[Resolved]  Housing Loan — Vaishali Nagar, Branch not presenting EMI Cheque to the Bank and sending recovery agents notices by SMS

Ref. loan account no. 22045916
Sir, Six(6) advance Multi city cheques of PNB, Civil lines, Bulandshahr numbering[protected] were deposited with the branch for EMI payments upto Sept.2009 out of which the branch has already submitted 2 cheques 215101, 02 and the Emi has been credited to the LICHFL in April09 and May09 on presentation of the cheques to the bank.
The Branch has sent ECS confirmation to the PNB Chandpole Branch, Jaipur for which no option was given by me. On hearing from the LICHFL I had informed to the person concerned on phone about the submission of ECS to wrong branch and also informed that my PNB branch does not support ECS facility. I also informed the person on line about the Advance Cheques against EMI upto Sept.09 are already available at the branch and requested to present the same to the bank but after all assurances I'm regulerly getting messages for the payment of EMI and SMS notice from your recoveery agent..
The branch has sent me defaulter notice at my Jaipur address along with the default payment charges for which I'm not responsible till your branch has advance EMI cheques.
On[protected] I have requested the branch for submission of June EMI cheque to the bank for payment as the EMI has not been credited to the LICHFL till 22-6-09 by e.mail.
Please take notice of my complaint and instruct branch to present June EMI cheque to the bank immediately and wave off alll default charges as per notice sent at my Jaipur address.
The branch has 4advance cheques nos[protected] with them. I will deposit more advance cheques before the earlier provided cheques are exahusted by the branch.
Reply to the complaint is awaited.
Regards.
Dr.Ashok Kumar Mehrotra