[Resolved]  Lic Housing Fin Ltd — Loan Reschedule

Address:

Delhi

Hi
My name is Mahendra kumar gupta I am having a Housing loan from LIC Housing F LTD and my file no is 117104.
Currently my loan limit is 16.70 l which is 75% of my property when I was taking this loan I was told if near future If I raise a request to LIC and want to increase this limit so is it possible to do so, Then I have been answered with the YES and in a simple way and I was communicated that you just need to give a application and last two month salary slip along with bank statement this is it.
Once I have initiate this process they told me it is approved and your existing limit has been increased with the amount 1895500, But when i went in LIC office for verification they are giving me new loan and nothing has been done to reschedule my loan.
I speak to their area manager Mr Alok Goel as he introduced to me as area manager on the phone, He is also telling the same process well I have checked with couple of banks and one my friends friend who is working in LIC housing finance and as per her comment LIC can reschedule the loan and increase the existing loan limit.
I don’t know what is the process to fixing this loan limit (16.70 L) my current salary is 43k Per month.
My loan is taking care by Mr Rajeev and I don’t think he has manner to speak. During the conversation with him I have threaten to damage my credit history and Rajeev wording was “You don’t know me I can update your CBIL data and you cannot do anything to me” well I don’t know if he has done the same or not
I think I have trapped in an ambush and I am seriously thinking if this has been taken care properly I don’t know what will happen to this complaint.
Thanks
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