[Resolved]  LICHFL, Thanjavur — processing fees not refunded

processing fees not refunded
I applied for home loan in the month of december 2008 through nayyar capital services j&k jammu agent namely mr. bittu and paid rs 10000/but after a gap of 5 months sanctioned letter of 5 lakhs has been recived on 9/5/09.after giving legal formalities in the month of august 09 and also paid rs 6000/ to mr. bittu lic agent of jammu but my mortegaged file submitted late to lic housing finance ltd. jallandher by the concerned agent after conferming from area maneger jallandher through telephone on 8/9/2009.i inform area manger to give me back orginal doc.but after giving me assurance by mrs. bharti ji asstt. manger lic jallandher punjab i will give u loan within two days kindly submit fresh salary certificate and bank statement so i submitted both the doc. within one day through corier but loan was neither sactioned till 22/9/2009 so i already paid rs. 16000 to concerned agent of lic nayyar capital services jammu which is leiason with lic branch jallandher punjab .Inspite of repeated reminders the company has not refunded the whole amount as early as possible i already recived orginal doc. on 23/9/09 Request you to help in getting this amount

Beware of Mr Vinod Jaywant, LIC Housing Finance Agent

I am a retired Army Officer settled in Mumbai. I had intended to buy an apartment in Everest World, Kolshet Road Thane in May 2009. The officials at the project site recommended me the name of Mr Vinod Jaywant, LICHF agent for processing the loan.

Mr Jaywant approached me and 02 more of my colleagues also ex Army Officers and offered an interest rate of 8.5% verbally. We filled in the application form and gave the cheques of INR 5515/-. My other 02 colleagues were taking loan for a ready possession house whereas my building was under construction and there was no hurry for me to get loan. Very promptly after 02 days Mr Jaywant again came with the proposal document of my colleagues in which the interest rate was shown as 9.5%. Since i was also present there I asked him to cancel my loan and return my cheque. He asked me to give a letter to that effect which i immediately gave to him. He promised that my cheque will be sent to me through post.

However, instead of returning me the cheque, he sent me the proposal through courier and the cheque given by me was debited from my HDFC Bank account on 13th May 2009.

I called up Mr Jaywant to know why he had done it and he again promised me that my money will be refunded by LICHF but I have not got the refund till date. Mr Jaywant does not take my calls any more.

Jaywant is a big fraudster. He is very ambigous about the entire loan process and is a big cheat. Please do not fall prey to his sweet talk in the start. Later he does not even attend your calls and threatens with dire consequences.

You are absolutely right this guy doesn't have sense of talk and he threatens with dire consequences I don't understand why the hell LIC HF keeps such peoples. I also have same experience which is briefed below

I availed the loan from LIC HF

LOAN Account No.[protected]. Application No. 241761.

This is about the mistake of first installment disbursement amount cheque Rs. 5, 79, 780.00 which was directly sent to builder without my knowledge. The said cheque amount is more. it should be some where in tune of 3.5 lakhs. As per the terms of agreement the disbursement cheque should come to me first then I should forward it to builder. But your representatives has sent the cheque directly to builder without my knowledge, after inquiring with him he informed that it was the mistake of HO and they directly sent the cheque to builder. After detailed talk I asked Mr. Amol to give me his bosses number to speak to him He gave me the number of Mr. Vinod Jayawant.

My complaint is about this person who is spoiling the image of LIC HF. when I contacted this guy (Mr. Vinod J.) firstly he refused to listen to me and informed that it is the mistake of his representative he is not at all responsible for this. and abused me a lot over phone. he was very arrogant and rude in speaking and was using bad language to me.I told him that I am going to complaint about him but he informed that he don't care about it this is the only way he speaks to his customers.

I am very unhappy on such behavior of LIC HF representative Mr. Vinod Jayawant. LIC HF must take some serious action on this guy. I am not going to recommend anybody to avail loan from LIC HF. I know it doesn't make any difference to LIC HF but because of this incidence i am very depress & felt that I made a very big mistake of availing the loan from LIC HF. if this doesn't stop I am going to cancel my loan or will transfer the same to other bank.

this company is the dirtiest and most casual organistaion in todays times.. i am sorry to be a customer associated with lic. you do not understand the priorities of customers. a bunch of ducks you have handed over the system to. if you all have a day to work in private sector, you will be sacked in an hour. My file is in your office since more than 40 days and still no decision has been taken on it... shame on you. is this the way to work? what about advance i gave to builder? the deadlines are over!!! dirtiest deal. better go for little more % and check another bank. i have given them @ 20 cases, now will see that i spoil their @ 200 cases. seeing the complaints above, i am not writing details as casualness seems to be in their blood.