Max Life Insurance — No claim benifit

Dear Sir,
I have taken a policy no[protected] on my name as on 22 Oct, 2007. By bad luck i was admited to the hospital with pain in stomatch. Where I knew that it was the pancreatic problams which was mention in the policy. I got operated and 21 stitches made on my stomatch. The expences of approx 300000/- refused from the MNYL as it was the frist operate and with in 180 days. you can not get claim as per the condition. I think ok.

But on 25 March I again admited to the hospital due to pain in the same condition. I again operated. I made a complaint to the company as it is the seciond operate & after six month as per company policy. but till date i have not the claim benifit. Where I have deposited 40000/- to the company.
Pls do the needful as the people should not be suffered by the companies terms and condition not aplicable.
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I am having policy[protected] joined 22 jan 2008 as rakesh singh for rs.2500/- monthly my agent no 145779 for ulip. i want to change the address but no one is giving reply, zust telling close the policy.please advices.

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