[Resolved]  Union Bank Of India — education loan

Address:

Kaithal, Haryana

Sir,

I got accepted into Prague Film School for Sep 2012-May 2013 year program in Film making. For that I required 15 lakhs for submission of fee and accommodation. I went to the Union Bank of India branch in Kaithal to apply for education loan. We already have an home loan in the same bank. But the manager refused to even take my application. Only after so many requests and begging, he finally accepted to register my loan application. My first installment was due on 6th April, 2012. But he didn't hear me before 15th April. The manager was very rude and reluctant to forward my application to the regional office, Karnal and unhone mujhe aur mere father ko na jaane kitne chakkar lagwa diye bank ke. It caused so much mental and physical stress to me because I was getting late with the fee submission. Finally he forwarded my application to regional office, karnal on 2nd of March. Then again I had to wait for another 15 days where it got rejected again. The reason they gave was that the this type of courses are not reliable.
Sir, my father is a govt employee in CPWD and we even had given a collateral worth 60 lakhs. Still they were not convinced and I could not get admission in the school. This was a great opportunity I had got, sir and this would have proved to be a major turning point in my career. But this bureaucracy ruined everything for me and my career. Even my father went through lot of stress as there was noway he could arrange such amount of money in such less time. This whole incidence was very heart breaking and discouraging to me, sir.