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Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

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Updated: Jul 27, 2025
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Jammu & Kashmir Bank / J&K Bank reviews & complaints(643)

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Q
from Srinagar, Jammu and Kashmir
Jul 27, 2025
Jul 27, 2025
This thread was updated on Jul 27, 2025
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UPI all services and transitions is blocked not

Address: Aishmuam
Website: Online

Sir my account number [protected] JKBANK Srinagar UPI services and transitions is blocked noone is solved my problems sir please 🥺 sir...
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Skalzang Dawa
Apr 25, 2023
Jul 21, 2023
This thread was updated on Jul 21, 2023
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Amount not received in bank account refunded from Swiggy app

Refund was credited by Swiggy app on 31/03/2023 of rs.400.
The amount has not been received in my bank account since 25 days as of now.

Kindly issue the refund asap through the UTR number provided. The transaction was credited through UPI in my account was has not been received. I have contacted the branch but the amount has still not been credited till now

UTR no[protected]R1-Y1
Rrr no[protected]br...
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Shakeel Ahmed Bejard
Sep 10, 2022
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Freezing account without any reason

Address: Jk bank kangan district Ganderbal

Jk bank branch office kangan district Ganderbal is freezed my account without any reason and not attending the phone and mail which I send many times they never attend....
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Sharafat ali sofi
from srinagar, Uttarakhand
Apr 25, 2022
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Lone account

Address: Pahroo jk bank

I am costumer jk bank pahroo acc cc83 my subsidy claim delay about 8 months ago and 2 many charges in my case please helpme...
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pzs
from Anantnag, Jammu and Kashmir
Feb 18, 2022
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Upi transaction

Address: Dialgam anantnag jandk india

Sir
I PEERZADA SHADAB GULL depositor of your bank transferred Rs 50000 from my sbi account no [protected] to jammu and kashmir bank account no [protected] through paytm under upi reference no[protected] on 06/01/2022. This transaction failed but the amount debited from my sbi account .Till date the amount debited from my sbi account neither credited back to my sbi account nor credited to my jk bank account .I contacted paytm...
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A
Abdul Basitt
Aug 16, 2021
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AMB charges recovery deduction

I have two bank accounts with JKBANK and the balance of both the accounts never fell below the minimum balance limit. But still the bank charged me more than 1000 per account as AMB cherges recovery. The jkbank is looting customers in one or the other way. Few months back atm charges were deducted from my account although I don't have ATM card for that account....
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Shazia sajad
Jul 23, 2021
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No money received from atm but deducted from account

I was trying to withdraw money from atm branch Kaller Rajouri jk bank branch atm rupees 5000, but atm did not disburse money even after all operation successful. I registered complaint bearing number[protected] with costumers care helpline desk of jk bank and they assured me that cash will be refunded after 5 days, but 8 day passes no cash was refunded.
Kindly help...
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Varsha10
Jun 19, 2021
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Wrong transaction

Address: DHAMMA

Sir i was in a hurry to transfer money from j&k bank to other account through bhim app with wrong paytm address. Unfortunately i transferred to wrong account with the amount of 25000 rupees. Sir i want to refund to my account. I can provide you details if you please contact me as soon as possible...
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Sajid nabi
Jul 8, 2020
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issue in sub category of sebc

Address: Raiyar Beeru khansahib Budgam

Sir i have applied for the post of banking associate in 2018. Recently have updated the category details. But sebc sub category was not shown there on 06/07/2020. Now the link is updated again and shows sub category of sebc. How can i edit the same


Sajad ahmad wani
Mob. No. [protected]
Reg. No. 90057654...
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Dars Den
from Mumbai, Maharashtra
Apr 26, 2019
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credit card account close

Address: Magam.handwara, 193221

Hi jkb team,

Respected sir/mam

I would like to inform to close my cc account number ([protected]), i have opened this account but i need to close it. I am outside my state from last 1-2 years, but unfortunately this year i got very financial problems here that is why i skipped my amount to be paid on time which results me in loss and with high interest rate. I request you to wave off my interest so i can...
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Wasimbaba
from Bandipura, Jammu and Kashmir
Feb 8, 2019
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sudden deduction as amb charges

Address: Srinagar, Jammu and Kashmir, 190017

So yesterday i logged into my mpay app and checked my account balance. But to my surprise i'm finding that my account has been debited by 148rs as amb charges.. I don't know anything about this amb charges neither was i told about it before.
It would be really convenient to let people know first why they're being charged instead of suddenly debiting money from their accounts....
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Shazad Ahmed
from Udhampur, Jammu and Kashmir
Feb 2, 2019
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net banking

Address: Jammu, Jammu and Kashmir

I am unable to operate net banking. When i make a transection it shows "your account is not active", then i registered on official website of jkbank netbanking, there is also written on the top of left corner that 'no active account', so tell me the solution of this problem so that i can easily access net banking and enjoy the services provided by jkbank...
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abidbhat1991
from Leh, Jammu and Kashmir
Jan 14, 2019
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complaint for charges

Address: Srinagar, Jammu and Kashmir, 190015

Dear Concern,

I just want to know why my account has been debited several times for not maintaining of AMB when my account was maintained since beginning.
Without any consent or any kind of information/intimation how charges has been levied from my account..
It is not the first time when my account debited several times.
You can check the back history that Bemina branch has also charged some irrelevant...
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G
GaurAv SinGh ParihAr
from Varanasi, Uttar Pradesh
Dec 6, 2018
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unaware amb charges

Address: Jammu, Jammu and Kashmir, 182205
Website: Jk Bank

You are charging every two months for amb. In past it has been never happen. Since this year you charges around rupee 1000 for amb & I am student & many times it becomes impossible to maintain amb. It is harsh step by your branch. Plese check the status and aware me about it. Otherwise I have to go through stict complaints & actions. I m tired by your every month charges. You hqve charge more than any amb status. This is simply a way for...
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Meerfaizan
from Rampur, Uttar Pradesh
Oct 18, 2018
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money not refunded yet into my bank account.

Address: 193201

Sir i have booked a ticket on 5 oct and next day i cancelled it and irctc refunded the money to bank. But bank didn't have refunded it to my account yet. When i called irctc railways they told me we have refunded it contact to your bank.They can help you in that issue. Sir please resolve this problem soon. My refund id is [protected].sir i also tried to call jk bank customer care but they are not responding to me. Resolve it as soon as...
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smaliknnl
from Roorkee, Uttarakhand
Oct 17, 2018
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bccalc recovery charges and atm recovery charges.

I have a salary account in Jammu and Kashmir bank on 11th Oct my account was debited amount Rs. 576.14 for BCCALC Recovery Charges and Rs. 47.20 as ATM Recovery Charges. I do not under stand the meaning of these Charges please return these amount to my Account.
These terms are not understandable so bank should notify customers about the same and make us aware.
Please do the needful what these charges are for?
Bank should...
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younis rashid
from Bandipura, Jammu and Kashmir
Oct 14, 2018
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bccalc recovery charges

Address: Pauri Garhwal, Uttarakhand, 190018

What is this bccalc charges?
Some of your branch has debited over 200 rs of my cd account recently.
I have a cd account in jk bank branch bemina jaka0bemina under account no [protected]. Recently my account was debited by 212rs under bccalc recovery charges. I dont know what it mean and its first time happening. Please help me to resolve this issue....
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Hello World Entertainment's
from Srinagar, Jammu and Kashmir
Sep 17, 2018
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complaint against bank manager

Address: 180001
Website: jkbank.com

My father's salary account was in jammu and kashmir bank bakshi nagar jammu, he died, 8 months ago, he had some payment in my father's account. Even after completing all the documentation process of the bank, the bank manager took one month and still did not pay the payment to my mother's account and it was not talk properly with me and i can't get the right answer from her. She delaying my payment again again... Do something in my favor...
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Aquib Amin
from Srinagar, Jammu and Kashmir
Sep 14, 2018
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money deducted from account without having received the amount

Address: 191112

I used a j and k bank atm near jawahar nagar, srinagar, jammu and kashmir on 13th of september, 2018. I had entered an amount of 5000 rupees to be withdrawn. The atm didn’t give out any money but an amount of rs 5000 was deducted from my account. Kindly deposit the money back into my account as soon as possible.

Name:suraya amin
Account no. [protected]...
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Saima Bashir
from Delhi, Delhi
Jan 16, 2018
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complaint against employees

Address: Pauri Garhwal, Uttarakhand, 190002

I am a jk bank customer with an account at jk bank, fatehkadal branch, and i am not able to use transact money from my account as my card and netbanking is not working since 3 months. Since last three months my money is stuck and there is no one to help.
I went to the bank certain times but the employees there after wasting your time, give nonsense reasons for the things, like its problem with internet or problem with server, sometimes...
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