[Resolved] State Bank Of Travancore — Complaint against interest rates

kesavakp

from Nagpur, Maharashtra

Address:

Kerala

Sir, I am serving in the Army and I have gained a Housing loan from SBT Chennithala Branch during 2010 (A/c No [protected]). At the time of sanctioning loan the interest rare offered by the bank is 8.5%. I am paying my EMI @Rs 10,000/- (Rupees Ten thousand only) till date. Now the bank authorities informed during last payment that after three years interest rates will be @ 13.5%. This condition was not been told by bank authorities during sanctioning of the loan. But as per the Manager this condition is included in the agreement. I was applied for an amount of 10,0000/- (Rupees ten lakhs only) while applying for loan. But the manager advised to take 8 lakh because of non difficulty for sanctioning amount in his own powers. As the amount is urgently required I agreed for the same. Now I cannot understand how the interest rate s increased in such a manner. I am requesting you to go through the matter and do the need full to help a serving soldier.

Thanking you

Yours faithfully

KESAVA PRASAD KP

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Aug 14, 2020

Complaint marked as Resolved

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Comments

DALVIR SINGH

from Noida, Uttar Pradesh

state bank travancore — not paying rate of interest

Dear sir

i have recieve my sum amount 199300 dated from 26/04/2012 to 18/05/2012.the brach will pay me 4%rate of intrest annual but mr.puri brach manager commit me 5% on monthly basis because i am paying 14.5%rate of intrest gurgaon gramin bank for loan and i have already take 2 lac on 3% rate of intrest in local market. Please do the needful urgent basis.

Wait for reply.

Regards
Dalvir Singh
[protected]

--- On Thu, 17/5/12, Dalvir Panwar <dalvir.[protected]@yahoo.com> wrote:

> From: Dalvir Panwar <dalvir.[protected]@yahoo.com>
> Subject: Re: complaint against not payment
> To: "CUSTOMER SERVICE DEPARTMENTSTATE BANK OF TRAVANCORE" <[protected]@sbt.co.in>
> Date: Thursday, 17 May, 2012, 9:42 AM
> Dear sir
>
> please do on urgent basis because i will to pay another
> person
>
>
> Regards
> Dalvir Singh
>
> --- On Wed, 16/5/12, STATE BANK OF TRAVANCORE, CUSTOMER
> SERVICE DEPARTMENT <[protected]@sbt.co.in>
> wrote:
>
> > From: STATE BANK OF TRAVANCORE, CUSTOMER SERVICE
> DEPARTMENT <[protected]@sbt.co.in>
> > Subject: Re: complaint against not payment
> > To: "Dalvir Panwar" <dalvir.[protected]@yahoo.com>
> > Cc: "GURGAON BR-70699" <[protected]@sbt.co.in>,
> "DGM REGIONAL OFFICE DELHI DEL" <[protected]@sbt.co.in>
> > Date: Wednesday, 16 May, 2012, 11:56 AM
> > Dear sir,
> >
> > We are in receipt of the mail and is being sent to
> > appropriate authority for
> > redressal.
> >
> > With regards
> >
> > Asst. General Manager(CSD)
> > ----- Original Message -----
> > From: "Dalvir Panwar" <dalvir.[protected]@yahoo.com>
> > To: <[protected]@sbt.co.in>
> > Sent: Wednesday, May 16, 2012 2:53 PM
> > Subject: Fw: complaint against not payment
> >
> >
> >
> > REminder-3
> >
> > DEar
> >
> > Please give the reply as on urgent basis because i am
> > suffering from more
> > problem due to no payment.
> >
> > Regards
> > Dalvir Singh
> >
> > --- On Mon, 14/5/12, Dalvir Panwar <dalvir.[protected]@yahoo.com>
> > wrote:
> >
> > > From: Dalvir Panwar <dalvir.[protected]@yahoo.com>
> > > Subject: Fw: complaint against not payment
> > > To: [protected]@sbt.co.in
> > > Date: Monday, 14 May, 2012, 5:00 AM
> > > Reminder for payment
> > >
> > >
> > > Dear SIr/Madam
> > >
> > > Please do the needful for me because i am facing
> more
> > and
> > > more diffculties and i am doing the continous
> follow
> > through
> > > your branch but i am not find any good
> response.they
> > are
> > > saying me that you can do anything against the
> > branch.Sir i
> > > am paying the 5% rate of intrest of the 2 lac
> amount
> > and
> > > 14.5%
> > > gurgaon gramin bank loan.please do on urgent
> basis.
> > >
> > >
> > > Regards
> > > Dalvir Singh
> > > A/c-"[protected]"
> > >
> > >
> > > --- On Wed, 2/5/12, Dalvir Panwar <dalvir.[protected]@yahoo.com>
> > > wrote:
> > >
> > > > From: Dalvir Panwar <dalvir.[protected]@yahoo.com>
> > > > Subject: complaint against not payment
> > > > To: [protected]@sbt.co.in
> > > > Date: Wednesday, 2 May, 2012, 7:08 AM
> > > > Dear Sir/Madam
> > > >
> > > > I have deposite my cheque on dated 24/03/2012
> in
> > > account no
> > > > "[protected]" amount "199300" GGN Bank Ceaque
> no
> > > "065331" in
> > > > State Bank Of travancore in sec-18,Udyog
> > Vihar,Gurgaon.
> > > This
> > > > amount debit in my account on 26/03/2012.But
> I
> > have
> > > not
> > > > recieve my payement till dated.For clerify i
> have
> > gone
> > > > physicaly visit your brach but i have not
> found
> > any
> > > > satisfictionary answer.Please do the
> Needfulyy
> > for
> > > within
> > > > two days otherwise i will take a legal
> action
> > against
> > > of
> > > > your brach.
> > > >
> > > > Regards
> > > > Dalvir Singh
> > > > [protected]
> > > >
> > > >
> > >
> >
> >
> > --- Disclaimer --- The information in this mail is
> > confidential and is intended solely for addressee.
> Access to
> > this mail by anyone else is unauthorised. Copying or
> further
> > distribution beyond the original recipient may be
> unlawful.
> > Any opinion expressed in this mail is that of sender
> and
> > does not necessarily reflect that of State Bank group.
> ---

parikhvihar

from Vadodara, Gujarat

Bank — Not paying rate of interest

At the time of account opening , the promises are given by the executive that about certain amount of Money deposited in bank, the excess money will be converted in auto FD and getting FD interest, but all foolish and no response from the bank. Hlp