[Resolved]  Housing Loan - CIBIL Report — cibil report - verification for housing loan

Dear Sir/Madam,

Please revert on your contact details and address to dicuss this issue. During Housing loan verification with one of the reputed bank they forward me my cibil report in which there are 6 credit cards shown either closed or written off and want me to give justfication for the same.

As per best of my knowledge I have closed all these cards and written communication from banks are still awaited. Please find attached report for your ready reference. you are requested to provide me all the credit cards nos which is not reflected in this report and guide me to clear all these cases from my cibil report.

Thanks n regards

Vinayak desai

CIBIL report from the Bank :-

These cases are as follows.

1)...
Payment History Start Date[protected] Payment History End Date[protected]

Member Name ICICI BANK Opened[protected] High Credit 63186
Account Number [protected] Last Payment[protected] Current Balance 10107
Type of Account Individual Closed Overdue
Type CREDIT CARD Suit Filed Written Off(WO) Reported[protected]
DAYS PAST DUE / ASSSET CLASSIFICATION
[protected] XXX 171 004 XXX 003 003 XXX XXX 000 XXX XXX XXX
2...
Payment History Start Date[protected] Payment History End Date[protected]

Member Name NOT DISCLOSED Opened[protected] High Credit 41407
Account Number Last Payment[protected] Current Balance 41407
Type of Account Individual Closed[protected] Overdue 41407
Type CREDIT CARD Suit Filed Written Off(WO) Reported[protected]
DAYS PAST DUE / ASSSET CLASSIFICATION
[protected] 060

3...
Payment History Start Date[protected] Payment History End Date[protected]

Member Name ICICI BANK Opened[protected] High Credit 19157
Account Number [protected] Last Payment[protected] Current Balance 9157
Type of Account Individual Closed Overdue 4000
Type CREDIT CARD Suit Filed Written Off(WO) Reported[protected]
DAYS PAST DUE / ASSSET CLASSIFICATION
[protected] SUB SUB SUB STD STD STD SUB

4...
Payment History Start Date[protected] Payment History End Date[protected]

Member Name NOT DISCLOSED Opened[protected] High Credit 30588
Account Number Last Payment[protected] Current Balance 19901
Type of Account Individual Closed Overdue 7045
Type CREDIT CARD Suit Filed NA Reported[protected]
DAYS PAST DUE / ASSSET CLASSIFICATION
180 XXX[protected] [protected] [protected]

5...
Payment History Start Date[protected] Payment History End Date[protected]

Member Name NOT DISCLOSED Opened[protected] High Credit 493
Account Number Last Payment Current Balance 321
Type of Account Individual Closed[protected] Overdue 88
Type CREDIT CARD Suit Filed NA Reported[protected]
DAYS PAST DUE / ASSSET CLASSIFICATION
[protected]

6...
Payment History Start Date[protected] Payment History End Date[protected]

Member Name NOT DISCLOSED Opened[protected] High Credit 9139
Account Number Last Payment[protected] Current Balance 9139
Type of Account Individual Closed[protected] Overdue 600
Type CREDIT CARD Suit Filed NA Reported[protected]
DAYS PAST DUE / ASSSET CLASSIFICATION
XXX