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HDFC Bank Complaints & Reviews

2.9
Updated: Aug 21, 2026
Complaints 32962
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18423
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14539
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HDFC Bank reviews & complaints(32962)

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R
Ritamoni dutta
from Guwahati, Assam
Aug 21, 2026
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Remove my PAN Card from irdai portal

Address: Guwahati ( Assam)

Sub- Kindly remove my pan from irdai portal

My name is Ritamoni dutta i was joined as agent in HDFC ergo general insurance company ltd on 27/01/2026, but now i got a good job in other Insurance company I have already submitted resignation letter and My NOC id is :[protected]. I dont want to continue in this company so please remove my pan from agent. Waiting for your response.
My Pan no.BPPPD1501L
My advisor...
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R
Rushikesh M. Balapure
Aug 15, 2026
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Unrecovered service charges

Address: akot

Dear Sir/Madam,

I hope this email finds you well. I am writing to bring to your attention an issue with my HDFC Bank savings Savings A/c[protected] account Primary holder's name: RUSHIKESH MUKUNDRAO BALAPURE
Account Number:[protected]
Account Type: Savings Account
Bank: HDFC Bank
IFSC: HDFC0002716
Branch: AKOT maintained at your Akot Maharashtra.

On 1 August...
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A
Abishek12
from Chennai, Tamil Nadu
Jul 29, 2026
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Minimum Balance Charges

Address: HDFC BANK Ramanujan IT City, Sez, Rajiv Gandhi Salai, Tharamani, Chennai, Greater Chennai, Tamil Nadu 600113, India

I held a Salary Account with HDFC Bank (A/c No. XXXX4526). After I left my employer, the account was auto-converted to a regular Savings Account, which carries a minimum Average Monthly Balance (AMB) requirement — unlike salary accounts, which typically have no AMB requirement while the salary credit continues.

I was not informed at the time that this conversion had occurred, nor was I clearly notified that the AMB requirement...
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Address: Bangalore, Karnataka, India
Website: now.hdfc.bank.in

I am writing to bring to your attention an issue with my HDFC Bank salary account ( IFSC: HDFC0003804).

On 29th July 2026, 12:00 AM, my account was debited with a negative balance of ₹-4088.14, marked as "Hold due to unrecovered service charges." As per RBI guidelines, no account should reflect a negative balance. I request your immediate assistance in resolving this matter.

I kindly request the following:br...
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D
DRHVRAMA
Jul 8, 2026
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Aqb ser chgs

Address: HDFC MADURAVOYAL

I have deposited in April 5000, and the balance was 11000
They have deducted aqb ser chgs 267.68 AND 43.74...
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D
Dush1
from Noida, Uttar Pradesh
Jul 6, 2026
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Deducted unnecessary charges

I was charged 3009₹ for cash deposit by bank. That cash deposit was done by my selfy, then these charges for what ?

You are being requested kindly check and reverse the charges.

Thanks & Regards
Dushyant Kumar Tiwari
[protected]...
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Address: Adore samridhi sector 89 faridabad

I am writing this complaint against HDFC Bank regarding my wife Tanvi Nayyar’s Home Loan Account No.[protected] sanctioned from Faridabad Branch (Crown Plaza, Sector 15A, Mathura Road, Faridabad).

Issue:
The bank has levied recurring monthly non-compliance / deferral charges amounting to Rs. 16, 375 for non-registration of property documents. These charges were accumulated without any proper intimation.

Key...
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H
HasinaBegam52
Jun 7, 2026
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Amb charges reverse

Hellow HDFC Bank
Have A Nice Day
Account number - [protected]
IFSC Code - HDFC0009392
Amb charges have been deducted from my HDFC account 5 times totalling Rs.3415 please reverse my money immediately If you don't reverse my money, I will close my HDFC account....
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S
Srikanth Bommarasi
from Hyderabad, Telangana
May 26, 2026
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HDFC Bank - inter-brn cash chg incl gst

Address: Hyderabad, Secunderabad - HMT Colony, Tulasi Nagar, Pragathi Nagar, JNTU.

Hi,

My account is in Minus, Rupees 3818 debited from my account in-between 23 May 2026 to 26 May 2026 with narration "INTER-BRN CASH CHG INCL GST[protected]E PR[protected]".

Ref no: E PR[protected]
Mob No: [protected]

Can you please check and update the reason for debiting the amount from my account. and also please help me out with removing my account in Minus.

Thanksbr...
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S
shalu sarma
from Ambala, Haryana
May 26, 2026
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Fraud activity done by hdfc agent

Address: hn 81 kanwala ambala

Hi team
I have purchased a new bike or bought a loan from HDFC bank.
When I bought the loan I gave all the documents but the agent did not update my email id or number. He have updated our email ID & number so that we have not received any statement. when i purchased the bike i have deposite down payment of 28500, same not reflect in the statement . when i ask to pls provide me recipt of down payment then his replying me,...
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A
auddysidd
from Kolkata, West Bengal
May 23, 2026
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Unclarified Debit Card Transaction Charges

I had booked train tickets through the IRCTC portal using my debit card. At the time of payment, the applicable transaction/convenience charges were already included in the final payable amount and were duly paid.

However, approximately 2 days after each transaction, an additional debit entry reflecting as “DEBIT CARD PUR ADJ DT //__” was charged separately to my bank account.

This has occurred in 4 separate...
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E
Ezhilarasan A
from Bengaluru, Karnataka
May 20, 2026
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Resolved

Complaint Regarding Unexplained Debit of INR 542 and Lack of Proper Assistance

Address: HDFC
Website: HDFC

Dear Sir/Madam,

I am writing to formally raise a complaint regarding an unexplained deduction from my HDFC Bank account bearing Account No. [protected] linked with my Personal Loan repayment through Money View.

I had earlier faced a cheque bounce due to insufficient balance, and I accept my mistake in that regard. The bounce charges applicable from Money View were already deducted, and I have no objection...
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Website: www.hdfc.bank.in

I am writing to formally raise a serious concern that goes beyond poor customer service.

My KYC has been rejected — repeatedly — with no valid reason provided. No explanation. No specific deficiency identified. No documentation of what is wrong.

Given the complete absence of any legitimate basis for these rejections, and the pattern of obstruction I have faced across every level of HDFC, I am compelled to...
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M
m roja
May 6, 2026
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AMB charges

I opened a salary account in HDFC in 2023 because some personal issues i left my job they converted my salary account into savings account, then I started getting the mail for minimum balance maintaining, but that time I didn't had any job so how i can maintain 10k balance so gor few months it was not there but usually I user spend more than 20k average every month so on 2026 in the month of May they deducted 9k total which I hardly earned...
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S
S Prakash Naidu
from Hyderabad, Telangana
Apr 29, 2026
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Payment deducted but transaction failed

I have done a payment in IDFC Bank portal for my EMI. The transaction status shows as "Failed", but the amount has been debited from my HDFC bank account. I request you to kindly look into this issue and initiate the refund at the earliest. i have attached a proof of screenshot pls look into it.

Reference no - TXU1804765622804202665241QP
ID[protected]
Amount - RS. 4983
Date[protected]...
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U
uttam01
Apr 26, 2026
Apr 26, 2026
This thread was updated on Apr 26, 2026
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Miss selling of HDFC Life Policy b Agent IDFC Bank executive

Dear Sir
This is to inform you i bought HDFC life insurance policy no.23500192 from IDFC bank ltd on 25.02.2021. The purpose to buy policy for to get tax benefit.
However, the policy tenure and terms and condition was not communicated correct by agent like tenure of maturity and amount i will get. I had paid premium for two years collected by agent. And after 2 years the agent never came back and we also forgot to pay premium....
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B
Bothra1971
Apr 15, 2026
May 5, 2026
This thread was updated on May 5, 2026
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Fastag wallet closure pending for 2 yrs now

Dear Sir/Madam,

Please find below response to your ticket number - 1421130

Thank you for your patience.

As we checked with concerned Team, the error appears to be due to invalid account details. We kindly request you to retry using the correct and valid account information.

MY WALLET DETAILS:
FASTAG WALLET ID: [protected]
Name :NOKIA SOLUTIONS NETWORK INDIAbr...
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S
sumana121
from Midnapore, West Bengal
Mar 24, 2026
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Please Remove PAN number from IRDAI Portal

Address: Paschim Medinipur, West Bengal

I am Sumana Samanta. I was agent with Hdfc life insurance in the year 2025, Dec to Jan 2026. Due to some problem, i am not working in this company. But now my pan card is not remove from IRDAI portal.Please remove my pan card IRDA portal. My agent Code - HDF02051483. My PAN no - OFZPS4790M

Regards
Sumana Samanta...
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D
Dharmendra15
from Lucknow, Uttar Pradesh
Feb 20, 2026
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Complaint regarding wrongful deduction of ACH Debit Return Charges

Address: Sunrise Apartment, Swati Block -303, Lucknow

Respected Sir/Madam,

I would like to lodge a formal complaint against HDFC Bank regarding the wrongful deduction of ACH Debit Return Charges from my account.

I had an EMI payment scheduled through the auto-debit facility linked to my bank account. However, due to insufficient balance in the registered auto-debit account on the due date, the debit failed. Prior to or on the same date, I had already made the EMI payment...
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HDFC Bank has deducted an amount of ₹5, 000 from my account without any prior intimation, consent, or valid reason. Due to this unauthorized deduction, my current account balance is showing –₹5, 000.
I have not initiated any transaction, charge, or request that justifies this deduction. No clear explanation, alert, or breakdown of charges has been provided by the bank. This action has caused financial inconvenience and mental...
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