Ing Vysya Home Loan — ING VYSYA BANK is a Big Cheater. Dont take Home Loan from them.
I took a loan from ING VYSYA bank last year at 10.5% interest rate and just after a month they increased it to 11% and then again to 11.5% and then finally to 11.75%. I had taken a loan for a period of 20 years but due to increase in interest rate ING has incresed my tenure to 25 years (shocking). I can understand that the interest rate is fluctuating and not fixed but these people are cheating like hell. Last year RBI increased the CRR ratio and Repo rate twice due to which my rate of interest increased but since october last year RBI has reduced the Repo rate and CRR many times by over 450 basis points. If I calculate my Home loan interest should come down to 8% but ING VYSYA is charging me a interest rate of 11%. THESE CULPRITS ARE SUCKING MONEY TO BUILD THEIR PROFIT. SOME ONE PLEASE TELL ME WHAT ACTIONS CAN I TAKE. I AM WILLING TO GO TO COURT TO TAKE ACTIONS AGAINST THEM. If someone would like to give me some suggestion then please email me at firstname.lastname@example.org
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