[Resolved] Credit Information Bureau India [CIBIL] — Wrong information provided by cibil

skmdgouse

Address:	Bangalore, Karnataka, 560029
Website:	www.cibil.com

Respected sir,

In the cibil report generated by you it is coming under the heading scoring factors there is written presence of a trade line with worst status in the past 6 month, low proportion of satisfactory traders, over due amount too high.

Please let me know that which service provider/bank/credit card account has published these statements. I had never taken any personal loan from any bank.

Please let me know that in which bank personal loan account i have over due amount to high, not enough available credit, low average trade age, too few satisfactory bank card account, presence of delinquency.

Please guide me with the same.

Was this information helpful?

No (0)

Yes (0)

May 10, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Nov 21, 2016

Updated by skmdgouse Not sure if CIBIL has time to look into consumer complaints .. This is really inconvenience to customers who never took any loans or had no bad credit history.. CIBIL can check with my associated banks(HDFC, ICICI and SBI) and I paid all my credit card bills on time and never had any bad credit history.. REALLY FRUSTRATING

Verified Support

Nov 29, 2016

Credit Information Bureau India [CIBIL] Customer Care's response Dear Skmdgouse,

We regret the inconvenience caused to you. You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team CIBIL

Dec 05, 2016

Updated by skmdgouse If CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions how can CIBIL blindly accept the information from them??? who can CIBIL publish wrong information regarding customers? Did CIBIL notify me or approach me before they publish wrong information from credit institutions?? Did CIBIL or Credit Institutions confirm me before you publish mine incorrect information
CIBIL team - If you cann't help customers that is fine but don't bring customers in trouble..

Dec 05, 2016

Updated by skmdgouse Is there any charge applicable to submit a dispute form on https://www.cibil.com/dispute/?