from RBI and court. Now i want to close my all account (Saving, Credit card and Bank Loan) with HDFC bank so please let me know the procedure .

HDFC always cheated customer at every point .. sorry to tell you.

Fraud - By Country Vacation

Request your attention & help.

I enrolled for the membership of CV & swipped credit card for payment. As I realized in 2-3 days that they are making false promises & also experienced bad service from them.

I asked for cancellation but they stopped replying me saying that the amount is non-refundable but verbally they told that told that it can be cancelled at any time. They were telling people that they have a tie up with HDFC & other banks. As we blindly believed that if bank is involved then the all things will be valid.

After i raised dispute in the bank, i got disappointment by seeing mail that merchant is having agreement copy which said non-refundable.

I raised request withing 10 days of enrollement, HDFC is having all the authority to ask merchant & get the money back. I have already submitted all the proofs to HDFC customer care which clearly indicate the response from CV. CV is not bothering to respond my mails.

I requesting you to please help me to nullify my amount from the statement.

Even cooling-off period is given to new customer is an AIRDA regulation. Still CV is not co-operating the same.

Please suggest

Hi This is Vikram Jaiswal

Credit Card details
Name : Vikram Jaiswal
Card No. : [protected]
issued by HDFC Bank

Please note that Credit Card has been offered by HDFC bank with no additional expense except Late fee for the amount used through credit card.

However, for last few months they were unable to deliver the credit card bills to the said address and no one ever contacted me from HDFC credit card bank behalf.

Later my office address changed and i requested online for address change with the Credit Card dept, they changed the address but with huge amount added which includes Late fee plus Finance Charge. by definition of Bank that Finance charge is the interest fee they charge on amount used from credit card if it is not payable on time.
Issues:
1. I have paid timely payments but if they are not able deliver the bills how would i come to know that how much i have to pay to the Credit Card company.
2. However, i have paid all the payable amount some times including late fee
3. As it not informed to me by the HDFC credit card representative, that the bank will apply FINANCE CHARGE on late payment amount, therefore i have not paid this finance charge.
4. They keep calling and forcing me to pay this amount also..
6. And now they keep on increasing the amount of Finance charge by adding further more late fees and put my account hold.

it is same like when villagers borrowed money from landlord and never able to return it because landlord keep on adding interest.

Kindly help in this matter.

i've made a transaction in May with my HDFC credit card for online purchase but neither i got the product nor the money i contacted the merchant Paypal too but they did not respond, .hence i've disputed the transaction But the HDFC process is more worst then Paypal it has been 2 months now still there is no reply from HDFC..[protected] Contact no

TDS deducted by not deposited to Income Tax

Hi, This is regarding amount deducted by HDFC bank, but not deposited to Income Tax department. HDFC bank is doing this fraud . Kinndly avaoid HDFC bank.

Two Wheeler Loan — Harrasing calls

Dear Sir / Madam

I am udersigned Mrs. Darshana Thakkar (Manager-Materials), Of reputed pvt ltd company based at baroda.Our employee Mr. Suraj Bhatia was allowed to keep company cell for our internal communication.He had borrowed some loans from your bank which is solely not known to us and we are not responsible for that.Mr. Suraj had given company cell for contact.Cell No:[protected].

Now Mr. Suraj no more with himalaya nad even we don't have any other contact no of Mr. Suraj.I am receiving continuous call from your office from the numbers as mentioned below.I ahve talked the above fact many times to many executive e.g.Mr. Raghu, Ms Sujitha, even i requested to give a line to senior person.

I am receiving many calls & even missed calls of two-three rings from your office and thats too irrespective of time and day.i.e sunday and early morning and even late night by 8 o'clock.

No :[protected], 40171300, 40270600

I am really very much suffering from such blank calls.It's humble request don't call further and kindly contact on his residence address for your process.

Thanking you in anticipation.

Darshana Thakkar

even i do receice such phone calls, and every time its a blank call
i dont know why blank calls yaar
i[censored] will not speak how will u come to know the right things

and i am also receiving calls at any time early morning also.

Please stay away from HDFC Bank, Kalsi Nager Branch, Ludhiana, Punjab. The current branch manager - Gagandeep Singh - is a dishonest person. He is just like Amarjit Singh that have mentioned.

HDFC credit Card & bussiness loan — Name Showing in defaulter list

mera PAN No AHJPA 2586R Hai mari DOB 04.06.1969 hai Mera Naam CIBIL ki Defolter list Mai Aane Kivajah se Mai Kisi Bhi Bank Se Loan nahi Le Paa Rah Hoon . Sabse Bari Aajeeb aat Ye Hai ki Jis Product & bank Ka Mai Defolter Bataya Jaata Hoo Maine Kahi Bhi Us Bank Se To Choro Kissi Dusre ank Se Bhi Loan Nahi Liya Hai Plese AAp Meri Help Kare Aur Apna Record Check Karke use Theek Karne Ki Kirpa Kare

HDFC Bank — NOT USING THE BANK ACCOUNT

I M NOT INTERESTED WITH THIS BANK RELATION.KINDLY CLOSE THE ACCOUNT.

HDFC — OWD

Hi all,
Recently i withdraw Rs7500 in HDFC ATM it located in coimbatore, the transaction is failed but the amount is debited from my account. I register my complaint in coimbatore hdfc bank. But i didnt get proper response.

Axis Bank — REFUSE DEPOSITED MONEY

TO,

THE RESPECTED SIR MY SELF DEEPAK MITTAL.I AM RESIDENTIAL IN PALWAL CITY STATE HARYANA.MY SAVING ACCOUNT NUMBER IS [protected].ON THE DATE OF 27 OCTOBER 2008 I WENT TO AXIS BANK OF PALWAL BRANCH FOR DEPOSITED CASH ONLY OF RS 32000.BUT THE BANK CASHIER MR. RAHUL AND DEPUTY MANAGER MR. RAJIV NAYAN REFUSE FOR DEPOSITED MONER ONLY BECAUSE OF ONLY ONE REASON IS I HAD 10*700=7000 RS IN TEN RUPEES NOTE.WHEN I SAID THAT GIVE ME IN WRITTEN THEY ALSO REFUSE.MR RAJIV NAYAN ALSO BEHAVE LIKE THEY ARE DOING WORK IN MENTAL PRESSURE.SO I REQUEST YOU PLEASE TAKE IMMEDIATE ACTION AS SOON AS POSSIBILE.AND SOLVED OUR PROBLEM.



WITH REGARDS

DEEPAK MITTAL

A/C NO=[protected]

M=[protected]

ADDRESS=MAX PHOTO STUDIO & COLOR

LAB, RASULPUR ROAD, NEAR CITY POLICE

STATION PALWAL(HARYANA)=121102

I have a salary account in HDFC Dhanbad branch, I have to deposit cash in my account from patna, but they denied to take the cash. so, please kindly do the needful.

I am feeling problem in depositing money, give suggestion.

Sujeet

HDFC Credit Card — T have no money to pay

my name is chiragparmar and I have a credit card and number is [protected] I had take a loan of 38000 and I pay 6000 and outstanding is now 33000 and I now have a bad condition that I cannot pay I pay 1 yrs regularly but from now onwards I have no money and the reason is behind that I had taken loan but I not use ad I give my freind mother's to help and now they are not paying money and I give money of my credit card risk but they cheated me and I can't pay amd in my family know one know abt this pls help me abt that I cant a settlement

HDFC bank/ Salary account — I do not know who has deposited a cheque into my account.

I came to know that I have a balance of 13, 000/- (something) in my Account. I have checked my account summary details in My Net banking, TWO cheques have cleared in my Account--the total amount is Rs.13,[protected] but when i asked the phone banking they have guided me to contact my HOME brach... Why I should go and waste my time for their MISTATKES... If this complaint is not solved within 24 hours... I will withdraw that money and I will not REPAY the amount as well as (INTEREST)...

HDFC Bank — why they did not depositing cash in my a/c

dear sir
i am raghuvender singh and s/o shri ramhari and prvious year i have purchased a bike and the bike is on instellment and my father had open a a/c in hdfc bank and every thing is going ok but now the manager of hdfc bank ltd branch in cannaught circus and add is N-47 PRATAP BUILDING .
why they did not depositing cash n my a/c and my a/c no is-[protected]
now this is become headche for my father
so please solve my problem as early as possible

HDFC Bank — cokedraws2009

hi,
i received an sms on 24.06.2009. The details are as follows:

Your Mobile# has won GB 650000.00 POUNDS in 2009 COCA COLA International mobile draws.To claim, email your name and mobile# to:[protected]@live.com

HDFC BANK LTD MAYUR VIHAR PH 2 — NON PAYMENT OF CHEQUE

This is to infrom u that i the s/b a/c holder in HDFC BANK LTD C.P BRANCH.My a/c no is [protected].on 17 of july i self visit in hdfc bank ltd mayur vihar branch ph -2 for withdraw money of rs 12000/- the teller tell me thier is a memo in your a/c you do not withdraw and diposit the money in your a/c and you go ur home branch.same day i had withdraw this money from mayur vihar branch ph 1 and i can withdraw this money very easly.so their is no memo in my a/c.The branch employee is so ruud to me and very iresonponsble.they waist customer time and noyhing else.employee name is surajit barua and arun arora.so i want reg a complaint againts the employee of this very poor branch

thanking you

PRANAY BHOSLE
[protected]

saving account — salary issue

Sir/Mam
i vibha upadhay worked with your esteemed organization from 23, Dec, 08 to 23, Apr, 09 and given resignation on 23, apr09 but i would like to intimate you that my senior is not accepting my resignation neither he is clearing my two month salary nor giving any right information about this so i request you to help me regarding this matter .I was a telicallar and my employee was cv 12595 and branch was kirti nagar s-38, central mkt new Delhi 110015 my mobile number is [protected].[protected]
I request you to kindly do the needful and take some serious action regarding this.I will always be obliged for this .
Thanking you
With regards
Vibha upadhay

HDFC salary account — money transaction problem.

sir,
with honour inform's you that i am account holder in HDFC BANK.my account no.is[protected].After salary total balance is 17,888.i had gone for money transaction of Rs5ooo/-in ATM of state bank of patiala but it shows 'unable to process' due to yuor account balance
isRs 4005/-so i checked the mini statement in HDFC -ATM$it shows the account balance is 12,888/-$ 5000/- transaction in that same time.so plz take some quick action in this wrong transaction.

yes it's might be right.

HDFC IS PERHAPS THE MOST DISGUSTING BANK OF ALL, INFACT ALL THE PRIVATE SECTOR BANKS ARE THERE TO CONFUSE THEIR CUSTOMERS ONLY RATHER HELP THEM IN NEED.

Dear Sir

I also have the same problem like that. So Please tell us the reason for denied this service with immidiate effect also. it is also without any intimation. I think it is a very - 2 bad response.

Regards

Varinder

Dear Sir

I also have the same problem like that. Branch denied to accept cash deposit in salary account. It is without any intimation. So why its happen.

Please Advise

WIth Regards

Varinder

HDFC Bank — deny to accept deposite for my existing saving account

customer care department
hdfc bank.
my account number is [protected] at vapi (gujarat) .today i went to deposite Rs.19000/- to above said branch the cashier told very roughly that i should not deposite that amount because of RBI new rule.I astonished and they asked my profile. i am the existing customer from last 12 years ( previosly my account was at chala branch ,vapi) .Ultimately the manager accept the money and i need it because my credit card (cadr no.[protected]) account is also with same bank and i deposite the cheque for the same on the same day .I was totaly insulted infornt of other customer and thinking to approch to cosomer forum for the mental harashment .
more that that at 1.30 pm when a long que is wating for deposite and withdrawl , most of the staff are busy to take lunch in manager's cabin and the customer is observing that through glass door- it is a humilliation for the standing customer.
every thing can be verify with cctv camera.
before that ,they also harash me and other cutomers . please solve it and if any problem with me or us we can close other account.

Hi this is rajesh from coimbatore.i have using my hdfc account for last 5 years and my locality is rainbow theatre(race course).
I use trichy road hdfc bank for my bank use.whenever i go and any queries about my account r any details related to bank the customer support executives in that bank(two ladies) doesnt response well.they blindly gave wrong information what ever they think and they really care about their own work apart from the cx issue.so kindly request to take remarkable action to improve the customer services in that branch(Trichy road hdfc bank)

Thank you

I have a salary account with HDFC bank sec-62 branch noida. They denied me submitting cash in my account and even didn't gave the proper reason. What's the problem with HDFC bank and when this new rule came.

I have a salary account in HDFC Sarita Vihar, New Delhi branch, I have to deposit cash in my account from Pune, but they denied to take the cash. So, in this case can I deposit money by cheque?

I am having HDFC salary account. I have encountered the same problem as listed above. When I visited to Mayur Vihar Phase 3 branch, they refused to deposit the cash in my Salary Account. They denied to deposit the cash becuase as per them the customer can't show more income than salary in salary account. However, they can deposit the cash at home branch.

hdfc bank limited — Not allowed to deposit cash in my salary account

I hold a salary account in HDFC bank and i have been refused to deposit cash in my salary account and i am not getting any help from HDFC bank personal
My name:-Rohit Puri
Mobile no:-[protected]

I have a salary account in HDFC bank. Due to emergency requirement yesterday i visited bank (Maunath Bhanjan) branch to deposit cash to my account, they denied to deposit cash. Please advice then what is the use of our account if we can't do the transaction in our own account.
Shall we close and transfer our salary account in any other bank who serve there customer better.

HDFC sucks big time.
I can't even deposit cash in my salary account!

Today I have visited Stephen House HDFC Branch at morning 9.45AM for Deposit Cash to my Account home branch is at Shyam Bazar, but they denied to take the cash. They has given the reason as a policy Cash is not accepted in Case of Salary Account. My Account is around 5 year old and I have not faced this type of problem ever before. Pls Provide me the Policy of Salary Account. in my mail account "[protected]@yahoo.co.in"

Bull This is all Fake From HDFC bank. I lodged complaint regarding same problem 3 months back my account num is [protected], and i was being that now my accont is normal saving accnt i maintained qab of 30000 since then and yest i went to deposit cash and again they said they cant accept cash.HDFC is a big time sucker, , it sucks worst bank which i have seen.i am waiting for my PF then will close this bull

i mr.shantaram zaware i have taken car loan a/c no 1100927 have not recived my a/c statment so pls sent my a/c statment in my home add at kalyan

savings account — Without My Knowledge My Own Amount was Levy(stipend) via Bank

Dear Sir,

Name:R.Sivakumar

My Account No:[protected]

Bank:Standard Charted Bank-Nungambakkam

Last Month I debosit over Rs.7000 in Standard Charted Bank and I debited RS 5200 only and the remaining amount should be Rs 1800 but the balance amount Rs 1800 was not there in my Account,I refered with Standard Charted Customer Care they replied that balance amount was drawn by bank (Without Customer Knowledge).So please kindly take action on the above statement/complaint to avoid these kind of practices please confirm the above receipt of the mail and doing the needful.

Note:Kindly Replace my money + Consumer Value



Regrds and Thanks

R.Sivakumar

Email ID:rsivakumar.[protected]@gmail.com

HDFC Bank — account amount problem

My account no is [protected] at Ashram road branch since 2.5 years. Salary account. But aftre long time since 4 months they have been deducting my 500 to 700 Rs without any reasons. Please send me some suggestion . They dont reply my mail for.

HDFC Bank — Can't Close Account

Hi Send a mail for it but still bank is send mail...

Hi Team,

Please don't send me mail.because I already applied to close the Account. Please make not it. Because of your bad customer care while I was in Gurgaon. I raise a request to reset my ATM pin number and I didn't get from you Bank.so I open my account with Different Bank. I reach 3 to 4 time t you nearest Bank branch also same problem. Then Last year I went to my home town and i try to close it.but still I am unhappy with you customer support please close my account ASAP.

And most recent incident you attach file can't be scan so it can be harmful for me and my work please find attach error while going to download. Please ...dont send me mail like and close my account.ASAP....

Best Regards,
Bhavinkumar Patel

Complaint — account problem

my ATM card mony problam

ATM card se mony ko nekal leya gaya hai jo aap apke company ka name ko bata raha hai
pls aap mere account me mera mony vapas kar de

HDFC Bank — STUPID CUSTOMER CARE

TAMIL NADU HDFC BANK LTD PHONE BANKING IS STUPIT GUYS............DOESNT RESPONCE PROPPERLY......I DONT KNOW Y THIS TYPE OF PHONE BANKING RUN STILL ...BULL ,DAMIT....HDFC PHONE BANKERS.........

Bank — account close prob

harsh


----- Forwarded Message -----
From: Harsh Birla <[protected]@ymail.com>
To: "[protected]@icicibank.com" <[protected]@icicibank.com>
Cc: "[protected]@rbi.org.in" <[protected]@rbi.org.in>
Sent: Sunday, 1 July 2012 9:31 PM
Subject: account close





Iwant to close my account for that i have been to branch but there was no one on the customer care desk then i asked to cashier for the same then he told me to deposite rupees 1000 as account closing charges he also sad that i can never open any account with your bank in future also if i will not deposite the said charges i was not informed about that charges at the time of account opneing .
icici bank
cost id[protected]
account number =[protected]

branch 1436 nagda (m.p )


harsh birla

Access — Salary Issue

Dear Sir / Ma'am,


i was working ( Access ) it is an call center at jammu, i had not got the salary of 2 months, now i left the company

Please help to resolve the issue


Anoop Kachroo
[protected]

If my information and knowledge is correct the act of HDFC bank is against RBI norms and against banking law in India. Although it is a salary account, we cannot ignore the fact that it is Savings bank Account too. Suppose an account holder has withdrawn a sum for a particular purpose but he did not use the money for some or other reason. Now he wants to deposit the sum back in his account. How the bank can refuse the same?!!! I believe, RBI will intervene and act immediately in this situation. If this does not happen, better file a suit, like PIL immediately against the bank.

Today Hdfc also refuses to deposit cash in my salary account. Saying that new RBI has given direction 10 days before for same. But on internet I am not able to find the same

Today i had gone to HDFC bank For depositing the cash but they didn't accept the cash to deposit into my account as it is a salary account they won, t accept the cast they will only accept the check but the had told to write a declaration form for depositing the money into my account so i had written the letter then they had deposited the money

I have just gone through the same thing
apparantley its a new rule started only by HDFC. today wen i called them up, a customer service exec told me that this was in line with RBI norm that no cash can be deposited, the same thing was informed to me by the bank manager.When i asked for her supervisor, the exec. disconnected my call
however later when i called them back, they said that this was a bank policy and that no notification was issued for this. also this exec confirmed that RBI had no role to play in this
this is ridulous
I have raised a complaint now, lets see if a i get a feedback on the same

Complaint Docket No.: MUMC[protected]

HDFC Bank — MISBEHAVE WITH CUSTOMERS AND REFUSE TO DEPOSIT CASH MONEY IN CUSTOMERS SALARY ACCOUNT

DEAR SIR ,HDFC BANK IS DOING MISBEHAVE WITH THEIR CUSTMERS THEY ARE NOT DEPOSTING CASH MONEY IN SALARY ACCOUNTS .SIR IF SALARY ACCOUNNT IS A SAVING ACCOUNT THEN WE NEED NOT A OTHER SAVING ACCOUNT IN SAME BRANCH OR BANK. PLEASE DO NEEDFUL HELP. THANK YOU.
SANDEEP KUMAR

Hi,

All please open new salary account with other banks like (icici, axis etc). I had a bitter experience few months back, my relative wanted money for emergency medical reason, i visited hdfc bommanahalli (bangalore ) branch .Teller asked me numbers of questions and she denied me depositing money. Then i took DD and send to my cuisine .Next day i conatcted my hr and opened salary account in icici and removed hdfc account from HR portel and transffered all mony from hdfc to icici.account .

ajis

I have a salary account with HDFC bank sec-63 branch noida. They denied me submitting cash in my account and even didn't gave the proper reason. What's the problem with HDFC bank and when this new rule came. But I have read

http://www.hdfcbank.com/personal/product/productdetails/regular-salary-account/g...⇄

click on What are the features and benefits of a Regular Salary Account?

and read about Cash Handling for cash deposit at home branch

For non-managed customers

- Cash deposit value upto Rs 1 lakh/day - No charge
- Above Rs 1 lakh - Rs 25/- per Rs 50, 000 or part thereof.

Charge will be levied for the full amount.

So please tell me what is this ?

Even I had the same problem. I went to hdfc branch (Pongumoodu, Trivandrum) today to deposit money into my salary account. They told that depositing cash is not entertained, but for the time being they accepted cash deposit. They asked me for what I was depositing cash. I told that I need to make payments for credit card. For that they replied that, I can make direct credit card payments at bank. When I told them that, there is a service charge for making credit card payments at branch, they told that "yes, you will have to bear those charges".
Isn't it that HDFC Bank is looking for more ways to charge their customers to increase their revenues?
Who knows, tomorrow whether they might charge for "Netbanking Services" also...

HDFC SUCKS!!!

First, they didn't accept cash without original PAN for credit card payment. Then they wanted the the cardholder to be presented to sign the photocopy. When I told them, person is out of India, how can he sign, the stupid executive asked me to pay by cheque and when I asked him if cheque wont require signature, he was mum. Thanks to the branch manager, he authorised the payment to be accepted considering the person concerned is not in India. Earlier, only PAN was to be mentioned on deposit slip but now...

Very next day, I had to deposit money in salary account and was told I cannot deposit since it is a salary account. No other explanation was given.

Most useless and hostile bank I have seen. you are.

I had to go through this pain today, when I had requested my wife to make an urgent deposit into my salary account (<10k). Lame excuses as experienced by others were given in the name of RBI - and that seem to be incorrect as well. Very very shoddy banking and customer service. With or without RBI regulation - it truly sucks big time!

I have registered a complaint against HDFC Bank in their website with the Principal Nodal Officer. I have not seen any order in RBI website substantiating this aspect. Also, other banks with Salary Account service are not aware of such a policy. It is the right of the account holder to remit cash in his/her account.
Give maximum publicity to this unscrupulous act of HDFC Bank through social networking sites as well

Hi,

I have faced same problem . morning when i went to deposit cash in my salary account they denied and when i contacted customer care they are telling there is no any such rules.you can deposit but when i went again they denied again, so i lodge a compliant against that bank manager and teller. Still not resolved

Hi All,

I faced the same issue and I raised a complaint thru the HDFC Bank website. Please find below the response. There is NO RBI policy restricting remittance of cash in salary accounts. Also, cash remittance IS possible in Salary accounts..

From: "HDFC Bank Support"<[protected]@hdfcbank.com>
Date: 18 July 2013 7:43:36 PM IST
To: "[protected]@gmail.com"<[protected]@gmail.com>
Subject: RE:'HBL=[protected]' Web - Complaint Form - Savings Account


Dear Customer,

Thank you for writing to us.

This is with reference to your email regarding denial of cash deposit to your salary account held with our Bank branches.

At the outset please accept our sincere apologies caused to you.

We tried to contact you in the mentioned mobile no, but you were not answering the calls.

We confirm that there are no RBI guidelines to deny cash transactions in Savings Accounts. However we wish to state that as per the terms and conditions of HDFC Bank pertaining to salary accounts, below are the limits for cash transactions at branches:

Self at Home Branch
Self at Non-Home Branch
Third Party at Home City
5 free transactions per month would be permitted and Rs 100 per txn would be levied from the 6th transaction onwards

Third Party at Non-home City
Upto a limit of Rs 50000 per day - Rs 100 per taxes
Above Rs 50000 - Not allowed

Cash Handling for cash deposit at Home Branch Above Rs 1 Lac - Rs 25 /- per Rs 50000 or part thereof
Cash Deposit value upto Rs 1 Lac per day - No charge

Apart from the above, we do exercise due diligence while handling cash transactions in Savings Accounts to understand the nature & genesis of transaction to ensure that these accounts are not being used for business purposes which is strictly against the purpose of such accounts.

We wish to reaffirm that genuine transactions would be permitted in Savings Accounts in accordance to the terms and conditions and we once again regret for the inconvenience caused to you.

Hope we had been able to address your concerns to your satisfaction. Looking forward for your continued patronage.


In line with our focus and commitment to Customer Service, we trust the issue has been resolved to your satisfaction. If you are not satisfied with the resolution, you may write to our Grievance Redressal Officer Mr. Shrikant Shashikant Sapre at HDFC Bank Ltd., 12th Floor, "C" Wing, Trade World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (West), Mumbai-400013 or E-mail at grievance.[protected]@hdfcbank.com . Alternatively, you can call our grievance cell at Toll Free:[protected] or Tel:[protected].


Warm Regards,
Rahul Tamhankar
Customer Service Officer
Customer Support Team
HDFC Bank Ltd.

Did You Know : You can request your cheque book through Phonebanking, Net Banking, Mobile Banking, ATM.

Now access NetBanking on your mobile from anywhere and anytime by logging onto http://m.hdfcbank.com. Please visit http://www.hdfcbank.com/personal/access/Mobile-NetBanking/Mobile-NetBanking.htm for more details.
Experience convenience... Choose NetBanking

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is
confidential and is intended solely for the addressee(s). If you have
erroneously received this message, please immediately delete it and notify
the sender. Also, if you are not the intended recipient, you are
hereby notified that any disclosure, copying, distribution or taking any
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accompanying document is strictly prohibited and is unlawful. The
organisation is not responsible for any damage caused by a virus or
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this message may not necessarily represent the views or policies of
HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.

Same incident with HDFC Bank, Chinchwad Br.-Pune

Such a inconvenience this Rule is. How can RBI expect to maintain salary a/c to sufficient balance and want bankers to deny the money deposit within it.
With so much liabilities with him/her how can person able to maintain a/c balance regularly and then the SAID FEATURE of "Zero balance A/C" itself gets void with this new stupid rule. People, please don't support such stupid things anymore.

If government wanted to keep watch on BLACK MONEY then do it with political parties A/C and big people's A/c, why everytime salaried person get hampered with these king of non-sense.

Same incident with HDFC Bank, Chinchwad Br.-Pune

Such a inconvenience this Rule is. How can RBI expect to maintain salary a/c to sufficient balance and want bankers to deny the money deposit within it.
With so much liabilities with him/her how can person able to maintain a/c balance regularly and then the SAID FEATURE of "Zero balance A/C" itself gets void with this new stupid rule. People, please don't support such stupid things anymore.

If government wanted to keep watch on BLACK MONEY then do it with political parties A/C and big people's A/c, why everytime salaried person get hampered with these kind of non-sense.

I went to deposit money into my account and the teller was really very rude to me. This is the Fatima Nagar branch in Pune. He rudely declined to deposit INR 3, 100 which i needed for an emergency purpose. I hate the bank. HDFC does not care about genuine customers who do not have any wrong intentions, but will assist in black money in crores of rupees.

Dear Lakshminarayanan,

Please write to [protected]@hdfcbank.com with your contact details, account details and Reference id TTUOOO[protected]. Will get in touch with you shortly. Please mention the Ref id in the subject of your email.

Regards,
- Anay, HDFC Bank Consumer Assistance.

Dear Anay,


Please try to understand the problem, this is not just limited to Mr. Lakshminarayanan but as you see the above responses, similar kind of issues other people are also facing daily with one or the other branch of HDFC Bank. So I would like to request u to go and fix this from the root instead of solving/considering to the specific issue.


Regards,
Sameer.

Dear Anay,

The same incident has happened with me today at hdfc bank, Jntu branch, ...there was this person mutali rao...who did not accept cash in my salary stating one reason the another...what reason for the deposit...personal or business...permission form home branch required...came after two days...he misbehaved and was grossly rude...as if he owns the bank and he is doing a favour by attending to customers...he blatantly refused to given any reasons in writing for not accepting cash...such kind of misconduct and misbehaviour is highly intolerable...and is evidence from all the above mentioned comments...this problem is persistent with the branch staff not knowing the exact RBI guidelines...i have put a forward a greivance to hdfc bank greivance redressal numbers mentioned above...expect a quick and to the mark solution for the problem...as per my understanding upto 50000 rs third party non home city is allowed ...correct me if i am wrong...and take appropriate action...deepak chhapolia

Even I had the same issue at Pune, Being in touch with HDFC official, they are not even willing to change or transfer the brach, In my case my home brach is too far from my office as well as my residence.

Let's raise the voice guys.

Thanks
Abhijit [protected]

Hi All, I am vinoth from chennai.. I have HDFC salary savings account in chennai. Due to an emergency i asked my friend to deposite cash from erode HDFC branch. But they denied cach deposite from my frined.. I am totally disappointed because of this...
I am planning to change my salary account from HDFC to some other bank.

HDFC Malleswaram branch brings worst service to its customers when it comes to deposit of cash towards the credit card bill payment over the counter.

I've made a credit card bill payment over the counter many times and they never asked me the Identity proof.

HDFC never sent me any sms/email/letter stating that the credit card bill cash payment requires ID proof of the depositor.

Today, when I went to pay the credit card bill, I was told by Teller Ms. Uma Shankari that I need to have the ID proof to make credit card bill payment.

Later, when I approached Branch Manager Mr. Pillai, he said as per the RBI rules, I need to show valid ID proof to make the credit card bill payment. When I showed my scanned copy of passport over mobile, he did not accept that too and he told me that he can also make the same false passport copy. Does it mean that HDFC Malleswaram officials are involved in creating false documents.

Why would a person create false copy/ID card for making the credit card bill Payment?

They did not even accept the company ID card. Mr. Pillai told me that company ID is not the valid ID proof. Does that mean that employees over world trade center are working with fake ID cards/without valid company ID?

When I asked him for the copy of RBI rules, he asked me to go through RBI website.

Mr. Pillai, pls remember, I have the account with the HDFC only and not with the RBI.

Kudos, HDFC Bank Malleswaram Branch. Keep up the Bad work.


If anyone want the worst service, please visit:

HDFC Branch Malleswaram:

Hdfc Bank Ltd., Grnd Floor, World Trade Center Bldg, No.261, 80ft Road, malleshwaram West Banglore Urban Karnataka 560055

IFSC Code : HDFC0002710

hi This is gangaiah bandari from hyderabad. i have a salary account in hdfc bank at shaikpet branch. few months before i changed my job to another company. so iam hold the account of no other issues but ofter 7 months in my account show zero . i transfer amount Rs.10000 in my account hear they diduct at a time Rs.3500/- with out any intimation/any message.

and whenever i diposited amount in my account they diduct bit of amount without any information...
i had a good impression on this bank but now know about this warast bank...

i have lose lot of money...

correction :-

please read 18 feb.2009 insteadt of 18 march, if i calculated from 18 feb my 20 days will end on 10 march 09 .

Dear sir.
i rishi maheshwari my saving account no. is [protected] in darya ganj baranch when i deposite cash in our account your branch manager always say you have not deposit cash . my account
open in your bank 27.01.2009 and till date i have deposit cash in five time in five month . i have recieved
salery in cash so i deposit cash i am already account in corporation bank city bank their are not any problam this only your bank what is the reason please advies us what i do.

I expected your best copration with me

with best regard

Rishi Maheshwari.
cell no. [protected]

Dear Team,

If you read complaint, i have lardge 3 time complain through consumer complains but nobody response.I again request my card no:-[protected] the name is:-Vipin Kumar Mishra.
I have reciced a call Mr.Satish Singh Lucknow collection team he told me your full and final settelment Rs.1900/- if you paid my Gorakhpur Collection Executaive so i have sent full and final settlemnet in your address, i have paid cash amount Rs.1900/- but till date i have not recived any doucument through collection and no body pick my phone in Collection Team Lucknow.
So i requested you please help me and provied full and final settlement lettler.
Awating your reply.

Regards,
Vipin Mishra
Card No-[protected]
M.no-[protected]
:

It is an act o[censored]nfair banking practice. HDFC bank is a leading and reputed bank and their activies are worthy one. When it so, how the bank allows the customer to suffer as stated by the individual. It should be
immediately stopped with appropriate action.

K.A. SIVANN PILLAI, JOTHI .S. # 3/513-B, SRI RAMAKRISHNA STREET, MUNEESWARAR NAGAR,
THIRUPPALAI POST, MADURAI 625 014, TAMIL NADU
Mobile Nos:[protected] /[protected] /[protected]/[protected]
Residence Phone:[protected]

HDFC — Money not withdrawn from ATM and deduct from account

On 8/1/09 at around between 20:30 to 21:00 pm I had set RS.4800 for withdrawal from ATM but money didn't come and Rs.2800 deducted from account. I had complained about this to bank personal (Mehsana-Gujarat branch) at that time

They said me put your slip over hear it will credited within 24 hrs.

Second time I had sent one my fried and they said it will be done within 24 hrs.

Third time when my friend go there then they said we have no your slip give us in return we have not any complain on that day

Fourth time I had meets branch manager Mr. Nitin Kansara and he said ok it will be done within 2 days. We can see with camera that you got money or not?

After two days he said you are already withdraw your money we can’t do any thing.



Now rather than slip I have no other proof. That slip is already misplaced by them .How can I get my money back? Kindly suggest me some other verification method as i am not satisfied with Mehsana branch personal reply.

I wanted to withdraw a cash of Rs.5000/- from HDFC ATM located at Prince Anwar Shah Road and accordingly I done the entre process for withdrawal. However, the ATM machine has not been deliver the cash but the statement is showing deduction of above amount.
I am attaching scan copy of two mini statements for balance enquiry(time shown as 16.55) before entry of cash withdrawal and post statement (time shows as 16.57) for your reference. The latter statement is showning withdrawn amount as Rs. 00.00, however, at the same statement shows balance after deduction of above amount.
I have informed to HDFC through their phone banking but I am not satisfied with their reply because they are not confirming imediate money back to my account.
Kindly note, I wanted money for my urgent purpose and it will be a great lose to me without money because I have some commitment to others. Also, I feel fear to withdraw my money from their other ATM.
I do not know how I will keep my commitment, if I do not, my social positon will cut down which I never repair with money.
Sir/Madam, my keen request you that please take a suitable steps so that the bank can not do this think in futher for their customers. I know bank should be penatised as per 1994 bank act.

HDFC ATM — Withdrawal Problem

Respected Sir,
I had visited your ATM No. S1ACMB57 at VT Branch, Mumbai on 09 – 04 – 2009 at 15.44 p.m. for a cash withdrawal of Rs. 12, 000/-.

I have an International Debit – cum – ATM Card (STARLINKS VISA) of
Bank of India, Curchorem – Goa Branch :--
Card No. : [protected]
Valid Proof : 01 / 15
Name : SANTOSH TALAULIKAR
On using this card I was not issued any cash from the machine but the ATM transaction record showed a withdrawal of Rs. 12000/-. A valid complaint has already been filed regarding this with you. Kindly see that the above mentioned amount of
Rs. 12000/- is credited to my Saving Account No. [protected] of Bank of India, Branch Curchorem - Goa with interest at the earliest.

Sir, since your ATM machine is faulty please see that this machine is replaced by a new sufficient one to avoid inconvenience to the customer.

Thanking you.

I too have faced the same problem regarding the transaction of 5000/-
it occured on may 09, 2009.

Cash not delivered by ATM but statement showing deduction
I wanted to withdraw a cash of Rs.5000/- from HDFC ATM located at (HDFC bhatinda branch code-0187) ATM no.S1ACBT-02 and accordingly I had done the entre process for withdrawal. However, the ATM machine has not been deliver the cash and showed (unable to proceess) but the mini statement showed the deduction of an amount 5000/-rs. on the day 09MAY 2009 at 07:44am approximately
Sir/Madam, my keen request you that please take a suitable steps so that the bank can not do this think in futher for their customers.

I think that HDFC should look after the problems immediately bit if they are unable then hdfc must be penalised or bery strict action should be taken by the government.
anand

HDFC ATM/DEBIT CARD — PL DELIVER my debit card as soon as possible

Dear sir/mam
pl deliver my hdfc ban debit card as soon as possible my presenet address is
RURAL ELECTRIFICATION LIMITED
CORE - 4, SCOPE COMPLEX
7, LODHI ROAD
NEW DELHI
AND MY CONTACT NO IS
[protected]

HDFC Bank, Marredpally — Non-receipt of Credit Card

Respected Sir,
I (Mr. Nandala Satish Kumar), S/o N. Muthi Lingam, R/o E.W.S-II-6, MCH Colony, Parsigutta (west), Hyd – 20. I had a Salary Account bearing no. [protected] in HDFC Bank, Marredpally Branch, Secunderabad. In August 2008 my account number has been changed and a new account no. [protected] has been allotted by my previous employer (M/s Lobo Staffing Solutions, Secunderabad).
In April 2009 as soon as my salary got credited, the bank had blocked it. After I enquired with the Bank & Customer Care, I came to know that there was a Credit card bearing no. [protected] issued on my name and which is overdue and was issued on my old account. I have applied for Credit card only on my new account bearing no. [protected] which I am using presently. On April 24th 2009, the bank debited my whole amount (Rs. 10, 535.85) without my permission. Even after sending legal notice to the bank and to the Credit card Department, Ranigunj, Secunderabad there was no response instead they started harassing me by making calls for the payment.
Then, I approached Banking Ombudsman department of RBI and registered a complaint with complaint no.[protected]. On June 17th 2009 the Banking Ombudsman sent a notice to the bank. After then the Bank started the investigation. During investigation it was found that the card was not delivered to me in person neither at my office nor at my residence, it was delivered to some other person.
Therefore, I request you to kindly look into the matter and take necessary Legal action and do the needful for me which act of kindness I will be thankful to you forever.

Dear Sir,
I had seen last two months in Main branch only one ATM is working and your bank staff not intrested to make it operative.
Kindly look into the matter & correct it asap. Your all valuable customer suffer very badly and wait for a very long time for withdrawl.
Thanks/ Akash jain
Batra Colony, Near holy Child School
Bhartapur, Bilaspur
Rampur
[protected]

HDFC ATM — my cel phone

forgot my mobile in atm
its time near about 11 nclock in night igo there in atm forwidrwing cash i just put my cell phone up there for counting money after that forgot my cell phone to pick and just left and from the night i am calling on cell but some body has switch of it gaurd i also there on atm now i want to see the phutage of camera that who has taken my mobile. thank u

Amount Debited without receiving Cash
hellow sir I, Sonu Kumar, have a saving A/C in Panjab National Bank (PNB) & also have a ATM of PNB and i try to withdraw the maney (Rs. 7000/-) from HDFC bank ATM on 16/10/09 but i did not receive cash and when i check my A/C the same amt. had deducted. I complaint to both bank (PNB and HDFC) and also to customer care of PNB then i got a complaint no. 20814521.
kindly solve my problem and cradit my a/c with the same amt i.e. Rs. 7000/-.
my a/c no. is [protected]
If you need any furhter detials pl. call me on Mobile NO. [protected]. Reply awiated.
thanking you.

hdfc sucks!!!

my amount of 4300/- got stuck in the same way... this bank sucks..!! phone baking guys suck as well...

Today,
I'm an account holder of 'Syndicate Bank', when i tried to withdraw Rs. 10000/- from a HDFC ATM at West Marredpally, Secunderabad .. It displayed an error saying "Request Timed Out" and I did not get the money from the ATM.. Immediately when i went to the nearest 'Syndicate Bank' ATM .. My mini statement had the details of a transaction of Rs. 10000/- which was performed 2minutes ago. I haven't received the cash but the amount has been deducted from my account.
Please Help ME.

Hi,
i had withdraw a cash of 4, 000 from HDFC ATM, Modinagar but tx has been done but i donot receive cash, but same amount has been credited from my a/c 15th Nov 2009 i make complain at phone banking but i donot get money till the post i had done.

I wanted to withdraw a cash of Rs.7000/- from HDFC ATM located at skylark tourist complex PANIPAT and accordingly I had done the entre process for withdrawal. However, the ATM machine has not been deliver the cash and showed (unable to proceess) so i did one more transection of 7000/- and got the money but the mini statement showed the deduction of an amount 14000/-rs. on the day 03 feb 2010 at 17:10 approximately. as i was not the hdfc bank account holder i confirmed this with my bank kotak mahindra bank limited. they send a request and hdfc spok confirmed about the withdrawal. but the money was not withdrawn as it says unable to process. so i put in a complaint from my banks side and they said they will check the cctv footage and also contact the visa. but that will take 15 days. request still in process. my rent commitment to lanlord and credit card payment commitment both gone wrong and i was charged for late payment and also about tobe thrown out of the house. what to do. let me knw
Sir/Madam,

my keen request to you is that please take a suitable steps so that the bank can not do this thing in futher for their customers.

realy fed up of HDFC

atm withdrawal — ATM Machine not delivered Cash

My Account Number [protected] in PNB Basti Gandhi Nagar Branch.
I have withdrawn a sum of Rupees 5000.00 from ICICI ATM located at Malviya Road Basti.At 4.01 PM on Date 01/04/2010.
but ATM Machine Delivered only Rs.500.00 (A single Note) but a sum of Rs. 5000.00 has been deducted from my account which shown in reciept.Today Date 19/04/2010 after comlaient to PNB customer care with Complain Number 27316514,when I again contact to customar care of PNB they told me that your complain is reject by ICICI.
Please look my Matter & Relief me.

Regards
Daya Shankar Singh
Hospital Choraha
Basti
Mobile Number-[protected]

Dear Mr. Singh,

We're from ICICI and are sorry to hear about your experience. Please approach your respective bank regarding the discrepancy. We will extend our full co-operation and assistance.

Regards,
ICICI Customer Service Team.

HDFC — HDFC ATM NOT ISSUE CASH BUT CASH DEDUCT FROM ACCOUNT

Name-Sourabh Show
CArd -ICICI DEBIT
NO-[protected]
Branch- JMalviya nagar, Jaipur

Not issue my cash of 6000/- from HDFC atm MAlviya nagar, Kardhani Shoping Complex, at 14:10 2010/09/06
But amount deduct from my account. It was the second time I faced this Problem with the HDFC ATM.
PLease check the ATM .
Why always we suffer with this problem. Please help me.

Thanks.

I am a icici card holder
my card number [protected]
date-2010/09/[protected]
amount---6000/-
Name- Sourabh Show
Place-Kardhani Shopping center, Kardhani

The cash not issued from the atm but in ATM transaction record showed Rs. 6000/-. withdrawal.
Please help that what happens..Why this happening with hdfc atm.'
Please help asap.
Thanks.

I phone number-[protected]

Respected Sir,
I had visited your ATM No. S1ANBG11 at VIJAYANAGAR Branch, Banagalore on 04– 03 – 2012 at 16:16 p.m. for a cash withdrawal of Rs. 400
but as i entered the amount thr was a some sound and i didnt recieve the amount then the security guy told me to enter the amount once again but i only received 400 but 800 was reduced in my account

Name : SHASHIKANTH BH

AC NO : [protected]
. A valid complaint has already been filed regarding this with you. Kindly see that the above mentioned amount of
Rs. 400 is credited to my Saving Account No. [protected] HDFC BANK

Sir, since your ATM machine is faulty please see that this machine is replaced by a new sufficient one to avoid inconvenience to the customer.
THANKING YOU
Shashikanth BH

Sir,
I am the customer of HDFC bank named Dipraj Das, Account No:[protected]. I went to withdraw an amount of Rs5000/- from the HDFC Bank's ATM which is situated at Salt Lake, FE11 Block on 14th October 2012, at 1:53pm. Unfortunately I received only Rs1000/-, but Rs5000/- is reduced from my account. I therefore suffered a loss of Rs4000/-.I immediately called at your customer care and received the complaint no KOLC[protected].
As this is the fault of that ATM machine I deserve to get that specific amount into my balance. I therefore request you to look after this matter and provide the specific amount into my account as soon as possible. If you need further more details please call me in my number [protected].

Thank You
Your's Sincerely
Dipraj Das
Account No:[protected]
Debit Card No:[protected]
Valid upto 8/21.

Withdrawal Problem

Respected Sir,
I had visited NKGSB CO-OP BANK LTD. located in bhayander east ATM No. ATM01401 at BHAYANDER Branch, Thane on 02;04;2013 22;11hrs for a cash withdrawal of Rs. 4, 000/-.

I have an International Debit – cum – ATM Card (Master Card) of
HDFC, Mira Road branch:--
Card No. : [protected]
Valid Proof : 09/22
Name : DHARMENDRA K GAUR
On using this card I was not issued any cash from the machine but the ATM transaction record showed a withdrawal of Rs. 4000/-. SINCE RECEIVED NO CASH OF RS.4000/- TO DOUBLE CHECK I RE ENETRED RS.500/-, THAT I GOT WITH RECEIPT. BUT IN MY ACCOUNT ITS DEDUCTION OF RS.4500/- WHEN I JUST RECEIVED RS.500/-. SIR I DIDNT GOT 4000/- SO WHY ITS SHOWING IN MY ACCOUNT. PLS HELP ME


Thanking you.

Worst service ever

Its been so many times m calling up the customer care number but neither one is replying. I need to open an NRiIaccount but looking at this approach from you i fee ICICI is far more better hdfc kinda suck at its service.

Savings account

The bank has been deducting money from my savings account no [protected] for non maintenance of minimum balance of 10000/- inspite of RBI's directive not to do so. I had mailed a complaint to no avail. Please look into the matter.I have been getting messages from hdfc off and end regarding amount deductions.

ITs very sham full. I faced the same threat from HDFC. This is Gunda's bank. If you make some delay in payment due to any problem, they will treat you like you are a criminal.

I suggest you to change the bank ASAP.

Regards:
Gursharan
[protected]@gmail.com