Dear Sir,
My name is Kapil Butani. I have requested a Hoam Loan switch over to Bank of India. In their inquiry they came to know that their was comment by some credit card issuer bank against me - " Willing Loan Default" in some credit report. As i understand this means i defaulted Credit card repayment.
I would like to state that i never took any loan on my any of credit card. I took only two loan from Bank. One vehicle loan from ICICI BANK, which i have paid fully with regular EMIs and i also have NOC from ICICI Bank. Second loan is HOAM LOAN from HDFC Ltd. I am paying my EMIs on time as per stipulated schedule. Secondly i am using only one credit card which is issued by HSBC bank and i can produce complete transaction details for the same. Even i pay my outstanding dues amount on my credit card by due date. I am using this card since last two three years. I never did any late payment.
I would like to know which bank has made such comment for me and i literally surprised to know that. This thing affects my financial credibility and i would request this matter be taken very seriously.
Dear sir, i would request you to kindly help to provide full details of the same so i can sort out issue and make my fianancial records clear. Please guide me how make my record clear if anything wrong happend. Secondly this a mental harassment i have facing due to such claim as i work with one of the highly respected firm on very responsible position. Kindly help to sort out this issue.
Looking for your valuable support.
Regards,
Kapil Butani
Associate Manager - Business Development.
TDI International India Ltd.
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