Corporation Bank — Home loan interest not received when it was changed from 12.5% to 9.65%

Address:	110096
Website:	corpbank.com

Sir,
I am preeti khanna, residing in ug-4/d-56, ganpati - villa, kaushambi ghaziabad. I took a home loan from corporation branch, delhi, vasundhra enclave. Ifsc code corp0000563, micr code:[protected]. And my loan account number is [protected] and i have been paying all my em. I of home loan on time. You can check the same. Sir, i had been aware that two years back, according to government of india have released new scheme to escalate all the home loan to lower rate of interest i. E 9.65% from 12.5% and i was under impression as the rbi raises the rate of interest on home loans are applicable to all by default, similarly, the same deflation on rate of interest on home loan may also be applied automatically. Since i have not been doing well in our business, and health. I was not able to visit the parent branch of bank, but was regularly updating my passbook on time to keep a check on accounts. Sir, i was little disappointed to see the stable figure of principle amount therefore contacted manager of nearest branch to consult regarding the same. There, i came to know about the status of rate of interest being paid by us is 12.5% instead the existing 9.65%, i raised voice in respect of consulting and written application given to you. I request you again about my economic crisis and consider to modify / revised rate of interest to be adjusted in my home loan account since it was issued by the government. We are middle class educated people and know our rights that government of india is doing all best possible things to help those who pay their e. M. I out of their hard earned money. But, here in my case, little wrong impression that all the new rate of interest whether those increase or decrease, is applied by default, i have been asked to bear it without considering my economic condition. It has been more then 13 years, i have paid more than 20 lakhs to the bank as a interest, therefore i have written to you with all the hope that you would consider this issue, and revive the rate of interest as 9.65% to be adjusted, in last 2 years from where the date, this was issued. Secondly, kindly confirm me whether waiver request for migration to new rate of interest (I. E 9.65%) charges (0.5%) have been considered?