[Resolved]  Credit Information Bureau India [CIBIL] — Reduction of CIBIL Score without any Illegal credit or Late Payments

Address:Mumbai City, Maharashtra, 517501
Website:www.CIBIL.com

Hi Sir/Madam,
I applied for a Consumer Loan in Bajaj Finance and it got rejected due to less CIBIL Score. Till date, I have neither made any late payments for my credit cards Nor taken loans. I even did not do any settlements with any financial institutions. But I do not know how my CIBIL gets affected and came to less than 650.
Please kindly do the needful sir. Kindly provide for your feedback.

Best Regards
Shyam Kumar
[protected]
Was this information helpful?
No (0)
Yes (0)
May 27, 2017
Complaint marked as Resolved 
Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.
Verified Support
Apr 25, 2017
Credit Information Bureau India [CIBIL] Customer Care's response
"Dear Customer,

We regret the inconvenience caused to you. You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team CIBIL"
Complaint comments 

Comments

On 11th Jan 2017 I apply for credit report and recd the credit score through sms but till now i have not recd hard copy through courier or by mail.so please resolve the issue and send credit report by mail in the name of rajesh kedia

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Credit Information Bureau India [CIBIL]
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    54%
    Complaints
    1314
    Pending
    0
    Resolved
    686
    Credit Information Bureau India [CIBIL] Phone
    +91 22 6140 4300 [Helpline]
    +91 22 6638 4600 [Corp Office]
    Credit Information Bureau India [CIBIL] Address
    Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
    View all Credit Information Bureau India [CIBIL] contact information