[Resolved] Zee News — SUBJECT: Regarding submission of application for the deposition of Advance Premium of Life Insurance of India Policy No.[protected] | |||
SUBJECT: Regarding submission of application for the deposition of Advance Premium of Life Insurance of India Policy No.[protected] Sir, With due respect stated to be the fact that I (Sushila) had got a policy done through LIC Agent Ramji Tiwari, Code No. 00045114. At that time he had told us that according to Table Terms 128-90, I am authorised to deposit the advance premium having reduced ten per cent and after completion of four years when the money back amount will be provided to you it can also be deposited in insurance account. Accordingly, I got deposit several policies having reduced the ten per cent on each policy premium which receips are still available with me. After the completion of four years with the first insurance amount received by me was also get deposit in my insurnace account and was ensured. But when the second time, after the completion of four years, I received the insurnace amount, which I was again interested to get deposit in my account, he declined to do so and did not deposit my amount for which I repeatedly asked him, but he turned a deaf year and I continued to deposit the premium on regular basis. And like the same I got deposit a cheque of PNB No. 628484 dated 23/3/2009 through my agent. But my agent did not give its receipt. When I asked for this, he told me that by mistake on part of LIC your cheque has been deposited in the name of Mukesh Sharma Policy no.[protected]. So you should stop the payment from your bank account and issue another cheque. Believing on agent I did so. I issued another cheque which no. carrieout PNB cheque no. 449300 dated 28/3/2009 and was passed by bank on date 13/4/2009. I did everything what my agent told me to do so. And in this way I completed my all formalities. In the mean time I received a letter from LIC of India on 11/4/2009 that your first cheque has been dishonoured and for this Rs. 125 were curtailed from my LIC and Rs. 40 were curtailed from my Bank Account for the same cheque. Despite this my agent did not deposit my premium. I repeatedly asked him for this, but he evaded on the assurance that do not worry I will get it deposit. Ultimately, I sent my son Mr. Mukesh with agent in LIC branch. There he met an Administrative Officer Mr. Narender Bhasker and my son discussed in detail with him about my Policy. Mr. Bhasker told my son that your last premium will be deposited in that case when you will get deposit the advance concessional amount of Rs. 197. Even after this my problem did not come to an end. My premium remained undeposit. I repeatedly requested him having made frequent visit to office but they evaded for a prolong period. In the mean time I also visited to Administrative Officer and he assured me positively but happened nothing. My son requested to receive the cheque of advance premium otherwise date will lapse, but he did noting and ultimately date was lapsed and my premium remained undeposited. Unparliamentary languages were also used against my son by an Officer. For everything what happened with us, I hold LIC of India responsible. I want compensation for the financial and mental loss suffered by us and responsible authority should be punished as soon as possible. I hope you will attend to my complaint at the earliest. Thanks Sincerely your, SUSHILA Policy No.[protected] C-1/112, Welcome, Seelampur, Phase-III Delhi-1100053 Mobile: [protected], [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
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