Life Insurance Corporation of India [LIC] Complaints & Reviews

my name is Suresh Kumar Singh, currently I am located in Chennai

I have two LIC policies[protected] &[protected] with 6,573/- and 9,062/-) and their premier is due in Aug, for the same I have given post dated cheques to my LIC Agent Rajiv Sondhi in feb 2007 (since I have to go Saudi Arabia on my Project for one year) dated August, 2007. But after leaving from India, he changed the dates to April 2007 on both cheques with my fake counter sign as its protocol for any bank and encash them, since they were in favour of LIC so, he had submitted my money in others LIC policies.

Cheques Details are below
ICICI Bank cheque
Bank Transaction ID : SB2277291
Date of encashed : 10/4/2007
Cheque No :866529
In the Favour Of : LIC OF INDIA
Amount : 9,062.00

Bank Transaction ID : SB2277291
Date of encashed : 10/4/2007
Cheque No : 866531
In the Favour Of : LIC OF INDIA
Amount :6,573.00

I had complain for the same to my LIC branch but last one year they just able to track and every time they telling me that they will settle my LIC policy but till date they haven't taken any action. I have also checked with my ICICI branch that how they had enchsed my money with fake counter signature, but I haven't got any proper answer.

In 2007 I came back to India for my visa renewal , I given one cheque for my LIC policy since It was half yealy ( Policy No :[protected] details as follow


Bank Transaction ID : SB2390205
Date of encashed : 7/2/2008
Cheque No : 866534
In the Favour Of : LIC OF INDIA
Amount :6,573.00

Again my LIC agent Rajiv Sondhi submitted my LIC money to any others LIC Policy.

All these facts I came to know when I came back India for 2 months and then again shifted to Afghanistan on one Telecomm Project. From their I had contacted to my LIC branch then I came to know about this Fruad. With the help of my ICICI bank and LIC branch I came to know that those money was submitted in others accounts. My LIC branch earlier helping me to solve the case but now last six months they are not taking interest in this. Even they are not replying anymore to me. Please help me to solve this issue cum Fraud.



my LIC policies details

1. Policy No :[protected]With Half yealy Premium 6,573/-)
2. Policy No :[protected] ( With yearly Premium 9,062/- )

My LIC Agent Detail :

Mr. Rajiv Sondhi
LIC Agent No : 0074211P
Address : House No : 16 A, Pocket- C, Mayur Vihar , Phase -II, Delhi

My LIC Branch Address

LIC of India, New Delhi Branch Unit 11P
29 & 30, Anuvrat Tower Community Centre, Wazirpur, New Delhi - 110052

Concern LIC mail IDs to whom I had contacted are as below
bo_11P <[protected]@licindia.com>, co_complaints <[protected]@licindia.com>, "crm.delhi-do2" <crm.[protected]@licindia.com>, "crm.delhi-do1" <crm.[protected]@licindia.com>, "fa.delhi-do2" <[protected]@licindia.com>, "fa.delhi-do1" <[protected]@licindia.com>


My ICICI Bank

ICICI bank, GK-1 Branch , New Delhi

ADITHYA KIRAN.K 301. 9TH Main
s/o V.Krishnamurthy Hanumanthnagar
Bangalore-560019
Branch Manager,
LIC of India
P.B.No 9
Harshamahal Road
HASSAN
Respected Sir,

Sub:LIC Bonds Ref:Policy No.[protected],[protected]
and[protected] dated 17.6.2009 Of Jeevan Saral
total installment of premium of all three policies together
are Rs.10809-00 against my payment of Rs.24,800=00

The above referred policies as per the agent, is issued in my name. My
addresses are defectively written as son of Laxminarayanashetty No.4.
9th Main 7th cross ,Hanumanthanagar, Bangalore 560019. Secondly he collected Rs. 12400/- by cheque No. 894404 on 11.5.09 and Rs.12400 by cheque No 894406 SBM and encashed the same in his personal name as
Maruthish R. Kinldy let me get the name address of the agent who has remitted this and obtained the LIC .Mr.Marutheesh and his close associate
Mr.Subramanyam are refusing to respond inspite of my complaint. They are
Trying to cheat innocent custormers. We never wanted to remit in LIC beyond Banglore limit. There is a sufficient ground to believe that they
Have misrepresented and partly misappropriated insurers money and they have Done this in the name of GMS MULTI SERVICES [I] PRIVATE LIMITED. Aurangabad.

Hence , kindly verify at your end and respond us with the details of the agency and development officers involved .
Thanking you, Yours faithfully,
BANGALORE
[protected]
.K.ADITHYA KIRAN

Dear LIC team,

We have one LIC policy which no. is[protected] but we have not yet received bond of this policy and we have many time complaint to Mr. Sameer Khare ([protected]) and Mr. B.M Pandey[protected] but we have received only speed post no.(EI[protected]IN) as on date and Mr. Sameer and us are also trying to check it but speed post team is not responding to us so I request to LIC team to help in this matter and provide our policy bond on top priority.


Thanks with Regards
Pavan Gupta
Mobile : [protected]

I worked with 4 prestigious FI/Bank(s) - HDFC, ICICI Bank & ABN AMRO Bank & RBS N.V.

I am running a home loans of approx Rs 56Lacs from ABN AMRO Bank. I applied for balance transfer facility of my home loans to LIC HFL in the month of July 2009 @8.9%p.a. fixed for 3years .

I paid fee of Rs 5515/- vide Cheque no. 365288 (payable at ABN AMRO Bank, New Delhi) and submitted copy of my income, property, Loan & Repayment Track Record for BT facility.

Till date I was not comunicated about the maximum BT loan facility that I can avail or returned my fee or documents given by me due to rejection of the loan facility.

My Home loan(s) are already running on same property with excellent repayment history. The reason for requesting BT of my loan(s) to LIC HFL was to get the lower rate of Interest in the market as offred by various banks in the market vis-a-vis my loans from ABN AMRO Bank.

I My Request:

1)Refund of fee Rs 5515/- paid for BT of Home Loans.
2)Return of copies of my income & property documents submitted alongwith application to avoid any misuse of the same.
3) Pay me compensation of Rs 1 lakh for my mental & financial loss because I was not able to get the BT done to other banks at lower rates of 8%.

Thanking you.

Sincerely yours,
Sandeep Kumar Pandey
3802, ATS Greens-II,
Sector-50,
Noida -201307
Mobile No. [protected]
sandeep.[protected]@rbs.com

Dear sir,
with due honour I beg to state that I am a policy holder of LIC of india.which policy no is[protected],DOC-28/03/2006,T/T-174/20,SA-50,000/-.The agriment between lici & me is every 4 years I shall get 10% of sum assurance as money back or S.B.Now,I have covered 4 years on 27/03/2010,but I have not get any amount cash or chaque from lici..
I am visited maney time to the branch mannager & other related officers of Arambagh branch office,but all of them neglet the subject.there after I have complained to lici zonel office[protected] on 22/04/10 & 26/04/2010. after contruct on 26/04/10...zonal office call me at 5:59pm same day & they had tell me that 'due to some official problem your chuque is missing(chuque no 240436) from our office...please presence some days, branch office will issue a new chaque after confermation of stope payment from bank.'
I have also contruct senior dev. mannager on his personal mobile no([protected]) on 22/04/2010.he collect my policy no. Today I visit the B.M,he tell me for a writen request & also I submited a writen request to the branch office.
So I requested you for justic & an early action on your part is highly solicited.
your faithfully
dated-30/04/10 komala das
vill-chalkbhura, po-kaiti,
place-address dist-burdwan,ps-madhabdihi,
west bengal,713423.
E-mail id- [protected]@gmail.com

TO AKA/66: DTD 27/04/2010
LIC HOUSING FINANCE LTD,
AREA OFFICE, LIC BUILDING,GROUND FLOOR, S.S.ROAD, FANCY BAZAR
GUWAHATI – 1.
KIND ATTENTION; R.USHA RANI, AREA MANAGER, LICHFL, GUWAHATI BRANCH
SUB: Non-receipt of original LIC policy submitted to you for lien and assignment for applying HB LOAN.
REF: 1) MY LETTER NO- AKA/58 OF 11/05/2009
2) MY LETTER NO- AKA/60 OF 11/02/2010 sent you vide regd post
B-6706 of 1/02/2010
DEAR MADAM,

I WOULD LIKE TO INFORM YOU THAT SIX NOS OF ORIGINAL LIC POLICIES WERE SUBMITTED TO YOU AS LIEN AND ASSIGNMENT TO LICHFL FOR OBTAINING HB LOAN AGAINST LOAN A/C NO- 3312 .THESE CERTIFICATES WERE RECEIVED AND ACKNOWLEDGED BY YOUR LICHFL OFFICE VIDE YOUR LETTER NO-NIL OF 13/11/2004 AND HB LOAN AGAINST LOAN A/C NO- 3312 WAS SANCTIONED.SUBSEQUENTLY, I CLEARED ALL THE OUTSTANDING LOAN AMOUNT ON 05/02/2009.

THEN YOU HAD RETURNED ME FIVE ORIGINAL LIC POLICIES FOR REASSIGNMENT INSTEAD OF SIX NOS. YOU COULD NOT PROVIDE THE POLICY NO[protected] TO ME, SINCE YOU COULD NOT LOCATE THE SAME IN YOUR OFFICE AND ADVISED ME TO CONTACT YOU FOR THE SAME AT A LATER STAGE.

I DISCUSSED WITH YOU MANY TIMES FOR NON-RECEIPT OF THE LIC POLICY , BUT I FAILED TO GET ANY RESULT. PLEASE TAKE IMMEDIATE ACTION TO RETURN THE POILCY WITH ADVICE OF REASSIGNMENT OR ELSE THE MATTER WILL BE TAKEN HIGHER UP IN LEGAL MANNER.
THANKING YOU

YOURS FAITHFULLY,

RANJUMONI GOSWAMI ACHARYA

AJAYA KUMAR ACHARYA
ELECTRICAL DEPT
OIL INDIA LTD, DULIAJAN,ASSAM- 786602
MOB; [protected] E-MAIL: [protected]@YAHOO.CO.IN

sir, i have purchased in year 2008, Health Plus policy No[protected] policy holder-SUNIL DUTT YADAV from LIC OFFICE DAHMPUR,BIJNOR,U.P.,but still iam waiting for health card ( TILL DATE NOT RECEIVED HEALTH CARD).
i have deposited all three (3) annual premium to LIC, And I have submitted request & written compaint, two times, many times telephonic talk,personally contact to the LIC DHAMPUR BRANCH, OFFICE.but all in vain.
So, pl. may look in to the matter & instruct to the concern,& may oblige me,i shall be highly thankfull to you for nice coopration & n/a.
THANKS
Yours faithfully,

SUNIL DUTT YADAV ([protected])
Manager (Cane)
DALMIA CHINI MILLS LTD.
UNIT-NIGOHI
SHAHJAHANPUR
U.P. , PIN-242407

i have a MONY PLUS policy.
my policy no[protected].

i want know in my policy status...

I have 2 policies of my children namely Deepak & Prakash which policy number is[protected] &[protected] dated[protected] &[protected]. I want to know the current unit statement of those policies, plz give the current status of policies on my email which is dineshtiwari.[protected]@gmail.com
Thanks,

I have grievance against Model Town, Delhi-123 branch where my case is pending for over three months. Dev Office code is 5036011.

I have paid a sum of Rs. 45000 on[protected]BOC 20817 Model Town, Delhi-123) and 5860 on[protected]BOC 24953 Model Town, Delhi-123) towards two LIC policy (endowment and term). The proposal no 22605 for one of the policy. The two policy which i had selected after spending almost two months and reviewing various proposal by other private insurance company just because of trust in LIC.

I was medically examined as the policy was of high worth. Due to some adverse report relating to blood sugar, i was again medically examined. The report was negative again. I was not intimated any thing about the blood report and my policy. Just to be sure about my heath i got my blood sugar tested in some private lab for personal satisfaction where the report was ok which mean the blood sugar was within range. This fact i intimated to my agent. He informed me that nothing can be done. just two day before March 31, 2010, i was informed by my agent (not officially) that i have to pay additional amount of Rs. 15,000 to take the above two policy due to negative blood report. I was shocked to know this at last moment. I was surprised that nothing was intimated to me by LIC officially for three months and on the last day, i was asked to pay Rs. 15,000 within two days in case i want to take this policy by March 31, 2010 to save tax.

This was a highly irresponsible act by the LIC team which has resulted into higher tax deduction from my salary in March and more than that i lost faith in LIC. Till date, my agent is asking for official intimation about the status of my case from LIC officials but no body is behaving responsibly. Till date, i am not aware of the reason of asking additional Rs. 15,000 on last date and how it was calculated.

In case nothing can be done, i request at least my money be returned to me with interest.

policy address- mahaveer sureshkumar bagrecha
siwana metal ltd, 142/f,
lalbava haveli no-53,
2nd floor, bhuleshwar,
mumbai-400002.


kindly change the address of the policy no[protected]


current address - mahaveer sureshkumar bagrecha,
b-504,city center,
near resham bhavan,
lal darwaja,
station rd,
surat-395003.

sir,
under the scheme lic money plus plan no.180,under growth fund and my proposal no.15035
date of proposal 8-3-2007.i want to know the number o[censored]nits in this plan



address
mukesh gupta
s/o b.d. gupta
r/o v.p.o durang
teh billawar dt kathua

Dear sir,

We have surrender Money Plus Plan Polciy No.[protected] Mohit chaturvedi ) at LIC New delhi ( Br. code No.12 B ) on dated 26.03.2010.

But i have not recived surrender value cheque till date. I told many time But The Officer told me that U go to the agent & D.O. I request u that please u try to solve my problem & give my cheque.

I feel very bad about the way in which such organizations are handling the customers.

Mohit chaturvedi
Mobile no-[protected]

SIR, I HAVE AN ACCOUNT OF LIC'S MONEY PLUS PLAN NO. 180. MY NAME IS VAIBHAV.PANDIT AND MY POLICY NO IS[protected]. I WANT TO KNOW THAT HOW MUCH UNITS HAVE BEEN ALLOTED TO ME IN THIS POLICY & HOW MUCH AMOUNT I CAN GET IF I WITHDRAW THIS POLICY THIS TIME.I WANT TO KNOW CURRENT STATUS OF MY ACCOUNT ON MY E MAIL ID.

lic issued a card no-[protected] on dt 12/09.but they didn,t inform me about my due payment through sms, email &by post. without infirmatoin they block my card .please re start my card facilities

sir i have a lic's moneyplus policy . my policy no is 68764975 dated 31 March 2007 . my name is venugopal. I want to know the current status of my policy . please give the status on my E mail id . my e mail id is [protected]@yahoo.com and sms to mobile no [protected].

I have LIC money back policy.I was in Goverment services & pay my LIC policies premium through monthly salary saving scheme(SSS).Now I have resigned from the government service and joined another private Organisation in the state of Karnataka.Now I want to give the LIC premiums through On-line Quartlerly/Half-yearly/Yearly.Please help/advice me in this regard.Please advice me how to change my payment procedures to on-line one.
Regards
Magdaline M Sheeba

my brother in law was died on 30.1.2008 by road accident. he was insured his life by the policy made with lic of india. after his death we approach the company for claim the refuse our claim because my brother in law not having driving licence so it was not elligible for claim.

my doubt is if he was walk away in road and met accident is elligible but vehicle riding without licence is not-elligle is how....?

kindly request reply and ideas give me an early....

Dear sir,
I am 4th class pass hard worker person. Lic off. darbhanga Issued 10,000/-cheque no 86582 on October 28, 2009. But I have not any cheques. What I do sir I was complaint to my agent 05862534 DO 0001069 , They advised me that go to Lic off. Darbhanga. I was gone Lic off. darbhanga. But The Officer told me that U go to the agent & D.O. I request u that please u try to solve my problem & give my cheque. Now I work in maharashtra. So I request u that please send me e-mail on above address. I waiting.
Biltu yadav
Vill RAUHI PO NAREN
DRAPUR VIA NIRMALI MADHUBANI
[protected]

non processing of TDS-Refund under pan no.BAJPS1577C
assesment year[protected]