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Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

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Updated: Jul 27, 2025
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Jammu & Kashmir Bank / J&K Bank reviews & complaints(641)

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Q
from Srinagar, Jammu and Kashmir
Jul 27, 2025
Jul 27, 2025
This thread was updated on Jul 27, 2025
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UPI all services and transitions is blocked not

Address: Aishmuam
Website: Online

Sir my account number [protected] JKBANK Srinagar UPI services and transitions is blocked noone is solved my problems sir please 🥺 sir...
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Bilal ahmad baba
from Baramulla, Jammu and Kashmir
Feb 3, 2025
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crude behaviour of staff employee namely nayeem hussain fidda

Address: Jk bank ltd

It is for your information that i am account holder of j&k toaday we have credit a cheque to my account which i have received from a person who have take some amount from me some days before and he is giving me a cheque for same amount today date and i am credit to my account suddenly we have received a call from bank official Namely Mr Nayeem hussain fidda presently posted b/u hyderbeigh(0527) as advane incharge according to bank official...
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Ab khan
Oct 4, 2023
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Address: Jammu & kshmir . Company National stone Crusher Tahsil mader district punch Jammu and Kashmir

Hello sir / mam ..i am abdul Rehman khan from from district punch Tahsil Mandal Jammu and Kashmir I am a customer of you are bank and today I am going in your J and K bank branch manager for some query but the manager of J and K bank is miss behaved with me i want action against him .i[censored] didt respoce .im deactivetd all family accounts in bank .& im going court for against against the manger misbehved with me. ; & I Put some proof like vedios & voice recording in tweter
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    F
    Farnoud
    from Srinagar, Uttarakhand
    Sep 28, 2023
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    I checked my CIBIL SCORE on GPay and found that a Kisaan Credit Card (KCC) had been issued under my name sometime in March, 2014 & it is active as on the date (Aug-2023) with a sanction limit of 104846.
    I haven't availed any such KCC whatsoever. I don't know the account number of this KCC. I have no idea who is utilizing the credit sanctioned under the account. I have no idea about the interest accrued on this KCC. It showed two delayed payments in September & October 2022, bringing my CIBIL SCORE down.
    I suspect involvement of J&K Branch Manager, Singhpora (2014), as I received a call in 2014 about defaulting on a non-existant account following which I protested and the then Bank Manager apologized calling it a mistake.
    It is after dialing the J&K Bank customer service a hundred times that i could not connect to the Customer Care Executive as there is none; through you, I want to register my complaint and seek it's disposal at an earliest.

    The disclaimer that CIBIL shows is:
    "The information here is based on what is reported by your bank or financial institution to CIBIL."

    Regard
    Tanveer Ahmad Rather
    A/C [protected]
    +1 photos
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      B
      Bhat@123
      from Bandipora, Jammu and Kashmir
      Jul 28, 2023
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      Address: Jammu and Kashmir

      Respected sir
      Main Garoora branch bandipura se KCC loan liya tha Jiska account number[protected] hai cibil report ke upar is account ka DPD 348 daysshow ho raha hia JK Bank credit morning department se baat karne ke bad bhi Pichhle 2 mahine se yah problem Sahi nahi ho rahi hai Meherbani Karke isko Sahi Karen
      Mai Kisi bhi bank se loan Nahin Le Pa raha hun Meri syster marriage Hai August month mein Aapki Meherbani Hogi
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        H
        Hamidullah77
        from Sopore, Jammu and Kashmir
        Jul 5, 2023
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        Address: Sopore

        Imps fund transfer failed money debit 03/07/2023 but refund till today
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          M
          MUDASIR AHMAD WAR
          Jul 4, 2023
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          Address: Aftab mohallah warapora sopore

          With great respect I want to say that I done a transition of my school fee through jkbank bill to Government degree college sopore(Your payment of INR 4904 is successful on J&K Bank eCollect for GOVT DEGREE COLLEGE SOPORE, Collection Id[protected]AQD. JK BANK) but unfortunately it goes to wrong Registration no provided by university. Now I want full refund of my money so that i can continue my studies and it will b your most kindness
          Thanks
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            M
            Muhammad Mashhood
            Jun 1, 2023
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            Address: Kashmir

            Hello, I have not received refund in my debit card even though the airline company Air astana Kazakhstan has succesfully transferred the payment to the card.
            Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
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              9
              9797772990
              May 5, 2023
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              I was the guarantor of one person who had a business/ agriculture loan ending in 0015 in j&k bank . On my insistence, the said person gave J&k bank another person as guarantor and thus I was freed from the guarantorship. The concerned branch told me that your name, as guarantor, has been replaced in the said person's loan account and that now your credit score will not get affected. But due to late payments on his part has hit my cibil score to a considerable extent. This is totally unjustified as I am no longer his guarantor and as such, my cibil score should not get affected.
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                S
                Skalzang Dawa
                Apr 25, 2023
                Jul 21, 2023
                This thread was updated on Jul 21, 2023
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                Amount not received in bank account refunded from Swiggy app

                Refund was credited by Swiggy app on 31/03/2023 of rs.400.
                The amount has not been received in my bank account since 25 days as of now.

                Kindly issue the refund asap through the UTR number provided. The transaction was credited through UPI in my account was has not been received. I have contacted the branch but the amount has still not been credited till now

                UTR no[protected]R1-Y1
                Rrr no[protected]br...
                +2 photos
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                S
                Skalzang Dawa
                Apr 24, 2023
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                Resolved

                Refund was credited by Swiggy app on 31/03/2023 of rs.400.
                The amount has not been received in my bank account since 24 days as of now.

                Kindly issue the refund asap through the UTR number provided. The transaction was credited through UPI in my account was has not been received. I have contacted the branch but the amount has still not been credited.

                UTR no[protected]R1-Y1
                Rrr no[protected]

                Account no [protected]
                Ifsc jaka0snmleh
                Branch Jammu and Kashmir bank snm, leh Ladakh
                +2 photos
                Apr 25, 2023
                Complaint marked as Resolved 
                Contacting branch directly
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                  N
                  Nazim sarwar
                  from Kupwara, Jammu and Kashmir
                  Feb 26, 2023
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                  Address: Wavoora lolab

                  Dear jk bank
                  I Nazim sarwar my account No is [protected] Branch Wavoora lolab Distict Kupwara .I recharged my number on 10th January 2023 .balance deducted but recharge not successful then i tried the second try and it was successful .But the first recharge balance got deducted he hasn't come back yet I also called the helpline no of jkbank many times and i visited bank lot of time but i haven't got any response yet Now tell me what should I do can i case against you in consumer court don't force me to move so please refund my balance you deducted as soon as possible its soo kind of you
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                    A
                    Aamir123#
                    from Srinagar, Jammu and Kashmir
                    Feb 19, 2023
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                    Address: Safapora ganderbal 191201

                    I Aamir nazir, applied for education loan in 2015.My education loan no is [protected].since from 2015 my subsidy was not provided till the date.i contacted with my bank branch but they are ready to help me in this matter.i also confirmed the reason from the bank and income certificate was not provided from my end and that is the main reason of this delay.I completed all my documents before applying for education loan but the concerned branch never asks me income certificate for my subsidy.itz totally a fault of bank branch safapora ganderbal.Now plz help me out this Thank you team.
                    Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
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                      Suhail sultan
                      Feb 14, 2023
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                      Address: India

                      I was recharged 1000 rs but still not credited in my teen Patti master account date 11/02/2023 refund my money
                      +1 photos
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                        M
                        Manir11
                        from Doda, Jammu and Kashmir
                        Dec 27, 2022
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                        Your Excellency
                        On 07/05/2032 at 13:30 hrs I withdrew five thousand rupees from 'State Bank ATM Bharat Road Doda' from my account number: [protected] J&K Bank
                        Branch Thathri (ATM also issued) which was debited from the bank account but I have not received from the ATM due to some technical error.
                        I filed a complaint and also informed the bank officials at JK Bank Thathri Branch but till date the employees and manager of Bank Thathri have not returned Rs. 5000 in to my Account.
                        Now it is requested to your goodself to kindly initiate a legal action against the manager of the bank and also direct the officials to return the amount of Rs 5000 thousand to me as it is my hard earned money. Six months have already passed.
                        Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
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                          J
                          jaanpir
                          Nov 30, 2022
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                          Dear sir i would like to state that i have a loan account by name of shahista mir in jammu & kashmir bank humhama budgam and have some due installments due to financial problems and i am trying to fix it soon.
                          to day on 30nov22 i got a call from bank executive namely showket ahmad dar regarding same . i have already paid 15000 through bank account number sb 155 branch kupwara conformed by the same person through telephonic conversation but he has not used that amount so far
                          today he called me and misbehaved badly and talked nonsense and used very harsh words by which he pointed out to my cast and the place i belong to. i believe we are all same we all belong to secular India proudly. he has probably no right to behave like this to any one and i believe our banks are not based on cast system or racism. i have a call recording as a proof.
                          kindly look in to the matter and do the needful so that no one should be abused or harassed the way i was.

                          regards jahangeer ahmad pir
                          cell no [protected]
                          Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
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                            M
                            Matking
                            Nov 30, 2022
                            Resolved
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                            Resolved

                            I have ordered a product from amazon (ram). Returned the product and refund of Rs. 4388.7 was issued on 24 November, it should be credited by 29 of November but it is not credited to my account yet.

                            Product _ Corsai Vengeance LPX 16GB
                            price _ 4388.7
                            order id _[protected]
                            Refund reference no_75503722329020027601520
                            +1 photos
                            Dec 1, 2022
                            Complaint marked as Resolved 
                            Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
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                              M
                              Mohammad tufail
                              from Baramulla, Jammu and Kashmir
                              Nov 19, 2022
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                              Address: Jammu and Kashmir union territory district Baramulla village kreeri near main market Wani complex 1st floor
                              Website: infotech-computer-institute-computer-service.business.site

                              Myself Tofail Mohammad parray I did not get any money reward from pmkvy my account is
                              [protected] I had passed away from infotech computer institute kreeri
                              Located at jàmmu and Kashmir union territory district Baramulla village kreeri near main market Wani complex 1st floor. Batch id is 283916. Coure title is cctv installation technician. Through nsdc pmkvy now my only request is that please resolve my my money reward as soon as possible
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                                Ubaid Mushtaq Najar
                                Nov 8, 2022
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                                Resolved

                                I had Ordered a Pendrive from Amazon and I have to cancel it!

                                Refund Details:
                                MasterCard ****6414 Price: ₹719
                                Order ID[protected]
                                RRN 75503722308019589985763
                                Item SanDisk Ultra Dual Drive Go usb3
                                +3 photos
                                Nov 9, 2022
                                Complaint marked as Resolved 
                                I don't know the steps taken by company but my issue has been resolved!
                                Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
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                                  H
                                  Hemim
                                  Oct 29, 2022
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                                  Address: Ambhua
                                  Website: Birbhum

                                  Free fire suspended (22/7/2022 ) please
                                  unsuspend my account.
                                  Hack name - skin tool.
                                  UID - [protected]

                                  Thanks
                                  Jammu & Kashmir Bank / J&K Bank customer support has been notified about the posted complaint.
                                  Oct 29, 2022
                                  Updated by Hemim
                                  Free fire suspended (22/7/2022 ) please
                                  unsuspend my account.
                                  Hack name - skin tool.
                                  UID - [protected]

                                  Thanks
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