HDFC Bank Complaints & Reviews

HDFC — i lost my pan card

sir/madam,
i lost my pan card on 18th apr 09.
i don't have any details (pan card xerox, serial no, registration no, application no & my pan card no) of my pan card what i do right now.
also my DOB is[protected] not 1986
how shall i get my pan card.please give me some suggestion to me get my pan card.

thanking you so much.


sadanand sherpalli[protected]
s/o babu rao sherpalli
houseno:3-10-451,
chandranagar,
nizamabad.-503001.

I lost my pan card few days ago and I don have my pan card number...please advise me what i have to do for new or duplicate pan card

Young Star Plus is Big Fraud ... They say there are 24 free Fund Switches... Please dont believe this, they have charged 4000/- as Mortality charges for first fund Switch.

HDFC home loans : For exisitng customers floating and Fix loan rate is 30% higher than new customers.
and once you become existing customer, your interest rate is increased by 30%.

HDFC have their own policy of charging Admin fees on loan applications even after Govt. has imposed a rule for not to chrge this ...

For all the Blogs which are in favour of HDFC, DONT TRUST THEM, they are logged by HDFC people to misguide innocent people.

Yes, the complaints mentioned above are true. I have been cheated by HDFC SLIC through a represent who was working with Indian Bank. I have taken an endowment policy for 25 years. After constantly making premium payment still they're sending a letter informing that my bonus has been stopped. These fraud staffs are cleared my cheque with some other's account...

It’s completely fraud! Fraud!! Fraud!!!

I was god an gold card. but i am not received my debit card pin number so please send me my pin number agin. i am not receiving my pin number. in this reason i dont intrested to continued my transactions. so please issued my DEBIT card pin number

Worst bank on planet hdfc bank

i'm going to.. re-issue. my debit card because my atm card was lost
but
they asking for my address change.. i told them.. u can bring card on your branch address.. but they don't agreet with that.. i am annoyed .. with that..

and not satisfying with hdfc.. bank.. services..
plz. give me a resoluton of my problem.. as soon as possibel

i am also facing same problem, they sent me wrong pin and now i requested them to regenerate pin again. lets see when it will come.

currently i submitted cheque of hdfc account to icici account and i think i will get it withing 2-3 days.

abe gadhe rbi ke paas jaa banking obdensment mai ja aur hdfc ke gaand mai baans kar de.

HDFC Credit Card — ILL TREATMENT

I AM A BUSINESS MAN AND I HAVE NEVER HAD SUCH ILL TREATMENTS FROM ANY BANK WITHOUT ANY REASON. HDFC BANK IS A PIONEER IN CUSTOMER ILL TREATMENT. THEY DONT HAVE GUTS TO TALK TO GUYS. HENCE THEY CALL THEIR WIVES AND TALK RUBBISH. A CUSTOMER CARE LADY FROM COIMBATORE HDFC BANK DID THE SAME TO ME MISUNDERSTANDING ME FOR SOMEONE. I DONT KNOW HOW SUCH STUPID FOOLISH COMPANIES LIKE HDFC STILL EXIST. THEY DONT HAVE BUSINESS ETHICS, THEY NEVER CARE FOR THEIR CUSTOMERS AND THEY TREAT THEIR CUSTOMERS LIKE DOGS. INFACT EVEN CHEPER. I PRAY TO GOD THAT SUCH ILL TREATMENTS SHOULD NEVER HAPPEN TO ANYBODY IN THIS WORLD AND GOD PLEASE SAVE MY COUNTRY FROM THIS HDFC BANK.

No one checks those complaints!! HDFC Sucks

I HAD MANY SUCH ILL TREATED ATTITUDE FILLED ABUSIVE WORDS FROM SICKO FRANTIC TELECALLERS OF HDFC WHICH IS AN UNETHICAL, PRICNIPLELESS, SICK BANK, WONDER WHY IT STILL EXISTS!

My name is Santosh Haldankar.

I have taken HDFC credit card 4 months ago in Jan-09. I make payments for first 2 months. After that I send letter in March-09 to them for settlement. At that time their representative told me that your account will settle soon. But even after my settlement letter, they had regularly sent me bill and putting 2, 000/- extra dues as a penalty. Now on 7-Apr-09, they have freezed my HDFC Savings account. My balance in my Savings account was 11000/-. Today on 9-Apr-09, they had transfer my 11000/- to their HDFC credit card account for recovery of my credit card bill.

When I send the settlement letter, my dues was 14000/-. and at that time they had already hold my credit card and I have not purachse anything after that. Today on 9-Apr-09, their representative told me that my todays outstanding is 22000/-. So 8, 000/- they have increse. Even after transfering the money, they have not yet settle my credit card account and told me to call in next month.

Please help me in this matter, as I have no clue what to do?

Hi,
I have complained for my credit card bajaj alliance policy, without my permission they are given my policy, after one month i have given request for cancelation also, again & again i fax to channai also. bt still nt cancel. i have done everything but still my money is not deposited in my account and again they are asking money, they are charging lots of money.

So please i am requesting u cancel my card. am not interrrested. thanks.

HDFC PLATINUM CREDIT CARD — LEVY OF LATE FEES

CREDIT CARD NO. [protected]

I RECEIVED STATEMENT AND DROPPED THE CHEQUE IN THEIR DROP BOX ONE DAY BEFORE DUE DATE BUT HDFC BANK CONSIDERS IT LATE LAYMENT. OTHER BANKS LIKE CITI BANK, ICICI DO NOT CONSIDER IT SO.

I HAVE PAID THE PRINICIPAL AMOUNT AND HDFC IS STILL DEMANDING LATE PAYMENT CHARGES WHICH THEY ARE NOT WILLING TO WAIVE.

Yes it is true that they are arrogant in their approach.

Credit Card — Stop unpermitted Payment

Dear Sir,
I have been using your Credit Card since 3 year but i had problem then statment came, and came to know that your bank paying to the Reliance mobiles bills and health Insurance had been done it self, I did't know that what this metter all about ?
So Plz give me solution of this problem, how can i stop it?

Dear Sir

My bank account number[protected], Phase -VII, Mohali, i have lost my credit card, would request pls stop the credit card

Regards & thanks
Dhanvir Singh
[protected]

# 1364, Phase - 3B2
Mohali

My bank account number[protected], Phase -VII, Mohali, i have lost my credit card, would request pls stop the credit card

Regards & thanks
Dhanvir Singh
[protected]

# 1364, Phase - 3B2
Mohali

Credit Card — Stop Payment

Sir:

I do not have complaint against you but one company called E Music.com from USA despite my request for cancellation of downloading music from May 2009 still continues to charge me. I have received $ 14.99 on 3rd June 2009 & $14.99 on 3rd July 2009 in my credit card number.

Additionally for both these months we were away on holidays & therefore could not make the payments on time resulting in high interest charges from you. I have already made the payments to you on 12th August on my return from abroad.

I would like you to therefor make a stop payment to this company from immediate effect. I also have sent the e mail to E music.com but there is no response so far. Can you therefore do not honour the claim further payment to this company?

Thank you

Jitendra Vadodaria

August 14 2009

Credit Card — stopped the credit card

card no [protected] because your bank charged very heavy overdue charges , i paid my all dues

hiti khanna

stop credit card no [protected]

Plesae stop payment to Dinner Club, Mumbai

Please stop credit card transection that I do last night my card no. Is [protected] .I had not sure about this company that it is legal or not . So please stop that transection l done to holidays world India (a unit of holiday word club & resorts Pvt ltd) .it's website is www.holidaysworldindia.com

Please stop credit card transection that I do last night my card no. Is [protected] .I had not sure about this company that it is legal or not . So please stop that transection l done to holidays world India (a unit of holiday word club & resorts Pvt ltd) .it's website is www.holidaysworldindia.com

dear nisha. I am facing the same issue one site crownholiday.in. it's a fraud site.

can you pls help how your issue get resolved

Hi
I want to stop withdrawal from my credit card for cretain period or may be permanetly, as I have bills to be cleared, I dont want to block it completley. Is this possible ?? I a way deposit must continue but not withdraw. Please let me know if its posiible

I do agree. I am facing such problem from Blue Dart

I totally agree with the above statements made.Even for updating my mobile number, I need to go to the bank personally and submit a letter.what a shame on the bank.

yes.. i am also agreeing for that . in every HDFC bank i have seen all are very busy with some other work. i think they are not for customer. even if we want to withdraw money from other brach. that perticular branch has special offer prices ..like percentage is charging..

worst timings and service..

100% agreed however will it really matter. They have been writing that they got this award, that award and award of the awards and so on.

I don't know who is giving them these awards. HDFC bank is the worst bank in India in all the terms such as service, timings, system and staff.

Mutual funds & all — customer service not good at brach

Dear sir,

We are totally disagree with service of following branch a)Not resonding with customer requirements.b)Not resonding when asking about NAV s.c)Not Responding on requesting Statements.d)Not respecting customers.e)Not corresonding to statements of Mutial funds.so far no one got NAV statements from this brach.

The reason for above issues all staff who working in This branch are local only.They dont know professionalism.fortunately the bussiness inthis brach is very high because of Brand name only.
This general problem facing with brach since long time so that i am not giving my personnel data.
if your not resolve it,we go for media and customer courts with pakka data.Requesting U to change their attitude in both professionally and personally.

Branch ;TUNI ,East godavary dist.AP

Vasu deva rao,
F2, Sri laxmi enclave
RRV puram
Gopal patnam
Vizag 29
Moble[protected]

i totally agree regarding he services offered by HDFC bank. I had v worst experience with HDFC, besant nagar branch, chennai. They forced me to take up a mutual fund. After investment, they are least borthered about it. Whenever i enquire, they say go and contact mutual fund branch. i have given instructios to do SIP for HDFC top 200. BUT for 1 year they have invested in tax saver fund. Its clearly a mistake from their side, but they are not ready even to take action. Since the amount is small, they answer asif, what happened now, your money is not lost, its invested with a different fund. Too bad in customer service. we need to pass the message abt HDFC. I personally send a mail to my coropate PRO of my comany to stop recommending HDFC for opening accounts to freshers who join the company

This is the most unfriendly bank and there is no doubt about it. 10-3? what timing it is? If you need this, visit branch. If you need that, visit branch. What kind of mordern bank it is? I have a message for them. Dear HDFC banker, you are not going to exist long with this kind of service. YOU HAVE TO CHANGE as world is changing and quality customer service is the key to success. No domination and rude behaviours anymore. For each and every such behaviour, people are going to load up your grevience cell with tons of letters and emails. Then see, where your rating goes. For now i am happily closing my account with this bank and happy with services of ICICI and AXIS.

dear sir, my daughter has been running errands just for getting redemption amount of the u/m certificate.
they ask about six year old bank account. on asking for recent attestion from bankers, they return us for getting name of the offcial. again they insist for old pass book. despite giving birth date certificate, copy of PAN etc, they continue harassing on one plea or the other, as if to suggest that they want something extra for their services. while a loan of Rs 60, 000 was taken by us to pay college fee of child, in anticipation of the timely payment from the HDFC mutual fund authy, after about 50 days we are still waiting for thier clearance .god save us.
folio no 463443/hdfc core n sat fund
kuldip chaku new delhi. phone [protected].

Couldn't agree more...
i transferred an amout of 1000/- and all of a sudden, yesterday(27/07/2009) an amount of 740/- was deducted from my savings account.from my mini statement i got a detail "AQD". i dont know what the hell it means!
account was opened as a salary account(sarjapur rd branch) and was no transaction for a long time like once in a quarter or so.
even though it seems a petty amount was drawn from my account, its my hard earned money!
not to be left for a bunch of people who think they know it all about banking who make these stupid rules.
they have stopped my netbanking access too. this is insane.
can anyone please look into it and guide me through.

HDFC Bank — Deducting amount from my HDFC bank account without my permission

Dear Consumer Court,

Request you to please any action on this complaint. HDFC Bank deduction money from my personal Account in HDFC without my permision and without intimate me.

THey are charging for cheque book and statement. WHY ?????

No other charging for the same. They should intimate us before sending cheque book or statement.

I went to HDFC bank to take 6 months statement and they gave me but they didn't intimate me for deduction. Now I have very bad experience with HDFC bank and and I am not suggesting to others to open account in HDFC bank. Its a waste bank. I am also closing my account in HDFC bank and opening in another bank.

Please do the needful .

You should intimate me before deducting the charges from my account

Yesterday I got a call from HDFC Management and they are ready to reverse the amount for Cheque Book and Statement. But still I haven't get the amount.

Regards,
Amit Nanda
[protected]

Do not go with HDFC. They do not know about reduction in interest rate. They will only increase interest rate. Currently they are offering 9.75% for new customers. Do no get cheated by this. With in three months will increase it to 11.75 which existing customers are paying.

Absolutely agree. Mr Parekh should stop blaming SBI for gimmick and instead worry about the backlash on HDFC's high interest rates.

I have a home loan with HDFC since 2002.They have increased the EMI by INR 7000 every month and asking me to pay the increased EMI of 27000 every monthand also pay an arrears of Rs 49000.When RBI has slashed the interest rates i dont understand what they mean.Is it a punishment for opting for floating rates?

I agree with you.I have same sore feeling as well, Can we take upthis issue as group and stop this kind of harassment by HDFC bank
thanks and regards

Guys no point taking all this here lets get together & Take the fight to HDFC.

I have created a group on Yahoo join it so that we can approch HDFC with our demands.

changed the name of the group

http://in.groups.yahoo.com/group/hdfchomeloancustomers/



Nitin Grover
Advocate
[protected]

I am also a victim to this. Lets group and do a Dharna in front of HDFC bank. We should have banner against HDFC and also against Congress party who heads center. They have the power to control such a thing(via RBI actions/measures), but they are not doing so, since they are eating money from private banks. Let regroup and put up a big rally. I have created a group here, please enroll. The name is http://groups.yahoo.com/group/against-HDFC-injustice/
My name is Anil and I live in Bangalore. Let plan to group up and have a rally to protest. Please read the message on the above group and provide your ideas aswell. Again you can reach me at: Reach me at [protected]@gmail.com.

tranfer your home loan to LIC or new home loan
only BANGALORE CITY pepole contact

ASHOK RAJ
LIC OF INDIA
BAGALORE-560001
MOBILE NO-[protected]
E-MAIL- [protected]@yahoo.co.in

IN MY OPINION HOLDING DHARNA IS CRAVING IN FOR CHEAP POPULARITY AS IS COMMON AND PREVALENT ALL OVER INDIA. THESE ARE CHEAP POPULARITY STUNTS THAT POLITICIANS AND ALIKE DO. EVEN POLITICIANS ARE NOW REFINED AND ARE MORE AT PAR IN THEIR ATTITIDE AND FUNCTIONS AS IS IN VOGUE IN MOST OF THE ADVANCED COUNTRIES, THESE KIND OF ATTITUDE AND CHEAP GIMMICKS HAS TO BE PUT AN END TO. WE INDIANS NEED TO ADVANCE OURSELVES INTO MORE ADVANCED LEVEL OF THINKING AND POSE OURSELVES A QUESTION AS WHY THESE RATES ARE SWINGING? THESE ARE VAGARIES OF ECONOMIC CLIMATE THAT RULES ALL OVER THE COUNTRIES AND NO BODY COULD BE BLAMED ABOUT. PREMIER INSTITUTIONS LIKE HDFC. HDFC IS NOT A FLY BY OPERATOR WHO LOOKS FOR SHORT GAINS. IN MY OPINION THEY HAVE A LARGER SOCIAL RESPONSIBILITIES IN BRINGING INDIA INTO ITS FORE FRONT IN THE WORLD FORUM. IN THE HELM OF AFFAIRS OF HDFC IS THE MOST RESPECTED PERSON EVERY INDIAN WOULD KNOW OF IS MR DEEPAK PAREKH. LET US NOT REACT IN HASTE AND BE LOGICAL TO WHAT WE DO. AFTER ALL INDIA HAS TO SHINE AND MOTHER INDIA HAS TO BE IN FORE. JAI HIND. - RADHIKA

I took a HDFC home loan around 3-4 years back for 20 years and currently having a ROI of 11.5%. They are reducing it to 11% from the next cycle. I feel it should be far less than this...Any thoughts on what the actual interest rate should be and any solutions apart from transferring the loan to another bank?

I am also a victim of increased EMI by HDFC . I have a house loan with them since 2004.Inspite of RBI
slashing the interest rates HDFC hiked it and also made me pay rs 51000 arrears.This is traocious .My monthly Emi has laso increased by Rs6000

Hi,
I'm complaining against HDFC for un ethical business practises and also against the rBI for not regulating the pvt banks (ICICI and HDFC) from looting the public in the name of Floating Rate which only floats upwards faster than lower side.
pls join me or complaint against these two banks Online or thru simple e-Mail and or send the complaint and document against these banks at http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164 there is provision to send the email online if not then note down the address and send your complaint to the relevant location
To complain against RBI pls send a formal somplaint and send the documents to

Reserve Bank of India,
Complaints Redressal Cell
Mumbai Office
1stfloor, Main Building,
Shahid Bhagat Singh Marg, Post Box No. 901
Mumbai 400 001.

or to

Shri. A.K.Bera,
Chief General Manager
Reserve Bank of India
Plot No. 3, Sector 10,
H.H.Nirmaladevi Marg
Cbd, Belapur, Navi Mumbai 400 614


Thanks

Vinayak

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

I convereted the interest rate from 11.5 to 9.75 now they have again increased to 11%. Now they are asking me to pay 12k for 15L outstanding loan to get back to 9.5.
What the hell is going on? They are looting customers.
Its been less than a year I have paid them.
My number is [protected].

Dear All,

I have taken loan of 9 lac five yr ago @9% but since then I have been victim of higher interest rate change...on an average I have been paying 11.25%...now they have changed again to 12.25%...when I called them this time they said give 7500/- rs and can avail 9.75% rate, I don't understand why they are charging very high rate...after rough calculation I found that I over paid 65000/- rs in last five years. I do appreciate if any one give me good advice how I can fight with HDFC the money they have taken by cheating.

Shail

New customers will become existing customers soon.. They are going to face these issue soon. Dear all better to go with any Govt. bank.

LET US FORM A GROUP AND FIGHT AGAINST THESE RICH EVIL FORCES

PLEASE CALL ME : [protected]

Hi all,

This is very true.
Even I have taken loan from HDFC in Feb2008. And now still paying at higher rate,
But new customer are paying at low rate.
Everyone suffering at some extent because of global recession.
So this situation should be understood by Pvt. Banks and Govenment,
I think K Ramamurthy is right,
If no one is with us so we will be together and fight against it.



My mail ID is [protected]@yahoo.com

I got to know today from HDFC branch that the foreclosure charges are now at 3%. When I was in the bank waiting for my turn to talk to the customer care executive, there were lot of people like me for the same issue of transferring the home loan a/c to some public sector bank ( mostly to SBI). And to refrain people from shifting to other banks HDFC swiftly increased the pre-closure charges from 2% to 3%. So, Now the HDFC executive try to convince the customers that after considering the charges of pre closure (3% of balance amount) plus processing fees at the other bank the savings in terms of shifting to lower interest rate will not save much.

HDFC was very quick in following any RBI rate increase, but now when RBI has continiously been reducing the rates HDFC is openly not ready to reduce the rates. Moreover they are trying to trap the existing customers at higher rate or exit with higher charges.

Since home loans are long term...even a small 0.5% interest difference on a higher loan amount make a sizable difference in outstanding/tenure. And HDFC has atleast 3.5%+ higher rate of interest than others like SBI. Bottom line...Don't take HDFC LOAN...go for some PSU if possible

Guys no point taking all this here lets get together & Take the fight to HDFC.

I have created a group on Yahoo join it so that we can approch HDFC with our demands.

changed the name of the group

http://in.groups.yahoo.com/group/hdfchomeloancustomers/



Nitin Grover
Advocate
[protected]

Reposting my message from other folder. I challenge HDFC to prove me wrong. All facts are mentioned here are right and am ready to take on anyone from HDFC on a public debate. ...
Gone are the days they can say utter non-sense stuff like cost of funds etc. Read on ...


I am one among all of you. We suffered and still see big queue of people who are going to HDFC. They do not know. Soon those new customers will realise, they are going towards a highest interest rate debt trap, which they will be unable to get rid of. Please save them. Noone told me this when I went to HDFC for home loan (not once, twice for two loans)

My request to all of ... do not buy house by taking loan from private banks/HFCs. why .. read below even if you get loan at 6%.

1. First and foremost in 15-20 year cycle, the interest rate fluctuation will be roughly 50 times (each year HDFC does 4 times periodic revision, they increase/decrease or stay constant).
2. Each upward cycle (like from 2006 start to 2007 end) you interest rate will go up 3 to 4 %. In downward cycle it will come down 1% (say from 2008 middle to now)
3. So at end of 4 upward cycle your rate increased by 12%, decreased by 4%. Effectively your interest rate will increase by 8% on your base rate (starting rate say 8%). So your rate becomes 16%. Do you guys believe it!!! That's the truth

Please shout on the street and save people from not entering HDFC and ICICI. Do not talk to their agents. Draw you savings A/C money from them. Make them insolvent. Let them closed. Let them die like lehman brother's. They deserve this. Save people on earth. It's my request. We need a revolution. Today is the day. Come forward and save people. Do not take home loan from pvt bank and HFCs. If you do not agree and still go ahead. All the best!!! Sure you will write a bigger message than this in 2 years time and noone will there to save you.

This message not to encourage taking loan from PSU banks either. It's on my experience with HDFC, I am sharing. I am committed to block 100 people not taking loan from them.

Thanks guys,
i never thought HDFC would be so bad, was about to gon in for a Home loan, their initial presentation was also not satisfactory so i decided to check online to review HDFC home loans, and i think i have opened a pandora's box, now its a definite no-no to HDFC

HDFC — HDFC Savings A/c Interest not Paid

I had open HDFC bank Salary A/c to Nariman Point Express Tower branch. As out RBI rule I am eligible to get Interest on daily basis what amount in my salary account.

I have one year bank statement in that statement I have never seen any Interest paid by HDFC bank.

Please let me know what I have to do for that ?

- I am also one of the customer of HDFC Home Loans for more than 9 years. I live in Rajkot Gujarat.
- I borrowed the loan from HDFC in June-2003.
- I have paid all my loan installments, Interests, Additional Interests, etc. and whatever Charges they asked for.
- I cleared all my dues on 10-Sep-12 (HDFC Portal confirms the same and PDF file is attached to this message) and there no DUE from my side for HDFC Home Loans.
- I have been following up with Rajkot HDFC Home Loan Branch (ph:[protected] &[protected] branch but they do not respond me.
- On 12-Sep-12, I was asked to contact Ahmedabad office (note: while getting the loan I never had any communication with Ahmedabad office and ONLY Rajkot office was communicating), I called-up HDFC Home Loans Ahmedabad[protected] and talked to Mr. Farnendes, he assured me to "HE WILL CALL BACK WITHIN AN HOUR" but never called me back.

Please note that someone from HDFC Home Loans must be responsible to let me know the Exact date of releasing my Documents. This can give some confidence in functioning of HDFC Home Loans

Not only HDFC, AXIS is also doing the same, not reducing the interest rates for its existing customers.