Ing Vysya — Cheating

Address:Mumbai City, Maharashtra

I am extremely disappointed when I realised that the Loan taken is on floating interest rates ( ING Vysya ).
During my initial discussion ( Dec 2010 ) with your executive ( Mr Sandeep Bankar ),He explained me the scheme of fixed interest rate i.e interest rate is 9.75 % fixed for 1st One year & flotation afterword , I agreed for further processing & submitted the required documents , One day Mr.Sandeep has come to my residence at around 10.00 pm and taken signature on application form & told me that I will fill all the details as I having your complete set of document . Due to his good behaviour I got trust on him . Everything is over I got the cheque of the loan as agreed in Jan 2011 .........
When I have received the SMS from your bank regarding Interest rate hike , I just called him and asked he told don’t worry its general message to all loan account holder .
Once again I received the same SMS that Interest rate has been revised , Then I put mail to CC for verification and following response from them .
I have verified the application letter & got shocked , in the application it is clearly mentioned that the interest rate is 9.75 Floating , It is in Sandeep’s hand writing .
Now EMI has been revised and I am loosing Rs. 3700 per month & there is no action on the your executive & I lost total trust on your bank as well as banking sector professionals ................. I discussed same matter with Mr Sandeep many time ([protected] ) .....
I have raised the complaint on your online grievance form but still I have not received any feed back .
Whenever I received any call from Bangalore ( Chandrika & many more )or Mumbai ( Nidhi Sharma & Other officers), office same message I am passing to your officers but I doesn’t see any action ..............

This way business never run for longer time or sustain in Market during tough period.
You have lost the relationship with me as well as my friends , colleges & relatives.
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Hi!!!

This bank is a cheat. They had the ECS activated and then did not send the request for 3 months. Sent me a notice for the same and when I challenged them in the month of December they deducted the entire over dues as well as the regular EMI without my consent.

Now I have stopped their ECS facility and want to initiate legal action. I have written several mails but there is no change. I have no idea why they are doing this. They have no idea of my account and its details.

Please do not deal with this bank. They are a bunch of cheats. I have made a blog giving all the emails that i have exchanged. the link is below:

http://blogs.ibibo.com/bewareofbanks/

If you can help please let me know.

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    ING Vysya Bank Phone
    +91 22 3309 5000
    +91 22 3309 5060
    ING Vysya Bank Address
    Plot No C/12, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra, India - 400051
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