Life Insurance Corporation of India [LIC]

[Resolved] Lic Of India — fraud

rashmivkumar

from Mumbai, Maharashtra

Address:

Mumbai City, Maharashtra

This is with respect to a policy which was advertised to me via a phone call. Through this phone call, I happened to become a prey to the so said LIC officer who was calling me from the Fort office of LIC. (as told to me). he said that he is not an agent instead one of the officials and told that this is in respect to the JEEVan Anand policy which is for a sum insUred of Rs.200,000. he said that i will have to pay for the first 15 yrs a premium of 20k p.a. and then there will be insUrance till 99yrs. this happened on 22nd September. he said today we are giving a discount of 3300rs. which means you will have to pay a premium of rs.16,700 p.a. only. Being very impressed with the said policy said ok and decided to go ahead .he said oUr verification office will be calling you to verify the details supplied by you,just answer him accordingly. said ok and as said i got a call and answered all his questions regarding birth dates and thats it. he said one of oUr persons will be coming to yoUr place within an hoUr, he shall call you before coming. said ok. got the call and he came home, i only happened to ask his name and dint bother to ask for his card(the biggest mistake i did). he took the cheque which was crossed in the name of lic of India for 16,700 filled the form in front of me took my signatUre and left. when asked he said his name was sachin. before filling the form he once again explained me the details of the said policy. my cheque got cleared exactly the third day, but till date i haven't yet got any sort of policy document or any receipt from lic. when i called the customer service of LIC they say we can't do anything in this case, its Ur mistake..there are thousands of transactions taking place in a day its not possible to locate just one person's cheque details..you better find out from yoUr bank. when asked the bank - ICICI-, they say we can only say its drawn in the name of LIC no other details can be provided.

i am in a real helpless situation. haven't yet informed anyone about it..dont know what to do whoom to go to for fUrther investigation..NEVER EXPECTED THAT SUCH A FRAUD CAN TAKE PLACE IN THE NAME OF A REPUTED ORGANISATION LIKE LIC.

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Aug 13, 2020

Complaint marked as Resolved

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Comments

banerjitapan

from Ranchi, Jharkhand

POL No.[protected] mat. in 3/2011 but LIC not keeping its own commitment as confirmed vide portal com.No.[protected] dt 06.07.2011

suhita mitra

from Mumbai, Maharashtra

I just received a call from so called LIC and they told me that my LIC agent has submitted my details because of which I will not be able to receive some bonus amount of Rs 1 lakh, 2000. I had to verify my details if I wanted that assured sum. I was worried at this sudden call and asked them that they should know my policy details as the are from LIC. The person said that he was not provided my policy details, but was asked to call me and warn me. If I co-operated they will do something so that my agent will not be able to pocket the same amount. I actually confirmed my dob and they even had my residence details. Then the person said that I have to speak to his senior, and after holding the phone another soft spoken person came on the line and told me that he has received some email and because of that mail, he was calling. By this time, I was a bit calmer and asked him to forward the same e-mail to me for my records. It was at this point that he cut the line. During my conversation I asked him what my agent's name was since they have his details, they said they only have his code. I asked them what it was..and later had a chat with my agent..sure enough the code did not match his code! The whole episode was sudden and very disturbing. I dont know where I would have ended if I kept doing as they wanted!!!