[Resolved]  LICHFL, Thanjavur — Non receipt of original agreement after closing the loan A/c

Address:

Mumbai City, Maharashtra

Sir,

My loan a/ no.[protected] file no. 205289, i had closed my loan a/c on 12th August 2010 by repaying all the outstanding balance amount. At the time of closing A/c i was given assurance by jogeshwari (East) branch office that i will receive all the documetns withing ten to fiftteen days but that never happened. After continous follow up with jogeshwari east branch i was informed to follow up with fort branch where nobody respond you properly if fortunetly anyone picks up the phone.

Neverthlesss, on 9th September 2010 i was called by jogeshwari (East) branch to collect the original documents. While handing over the documents first party original agreemnet which was between Pandey buuilders and Mr. Avinash S. Sawant given in "Photocopy" when inquired about the original agreement Mr. Vishal Doshi (Area Manager) instead of giving assurnace of looking into the matter tried to fool me by saying the LIC housing finance Limited never received the first party original agreement and had given disbursment of loan on the basis of "Photocopy" of first party agreement and i was told to inquire with first party Mr. Avinash S. Sawant and his loan banker. Now the questing is:-

1) How without orignal chain of documents (Regulatory requirement) loan amount is disbursed and how LIC housing finance Limited issued disbusment chque in favor of HDFC bank Ltd. to close loan account of Mr. Avinash S. Sawant (First Party).

2) How legal verification documents which lying in jogeshwari (East) branch file no. 205289 clearly states that they have verified original agreement of first party.

3) How first party Mr. Avinash S. Sawant share certificate received by LIC housing Finance Ltd. which was there along with first party original agreement.

Now, i am on the verge of cancellation of my flat selling negotiation which lead to finanancial loss to me and in furture without first party original agreement i will not be able to sell my flat. I request to reslove this issue.


Kindly look into the matter urgently.

Name: Ganesh R. Kanaujiya

Contact no: [protected]