Credit Information Bureau India [CIBIL] Complaints & Reviews

Hello Sir/Ma'am, My Name is Raj Vaishnaw Tripathi and I am a student. I take small pocket money loans From MPOKKET mobile app and I cleared every loan long before the limit date but when i check my CIBIL score Report, some closed loans are shown active till about 30 days. Even now i have only 4 loans open of Total 2, 360 Rs but in CIBIL Report it is showing 8 loans of Total 10, 896 Rs. I am attaching the photo of Open Loans in MPOKKET mobile app which are only 4 Loans. So, please have a look on my issue and resolve it as soon as possible. Thank You.

I have a account which is of AXIS Bank credit card and which is still showing active on my cibil report. According to the RBI law no account should be on the cibil report for more than 7 years.

I have reported this to AXIS Bank as they cannot find information at all with AXIS Bank and CIBIL is not removing this from my credit report at all

Please help.

I paid the amount and loan got closed but my Cibil get reflecting by stashfin. My Cibil shows suit filed. After loan closed why my Cibil get reflect. so from your side update to my cibil. And remove the suit filed.And give me NOC or loan closed statement
Registered mobile no-[protected]
Reg.mail.[protected]@gmail.com
Further my future loan will get rejected. So please update immediately

Dear
Sir I am request for cibil report in closed canara Bank account show DPD. I am not apply to this time loan. So pls clear my show my dpd

Refer to My CIBIL files indicating that there is a (1) Consumer Loan of Rs. 2000/- sanctioned on 13/02/2021 with Ac No.NOR21E[protected] of CapFloat Financial Services Pvt Ltd, (2) Consumer Loan of Rs. 8000/- sanctioned on 13/02/2021 with Ac No.NOR21E[protected] of Karur Vysya Bank Ltd (3) Personal loan for Rs.2, 500/- sanctioned on 05/12/2021 with an Ac No DPAFC[protected]A of Axis Bank. But I didn't borrow from any of these companies. Therefore, please correct the same on my CIBIL.

Hi,
this is bidyut sahaji and my concern is that i have taken a loan form mobikwik and the loan no is
dxdel[protected] with rs40, 000/- form icred lender consumer loan but in cibil show another more loan ac no
dxbng[protected] with same leneder icred rs 1, 50, 000 with emi 5324 where i dont have any such types of personal loan i have already rise a dispute on cibil portal but resolution since 1 month and more and where i have entered the icred site where i see that show emi 5214 that i dnt have this loan please find out the wrong help me out this .

Hai this is kothapalli kalyan kumar iam cibil subscriber member, today I checked my credit report in my credit report there is 2 late payments, in that 1. First late payment My credit card activated with Auto Debit option, I alredy paid Minimum Due remaining not transferred to next month because of Auto Debit remaining amount Check bounced this is not my mistake banks mistake. So I closed my sbi credit card because of that late payment
2. After that above issue I alreted Till now there is no late payments in my payments I paid upto date, but credit report shows 2 Late payments why this type of service I really feel worst about this issue I lost nearly 35 score this is worst thing

Please kindly remove that Late payments from my credit report
Don't repeat this kind of activities

Dear Sir'ma'am,

My name is Sandip Kumar, PAN No-CDVPK7570F, mail [protected]@gmail.com, and my contact number is -[protected]. in my CIBIL loan of Rs.16, 57, 424 is showing which is not belongs to me. it is also overdue by 5343 days which impact on my CIBIL and create problem in the transfer of my house loan.

So please help in removing the same from my CIBIL.

Purnima jat (Aadhar No :[protected] has already having An pan No AITPJ7610C And by using this pan no she has default many loans. Now sha has taken another pan No CAMPJ6729H by using forged documents And also opened current bank account by this forge Pan No in indusind Bank branch Industry House AB Road Indore having account No[protected] And saving Account in Jana small Finance Bank Ltd branch Kalani Nagar indore having account no [protected] And filling forged Income tax returns by forged pan no CAMPJ6729H And trying to take many loans with An sole object to default them like from previous pan no AITPJ7610C.

I have not taken any loan from Incred Financial Services Limited.Kindly Check it and Remove from my cibil.I have attached Screenshot.Kindly Check it.

There has been many instances where Banks & NBFC's have shared incorrect information with CIBIL and every time I have raised disputes with CIBIL there has been no action taken by CIBIL on it. The only default answer I have received everytime is CIBIL is a platform for all lenders which gives a bird's eye view about the borrower.

I dont know how this complaint system works here, but my question is if CIBIL is allowing to share my personal information on their platform then why are they not accountable to the accuracy of the information. Its high time RBI takes note of this problem where borrowers are suffering because banks and NBFC's licensed by RBI try to armtwist consumers using CIBIL, Experion and other rating agencies.

I have a dispute regarding a two-wheeler loan processed by Hero Fin Corp which I do not own but linked in my PAN. It is important to mention here that the loan is running since the year 2019 for which I was unaware and the payment of the same by the borrower has not been done/late payment has been done since the last 1 year due to which my Credit Score was modified and decreased by CIBIL. This issue was also raised with CIBIL in this regard on 03.01.2022 vide Dispute ID CDS[protected] as well as Hero Fincorp Limited on 19.02.2022. After raising the dispute I received the acknowledgment from CIBIL with Dispute ID CDS[protected] where it was mentioned that the turnaround time to resolve my issue is 30 days. But from 03.01.2022 to 18.02.2022 it has been 46 days and I have not received any response from CIBIL till today i.e. 18.02.2022 which shows the negligency regarding the issue raised by me in front of Transunion CIBIL seriously. A necessary action needs to be required in this regard.

I am K V DURGESWARARAO I done complete credit card payment with delay due to health problem pls provide noc to my email my credit card no [protected] Axis bank please erase my cibil my email durgesh.[protected]@gmail.comcom my mobile no [protected]

Dear Sir/madam

Kindly check my cibil Account. it had updated wrongly cibil score from april2021.

I urge upon to you please check & responed soon.

NAME:RAVI
PAN: DAQPR4917G
M:[protected]

Thanks & regards
Ravi

Hi team

This my request to please consider genuine companies only for tracking cibil score. I am getting mentally disturbed because of dhani loan even though it’s been paid they are not closing loans it’s been 6 months still showing in app as due. Lot of complain I have raised but dint got any solution. Rating of this company is very bad in google reviews. Please consider a well reputation banks for cibil calculations.

Sir,
Recently I have checked my cibil score and an enquiry regarding Enquiry amount under my name reflected there and the date of enquiry was 15/04/2021.iI have not placed any such type of application from my side.
Kindly check and remove it from your side so that cibil gets updated correctly at an earliest.

Yours well-wisher
Ghulam Nabi
[protected]

I had an Home loan in IDBI bank and was paying the amount regularly at 10th day of every month. But last previous year (2020) in pandemic situation, IDBI bank introduced the moratorium from April 2020 and the EMI amount not debited. It is now impacted on my credit score as its mentioned as late/delayed payment. Could you please correct it ? or let me know if any thing required at my end.

Re: IDBI Home loan -[protected]

Already raised this issue to CIBIL and they replied back that they are not responsible for updating the account details information in CIBIL score until bank confirm

IDBI Bank is not all replying on my credit score issue still now

Dear, Sir/Madam.

i am a paid member of CIBIL and checks my cibil records on frequent basis, i had a score of 824 until[protected], On[protected] my score has dropped drastically to 724 (100 points drop).i dont have any cheque bounces, no overdue, no latepayment, no pending payments nothing, In my cibil recored all the entries are showing that i am manitaining my financial dealings accurately and timely maner. Irrespective of these good factor CIBIL has reduced my score without any resasons, i have contacted CIBIL on[protected] and raise a dispute (Request#:[protected] to resolve this issue they informed me via email that they will getback to me within 30 days (that is by or before 6th January 2022)but they didnt do that so i have contacted them again on 7th January 2022 and requested to escalate the issue (Service Request Number[protected], they told me to wait fo 7 more days to get resolution, today i have called after the waiting period, but still they dont have any resolution or update, they told me its still in progress when i asked for an ETA they said they can't say any date on which it will be resovled, I strongly believe that it is mistake from CIBIL team who has done something worng in my CIBIL records which caused the sudden drop of 100 points being a customer i have done all part from my end i always maintained my financial affairs accurately and timely manner, but still if CIBIL treat the genuine customers like this then what we can do, i cant apply for a loan or card or nor avail any EMI option because of my Low score, i strugged last 10 years to bring the score to 824 which now CIBIL has destroyed without any reasons. Sir/Madam, i would request you to help me to get a accurately and timely resoluiton on this issue and to get my Score back 824. as CIBIL team themself confirmed to me over the call that they dont see any irregularities in my account then why this happend for which they dont have an answer.
Pleaes help me to get speedy resoluiton from CIBIL.

Consumer loan settled amount

Hello sir my name is madari Dhaniyaal Brahmanpally village jakranpally mandal Nizamabad district Telangana state India my loan is pending due to Cibil report 3 account s...I don't have any loan i am all clear please consider my request and clear... remove 3accounts ... my cibil report Thanking sir...