Housing Loan Complaints & Reviews

I am bonta srinivasarao i am from chityala village westgodavari district andrapradesh. My id is 1118032. Near by mahendra office located in gopalapuram. I communicate goplapuram mahendra person his name is prabhu. He told me to clear the loan sir again i will help you to getting the loan sir. I believe his words and i barrow the money some where else i clear the loan amount. I receive a documents. Now i take the papers and i asking for loan...

This is jayaraj and a NRI Candidate.I have applied housing loan before 1 1/2 years back and at last loan sanctioned(26 laks) on December 2013.I got 4 laks on March(2014) month but still now i did not get balance amount .Whenever am calling LIC people, they are treating me very badly and not responding properly.I have spent more the 1 lak for procesing fees and extras.
How I can put compliant to Finance minister and concern peoples.br...

I WOULD LIKE TO APPRISE YOU THAT THERE IS A HOUSING LOAN WITH ACCT NO LBFDB[protected] WHICH IS REFLECTED IN MY CIBIL REPORT against my name. I DO NO EVEN HAVE AN ACCT WITH YOUR BANK SO NO QUESTION OF TAKING THE LOAN. SO IT AMOUNTS TO THE FOLLOWING
1. MISUSE OF MY IDENTITY BY SOME INDIVIDUAL.
2. ERROR AT YOUR END.
YOU ARE REQUESTED TO CLARIFY THE ISSUE TO ME AT THE EARLIEST AT MY e mail ID [protected]@yahoo.com or call...

I would like to say that its very regret that your Bistupur office not response to my complain, if you not able pass my home loan then why you block the processing fee. many time I visited your office but till date result is zero.

Therefore pls. release processing fee as soon as possible already too late.

BASU DEV KHATRI
[protected]
JHARKHAND...

DHFL HOUSING FINANCE DAVANGERE Davanger branch manager he don’t know there Policies.i feel dhfl worst company to give the housing.
I have applied for plot loan one months back and they give commitment one month. i give 1lakh advance to our property owner. i taken one moth time to registration.i pay processing fees 5618.00 next they give sanction after 15 days, but hand of the day they till your loan is not give. i ask the reson...

Even two months after the full closure of my loan account I have not got my file back for my loan a/c. [protected] & [protected]. I am running from one office to another in Pune of LIC HOUSING FINANCE LTD. Finally I was directed to one Mr. Manish in Swargate office who never receives phone. If by chance he receives he says he will check and call me back. This is the treatment to so called valued customers. Kindly look into it otherwise...

Dear,I have availed home loan from pnb housing finance limited.my account no-2817.I m paying my emis regluarly.I m not a deliquent customer of pnbhfl.today 12.09.2012 I have received a call from chandigarh no which is-[protected] caller name is sonia.she is asking for current month dues but when I m told her plz check and confirm whether my current month chq bounce or not becoz I have sufficent balance in mybnakacbank account .after heard...

Dear Sir,

Sub: I am begging you for an immediate help.
I am writing you with regards for my housing loan with a/c no: [protected] Which was taken on 03/Dec/2007 from SBH NRI BRANCH NAMPALLY, HYDERABAD, ANDHRA PRADESH.

I am unable to re-pay the complete EMI due to my current income status. However within last 4.6 years I have managed to pay some amount towards my loan and I have informed the same to the...

Sir,

I have taken HBL Loan from lichousing finance co.Karnal vide loan acount no..[protected] &
another loan acount.[protected].I have deposited cheques with the concerned branch for the
payment of instalments in above mentioned acounts.month wise.But in the month of june.2011
concerned branch withdraw the payments through cheque no.931848 dated 08/06/2011 for Rs.
4414/same was debited from my...

Respected All,


I am working in gulf since 1995. In 2007 I signed a contract with a reputed builder in Kerala, for a 3 BHK apt of 1400 Sq Ft. / 1650 IRS per sq. ft. To this purpose I paid IRS. 525000 to the builder initially (as 20% self finance), and later I got sanctioned a home loan thru SBI for IRS. 17.97 lakhs (as 80% home loan). If properly managed the residential apartment (on 10 storey building with 40 flats)...

To,
Manager
SBI

From,
K S Venu
No 9, 5th Main, 9th cross,
KMR Nilaya, Krishnappa Block,
Ganganagar,
Bangalore – 560 032

Sub: Unhappy with your Services / Response and un-ethical behavior of your bank.
Re: Hosing Loan Account No: [protected]


Dear Sir,

I would like to bring few lines about unexpected abnormal behavior...

Dear Sir

I have taken Plot loan + construction loan (not taken construction now ) from DHFL in June 2011 with rate of intrust of 10.5 that time. After that within one year they they have changed rate of intrust to 11.5%. I am really very upset with this and want to take over loan from SBI. I talked with DHFL they are saying that your loan you have to pay 3% changes for fore-closer latter. My loan is floating. How I can solve...

Dear siir, w.r.t theloan acnt[protected] ecs deduction started in nov2011 n continued till fe2012.since march 2012 deduction couldnt take plce. There is no meessage from lichfl. On our own whhen chckd the bank stTement found the problem n approched office n paid by cheque. Very poor communication.swhen approached office took fresh ecs mandate nsubmitted on 31st march2012. In the april same thing rrepeated. When contacted lichfl n sbi hal...

Delay in refunding of Processing Fee (Amount Rs. 5791/-)

Dear Sir,

My self had applied for a Home Loan with HDFC Ltd in the month of July-2011. Within a two days, issued a Loan FIle No[protected], however HDFC could not process the loan within scheduled period. I had informed them over phone and also sent mobile SMS for not to process the loan further because another bank had sanctioned the loan in the scheduled...

I Kalpana Gerald, have taken a Housing Loan from DHFL-
Application No. 00637242 and File No. 00025986. Loan Amount - Rs.
13,70,460/- . I requested for Letter of Documents (LOD) and outstanding amount details. Thrice I sent reminder. no reply.

Very bad service.

Kalpana Gerald
Phone - [protected]...

Dear Sir,

I have getting the housing loan through central bank of India, amgola branch, muzaffarpur vide loan A/c TLPC-33006 in 2004 Rs. 2,00,000.00 (two lac only). For security we have placed against housing loan, land mortgage paper and value Rs. 90,000.00 (50,000.00 + 40,000.00) kishan vikash patra, One KVP amount was rs. 50,000.00 were matured on 18.09.2006 and matured amount is rs. 1,00,000.00 again deposited on fixed...

the latest mail was sent on sept 9th

Arvind and jhonson of tamabaram branch(home loan)



i heard from my builder that you are not keen on going ahead.i was surprised by this informal approach from an organization of your standing.
so do send all those zerox and original documents tome through jhonson.
also refund me the process fees in full.br...

I have applied top up loan for House repairs with LICHFL during last week of July, 2010 and submitted all the relevant documents. Even I have paid an amount of Rs.3,200/- to the agent. After some time, one email message to my address is received that whether I am interested to pay back the loan amount in 7 years term for which I have sent a reply message. But so far no message is received. After one week I have send the email to the same...

Hello experts!
I availed a loan for 45 lakshs from a nationalized bank in India in five installments in 2009.First disbursement was on Jan 23 and final portion on Oct.2009. Bank rules itself allows repayment holiday for 18 months.
Now when I contacted bank to start my repayment in April 2010, they have now hiked my EMI by Rs.15,000/.When asked reason, they say my repayment holiday was ‘assumed’ set up for far ahead ie for...

Dear Sir,

Till date I have not recd your Interest & Principal provisional certificate for 2009-10. kindly send us the same through courrier to my address registered at your record. also send the same to my above mentioned e-mail address . please do the need full.

My Housing Loan Account No.902850...

Dear Sir,
FILE NO[protected].
I had applied for a loan of Rs 22 lac & Deposit a sum of Rs 11133/- through Cheque No159719 /18.1.09 of SBI .

You could not pass my Loan so kindly refund my processing amount as early as possible

Regards
Paban Agrawala
[protected]...

Dear Sir,

My father took a loan of 80000 from a local Sri Rama cooperative housing society ltd of Visakhapatnam, AP and repaid the amount with interest and penal interest and got a "No dues certificate" but the documents were not returned. One fine day we received a notice from AP State housing Bord asking us to pay the loan amount. But my father then went to consumer court and won the case but no one responded.My...

I also facing similar issue with State Bank of Mysore, They are also demanding for 2% of outstanding amount as pre closure penalty.

I wanted to pre close my housing loan as they are charging more interest rate 10.25%. But same bank is charging 9.25% for some other existing customers but charging more for me alone. When I approached bank manager he is reluctant to resolve the issue from last six months. For new customers the...

Sir,
myself is manoj kumar singh, i have applied housing loan thourgh sbi home loan after 20 days of applied bank call me and say u r cibil dafulter .
i see mine report where mine name is correct but mine address is not correct phone no. is also wrong nd date of birth is not correct. then i tried to contact cibil office mumbai..in this connection what can i do....thank u manoj kumar singh...

Reference: - Loan File No- 490 dt. 26/7/97 with M/S GIC Housing Finance Ltd, Lucknow.
1. In reference of advertisement given by M/S K.C.Homes & Services Pvt. Ltd. sister firm of M/S Gopal Krishna Builders , Lucknow in the month of June-97, I approached M/S Gopal Krishna Builders for the allotment of Flat costing Rs. 3,90,000/- in “Sookh” complex at Munshi Pulia, Lucknow.
2. It was told by the builders M/S Gopal Krishna...

Dear all,

Please do not take any housing loadn from REPCO HOME FINANCE. Ther are cheating peoples. If we took housing they charge more fee i.e. Processing Fee 2% Documents charges 1%, Documents safe charges 2%, and legel fee etc. if we took housing loan from REPCO when we are going to preclosure they charge remaining month of loan ie. 240 X 2 % balance in the principal it will come around 1,20,000/- for 15 lack loan amount,...

Dear Mr. Praksh,

In this era of fast electronic communications, does it take this much of time to get this information. Neither Bank is confirming whether due to oversight cheque was not presented nor giving information if it got bounced ( I need scanned copy of bounced cheque).

In case cheque got bounced ( for which I am doubtful), no one cared for more than a year to communicate the same to me either at my...

Ref. loan account no. 22045916
Sir, Six(6) advance Multi city cheques of PNB, Civil lines, Bulandshahr numbering[protected] were deposited with the branch for EMI payments upto Sept.2009 out of which the branch has already submitted 2 cheques 215101, 02 and the Emi has been credited to the LICHFL in April09 and May09 on presentation of the cheques to the bank.
The Branch has sent ECS confirmation to the PNB Chandpole Branch,...

Aplied for Housing loan with SBI, Aliabad branch, Hyderabad in October 2008. The property for which loan applied is already under approved loan by SBI of the same branch. To save time Registration of property was done and and submitted application for reimburshment. Finally SBI(RAPC) rejected the loan application for want of a particilar original document of 1992 with out which they already issued loan in 2004. I got the property registered...

Dear Sir,

I Neeraj Khare having above housing loan account from ICICI bank Noida sector 50 Noida Branch.
For your kind information I have wrtten several mail to the customer care and Visited the several times to branch each time I get the response that still complete list document are pending each time new query is arises and neither the branch nor the customer care peoples tell where is the problem and I have not been...