Credit Information Bureau India [CIBIL] Complaints & Reviews

I have a 1962 company and we have a very good repayment record of our various loans like car/home/business etc.

Last year during covid, moratorium was announced by rbi and some banks/nbfcs had given us the same and rbi had announced the same wont affect any cibil report. But cibil has taken responsibilty on themselves despite rbi notification.

Our wrong loans were reported to the amount of rs 10 crores and other companies had availed the same and it was reported in our company cibil reports.

Loans which were closed 10 years ago and noc given but still cibil not removing them.

Its been going on since more than 1 year and cibil has made my company rank from 3 to 10.

We have contacted all their higher management people and nobody is doing anything and only giving mails that we are working on it.

Ms harshala chandorkar, coo of cibil is also not doing anything despite us mailing her repeatedly.

We have to remove cibil from our country and all bankers are saying public are being harassed by them since covid.

We have all proofs with us of 12 months.

Mails, cibil reports everything.

Sir Already close my Account IDFC bank But cibil Negetive Account
Please Remove my Negetive Account

I was cleared the loan 3 years ago everything in krazybee. My register mobile number [protected]. but in my krazybee it was showing active loans due this reasons my savings bank account cibil score is decreasing day by day so I would like to request you to cross check loan details and resolve the problem as soon as possible...

Hello this is Muhammed Nawaz
I wanted to keep you notified about the concern
I had a hdfc card I asked for a settlement with hdfc they did not offer me settlement and written it off and now I’m being harassed by Phoenix arc

When I checked my cibil report I found unauthorised credit enquiries from IDFC and FIARASSETS on[protected]. I have not authorised these enquiries. I'm concerned about how enquiries were made without my permission. And I also can see that a new personal loan has opened by IDFC first bank which I'm not aware about. Please take necessary actions and remove those enteries from my cibil report. My control number of cibil is [protected]. Please contact [protected] for additional information

A
Abdul Haseeb Ansari
Sep 21, 2021Sep 21, 2021
Mark as Resolved

My email id is [protected]@rediffmail.com
pls contact on the alternate email id: [protected]@gmail.com
my phone no., alternate email id are changed. pls help me recover my account as soon as possible. contact me my alternate e-mail or mobile no. [protected]

request you to bring a 24 hrs customer service as these are the important matter and needs immediate attention. what all information can be used by hacker is uncertain.

Hope you understand the concern and provide the help on topmost priority.

My email id is [protected]@rediffmail.com
pls contact on the alternate email id: [protected]@gmail.com
my phone no., alternate email id are changed. pls help me recover my account as soon as possible.

request you to bring a 24 hrs customer service as these are the important matter and needs immediate attention. what all information can be used by hacker is uncertain.

Hope you understand the concern and provide the help on topmost priority.

Please confirm if the company called "shaha finlease" with the website - "https://shahafinlease.com/" is an authorized company/group to deal with standard chartered bank credit cards? Thanks.

I had generated a CIBIL Report Control Number : 3, 867, 936, 832 Date : 30/04/2021.In the report there is a written off amount by SBI Cards which they have reported although they are aware of pending consumer court case as well as Lok Adalat case .CIBIL had been intimated along with proof of pending dispute .till date CIBIL has not made any change or added any remark to the report inspite of proof, thereby partnering SBI Cards in wrong reporting which is Offence under CIRCA Act. Why CIBIL wrong doing should not be challenged in High Court along with RBI being a party as its responsibility of RBI to see that its statutory instructions and circulars are adhered to. Awaiting Response.

Dear Sir

PAN : AHYPD1150D
DOB : 27.05.1976

In the CIBIL report generated by you it is coming under the heading scoring factors - Presence of a tradeline with worst status in the past 6 months.

Could you please let me know the service provider/bank/credit card who has published this information.

Please help me to understand the reason.

Regards
Durai
Mob.: [protected]

I had a very good CIBIL Score of around 780 in Oct 2020. But from March 2021 it is showing "Credit record not held". Despites several complaints and regular calls to CIBIL, no action is being taken. A standard reply "My team is working on it" . I did not get housing loan. and paying interest to Seller for delay in Loan formalities. There is no mechanism to take action against CIBIL for mental trauma it is causing . How many are being harassed like me, If they can't maintain the data, they should be removed as Credit Bureau . They should be made accountable under law for their inefficiency .

Complaint :01013749

I am complaining to rectify my credit report and dispute my CIBIL account information follow the instructions given by CIBIL customer care on regular basis but till now they do not change anything because I am suffering from medical issues but can not take loan on my bank due to dispute account information shows that finance company and cibil site is at fault and i am suffering from this situation its painful that finance company and cibil report wrong information And even after complaining many times nothing is changed. You are requested to work through complaint team to rectify this.
help me out of these situations
My PAN number is EECPK8024J.

Sir there are many account shows in my pancard but there addresses are my address is Village-Nagla Khalsa PO-Jagdhouli Dist-Yamuna Nagar. Pincode-133103 State-Haryana pleasee correct my cibil report my controle no is[protected]

Respected CIBIL Team and Board Members,

When someone initiated for Loan or cards or something financially related, Lenders are immediately updating the Inquiry and record is fetching immediately in CIBIL irrespective of the final sanction. But where as " When the consumer paid in full, why the account is not reflecting as "CLOSED" immediately.

Also, there must be a rule to lenders to update exact lending request inquiry before processing a loan or card. Ex: If i applied for home loan of 50 Lacs, Lender fetching CIBIL Score by furnishing 55 Lacs, or 40 Lacs etc.

We have been conveyed by transunion Cibil Limited vide their mail dated[protected] that they had made correction in their records our CMR Rank was improved to CMR-4 and in this regard the report no W[protected] dated[protected] was also annexed.We have applied the loan for working capital to enhance our business with our parental bank i.e Punjab & Sind Bank. They had generated the report no W[protected] on[protected] and they astonished had...

Incorrect information in Cibil report and removes account with confirmation from respective banks/FI...

Dear sir,
As per SBI card mail I total outstanding credit card payment i was paid 30 june 2021
48524/-
Till date Noc Also not received from SBI credit card Office
And CIBil also not clear
Please update my Cibil

NAME - Amit vijayprakash dayma
Pan card - ASAPD5798E
DOB - 13/01/1991

12 years back there was a card of 10000 limit i owed 7000 where I settled about for 3000 as per the executive...suddenly they gave it to kotak and started demanding and harassing to pay around 20000 or 30000 ..why should I pay...now I can see in cibil for 51000...
You can check all accounts for loan and credit where I have taken, everything is cleared..pls do the justice

Dear sir / madam

I was guarantor for a vehicle loan from HLF (Hinduja leyland finance)
The primary applicant was my husband
We already paid total amount and closed this loan
But it is reflecting default in my cibil report, due to this I am facing difficulty to take a bank loan,

I am attaching here the loan closure letter and cibil report

Loan account number: KLAZAZTW00446

Kindly please check and inform cibil to remove defualt status from cibil report. In the current situation facing many financial issues sir.
Kindly please do the needful

Cibil Control Number : 3, 932, 856, 732

Thanks & Regards
Rema p

Hi,
I had issue with my Samsung Fridge unfortunately I called the toll free number [protected] thinking as Samsung authorized dealer but they are not and cheated me saying from Samsung.
They tried to rectify the repair and changed some parts and charged me Rs 3450 without bill eventhough chasing for it for week but no use.
My problem with Fridge is not resolved and they are rude in answering From where they came all...