HDFC Bank Complaints & Reviews

August 21, 2009



The Manager

HDFC Bank

Car Loan Division

New Delhi.



Ref: Car Loan A/c No.14967577



Sub: Cheque Dishonored due to bank strike on 6th & 7th August-2009


Dear Sir,



Please refer to above loan account against our vehicle Honda City bearing registration no-DL-1YB-7075.



As per the schedule, Cheque for Rs. 22, 834/- to be debited to our a/c on 7th of every month. On 6th & 7th August, all nationalized banks called on a strike for two days. Due to this strike, no transaction was made.



Your bank has put the cheque on 7th August, knowing that that all the bank (Nationalized) were not doing any work, thereby making the same dishonored.



Now, we have been receiving regular threat from your bank regarding making of the payment. We do not deny for the payment, but we need to know why this transaction was made on that particular date, when the bank was not functioning.



Mr. Manan Chopra was continuously making us call for the payment. But we know a little intimation that the cheque no.31004105 has been returned back, as “the bank was closed or the account has no proper funding”. We suspect his identity that this man is not able to provide his contact (Cell no) to us for any communication. The phone, he is using to make threat is always rings, but nobody pick it us.



You must be aware, how can we hand over our cheque to a person who doesn’t have any proof for his identity and also any authority to collect the cheque.



You are requested to kindly send us an intimation / letter that or above mentioned cheque was bounced and a fresh cheque to be issued in this regard. It should also be mentioned that the bank will undertake that after receipt of a fresh cheque, our cheque no. 31004105 will not be put for clearing any further.



Thanking you,



Regards,





Krishan Dutt Yadav

Prop.

Alwar Tourist Transport Service

13-Suvidha Market, Kaka Nagar

New Delhi-110003

Tel: 24355266/24358636/24353070

Cel: [protected]/[protected]

My complaint is against the Collection Deppt. Credit Cards HDFC bank, Tilak Nagar, New Delhi ( Singh Enterprises). I female working there named Depika, is taking things personally. Always Threatning my self and my family is I do not get payment today I will see all of you. Always using un0parlimentry language and threating and abusing my 78 yrs old father and 74 yrs old mother saying is you canot pay then go beg for money and many more like this.
Today I had big trouble with my parents due to her and I had to leave my house with my wife and children. I am running from pillar to post for shelter now.That too after paying Rs 3000/- in cash to said collection agency, this female is still threatning me for another Rs 3000/- which I am not in a position to pay now.

Sandeep Bhagat
Previously at H-76, Shivaji Park
Punjabi Bagh, New Delhi
[protected]

pls give me bank statement for march month

I get call from this number[protected] This is actually a bank number. Acted as a courier company,

"You got a letter from a person. Shall I verify your address" asking a from this phone.

I had taken a Personal loan with HDFC bank. I had applied for 1.5 lakhs and at the time of taking the loan I was been told that only 1.5% of processing fee will be charged and no other charges will be levied for the loan.

But I was been charged Rs. 900 over and above the Processing fee and when enquired, I got a reply that that is agreement charges, transaction charges and insurance charges. I was not been informed at all about all these.

This is absolutely cheeting the customers.

Amount deducted without informing / confirming me

I had taken a Personal loan with HDFC bank. I had applied for 1.5 lakhs and at the time of taking the loan I was been told that only 1.5% of processing fee will be charged and no other charges will be levied for the loan.

But I was been charged Rs. 900 over and above the Processing fee and when enquired, I got a reply that that is agreement charges, transaction charges and insurance charges. I was not been informed at all about all these.

This is absolutely cheeting the customers.

hi my card no is:-[protected]

before 1 month i had talk to hdfac bank customer care credit card satelment department but not received any responce .
daily i am talking customer care department 10 times.

please solve my query.

Very Urgent

Today I tried to withdraw Rs.20, 000/- from HDFC ATM in Parry House (No.2 N.S.C. Bose Road, Chennai - 6 00 001) at around 12.40 P.M. with Axis Bank Credit card No.[protected] (A/c No.[protected]. But my card has come out from the machine stating sorry, unable to execute your transaction and Rs.20000/- has been debited in my account. Kindly look into the matter immediately and reverse the money today itself as I require the money very urgently.

Thanking you,

Mallika.V

PS: Also I have lodged a complaint with Axis Bank, Moore Street, Chennai - 600 001.

Cheating and Nuisance from Credit Card division of HDFC

I had a HDFC credit card. I was very propmt in paying monthly payments and never had any out standing balance in any credit card. Intially they said card if free card and 2/3 times, they tried to put yearly fees. I called and them said, if it is paid card, please cancel the card. Then they used to takeout yearly fee for that year. This kind of drama happened for 2/3 years.

ONE FINE DAY I GOT CALL FROM HDFC AND ASKING FOR LOAN ON PHONE CALL. I SAID, I WILL NEVER TAKE ANY LOANS, ESPECIALLY FROM BANKS LIKE YOU AND I DONT WANT ANY LOAN. THEN AFTER 2 DAYS, THEY HAD COURIED ME A CHEQUE/DD FOR 10, 000/- SAYING THAT I HAD REQUESTED FOR A LOAN OF Rs.10, 000/-. THEN I REACTED IMMEDIATELY AND MANAGED TO SENT BACK CHEQUE/DD AND AMOUNT WAS CANCELLED. WHOSE MISTAKE IS THIS?? DURING THIS TRANSACTION THEY HAVE REVERSED THE LOAN AMOUNT OF Rs.10000/-, BUT NOT THE SERVICES FEES OF ABOUT Rs. 300/400 (NOT REMEMBERING EXACTLY). EARLIER ITSELF I REQUESTED FOR CANCELLATION OF THE CARD. THIS DRAMA HAPPENED IN 2005/2006. TILL TODAY, JUST TODAY I GOT CALL ASKING FOR PAYMENT OF OUTSTANDING OF Rs.7000+. YEARLY ONCE THEY CALL ME AND I WILL EXPLAIN ALL THE DETAILS AND ALSO MET THE CALL CENTER MANAGER. THEY USED SAY WILL CLOSE THE ISSUE AND NEVER THIS WAS CLOSED.

How to handle these kind idiotic banks? They should be completely banned and removed from society. Day by day, these kind of cheatings are increasing.

I was a HSBC credit card holder.At the time of issuing my card HSBC executive informed me life time free card.I never used that card in any circumstances. But I'm frequently getting the statements with some irrelevent transactions like insurances, annual fee, interest on annual fee.etc.

Six months back i called to HSBC call centre and requested to cancel my card.That executive(Madhavi) replied that and informed me my card has been cancelled.But today i got july month statement.Please provide a solution for this.

HSBC is an international bank.I never expect this type of activities from this bank.

Kindly do the needful.

My contact number:[protected]

Regards,
Karthikeyan.

Dear sir/mam

I have applied online for a personal i have received a call from your repersentative stating that i have a call from you reperesentative from your respective location but still awaiting for the sam

kindly advise if i am not eligble for the same then i will try other alternate



regards
sifat anjum
[protected]

I want to add my e-mail and new number

My E-Mail Address : [protected]@yahoo.in
My Pohne Number : [protected]

Plz Any Statement for the mailing in My E- Mail . And Any Confirmation and Infromation Plz Contact my New Number

Hello sir Please Recharge my Prepaid moblie

plz update valid recharge amount for Airtel of Rs. 59 ( for STD balance )

i refilled for Rs.222 Recharge through hdfc online prepaid refill service for my idea mobile([protected])
balance not received amount reduced from my hdfc bank account transaction number is[protected])

SIR,
I HAVE A PROPER AREA FOR YOUR NEW BRANCH IN BALAGHAT ON RENT

& IF YOU ARE INTRESTED PLESE CONTACT ME MY ADDRESS IS

" Mr KULDEEP GANDHI STATION ROAD BALAGHAT"

well, i ve seen a lot of such cases even with my hdfc account also...Wen i call a customer support executive, he says that the amount will be credited within 4 working days...But this never happpened...Kindly look into this...

While mobile recharging through on line mobile refill after alloting the trnasaction ID the next process of asking CID and password menu not reflecting. Kindly look into the matter

FORM:
Leena Parashar w/o Late Sumit Parashar
43, New Hardwar Colony, Ranipur Modh,
Hardwar, Uttrakhand
To,
The Complaint Officer
HDFC Bank
HO- HDFC Bank House, Senapati Bapat Marg,
Lower Parel, Mumbai, India - 400 013
SUBJECT: In regarding to the personal accident claim related to the ATM card.
Dear Sir,
In response to above cited matter it is noted to you that my Late husband Mr. Sumit Parashar opened a Saving Account No: [protected] in the year of 2008. In this respect, it is again noted to you that in the same account there was a facility of the ATM Gold Card bearing a free personal accident claim worth Rs. 500000/-
Please further note that unfortunately my husband expired on 10.06.2009 in a motor accident. Later after death of my husband, I wanted to know about the benefits of the same policy from your branch, the branch manager of your branch issued me a personal accident claim insurance form related to The New India assurance Company Limited. In this regards, it is again stated to you that the insurance form was submitted by me before the concerned authority/branch manager of your branch after full filament.
After passing a stipulated period, I made an inquiry to the branch manager of your branch, the branch manager told me that my matter does not come in the title of concerned policy so your claim has been rejected by the side of relative authority but all these information’s was given to me in orally way not in written way. I have already lodged my complaint in your feedback system and besides it; I have sent you many time e-mail messages as well as Registered Letters but till date I neither have received any type of response nor any reply at your end.
It is again requested to you to provide me all the Bye-Laws related to the personal accidental claim related to the ATM Gold Card and also provide me my rejection in written way within 15 days after receiving this request letter so that I may know whole the views on which basis my personal accidental claim related to the ATM Gold Card has been rejected by your side.
So in the light of submission as described aforesaid, I call upon you to examine whole the matter and arrange to pass out a reply in concerning matter of mine.
Thanking you
Sincerely Yours

(LEENA PARASHAR)
22.03.2010

i refill 50Rs Rcharge through hdfc online prepaid refill service
balance not received amount reduced from my hdfc bank account trancation id is :[protected] ideal mobile no is [protected] retun my amount same the hdfc account or refill now



regards
bsrao

hello sir,
i refill 111Rs Rcharge through hdfc online prepaid refill service for idea moblie balance not received amount reduced from my hdfc bank account trancation id is :[protected] idea mobile no is [protected] retun my amount same the hdfc account and tell me how many days it will take to credit my account

[protected]ONLINE PREPAID REFIL
i refill my Tata Docomo number recharge through hdfc online prepaid refill, but transiction is failed. Balance will be reduced 100 rupees . Please to be that balnce return to be my same hdfc account.
Regards,
R.sathish kumar

i tried to refill my aircel phone for amt- 158 ...amount was debited by transactin failed..return balance, transaction id is
TNR[protected]

hi,

My airtel no is [protected] today on 17April 2012 i have recharged an
amount of Rs200 through online your online recharge system. At the last
stage of the transaction shows that my no does not recharged due to
server error but unfornately rs 200 deducted from my hdfc bank account.

My bank statement shows

17 Apr 2012 POS [protected] BHARTI AIRTEL LI [protected] 17 Apr 2012 100.00 11:27(Time)
17 Apr 2012 POS [protected] BHARTI AIRTEL LI [protected] 17 Apr 2012 100.00 11:30:25 (Time)


hdfc account no is
[protected]
customer id is
42405741


Please look after this matter.

Thanks regards

Ankan Mondal

I understand your concern, there are people with similar concerns in following group. You can join th group and share it with other members and take a joint action.Read below

(CONFIDENTIAL AND WITHOUT PREJUDICE)
Attn : Existing HDFC Home Loan Customers - Join Yahoo Group The existing customers of HDFC home loan have formed a group at Yahoo Groups by the name of 'hdfchomeloancustomers' to address the concerns of existing customers who are paying high interest rates. The group unites Hdfc customers and intends to take the issues like high interest rates, conversion fee, increase in loan transfer fee and treatment of old customer's with HDFC. The group is very active, vibrant with people from diverse vocations and regions. Please join the group. Please forward to all you know are HDFC customers"

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

HDFC Credit Card — charging interest

I have been charged interest on my credit cards despite paying the entire outstanding. They have smartly debitted the account post the last date of payment despite me dropping a cheque for both the months - 2 days before last date

This is a good way of making money.

Unjustified Dues — : Unjustified dues showing repeatedly in the statements in spite of sending complaints.

Sub : Unjustified dues showing repeatedly in the statements inspite of sending complaints.

Ref: Credit Card No:[protected]

Dear Sir,

Inspite of any e-mail dated 14.03.08 & 30.04.08 and besides numerous telephone calls to your 24 hour help-line, my problem regarding unjustified outstanding amount has not yet been resolved rather the same is going on increasing as usual fashion. The brief details the long episode are again furnished to you—
• Against statement dtd. 29.12.07 showing total due amount of Rs. 19623.42, an amount of Rs. 18706.08 was paid after detail telephonic discussion with Mr. Sajid ([protected]) on 05.01.08 as agreed upon.
• Surprisingly in the statement dtd. 29.01.08 the earlier due amount i.e. Rs. 917.34 was not reversed rather reflected in the statement. Again the matter was informed over telephone (customer care [protected]) on 08.02.08 and the legitimate amount of Rs. 443.08 was paid on 08.02.08.
• The same unjustified amount was repeated in the statement dtd. 01.03.08 and against the matter was briefed to Mr. Shib/ Ms. Radhika and I also requested to cancel the card if the due amount is not reversed back.
• Informed the total matter over e-mail dtd. 14.03.08.
• The same thing again repeated in the statement dtd. 29.01.08 showing total due amount as Rs. 2146.92.
• Meanwhile you sent one of your representatives at my residence when I was not there. My wife gave him my mobile no. But none interacted with me. It is quite objectionable to me.
• I got a letter from ICICI dtd. 03.04.08 Lombard and I asked them to stop the renewal of policy on 12.04.08. against any will.
• After receiving the last statement dtd. 29.04.08 showing the total due amount of Rs. 3076.25, I again interacted with Mr. Kiran on 08.05.08 and registered my problem explaining the earlier matter.
As per instruction I tried to contact Mr. Sharma[protected] since 8th May but Mr. Sharma did not find any time to discuss the matter till date.
Under this situation I would once again request you either waive all the interest, late payment fees and service tax charged since Dec’07 or please cancel the card with intimation to the undersigned immediately.
I confirm you no more correspondence shall be made from any end if you going on sending the statement without resolve the unjustified dues.

PLEASE TREAT THE MATTER AS URGENT

Thanking you

Yours faithfully



(Sajal Chatterjee)
38A, Canal west Road,
Kolkata- 700 004

Dated: 03.10.2010

To
Indian Consumer Complaint forum

Sub: Complaint Against HDFC Bank Credit Card Nuisance

Reference : HDFC BANK CREDIT CARD NO: [protected].


Dear Sir,


I regret to inform you and for your kind notice that I was holding and HDFC Bank Credit Card vide no: [protected]. In that card, my credit limit was Rs.2, 38, 000/- and after that Bank has revised and reduced the Credit Limit from Rs.2, 38, 000/- to Rs.1, 77, 000/-. I have used my Credit Limit and I have already paid Rs.2, 77, 371/- against my Card as per their statement dated 17.03.2010. I had no outstanding against my Card. Only some Interest Charges were Lying in my Card.

On that basis, I have requested to Bank to settle and convert my some Interest dues amount sympathetically in to fresh simple EMI after reversing all the Late fees, Extra Interest Charges and the unnecessary fees charged by the Bank Intentionally. Due to my tremendous financial problem, I was not in position to submit my children’s school fees and house rent also which already I had discussed this matter frequently to their customer care executive over phone & at least 14 to 15th times and sent 14th to 15th frequent reminder letters also.

If you see the Receipts & Payments A/c of my Card, from beginning to end then you can easily observe that, I have made already over and excess payment against my used amount through card. If you see my accounts I have already paid the excess amount which the money I have used through Card. If the bank waive my unjustified Interest and Late fees, then nothing outstanding will be pending against my card. Which amount I have used against my Credit Card, Out of that, I have made excess payment against my used amount.

Being a preferred customer for long time, I have changed my address, phone no etc honestly. As a result of which, their Recovery agency/goons have started to hassle me mentally and also my wife, not only that, they also used abusive and very rough language over phone and came to my office and insulted me in the front of everybody with very abusive and slang language and told me to make the payment immediately, otherwise they will attack me and my family with their team and told me that, they will thrash me in the front of my society and also told me that they will abolish me from my job. I am a very simple Private Company’s employee and simple middle class family. That incident happened for last 5 to 6 months. After completion of their mental and physical harassments, HDFC Bank has sent the Legal court notice to my address. I am a very simple and middle class family member and a very simple employee of a private company. Bank continuously pressurized me to take the credit card.

Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank .Please tell me, Is it a Reputed Bank ???

My Credit Limit was Rs.1, 77, 000/- and I have paid Rs.2, 77, 371/-. If my intention was bad then, why I will make the payment for Rs.2, 77, 371/-. Their Intention is how to raise the Interest amount and late fees unnecessary and pressurize to customer mentally. Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank . Is it a Reputed Bank ???

Due the tremendous mental harassment to me and my family, My wife is not well and she also feels very insecurity. Please help me and my family from HDFC Bank’s Credit Card nuisance.

Thanks with Regards,

Manas Ray Chaudhury
Bhopal.

NB: Threatening Calls came from Phone no:[protected]. Mr. Manjit, Mr. Hitesh, and one Lady (Not told her name)

[protected]Mr. Sunil, Mr. Dubey [protected])

NB: In spite of repeated request, the HDFC Credit Card Division were not Co-operating with me. Their actual Intention is bad and how to harass the customer mentally and physically in public place.

Want to redeem the points against my credit card

Would u plz let me know how to claim rewards Point. I hv HDFC Gold card rewrads points

SIR/MADAM, I HAVE TAKE REWARD POINT FOR MY C.CARD NO.[protected]. PLS MY REWARD POINT GIFT DISPATCH AT MY HOME ADDRESS 6-52-52, NIRMAL PURI, LAJPAT NAGAR-4, NEW DELHI-100024

I have opted for Balance Transfer and CUST service said that they have changed the process as we need to fill in a form and drop in drop box. I did the same and when i call up after a week they said they did not receive my form, they might have misplaced it.

Immediately i called up CUST care and told them that it is very urgent and i need to pay the amt in another credit card by 5/5/2009 and the Manager had promised that i will received the check by 5th of May.I also filled another form which he asked me to fill up but when i call up on 5th the manager was saying that it takes time u need to wait.Now i need to bear the heavy charges by other bank credit card.

If he did not promise me, i would have arranged an alternate.If the Employees give the wrong commitment, like this they will loose the genuine customers and finally they trust people who defaults.Some action needs to be taken on this. My Creidit card no [protected] Name : K.Santosh Kumar

What is the reward / gift for 1400 points

Hello,
I am using HDFC Platinum Credit card,
Please let me know how can i check gift gallery. i have approx 1000 reward point
Thanx

Hello,
I am using HDFC Platinum Credit card,
Please let me know how can i check gift gallery. i have approx 800 reward point
Thanx

plz let me know how i can check gift galary i have approx 450 points

what to with my credit card points ?
how to use them to buy anything online ?

Your reward claiming process is very vague and Inspite of being highly educated finding it difficult to encash my reward points. Please help me in encashing points

Hello,
I am using HDFC Platinum Credit card,
Please let me know how can i check gift gallery. i have approx 1080 reward point
Thanx

HELLO
I AM USING HDFC PLATINUM CREDIT CARD
PLS LET ME KNOW HOW CAN I CHECK GIFT GALLERY. I HAVE APPROX 2600 REWARD POINT

hello
i am using hdfc visa signature chip credid card, please let me know how to check gift gallery, i have 8933 points

can you please post your mobile number and company that you work for?????

Hello,

This is to bring to your notice the unfair trade practices played by major Insurance Company.
I had taken an Insurance policy with details as below:

Policy No.: 10707528
Life Assured: Swarnpreet Singh
Plan Description: Unit Linked Pension
Payment Type: Direct Debit
Frequency: Monthly
Premium Amount: 5000/- (Five Thousand Only)

Since the starting, the HDFC had problem taking payment and I had to run every time for making my premium payments. Everything was going fine till December 2007. In the month of Jan 2008, the premium amount was not debited from my Bank Account and the reason given to me was insufficient funds whereas there were enough funds to make the debit possible.
Anyhow, I received a call on the 21st Jan 08 on the same from Mr.Pankaj Kapoor # [protected], [protected] stating that since the payment was not cleared through the direct debit, could it be possible for me to make a cheque payment? I happily accepted the same and on the 25th Jan 08 an executive named Mr. Aamir Khan # [protected], Employee ID [protected], visited my premises for the payment of the lapse premium.
On his visit, he was not carrying a receipt book and on contrary he asked for two cheques for Rs.5000/-. When asked, he said that since the payment for Jan 08 was not cleared, the payment for Feb 08 would not be debited since it as a closed Direct DEBIT account and I would again need to sign the Direct Debit Form for revival of the Direct Debit Facility. On this, I gave him two cheques with details as below:
a.Cheque No.: 055622 dated 25.01.2008 amounting 5000/- for SBI Bank, Sushant Lok, Gurgaon
b.Cheque No.: 055623 dated 20.02.2008 amounting 5000/- for SBI Bank, Sushant Lok, Gurgaon.

Now, since he was not carrying a receipt book, I made him sign on the photocopy of the cheques as a receiving. I also showed him the bank statement for the month of Jan 08 and made him look into the availability of funds and asked him the reason why the debit was not cleared. On this he replied, that sometimes the Direct Debit facility has a malfunctioning and is not cleared, After this I went on an official project for 2 months to Dheradun.

On my return, there were two letters from the HDFC Insurance with details as below:
Letter Dated: 25th Jan 08
Details: The letter clearly stated that instead of initiating a debit of 5000/- they initiated a debit of 10, 000/-, which was not the amount they were supposed to DEBIT and thus the same was not cleared due to insufficient funds. And further they wanted me to make the payment.

Letter Dated: 19th Feb 08
Details: It was a revival quotation, stating revival charges of 250/- for revival for the lapsed policy plus my premium being unpaid for the month of Jan &Feb'08.

On receiving the above letters, I contacted the customer care and asked for the cheques, which were given as per the details above. The customer care replied that they have not received any cheques till date and they did not have any entry for the same. This annoyed me and I requested them for the closure of my policy on which they replied that the same could not be done before three years and also when I asked about the amount I would receive after three years, they replied that since it is a lapsed policy they would make appropriate deductions and then return the money.

Consequences : Now, my questions are:
a.Why did they debit 10, 000/- when they were supposed to debit 5000/- only?
b.Why the same was not informed to me even if they did?
c.Where are my cheques gone? They have clue on the same!! I really have to get my bank statement again and check maybe the said person has cleared it in his account!!
d.Where do I stand at fault in the above transactions, which were notcleared? Why should I face so much of mental trauma because of their faults?
e.Above all, if I want to close the policy, why should I wait for three years for my money?
f.Even after three years, they would not return my full money!! Why should I not get my entire money back?
g.Why should I face loss for which I am not at fault?

Please look into this and help me get out of this mental agony.

Regads,
S P Singh

I WANT TO HAVE A LIFE INSURANCE IN HDFC BANK

HDFC Standard Life Insurance Co. Ltd
Unfair Trade Practices
Hello,
This is to bring to your notice the unfair trade practices played by HDFC life Insurance Company.


Policy No.: 12478233
Life Assured: Chandresh parmar
Plan Description: Unit Linked
Payment Type: Direct Debit
Frequency: Monthly
Premium Amount:1500/- (One Thousand five Hundred Only)

Some Hdfc life insurance branch very rude and doing unethical practice . i have face one very bad experience with it. matter is that hdfc insurance some agent are miss use my document and without my permission he put my policy and when i make complain against branch manager, he behave very rude and not giving me any proper respond .For cancellation of this policy i gave 2 time application on branch (Adajan and Athwagate)but they are not giving me any proper respond. they are also make ecs on my bank account .

DEAR SIR/MAM
I was employee of hdfcbank khun khun ji road chowk branch Lucknow.I had been working this organisation for 9 month.I have terminated on 8th october 2008.I apply my PROVIDENT FUND on[protected].I have receive SINGLE PF but I want to take his goverment PF so pls send to me a form for apply to goverment PF.
My e-mail id is: [protected]@yahoo.com
My employee codes given below:
MOHD WAHEED ANWAR
Hdfc PVT LTD. [SALES EXECUTIVE] - CM10119

DEAR SIR/MAM
I was employee of hdfcbank khun khun ji road chowk branch Lucknow.I had been working this organisation for 9 month.I have terminated on 8th october 2008.I apply my PROVIDENT FUND on[protected].I have receive SINGLE PF but I want to take his goverment PF so pls send to me a form for apply to goverment PF.
My e-mail id is: [protected]@yahoo.com
My employee codes given below:
MOHD WAHEED ANWAR
Hdfc PVT LTD. [SALES EXECUTIVE] - CM10119
address:219/83 patanala chowk lucknow(U.P.)

respected sir, i have mailed a mail before sometime regarding my PF.but i didn't get any message yet. kindly credit the same into my a/c. Farooq ahmad dar emp.code CF00200 branch hshs srinagar a/c no. [protected]

Sir/Mam
This is my second mail regarding my PF. I was Sr. Sales Officer of HDFC Bank (Madhyamgram Branch) from 7/4/2007 to 7/6/2008. My Employee code was : CA08982. My sales manager was Mr. Arindam Mukherjee. I have not yet get any response regarding my PF. I have posted hard copy with my own hands. My HR was Sudesna Ghosh. I do not understand What is you people's intention. Will you really give me my dues or I will have to knock the door of law? This is the last time I am sending a mail. If this time also I will not get any response then I will be compelled to take some legal steps.

My e-mail id: [protected]@yahoo.co.in
My mobile no.: [protected]
My employee code: CA08982
My address: 424/3 Ashoknagar, P.O.- Ashoknagar, Dist.- 24 pgs (n), W.B., Pin-743222.

hi sir this is yashpal singh rathore and dats not my complaint thats only a query that i had been working for hdfc bank as senior sales officer in bikaner rani bazar branch from 6/6/2007 to 30/3/2009 my employee code was cy00397 and my salary a/c number is [protected] i hav given my resignation on 30 march 2009 please tell me when i will got my provident fund,
thanks

hi sir this is yashpal singh rathore and dats not my complaint thats only a query that i had been working for hdfc bank as senior sales officer in bikaner rani bazar branch from 6/6/2007 to 30/3/2009 my employee code was cy00397 and my salary a/c number is [protected] i hav given my resignation on 30 march 2009 please tell me when i will got my provident fund,
thanks

Hi
Dear Sir/Mam
I am Manoj Kumar from Sirsa Branch code 0610
I am CSE (My Code CM09852)
I am joing the Bank 2nd Jan. 2008
But my DSM (Mr. Shiv Parshad) tell me for region
I gave the region 3rd March 2008
But I do't get my Salery amount 13000/-
I Tell mr. Dhillon (ASM)
I am Connecting to DSM & ASM Daily Last One Year
They do't gave me any responce.
DSM (Shiv Parshad) said me, " I gave u only 7000/- Rs.
do you want
ASM said me your salery comes after some days Last 7 Months.
Plz. Help Me
I have a very Big Need of Money.
Plz. Give a Neccessary Action

Sir/Mam, I was a cse of hdfc bank for the period of march2008-may2009. i want to get my PF, my employee code is ck05367x and my A/C no -[protected]. plz do the needful and send my pf in my SB Account.

Sir/Mam
This is my second mail regarding my PF. I was Sr. Sales Officer of HDFC Bank (varanasi Branch) from 20/11/2007 to 26/07/2008. My Employee code was : CD 08858 . I have not yet get any response regarding my PF. I have posted hard copy with my own hands. I do not understand What is you people's intention. Will you really give me my dues or I will have to knock the door of law? This is the last time I am sending a mail. If this time also I will not get any response then I will be compelled to take some legal steps.

Respected SirMam
.
This is my 4th mail regarding my P.F I was Sr Goutam Biswas Sales Officer of H D F C Bank( Parkcircus Branch) from Jun 2007 to april 2008.My Employee code was:CG07572.I have not yet any response regarding my P F. I have posted hard copy with my own hands.I do not understand what is you people's intention.will you really give me dues or I will have to knock the door of low? this is the last time I am sending a mail.If this also I will not get any response then I will be Compelled to takes some legal steps.

Dear Sir/Mam

i varsha pawar working as a Branch Co.Exe for insurance in chembur branch and my Emp ID 65043.I left this position in few month back now i want to do my Provided Fund so please help me regarding the same and forward the applicationdo the further process.

Thanking you,
Varsha pawar

Respected sir
I am rahul prasad srivastava ex-empolyee of HDFC BANK in Asansol branch (West-bengal) with service code-CR 12970 want to know about the procedurd of PF.
Thanking you
Rahul prasad srivastava
CR12970
CSE, Asansol(west bengal)

Respected sir/madam i worked in your organisation for 14 months as a CSE under code no CA11178 in 724 srinagar branch. I resigned on august 2008 but i didn't recieve PF yet.so i am requesting yourgoodself to kindly credit my pf in my account. My A/c no.is [protected]

Sir/Mam, I was a cse of hdfc bank (vijayawada) for the period of 3- march2007to 9-sep2009.
my employee code is CR08909
i want to get my PF, and my relieving letter send this address

ravi kumar.sangepu
D.no : 52-4-59/1
vijayanager colony
vijayawada
krishna district
AP
PIN CODE :520008

Sir/Mam, I was a cse of hdfc bank (vijayawada) for the period of 23- march2007to 9-sep2009.
my employee code is CV08352
i want to get my PF, and my relieving letter send this address

Abdul vadood
flat number: sf2
koduru villa appt
siries company back side road
krishna nagar
vijayawada
Krishna district
AP
pin code : 520007

sir, i worked with hdfc bank as a sales officer .my employee code is cs09803. i appling my p.f. pis prosses my docoment dated[protected]

Respected Sir/Mam,
I was a CSE of hdfc bank (Anand Lok) for the period of 22- Nov2008 to 4-Jun2009. Under/my mentor Mr. Satvinder Singh, CSRM (S1070)
My employee code is 67958
I have not got my final sattelment, PF, and my relieving letter, please send these all at my address or mailid.
My HDFC a/c. [protected]

Randhir Kumar
flat number: D-293
Gali no.- 4
Sangam Vihar
New Delhi
pin code : 110062
MB: [protected]

sir, i worked with hdfc bank as a sales officer in gwalior branch i.my employee code is cn 07288 I resigned on april 2008 . i summited pf latter last one year but not respons . so please send my pf no.my mail id and
send my pf amount, ,



naveen thakur
cn07288
mo no.[protected]

Dear sir/Madam,
With due respect I like to state that I worked as a sales executive-Insurance ( Insurance co-ex) from the 9th October2004 to 7th Aug 2006. But unfortunately I had not received either my full and final settelment and my provinent fund amount or my releiving letter.Below I am providing my entire details.

Name: Anirban Basu
Designation: Sales Executive-Insurance (Insurance Co-ex)
Employee code: 042843
P.F. account number: Z42843
Salary account number ( Closed): [protected]
Work teneor: 9/10/2004 to 07/08/2006
Branch: U.N. Bramachari Street(U.N.B)
Reporting manager( Branch manager) : Mr Sandeep Choudhury.

Thanks
Anirban Basu
[protected]

HDFC is nothing more than a profit making business unit. Trust them to act like that.
There's still time, move to a PSU bank, get a loan transfer, they will be more than happy to pay off these private banks.
You'll always stay happy with a PSU bank transaction.
HDFC and any other private banks have lots of (small font) clauses in their loan documents that a normal human being may not pay attention to.

EVEN THEIR RATE OF INTEREST FOR FIXED RATE LOANS INCREASE!!!

At the point of sale, HDFC personnel will literally fall on their knees to sell the loan product.
They will show u a track record and history that will span the pre-independence era.
Once the loan has been bought - you are just another customer. In a few months you will hear from them cordially increasing the rate of interest due to market rate.
And once that's done, Mr. Deepak Parekh will never bring it down.
You'll keep hearing reduction in market rate, but Mr. Parekh will not be moved.

With their floating loans, you will crib for the rest of your life, as they have a very ridiculous 3 month period policy for reducing the customer's rate of interest.

FOR NEW CUSTOMERS - EVEN IF HDFC IS OFFERING LOWER RATE OF INTEREST FOR NEW LOANS - PLEASE PLEASE PLEASE DO NOT TAKE THEIR SERVICES and IF YOU DO THEN DON'T SULK