Life Insurance Corporation of India [LIC] Complaints & Reviews

Complaints on LIC's Varistha Bima Yojna scheme:

I have seen quite a number of complaints on this topic, many like me have not received their pension by ECS or DD ! But is there a way to know what exactly is the problem with LIC, why they have discontinued our due without even sending us any intimation of the sort ? Can anyone give us a clue as to whats happening?
Thanks
-Bijoy Das
Gurgaon

I fully agree. I too have not received my pension since September, 2008 for no reason at
My policy number is [protected] payable to my SB account to Canara Bank Chennai. I Will LIC authorities return the deposit we paid? This is not the way to treat Senior Citizens.
Thanks
S.Seshadri

Dear sir,
for policy no[protected],[protected],[protected],[protected] june july 1999 premium paid by
my state bank of india rpl motikhavdi branch by DD drawan on jamnagar and than after i transfered to Bharuch branch and my all policies, but than after several visit BHARUCH BRANCH second time ask for payment of above premium and i paid in cash on 28/11/2007, and i made written complaint for that but now I am frequently visitted at your Bharuch branch but they did not refund me my premieum but avoid to talk and thretned that you cannot get this premieum back, Branch manager mr Shah today ask me that you come for loan you cant get it, Sir this is the way to treat customer ? without seeing problem ?
Please do need full in the matter, autherwise i will have to go on gandhijis way.

my policy matured date is sep09 so i want status this policy

my policy name money+1 no[protected] give details this policy it mature date is sep 09

some officer having zero humanity blames lic due to their wrong and anti investor attitude

LIC — policy no.197156433

THE POLICY DT.24/07/2008 POLICY BOND NOT RECIVED TILL DATE
PLEASE FURNISH DETAILS OF NO.O[censored]NITS ALLOCAT

Dear Sir
Since Last six months I am not able to pay the last two premium installement.
So I want to know the my current status of my Lic Policy

i want to see my status.

I WANT CHANGE THE MODE OF MY BROTHER POLICY

Respected Sir,
I want to policy status & how much payment till now.

policy No.[protected]

Dear Sir,

1. My policy No is[protected]. Kindly intimate accounts statement of the said policy please.

hi i want to know my policy details

Dear Sir,

MY POLICY NO.[protected] MATURED ON 31.3.2009.

I WOULD LIKE TO KNOW THE PAYMENT STATUS OF MY POLICY MATURED ON 31.3.2009 - Rs.25000/-.

PLEASE HELP ME.

Thanks,

P.KESAVAN

kindly update the status of my prem payment towards my policy no :[protected] DOC:28/09/2000

through below chq details, the cheque has not yet debited to my ac and the payment still stays unpaid.

dated 31.3.09
chq no 473457
amt 1609.00
bank hdfc

i want details of my policy. policy No.[protected]

i want a/c statment my policy no.[protected]

sir how can i see my premium due notice through net

Respected Sir,

I want to policy status & how much payment till now.

policy No.[protected]

Respected Sir,

I want to policy status & how much payment till now.

Policy no. 11968694

I want to see my all polcies statement and premium can you advice me how i can see this on internet


Thank You

my son policy remove around 2-1-1997 from ahmadabad but now due to miss of paper i have no recoed
can you help to findout alpa

Dear sir, i am daniel my policy no is[protected] my policy was matured before 6 months yet i havent received the cheque . If i enquire in the office they told me i will received . I am not receiving the proper reply . Please look into the matter and do as early as possible.

I want to know the status of my LIC enquiry. Policy No.[protected].

LIC POLICY — Bonus on the policy not paid

My policy no is[protected]. I had a address chage and updated the same in policy records timely . I had a bonus refund due in march on this policy and it has not been paid till now . I enquired about it one month back and came to know that it has been send to old address . I gave the application again as the records were not updated, though it was showing new address in premium receipt. I was told that i will get the cheque in 1 week and nothing id done . The Phone no given by them is always busy, and even it you get the line they will put it on hold .

I would like to get my corrent policy status as follows:-
S Sankara Narayanan Policy Number[protected],[protected]
S Rajalakshmi Policy Noumber[protected],[protected]

hi tihs bonus

dear sir i want to know the policy ststus of this policy no 64632190

Kindly tell me the status of my following policies:-
Policy No[protected]
Policy No[protected]
Policy No[protected]

I WANT THE CURRENT PRICE OF POLCY NO[protected] AND WHAT WILL BE ITS SURRENDER VALUE . SEND DETAIL ON MY CELL IF POSSIBLE [protected]

I Want to Know my policy payment details
Policy No[protected]
Name:-Santosh Shaw
Date:-28.08.2005

rose vally chain marketing system is a corporate agent of LIC but they collect money as RD &FD from market and they use the money in their own business my question is if the company faliure LIC will any responsibility to pay the maturity amount,

Kindly tell me the status of my following policies:
Policy No[protected]
Policy No[protected]

My Policy No. is[protected]Bima gold). After 4 years 15 % of the amount will give. When will I get my amount?.Please give the status of the policy.



Jaya

status of my policy payment details policy no.[protected] &[protected] &[protected]

sir,
i am not able to pay the last one premium installment. so i want to know the my current status of my lic policy
my policy no is #[protected]
doc # 20.06.2007

hi this is Nadeem khan from sultan pur(UP) actually my father have taken a policy from lic agent i wants to querry about my policy[protected] on my mothers name APSANA KHAN Nnow i wants to know how many installment has been done by him.please sir it is too urgent.

my police no.[protected] i want statas only

please give my details

i want to know the policy statusof policy number[protected]

Dear Sir,

I want to know the status of my LIC. Policy No.[protected]

Ishu chaudhari

Dear Sir,

My policy no.[protected]. IT IS LAPSED. KINDLY TELL ME CAN I START IT AGAIN, WHAT IS THE PROCEDURE AND HOW WILL I KNOW HOW TO WITHDRAW THE AMOUNT

i want to know my due policy premium and my Policy No.[protected]

Sub.: Not Received policy bond


Dear Sir,
I would like to inform you that my policy no.[protected] but policy bond not received till date.

Please furnish the above subject at the earliest.

S. Mondal

sir my name is jaya prakash, my father name is a.ravi, he expired on 21.8.08 . his policy number is[protected]. nominee is my mother r.geetha. we submited allthe documents which you need. but we didn't recive the policy amount yet. we depend on that money for my sisters marriage. i request you to take the necessary steps .thankyou.

plese give me last payment detail and its account statment o[censored]nder given policy no.

[protected]ghanshyam tiwari)
[protected]pramod tiwari)
[protected]dhirendra kumar tiwari)
[protected]avneendra kumar tiwari)

plese give me my last payment detailed & account statment policy no. given below.

[protected]ghanshyam tiwari)
[protected]pramod kumar tiwari)
[protected]dhirendra kumar tiwari)
[protected]avneendra kumar tiwari)

Kindly Cinfiem the status of Policy No.[protected]

Detail of Policy No.[protected]

Kindlly te;; me the status of my followinh policies:- Policy No.[protected] Po;icy No.[protected] Policy No.[protected] Policy No.[protected]

When my policy holder as well as me going to pay our LIC premium in LIC office then they are not accepted other state policy holders premium. They always told that, Network problem.

So i requested that, pls accept our premiums manually give the receipt with stamp signatre of Manager.
afterward, you login in system, when networks comes & send the original receipt to Policy holders address or who has given the premium on his address.

Pls treat the same.


Rergards,
Rajaram Patil.

Asti — Error

whenever i visit sbi online registration website there was a problem display that " its not able to open this site or any other" please solve is problem as soon as posible bcoz lots of applicants are suffring due to this problems....

Dear Sir(s),
Please let me knoow my policy status of against the No.[protected]

I want to know about of my policy no.[protected]

Dear sir.

Our policy No GG/CA/430197 how much primium due for the year 31.3.09.

pls sent me the id .payment at the earliest

Tks

I would like to know my policy status as well loan status for lic policy no[protected]

Dear Sir
Since Last six months I am not able to pay the last two premium installement.
So I want to know the my current status of my Lic Policy No[protected] and how much i have to pay

i want policy status and present balance

i am having jeevan anand policy now.I want to pay premium rupees through online.So i enrolled my policy no and premium rupees through online.But i got enrollment failed.I don't know why this error occur.Can you please provide me the solution ?i gave correct policy no and premium rs.

i want to know my status policy no[protected]

Dear sir,
I want to know the status of my policy .How much i earned bonus till date whether can i claim the bonus amount . My policy no.[protected] dt.28/04/2002 .Kindly send the details to my mail id.
[protected]@gmail.com.and i want to take new policy for my wife please send some new scheme chart etc.please reply.,

Thanking you,
gsk

dear sir
how much i earned bonus amount

I want to know my account statement. My new bima gold policy no is[protected].

Dear Sir,

My Real brother is no more . he has died on 26th of October 2009.
I would like know current status of his following policy
[protected][protected][protected] which is got my mother )
[protected][protected][protected][protected][protected]
[protected]

It may be more policy of his name can you give me details of the same.


Thanking you

Yours faithfully

Ravindra Thorat

Sir,
I want this Maturity Date plz send my mail ID
Policy NO[protected]
Policy NO[protected]
Policy NO[protected]
Policy NO[protected]

Sir, can i know the present status and premium amount due date for my LIC POLICY NO :[protected]

I AM SO GRATEFUL TO U,

Dear Sir,

MY POLICY NO.[protected].

I WOULD LIKE TO KNOW THE PAYMENT/INSTALLMENT STATUS OF MY POLICY NO.[protected] OF Rs.100000/-. (MONEY BACK) & PLEASE SEND ME MY POLICY INFORMATION ON MY EMAIL-ID. www.[protected]@yahoo.com

PLEASE HELP ME.

Thanks,

Jatinder Kumar

Kindly tell me the status of my following policies:-
Policy No 64569214
Policy No[protected]


GIVE ME THE DETAILS OF MY POLICIES DUES AND NEXT RENEWAL DATE.

My policy No. is[protected]. What is current status of my policy. Last month I have gone to pay my two instalments. But the concerned officials told that this policy no. is not coming.

policy no:[protected]
dear sir,
from 4-5 m years i am not able to pay my installments .therefore please tell me that my policy will continue or not, if continue then how much amount i have to pay.thank you
avnesh kumar

Sir
Please tell me my policy status my policy no. 89353132

kindly update the status of my prem payment towards my policy no : [protected] DOC 20/11/2001
through online payment Plolicy No[protected], Agency Code 88153111
through online by ICICI Bank, Bill No[protected] has debited amount (Rs. 9377/-) from my account on[protected], but my policy premium is not updated

Sudhir Kumar Dangi
Policy No[protected]
Phone [protected]

want to know the status of my LIC enquiry. Policy No[protected]

please give me premium due date of my daughter Ayushi Kalra policy # 2372813

I want to know the status of my wife LIC enquiry. Policy No.[protected]

dear sir,
i want to know my policy status. my pol no. is[protected]
and what is my policy name i.e. jiven saral, bima gold etc
and what kinds of money i will pay upto maturity. here my pol is 1/2 yearly basic become yearly basic then i have to pay what some money? please information this.

thanking you,

dear sir,
please send me report of my policy.i want know my policy.
policy no[protected].

thanks

I want to Know about policyDetails

sir,
A joint life insurance was procured. if any one was divorced, what is the procedure to receive the amount? since i am an lic agent, iam unable to procure further proposals. kindly do the needful.

Thanks.

I AM UNNIYATTIL NANDAKUMAR MENON, HAVE SENT DISCHARGE FORM AND BANKER'S VERIFIED SIGNATURE TO THE RESPECTIVE BRANCH OF POLICY NO.[protected] MORE THAN ONE MONTH BACK. KINDLY LET ME KNOW THE COURSE OF ACTION TAKEN/STATUS.
WITH REGARDS

my lic policy no. is[protected]. i want to know my policy status& policy due payment

Respected Sir,

Kindly tell me the status of my LICpolicies

Policy No[protected]

I AM HOLDING A POLICY NO.[protected], JEEVAN SURABHI WITH 15 YEARS POLICY TERM AND TERM YEAR VALIDITY FOR 20 YEARS SINCE 01/11/1994. DURING THESE PERIOD I GOT SURVIVAL BENEFITS OF RS. 12, 200 FOR 4 TIMES. SINCE THE POLICY TERM HAS ALREADY BEEN COMPLETED I WOULD LIKE TO KNOW WHAT WILL BE THE BALANCE AMOUNT I WILL BE ENTITLED FROM LIC? WHEN i WILL GET IT? WHEN I CONTACTED THE LIC OFFICE IN ALAPPUZHA VIA EMAIL NO RESPONSE FROM THEIR SIDE. SINCE I AM AN NRE I WOULD IKE TO HAVE YOUR RESPONSE THROUGH MY ABOVE STATED EMAIL ADDRESS, THE SOONEST POSSIBLE.

Dier Sir,
i want to know customer care no.of LIC.
So we can know any time my policy fund value.


Thank you

policy no[protected]

My market Plus policy number[protected]. Just i want to know the corrent value of my policy.
I paid just Rs 30, 000/= on 13.02.2007.Please sent mail to me.
Thank you.

i wanted to know about the policy, details are
policy no:[protected]
name: pramod kumar R

I want to policy status & how much payment till now.
policy no,[protected]

Please tell me the status of my policy.
Policy No[protected]

sir,
i would like to close my l.i.c policy, tell me the rules&regulation
notes:i got loan also
thanks
saravanan

I am Vishmu Mishra. I am a CSC owner (Common Service Centre) which provides e-governence services online. I want know that i can show policy holders status or due payment status online. If it is possible please tell me their procedure.

Vishnu Mishra

I have send to mails but i did not get my complaint reply. Very slow working of LIC of India customer services.

Dear Sir,

my policy no is 1736818
.please inform my fund value amount and how much amt get after maturity

Thanks,

P. rajenran

Dear Sir
Since Last six months I am not able to pay the last two premium installement.
So I want to know the my current status of my Lic Policy

I want to Know about policy.Details are given below/
Policy Holder Name: parveen kumar.
Policy No.[protected].
.

hello sir

this is parveen

i want to know my policy detail and date of paying the premium,

its my humble request to send me a mail of my current status of policy with policy no[protected].

thank u

may palicy primiyam date

Sir,

My Policy No.[protected] was matuared on 5/3/2010 and received Rs.1, 25, 060/- cheque
after deducting Rs.32, 889.70as per your letter. My Policy register under S.S.S. DIV., Santacruz, Mumbai.
Kindly let me know why the Rs. 32.889.70 deduted, Please give me detaul for
my knowledge. Please informed me on my email id [protected]@yahoo.co.in.
Thanking you

Sunil Naik

Sir,
I received Rs.1, 25, 060/- cheqe after maturity, As per your letter enclosed You
deducted Rs.32, 889.70. Which I desagree because I paid all my premium upto date
Kindly give me details of my deducted amouint.
POLICY NO.[protected] MATURITY DATE 05/03/2010
SSS DIVISION, SANTACRUZE, MUMBAI.

please submet personaly my policy no[protected]

I want to know about my Policy Status policy no.[protected]

I did not receive policy bond paper from my agent. i receive only form deposit slip only. Pls send my policy details - policy no is[protected]

I did not receive policy bond paper from my agent. i receive only form deposit slip only. Pls send my policy details - policy no is[protected]

Respected Sir,

I want to see my policy status & how much payment till now

policy no:[protected]

Respected Sir,

I want to see my policy status & how much payment till now

policy no:[protected]

I have got a money back policy which got matured on Oct-09. The no. is[protected] . I have send my discharge form with original policy to Vidisha, MP for full /final payment about 1 month back. Still the payment is awaited .

Want your help in this matter.
Tks.
Rakesh Mathur

Dear Sir,

Due to some financial problem, i am not able to pay EMI, which is nearly 22, 000. My father is ready to help me by giving 4 lacs cash. I went to LIC office in feb'09 and wrote an application for fixing loan of 15 lacs. Currently approved loan ammount is 19 lacs. I met to area manager(Mr.Adhikari ) and told me to give signed application to IT department .I was promised that revised EMI will start form apr'09 for sure. Now, nearly two months have been passed out and status are still same. Whenever, I call there in LIC HFL office, I never get a satisfactory answer. I am really faded up daily calls and follow up.I found that some people in LIC office are very unprofessional and they never take customer's problem seriosuly.I would like to request here that if if not possible then let me know. I would like to go for a loan transfer.
Please let me know as soon as possible, b'cos I am not going to pay EMI for May'09 if my case is not resoved.

Please, tell me clearly and if not possible then pls stop sending ESC request to my bank.I will start process for Loan transfer.
Thanks alot in advance.
Mahendra Kumar Tiwari
Loan Account No[protected]
File No-20490
Branch-Asaf Ali Road, New Delhi
Mob-[protected]

I HAD TAKEN A PENSION PLAN POLICY TILL MARCH 09 I HAD RECEIVED THE ADVANCE CHEQUES BUT AFTER THAT I HAVE NOT RECEIVED ANY PAYMENT NOR I HAD BEEN CONTACTED BY LIC KANPUR . NO TELEPHONE NOS ARE GIVEN . I HAD TO SEND A PERSON
TO THEIR OFFICE AT 16/98 MG MARG KANPUR FROM WHERE I LEARN THAT I HAVE TO
SUMMIT A EXISTENSE CERTIFICATE NO CORRESPONDANCE MADE BY LIC . MY PENSION
IS HELD UP WHO IS RESPONSIBLE GOD KNOWS my policy no is[protected]

this is the same situation of all the lic policy holdersin india..the lic had not informed to submit existense certificate before the due time, with this cause it is delaying annuity payment to pensioners who are fully depended .It is a shamefull to lic who are saying that this is the only public sector undertaking giving good service.

This is inform to you we have alredy inform to my complain to branch delhi. but stil date not found any recult. my police no. is[protected] and clint name- pirthi singh exp. date-05.05.2007, namnee name-suresh malik . i hope so as soon as resolve my case.

My policy no[protected] with your pondicherry anna salai branch. I LAST MY BOND I gave complient on 17.01.09. Still am not getting any response from your concern.What happen? what is the status on my compliant? I need your kind coperation & nesscery fast action aganist my compliant.

My policy #[protected]

I have paid my premium thru website on 31/12/2009 for Rs.12575. There is a ECS payment deducted from my AbnAmro account on 01/02/2010. I have send multiple request for the same in licindia.com website, one request got closed without proper explanation and other got deleted (dont know how you deleted the request as I dont see this complaint in closed or in progress mode but I couldnt see the same couple of days back). Also I spoke to your customer representative and he asked me to contact other person from chennai at[protected]usha). I spoke to her but she asked me to contact B'lore office as my ECS was deducted from B'lore branch. I am really fed up with your customer support. Also it has more than a moth, I didnt get my money back. Could you please do the needful. Please let me know if you need any further details

My policy no.is [protected] with your pondicherry branch. I had to close my insurance policy due to some unavoidable circumstances. formalities were completed for the same on 1st december 2010 with my new address at Trivandrum.The cheque had been sent on 24th december, but i was not able to collect the cheque and it was resent to your branch.After enquiry I was informed by your office staff that the cheque has been resent to Trivandrum on 3rd February by ems. I haven't received the same to date.Please look into the matter as soon as possible Could you please send the consignment no, so that I can enquire at the Trivandrum post office.

I have taken LIC Policy no.[protected] on 28.10.2003 from LIC Branch officr Barh (Bihar) against my son Mr Sangam Yadav but till date LIC Policy papers not yet received from LIC Office. Beseds, I have paid every premium continuously since 2003 to till date. Please look into the matter as soon as possible Could you please send the my policy papers to my address.

Shyam Vir Singh

Sir, I have taken LIC Policy no.[protected] on 28.10.2003 from LIC Branch officr Barh (Bihar) against my son Mr Sangam Yadav but till date neither LIC Policy Bond papers received from LIC Office nor any reply so far . I have been requested many time to LIC Barh in writing and after appearing before officer.During my visit in LIC Barh Branch, the Branch Manager was replied that concerned Bond Form for Table No. 50 not available in branch and subject Bond will be provided on receipt from Main Branch but till date no action so far. Beseds, I have paid every premium continuously since 2003 to till date. Please look into the matter personally and direct concerned to send the my policy bond papers to my address.

Shyam Vir Sinngh

Sir, I have taken LIC Policy no.[protected] on 28.10.2003 from LIC Branch offic Barh (Bihar) against my son Mr Sangam Yadav but till date neither LIC Policy Bond papers received from LIC Office nor any reply so far . I have been requested many time to LIC Barh in writing and after appearing before officer.During my visit in LIC Barh Branch, the Branch Manager was replied that concerned Bond Form for Table No. 50 not available in branch and subject Bond will be provided on receipt from Main Branch but till date no action so far. Beseds, I have paid every premium continuously since 2003 to till date. Please look into the matter personally and direct concerned to send the my policy bond papers to my address.

Shyam Vir Sinngh

Sir, I have taken LIC Policy no.[protected] on 28.10.2003 from LIC Branch offic Barh (Bihar) against my son Mr Sangam Yadav but till date neither LIC Policy Bond papers received from LIC Office nor any reply so far . I have been requested many time to LIC Barh in writing and after appearing before officer.During my visit in LIC Barh Branch, the Branch Manager was replied that concerned Bond Form for Table No. 50 not available in branch and subject Bond will be provided on receipt from Main Branch but till date no action so far. Beseds, I have paid every premium continuously since 2003 to till date. Please look into the matter personally and direct concerned to send the my policy bond papers to my address.

Shyam Vir Sinngh

I WANT TO REINSTATE MY POLICY NO.[protected].WHICH I HAVE TAKEN FROM KEKRI BRANCH UNDER AJMER DIVISION UNDER NORTH ZONE NEW DELHI. BUT THE BRANCH HAD REFUSED TO REINSTATE THE POLICY. PLEASE HELP ME TO CONTINUE MY POLICY. SP SWARANKAR.BRANCH EMAIL [protected]@LICINDIA.COM

Agree with you Aniket; they have 'Festive' schemes like 'Griha XXXX' etc using which they cheat people in a hurry to buy the house. I think we all customers that have been cheated by LICHFL should unite and pull them to consumer court. I think they are worse than HDFC / ICICI because the latter charge higher rates, but at least they are transparent to the customer; not cheaters like LICHFL

Regards
Aashish

Hi,
I hv also applied with LIC housing and paid pf of Rs10k, but I am yet to recieve the sanction letter. I was also offered 8.75% ie LHPLR-2.75% and they told me LHPLR was 11.5%.
I have existing loan with ICICIBank but was planning to shift due to lower rates from LIC.

Regards
B.Arun

Yes, very true. Even I never expected this from financial institutions like LIC Housing. I thought only the private players do all these legal cheatings, but I was wrong.

There is strategy behind the 8.75% ROI for the new loans. This 8.75% is not linked to any PLR and is fixed for first 3 month. After 3 months the then prevailing floating rate that is linked to PLR will be applicable for the loan.
The bad part is, none of the LIC staff tells this and this info is passed to the customer (that too in a difficult to understand text) through the Loan Offer Letter.

I agree and I am thankfull to the people who gave the comments above.I saved my money.
I was taking this sanction at 8.75 which would be a mistake.

Thanks freinds you saved me from being cheated.

Even I was fooled by LIC Sales Agent.

At time of application, I was told that ROI is 8.75% which would not change untill the PLR is changed.

However, now in sanction letter, it is mentioned that 8.75% is applicable only for 3 months.
After 3 months, my ROI would be PLR - 2.5%.

The current PLR is 13%, which means after 3 months I need to pay interest @ 10.50

When I asked the sales guy he told he forgot to inform me that my ROI will be 10.50% after 3 months.

This is really ridiculious.

PLEASE BEWARE!!!


Regards

I too applied for a loan of 32 Lac and they were very prompt in giving me in principal approval. They promised me an interest rate of 9.5% on my loan amount but it was really very surprising to see them using formula for interest as 13 - 2.75, which comes to 10.25%. (.5 promised to me was a special rate for next one or two months.

They also told me that I can repay 10 percent loan per annum without any penalty and this thing was not at all mentioned in agreement. When inquired they told me that they can give me in writing but only on letter head of Branch officer, not in agreement.

Thirdly they told me that they will charge me only Rs 5550 for filing / processing but in agreement they mentioned that I have paid Rs 5000 and rest 11000 is balance. Again on inquiring they told me that it is mandatory to write like that, but Branch officer will give me in writing that I don’t have to pay this balance, but again on his letter head (not in agreement, where due was clearly mentioned).

I don’t know what sort of authority LIC has given to these Branch Officers that they can give things in writing on their letter heads. Agreements are legal and binding documents meant for this purpose. Come on LIC we are not fools. I have wasted my Rs 5500 and precious time behind such a fraud organization.
Can any one from LIC address my issue? They have really shambled their image.

Hi All,

I am also facing a similar experience. They had told me that the interest rate is based on their PLR and the rate is 8.75%. Now when the sanction letter came, the PLR is 13%, the approved rate is PLR-275% ie 10.25% and the special concession rate for 3 months is 8.75%. I feel that this is sheer cheating.

Please let me know how to tackle this. Also please let me know which Bank is the next option to apply for the loan.

I too applied for a loan of 27.5 Lac and they were very prompt in giving me in principal approval. They promised me an interest rate initially (only verbal communication) of 8.75 on my loan amount but it was really very surprising to see them using formula for interest as 13 - 3, which comes to 10%. (THEY SAID .75 promised to me ASa special rate for next THREE months.

They also told me that I can repay 10 percent loan per annum without any penalty and this thing was not at all mentioned in agreement. When inquired they told me that they can give me in writing but only on letter head of Branch officer, not in agreement.

Thirdly they told me that they will charge me only Rs 5550 for filing / processing but in agreement they mentioned that I have paid Rs 5000 and rest 11000 is balance. Again on inquiring they told me that it is mandatory to write like that, but Branch officer will give me in writing that I don’t have to pay this balance, but again on his letter head (not in agreement, where due was clearly mentioned).

I don’t know what sort of authority LIC has given to these Branch Officers that they can give things in writing on their letter heads. Agreements are legal and binding documents meant for this purpose. Come on LIC we are not fools. I have wasted my Rs 5500 and precious time behind such a fraud organization.
Can any one from LIC address my issue? They have really shambled their image.

any now i decided to go back to HDFC ... they changre bit higher but they follow fair practices.

I have shifted my home loan of Rs.25 lacs to Axis Bank at 9%.
For more than 30 lacs loan they are charging 9.5%

They are very transparent and the best part is there is no foreclosure fees in Axis Bank.
Moreover there is not much difference in rates between existing and new customers as against ICICI and HDFC.

You can talk to Rajesh - Axis Bank agent at [protected] for any further query.

This is exactly what happened with me as well. Intially they told me a processing fee of .5% and chagred 1%. I felt cheated and opted for another bank for my home loan. LIC sucks

hi i am viney i took housing loan from lic hfl and now i realize that what the agents says is wrong and they give me dodge . its very sad for a company like this.

Hi,
When I approach LIC Housing Finance (LHF) for transfer of home loan after checking there ROI = 8.75%. When I clarified with LHF agent my queries like. what is there PLR and what the spread.

He told me LIC PLR =13.5 and spread = 4.75.
ROI = PLR-spread =8.75 %.

I was told that it is fixed for six month and after that market rate will be used. but after 3 months they have hiked the rate to 9.75 that too without informing. The marketing person tells that he too was unaware that it is for 3 months only and as per market that rate should have gone down...this is complete cheat...I paid 65000 to ICICI for foreclosure and 12600 to LIC for loan processing and end up paying more interest rate...please help...let me know how we all can unite and go to consumer court...

my mobile is [protected]

Hello,

LICHFL is a complete cheat company and I appeal to new persons who intend to take loan, please don't go for this bank, as at the time of offering loan they promise low interest rates but after 3-4 months duration they suddenly increase the ROI without bothering to inform to the customers.

I have also taken loan from LICHFL and now repaying for it. Intially loan was offered for 8.75% but after 3 months the ROI was changed to 10.25% saying that it was a special offer for first three months only.
None of their repesentatives give such clear idea and keep mum. They also charge a processing fee of 1% which is on higher side as compared to other banks. Also when I requested them to change my scheme to 8.9% fixed-o-floaty scheme, they said that the scheme is only valid for new customers and not for existing ones which is highly irritating as how they can discriminate old and new customers. Thus they are bringing new schemes only to attract new customers (Bakras)and increase their market share, ridiculous.

It seems that in the fixed-o-floaty scheme also there must be some hidden cost or terms & conditions. So beaware while dealing with this fraud company.

LIC Housing Finance is a fraud company, especially Mr. Vinod Jaywant agent of Thane [protected], giving fake promises about disbursal and date of sanctioning, etc. These people never come for reference check of the applicant, property check, etc.

These people charged me Rs. 5500/- to get a sanction letter, that too of now use. As I asked this agent to provide me tenure of 20 years and they have offered me a sanction letter with 25 years of tenure. It was also informed to Mr. Vinod in advance that I want have sanction letter on and before 31st of July. After that these people have debited Rs.5500 from my account as a processing fees on 22nd of July and provided the sanction letter on 2nd of August that too after continuous follow up.

Mr. Vinod is very unprofessional person who just want to have customer but dont entertain them once we become his customer. He is reluctant answer phone calls and if answered then you will get another fake promise that he will give you a call in next 5-10 mins.

According to me Vinod and Aditya Bedi (area manager of LIC Housing Finance) both are fooling their customer and indirectly to LIC because if company have these sort of people then it's very difficult to surview.


So my request to all of you that dont get in to this trap.


Regards

Hi

I am planning to apply for home loan for 45 lac. LIC agent has promised me ROI of 11.15. And he told me the PLR as 14.75. After reading all the above reviews I am bit confused what should be option to apply home loan. I was doubtful about ROI so I have nt submitted my complete application to the agent still. Which should be option for home loan after LIC.

LIC OF INDIA — EXCESS PREMIUM AMOUNT PAID

MY LIC POLICY NO IS [protected] . THE DATE OF LAST PAYMENT WAS ON 28.12.2010. THERE WAS AN EXCESS PAYMENT PAID FOR 12 MONTHS. (Rs. 238 per Month) FROM MY MONTHLY SALARY.

PLEASE RETURN THE EXCESS PAYMENT MADE.

Sir

Please I need your help That I want to know when i got money back of below mention lic policy
please tell me the actual date



[protected]new bima gold t.no 179 20 year ) ->[protected]--- Anil kumar

Please I need your help That I want to know when i got money back of below mention lic policy
please tell me the actual amount.

[protected] Bima Gold 174 20 Year

dear sir,


Only Want To Know When I got MOney back Of mentioned policy no
SIr

Please I need your help That I want to know when i got money back of below mention lic policy
please tell me the actual date.

policy no date of mony back (mm/dd/year)

1. police no.[protected] the endowment assurance policy (t.no.14) dt.14.3.1992 sum insured one lakhs trem 28 years premium.291/-

2. police no.[protected] bima kiran (t.no.111) dt.5.11.1994 sum insured one lakh trem 30 years premium.94/-

3. police no.[protected] bima gold (t.no.174) dt.28.3.2006 sum insured four lakhs trem 20 years premium.1412/-

4. police no.[protected] new bima gold (t.no.179) dt.8.12.2007 sum insured five lakhs trem 20 years premium.2037/-

please send me my email



thanking you sir




D.NARSIMHA
HYDERABAD

Dear Sir

I want duplicate copy of Lic NO[protected] we have paid through net banking we want receipt of the same. March 2010 we have paid, could you please send the receipt through mail.

MY MAIL ID : [protected]@gmail.com

Regards
Radhakrishnan V

Not getting any respose from IPP Cell East Central Zonal Office at PATNA to my letters sent by regestered post on date 04.01.2009 & Emails sent to record my chjange of address and to send post paid cheques for the year[protected] which are not yet received till date.
POLICY No.[protected]. VARISTA BIMA YOJANA.

I take the Plan "Market Plus 1" with policy No.[protected] on 28/3/2009. paid the premium of Rs. 50000/-.
Due to negative attituede of DO and received the policy bond on 15/5/2009 form DO, I freelook the policy on 15/5/2009. I received the Cheque of Rs. 50000/-on 27/5/2009.

Now My complaint is that I have not received the Fund value as on the date of freelook. Pls look into the matter and give me the extra amount as per that day's fund value.

I had purchased some LIC's policys from an agent named Manohar Tahiliyani of bhatapara branch.
since last year or so he dos'nt take any interest to the services nor collacting premiums.
what can i do for that?
what is the current position of my policys?
what is the balance premiums of the same?
let me know where the proper guidence find?

Sir,

I have LIP No[protected] with your SULTANPUR-228001 Branch UP.My LIP matured on 09.02.2009
I sent FOUR reminders on 25.04.2009, 11.05.2009, 09.06.2009 thru SKYpak Couriers but i receive no
reply in spite of 4 reminders.

Pls help me getting the payment of LIp No[protected] with Sultanpur

Pls note other Branches are giving me excellent service except your Sultanpur branch

My present Address is RANJIT BISWAS, C/o Bank of baroda, M S Road, Fancy bazar
Guwahati-781001 mobile No [protected]

We have not rec the annity no-011Q[protected] and policy NUMBER-320133. Kindly send us the annuty payement for the 2008.
waiting for reply.
regards
ashish jotwani

LIC — not received full payment

dear,

i was taken a policy of future plus (P.No.[protected] on 30.2.2005 and allotted 4885.500 units against Rs.50000/-. I was a withdraw a policy and received a cheque of Rs. 110629/- dt. 8.8.2011 against 4733.223 units.

why to reduce 152.277 units on maturity payment.

In this connection, please look into the matter and send me cheque of difference units.

LIC Branch- 2/25, Roop Nagar.(Policy taken branch)


tarun singh

1. For five years they might deduct administrative charges.
2. Please check up any insurance coverage u enjoyed in the five years.

You can get the details from the policy bond itself for various charges in any insurance contract and also every year end they might send the number o[censored]nits in your account.


siva

POLICY — Change of address not done in records

POLICY NUMBER[protected]
POLICY NUMBER[protected]
Several times I requested my change of address with following.
Due to this I am not getting any communication from LIC whether premium receipt or intimation on premium nothing.
My present address is
GEORGE.T.E
MIRC ELECTRONICS LTD
B 204-205, PHASE-2
NOIDA, U.P.
PIN:201305

Sir,
i want to change address in my lic policy

Pls create the account and see the name. and deposite the money by net and chaque

DeDesigns — Correction in address and make changes in due date

Dear Sir/Madam

Sub: Correction in address and make changes in due date

I request you to change all the following mobile and land line bills to the following address as mentioned below and kindly make changes in due date and it should on every month 10th.


Mobile No are Office Address:
[protected]
[protected] Flat “B”, 46/14,Limras Court,
[protected] Ground Floor, Vannier Street,
[protected] Choolaimede, Chennai-600094
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]

Land Line No are

[protected]
[protected]


Thanking you


De Designs
M.P.Ganeshan
proprietor

respected sir,
i want to change my residencial address from 96, Thackwel Road, Rly Colony, Liluah to
127/H New jenyns Road, Rly. Colony, Liluah, (Howrah ).
My detailed information is mentioned below :
Name - Rekha kumari sinha
Policy No.[protected]
Agent : 02832442

pls note my change of address : L.SUBRAMANIAN, DOOR NO 1A/1, PLOT NO 8, EB COLONY III ST, ADAMBAKKAM, CHEANNAI.-88 MY POLICY NO:[protected]. KINDLY INCORPORATE MY NEW ADDRESS FOR YOUR FUTURE COMMUNICATION.

THANKING YOU

YOURS FAITHFULLY
L. SUBRAMANIAN

IKRAM KHAN C/O JABBAR SHAREEF, H.NO 8-2-676/B/1/47/1, SRIRAMNAGAR COLONY ROAD NO 12, BANJARA HILLS HYDERABAD 500034

Change of address-LIC Policy No[protected]l


. I am having a tLIC Policy No.[protected]for a sum assured of Rs 2559HLY )with LIC, CHIRAG ALI LANE NAMPALLY 1I give below my new address:

IKRAM KHAN
HOUSE NO 8-2-676/1/B/47/1
SRIRAMNAGAR COLONY BANJARA HILLS RD 12 HYDERABAD 34
-
Contact Tel no. [protected]

Kindly assist to change my address as per above in my LIC Policy No.[protected] oblige.

thanks & regards,
IKRAM KHAN

Change of address-LIC Policy No.[protected]
I am having a Money Back LIC Policy No.[protected]for a sum assured of Rs 100, 000/-) with LIC, Branch -1, Surya Nagar, Bhubganeswar (Orissa). Due to my change of job, my residential address has changed. I have to receive money back Rs.20000/- which is due this month ie. June-2010. My e-mail address is [protected]@rediffmail.com .
I give below my new address:

MANORANJAN BARAL
C/O BEML LIMITED
3-BURNPUR ROAD
ASANSOL-713304
DIST- BARDHAMAN
WESTBENGAL
MOB NO. [protected] & [protected]

Kindly assist to change my address as per above in my LIC Policy No.[protected] & oblige.

thanks & regards,
MANORANJAN BARAL

Change of address - LIC Policy Nos[protected] DT: 01/04/1996 - Money back policy
[protected] DT: 28/06/1990 - Money back policy
[protected] DT: 28/02/1990 - Endowmeny policy
[protected] DT: 15/02/1984 - Endowment policy
I am having the above policies with Bangalore Branch. I request you to incorporate my latest residential address in the above policies and make necessary changes in your records and acknowledge.

My residential address;
T.S. Siddalinga Swamy
Asst. Manager - Reserve Bank of India, Bangalore
# 212, Tower-2, KAPILA, RBI Officers' Qrts., National Games Village
Koramangala, Bangalore - 560047.

Thanking you,

Yours faithfully,

TS Siddalinga Swamy

Change of residential address - Policy No.[protected] Dt: 15/11/2000

I am having the above policy with Bangalore Branch, I request you to incorporate the change of residential address and make necessary changes in your records

My residential address;
N.C. Rekhs
W/o T.S. Siddalinga Swamy
# 212, Tower-2, KAPILA, RBI Officers' Qrts., National Games Village
Koramangala, Bangalore - 560047.

Thanking you,
Yours faithfully,

N.C. Rekha

Dear Sir,
My money back policy No.[protected] Rs.50, 000/- is due for final instalment with accrued bonuses on 06/07/2010. In this connection, I request you to look into the matter and make necessary arrangements to send the money at the earliest. My new residential address is as follows:

T.S. Siddalinga Swamy
Asst. Manager - Reserve Bank of India, Bangalore
# 212, Tower-2, KAPILA, RBI Officers' Qrts., National Games Village
Koramangala, Bangalore - 560047.

Thanking you,

Yours faithfully,

TS Siddalinga Swamy

Mr. Nitin Popatrao Salunkhe
Flat no.002, A-1 Wing,
Siddharth Complex,
Opp. New H.P. Petrol Pump,
Katrap Road, Badlapur (E),
Thane-421504.
Date :- 29/07/2010
The Branch Manager,
LIC Br.889, Fitwell House,
3rd Floor, L.B.S. Road,
Vikhroli(w), Mumbai.

Sub:- Change of address in LIC policies.
Ref:- Policy No.[protected] &[protected]. Sum Assured:- 100000

Respected Sir/ Madam,

With reference to above subject I would like to inform you that I have taken LIC Policy no.[protected] &[protected] from 907 branch & transferred in your 889 branch . Now my residential address changed. I request you to incorporate my latest residential address in the above policies & make necessary change in your records & acknowledge.

Present Residential Address :- Mr. Nitin Popatrao Salunkhe
Flat no.002, A-1 Wing, Siddharth Complex,
Opp. New H.P. Petrol Pump,
Katrap Road, Badlapur (E),
Tal- Ambernath, Dist- Thane
Pin Code -421504.
Phone No. [protected], [protected]
Email Id.:[protected]@rediffmail.com.

Do the needful & co-operate us

Thanking you,

Yours Faithfully,


Nitin Popatrao Salunkhe.

i have to change my address -am having a jeevan anand LIC Policy No.[protected]for a sum assured of Rs2, 00, 000/-) with LIC, vijayanangar, Due to my change of job, my residential address has changed. I have written three/ four letters to LIC,
I give below my new address

old address:"bhagayavathi a.h, manohar nivas, opp mnti college, k.g halli, abbigeri, bangalore

NEW ADDRESS:
A.H.BHAGYAVATHI
NO-76, OMKAR NAGAR,
OPPOSIT JSS ENGINEERING COLLEGE,
KENGERI UTTARAHALLI MAIN ROAD,
BANGALORE
PH:[protected]

Dear Sir,

I want to change my Account from Chopda branch (Maharastra) to Surat branch(Gujarat).request to guide me how to go for the cahnge in address. To give detials please send a mail on [protected]@gmail.com. Request to revertASAP

LIC Complaints - Change of ADDRESS &BRANCH, LIC Policy No.[protected]
Posted: 18oct2010 by Tarun Kumar Pati Send email

Change of address-LIC Policy No.[protected]
I am having a endowmentLIC Policy No.[protected]
(for a sum assured of Rs 50, 000/-) with LIC, morar, gwalior, mp, Due to my change of job, my residential address has changed. I have written three/ four letters to LIC, for change of address. However they have not changed my address.
I give below my new address:

TARUN KUMAR PATI
RADAR OSA FACULTY, 17 TETTRA SCHOOL
AIR FORCE STATION, MAKARPURA, VADODARA, GujratContact Tel no.[protected]
Also change my policy to -MANJALPUR BRANCH-87F, 2nd FLOOR INDRA COMPLEX, VADODARA
Kindly assist to change my address &Branch as per above .
thanks & regards,
TARUN KUMAR PATI

Dear sir,

I want to change my residencial address from vpo Barwa Teh Shiwani Distt Bhiwani (Haryana) To Ho. no. 1964, maruti kunj . Bhondsi Gurgoan Teh Sohna (Haryana)
My detailed information is mentioned below :
Name - Surender Kumar s/o Kalyan Singh Tanwar
Policy No. - 320413
Annuity no. 46433
Please sir, i request you to solve my problem as soon possible and also provide me my id & password so that i can view my details time to time of my policy.
Thank you & Regards
Surender Kumar

Change of address-LIC Policy No.[protected]
I am having a Money Back LIC Policy No.[protected]for a sum assured of Rs 50, 000 with LIC, Branch -16L, Chandigarh, PunjabDue to my change of job, my residential address has changed. My e-mail address is [protected]@rediffmail.com
I give below my new address:

Alok Ranjan
C/O Sri, Ashok Kr.Srivastva
Bhagwati charan Path, Anandpuri
Brahampura, Muzaffarpur
DIST- Muzaffarpur, Bihar
PIN-842001
MOB NO. [protected]

fhfjgkhljklkj;k;k;k';l';l'l'l'l'
;
;bjjb, nlkhlnmb vjvjmbn,
bjm, .

Dear Sir,

I have LIC policies are as[protected],[protected],[protected],[protected],[protected],[protected],[prote...⇄

As old address on

11, Aryodaya soc, Nr Madrasi Temple,
Khokhara, Maninagar(east)
Ahmedabad-380008

Now, I have tranfered in baroda, Now my present address as given below.

Sapan Desai.
103, Reghalia Rushabh Resi,
Nr Chankyapuri Char rasta,
New sama road,
Vadodara.

Please do need full, so i will collect your post at my new address.

Yours Faithfully,

Sapan Desai

Cont: [protected]

My Policy poremium Pay for credit card accept

I could not get my policy details. My policy no.[protected], another one is No.[protected]

I want to know the policy status of Mast. Satyendrapratap Singh, the policy no.[protected].

Kindly reply the same as i want to renew the same.

Thanks

06.07.2009



From :



ROBIN DANTE,

11, South North Street,

Singarayar Colony,

Madurai - 625 002.



To:



The Regional Manager,

Life Insurance Corporation of India,

Pension Cell,

LIC Building II Floor,

153, Anna Salai,

CHENNAI - 600 002



Sir,



Reg: Non - receipt of Pension - Policy No:[protected]
on the life of Mr. N.S. Rengan



***********



My Client Mr. N.S. Rengan, has not received his Pension Cheque for the year 2009. He has already sent his Life Certificate. Please look in to the same and let me know.



Thanking you,



ROBIN DANTE,

LIC Agent[protected]

My policy was Bima gold.
Policy No[protected]
I am paying Premium regularly.
Please send me the status of policy

From,
NishaYogesh.Parmar
17/A “Sai Krupa”Chhotubhai Park 3
Dharampur Road, Abrama
Valsad-396001
B.O.C. No.3996 Dtd.22.09.2008
Date: -11/07/2009
To,
The Branch Manager
LIC Of India
Branch: Tithal Raod,
Ser Br No.86P
Valsad

Sub: - Non Receiving Of Policy
Ref: -B.O.C. No.3996 Dtd.22.09.2008
Dear Sir,
With Reference to the above B.O.C. No.3996 Dtd.22.09.2008 my proposal was submitted to your agent[protected] working under D.O.0003304. With knowledge of reputation of LIC in the filed of insurance I put this amount for security & safety.
Now after 10 months of the deposit I repeatedly contacted you’re above regarding whereabouts of my policy for which I paid the premium. Till today I have not received any of the satisfactory reply from your agent or D.O. Now I am tired of running behind your so-called Agents not caring for their clients.
After this marathon exercise with your staff members I have put up idea of taking any of your product. Therefore I request you to take refund of my document, amount together with interest thereon.

Hope you will settle my account at earliest.

Thanking you.

Yours truly
Regards:- Yogesh H. Parmar

Dear Sir

I have paid Rs 2065 through Federal Bank on 15/09/2009.
My policy No[protected]
Tran details FN/LIC OF INDIA/LIC50581/50581

So far i did'nt recieve recept.

Kindly give my recipt

JUNU FINNY

Ple. give me my last payment recept. My Client ID[protected]

incoyry

Hello sir,
my name is Uma Parashar . my policy no.[protected].
I have lost my august 2008 . Renewal premium reciept, so please issue me a duplicate copy of this reciept .
I shall be very thankfull to you .
Uma Parashar.

Hello sir,
my name is mahamood.my policy number[protected].I have lost my december 2008 renewal Premium Receipt. So please issue me a duplicate copy of this Receipt. I shall be very thankfull to you.
Your's obediantly.
Mohammed avukkal

Hello sir,
my name is mahamood.my policy number[protected].I have lost my march 2009renewal Premium Receipt. So please issue me a duplicate copy of this Receipt. I shall be very thankfull to you.
Your's obediantly.
Mohammed avukkal

Hello sir,
my name is Meera bai. my policy no.[protected]
I have lost my dec 2008. premium reciept, so please issue me a duplicate copy of this reciept .
I shall be very thankfull to you .
Meera.

hello sir my name is b.gopi i have paid rs.3061 on 13/03/2010 policy no :[protected]. but after that my son went and he paid that 3061 for another time so i want that 3061rs my money back thanking you ...

Sir,

I have misplaced my premium receipts for the period
7/2010. Shall appreciate if duplicate copies of the same are sent to my mailbox for the purpose of filing tax returns.

The numbers are noted below :
[protected] DOC 28/7/1990
[protected] DOC 28/7/2000
[protected] DOC 28/7/2000
[protected] DOC 28/7/2000.

Thank you
Lesley Ann Willis

LIC Life Insurance — forgot user name and password

Dear Sir,

I am forget my LIC User id & password my lic Policy no is[protected], DOB 10.10.1980 & Premium is 1295/- So please solved this problem.

please send my details to korde.[protected]@gmail.com email id.

or u can call me on [protected] name (sanjay korde)

Hello Sir,
My name is akshay naresh lakade(la). My Policy No. is[protected]. I have lost my sept-2011 Renewal Premium Receipt. So please issue me a duplicate copy of this Receipt. I shall be very thankfull to you.
Your's obediantly.
akshay naresh lakade(la)

My name is vijay vinayak goregaonkar. My Policy No. is[protected],[protected]. I have lost my oct-2011 Renewal Premium Receipt. So please issue me a duplicate copy of this Receipt. I shall be very thankfull to you.
Your's obediantly.
vijay vinayak goregaonkar

life-insurance — user name and password

Sir,
With due to respect Mr.surendra kumar kushwaha our user and password forget

so my [protected]@gmail.co

Pls note we have taken a home laon for rs 4100000/- in the yr 2007 January, have a doubt that what is the correct rate of interest and how much we are paying now since when we took home loan it was at the rate of interest of 10.25% an now we do not have nay idea what rate of interest we are paying and how it has been decied/ Kinldy advise

I have an LIC housing loan account no.[protected] from Varanasi branch & my EMI still constant i.e not fluctuating with rate of interest.My option was floating only.

EMI not being changed according to fluctuating rate of interest
We have taken housing loan in year 2007 we had applied on floating rate of interest.

Whenever there was increase in market rate of interest our emi was increased according for the same month. But now when the rate of interest is lower their has been no effect on our EMI.

I would like to know the reason for why such discrepancy

Hi,

What is the additional charges if EMI is not paid for one month?, Please give full detail about charges and interest rate.

I have an LIC Housing loan with account No[protected]. at the time of loan sanctioning my plan was 3 years fixed with 8.9% rate of intrest. But recently I got a message stating that our rate of intrest and EMI has been Changed. How