Corporation Bank — Non return of property original documents after paying full final repayment of home loan

Address:	600041
Website:	Corporation Bank, George Town Branch, Chennai-600001

K. P. Vasudevan
No.1, nethaji nagar main road, opp to r t o.,
G. Floor, thiruvanmiyur, chennai-600041
To dt. 31.12.2016
The managing director, corporation bank, head office,
Mangaladevi temple road, pandeshwar, mangalore-575001.
Dear sir,
Sub: - 1. Completion of repayment on home loan account
2. Refusal to return back my property documents.
Ref: - 1. Home loan a/c no. Home/[protected]
2. My letter dt. 8.9.2016, 3. Bank letter dt. 15.9.2016
4. My reply letter dt.12.10.2016.
This is to inform you sir, i have availed housing loan for rs.3, 30, 000/- (Rupees three laces and thirty thousand only) with your branch at george town, chennai-600001 on 22nd april, 2005 at floating interest @ 8.25%. Vide repayment of monthly emi fixed for rs.3, 205/- (Rupees three thousand two hundred and five only) under the paying term of 15 years.
Bank has wrongly debited the other expenses directly on existing housing loan account instead of notice to me or debiting in my saving bank account without my consent. The bank official behaved like “dhadha “with me. Subsequently they have raised interest rate up to 12.5% without my consent.
Bank has debited rs.3, 831/- (Rupees three thousand eight hundred and thirty one only) towards insurance charges on my apartment for the period from 28.04.2015 to 27.04.2025. But, home loan tenure ends in 27.04.2020 itself. They have failed to insure my property by year wise. To escape from this mistake, they have wrongly covered insurance for ten years instead of five years in advance. Under these circumstances, i have been forced to close this home loan on 8thseptember, 2016.
The agm is refusing to return my property original documents due to liability as co-applicant
On vidya loan a/c no. Cvdyu/01/060005. He has filed petition under order 38 rule 5 & 6 of c. P. C r/w section 94 of & 136 of c. Pc. Render an order of an attachment before judgement in respect of movables as you described in schedule for the value of rs.2, 09, 000/- on 7th day of may, 2015.
This petition was disallowed by the honourable court.
Even though, mr. Prakash kumar, agm and ms. Gayathri, loan officerwontedly harassing me every time. Because of the both officers’ harassment i had heart attack and went for open heart surgery on april, 2015. Further, i have to make marriage for my two daughters. I am a senior citizen. Due to these officials harassment my hear beats goes up. My b. P. Has increased to 168. If they didn’t hand over my property documents immediately, my life may go to an end. If it happened to me, you’re bank and these officers are liable to answer my entire family. The zonal office, chennai also not responding on my complaint.
I hope you may solve my problem without further delay.

Yours truly/k. P. Vasudevan
C. C. To:- 1. Reserve bank of india
2. The prime minister, government of india.