Dewan Housing Finance Corporation [DHFL] Complaints & Reviews

Hello sir/ ma’m
I have sanctioned DHFL home loan from your nashik office Branch of Rs. 1282388.00 in that i get the disbursement of Rs. 10,00,000.00 but at the time of disbursement your sales person told us to take a ICICI Productial life Insurance policy personal ( not a Property Insurance it was already deducted by u from sanctioned amt.) & i am the co- applicant , my wife is applicant & she gave all the required policies & document for security but in your Nasik office sales person told i[censored] do not take person insurance your next disbursement will be cancelled, I do not want to take any insurance policy what I can do?

Sir

I am Sabari Girish, I had applied for housing loan in DHFL Vysya T.Nagar, Chennai branch in February moth and had finished my PD, on 1st week itself, after all verifications the bank has rejected my loan due to non clear documents from my side, that too was informed to me on march last week and they had not refunded my processing fee yet, while enquiring, the bank person (Mr.Venkat) is talking rudely to me, how can i get my processsing fee, and i hate such bank and employees, the land valuer is also gets Rs.1500/- for verification of land, after that the bank has instructed me to pay Rs.1000/-. so here the person belonging to bank itself cheating the customers.

kindly guide me to get my processing fee from the bank

I had applied for the home loan from DHFL initially their agent confirmed that required loan amt. will be cleared,after 7 days i received confirmation on my cell that my loan of said amt. is sanctioned,but this people were unable to release this amt. on time so i had 2 pay 3.5k extra 2 builder.how stupidity it took them 2 months to disburse loan.When asked reason they told sir due 2 month end we were not able 2 work fast,what a stupid reason.Does it means all other companies stop disbursing loan on month end. My advise to all is that please do take care when u approach this type of co. otherwise be ready for consiquences as i faced.Please BeWare..........

This is bring to your kind notice that i had applied for a housing loan in DHFL BANK LTD.,,VASAI Branch in the month of March/April,2010 and they delayed it & had sanctioned the same in the 3rd week of May month. But due to certain reasons not known yet they had not disbursed the loan to the Builder “ TATA HOUSING- SHUBH GIRHA, BOISAR”.

Subsequently, the sanction letter 90 days period was over and i was advised to apply afresh for the same by Bank executives in the last week of November, 2010 along with the architect’s report of construction at the site. THE Banker assured me that a fresh Sanction Letter will be issued for disbursement within 10 days as disbursement can’t be done on the old sanction letter.

From my side i had completed all the formalities in the first week of December i had visited even their office and met Mr. dharmesh and Mr. Chetan who assured me disbursement to the earliest possible.

Since then it has been BANKERS demands for documents and till as late as 5th March,2011 i had submitted requisite documents to them.

Bankers have always put in new demands for documents assuring me that after submitting the requisite docs they will hand over me the sanction letter.

Meanwhile my builder had pressurized me and has given me a deadline for Monday 14th March,2011 to cancel the registration of my Flat.

I have got mental imbalance, frustration and suffered greatly because of bank's indifferent, callous and irresponsible attitude.

DHFL had made me handicapped by keeping all the original documents of registrations and relevant docs under their custody - which refrained me from approaching other banks for loan

Hi!!!
I have applied for Home loan in DHFL after submitting all documents & processing fees chaq of amount 3313/- ,1 month later they told your file is rejected.
When i asked for my money refund & my documents DHFL Asst. manager Sales-Mr Amol Potnis told that this amount is nonrefundable.But DHFL executive never told me about this.The exec. told that if your loan will be rejected then we will refund your amount.
Now i am trying to refund my money but i know it is not possible.So my kind requiest to you all that never ever apply for loan in DHFL.These people are not worth for trust.They have some hidden charges which they will not tell you very first.In short i can say very very very very bad service......

Dear Sir / Madam,
This is to inform you that, in all over India in our all branches we are using the BSNL landline also using leaseline of BSNL. Our bhubaneswar branch situated at 101, 1st Floor, 10-Bhouma Nagar, Unit-4, Bhubaneswar-1.

Many times we are not received the telephone bill in proper time, for which we are facing many problems of Phone disconnect & penalties.

Always we want to pay the bills in proper time, but due to non accepetance of bill we are facing problems.

Sugg. : IF ALL BILLS SHOULD BE SENT IN REGISTER POST, PROBLEM SHOULD BE SOLVED.

Applied for the home loan and subbmitted all the required documents along with the processing charges as needed.
The process carried for 2-3 months with correspondance to the DHFL personnels.After 2-3 months of regular follow up with DHFL,finally got a call regarding the Sanction/approval of my loan.But the check was not yet issued and then within two more additional weeks received a message from the DHFL personnel that the loan cannot be done due to some legal formalities.
I needed the loan for the construction of my home on the plot and had hired a constructor/Builder for the same and he had finished the construction half way and now i am not in position to repay due to such unpleasant reply from the bank.
Really not at all appreciate such a way the DHFL personnels treat the customer just to gather the processing fees.
Asked the personnel to return the original subbmited papers and that too is taken allready a month and still not returned.Since no one to listen i am subbmitting this grievance.hope to get some positive feed back and my original papers soon or surely have to seek legal government help to sort such nonsence.

I had taken a consrtuction loan from your tilak nagar branch...

I was made to understand that out of the total sanction amount of Rs.875,000/- , Rs. 25,801/- is towards insurance charges but the insurance cover note has not been send to me till date due to which I am unable to understand the risk-coverage of the policy. I think there was no such policy made and the said amount has never been released to me.

Even after my repeated requests and follow-ups with the concerned only I could get false assurances. I am totally at loss what is happening with me......

Hope I will get response to this mail.....

Thanks in anticipation

Regards
Arun

TO THE CEO, MD OR SENOOR PERSON

MY NAME IS JAI MALA [protected] I AM DSA OF MANY MNC BANK APKE STAF MR SUBODH [protected]MASTERMIND OF SCAM, SUMIT [protected], CB PANDEY BRANCH MANAGER NE MILKAR SCAM KIYA HE JIS FILE KO MENE UNHE LOAN KARWANE KO DIYA THA US FILE ME MOTI RISWAT BRIBE LEKAR APPROWEL KARWA DIYA OR KISI OR CODE ME DISB. KAR DI BEACUSE PAKDE NE JAYE MERA BROKREGE MIL BATKAR KHA GAYE ALL THREE DOG ? BELEVE ME CHECK OUT PROFILE OF FILE FILE NAME ASHOK RASTOGI AND COAPP NAME ANSU RASTOGI, A PROPERTY DELHI 6 ,SALEDEED BHI NAHI HE,HOME KE OPPOSITE GOVT TOILET HE , 3 FIT GALI ME PROPERTY HE,COUSMER PROPERTY DEALER +TRASPORTKA KAM KARTA HE SAB KUTCH FRAUD HE CHECK OUT PERSNALLY IF NOT BELVE PLS VERIFICATION AGAIN LEGAL TEQNICAL AGAIN 126000/ BRIBE LIYA HE CHECK OUT CHECH

To,
District Forum – South Dated ……………..
C-22 & 23,
Udyog Sadan,
Qutub Institutional Area
Behind Qutub Hotel
Mehrauli, Delhi


Subject: Loan not started due to mortgage letter from Dewan Housing Finance Ltd



Dear Sir,

I Rajesh Bhardwaj son of Shri K P Bhardwaj R/O House no 68, Uprahi Mohalla, Near Mata Chowk, Mahipalpur, Delhi - 110037,

1. That a loan of Rs. 509400/- was sanctioned in the name of me by bank under the Housing Loan Scheme provided by Dewan Housing Finance Ltd bank in the month of April 2009.

2. That time bank was held my 15000/- due to mortgage letter which is release from Ghaziabad Development Authority (GDA) and gave me 490000/- only on the time of house document registration (Registry).

3. At the time of sanctioning of the loan amount bank promised to charge the interest @ 10.5% per annum.

4. Till date I had already paid the amount of Rs.90737/- till December approximately to bank and after that bank still not deduct my principal amount on my total loan amount, when I confirm from bank they told me your loan was still not started and you are paying only interest of 490000/- and nothing is payable by you to Bank.

5. I am regularly paying my EMI which is 4223/- till September 2010 after that rate of interest is increases in the month of October 2010 which is 10.75 as per the bank, so my EMI is increase which is 4429/-.

6. On that time bank not give me a single message, notice or information regarding this due to that my EMI cheque is bounce and bank charge me 250/-. Still bank asking me that amount and this issue is still pending.

7. But in the month of May 2009 when rate of interest is decreases bank charge me the same amount of EMI which is 4223/-.



8. Now they requested LETTER O[censored]NDERTAKING -CUM-INDEMNITY in their required format which was faxed (see attached) from my Bank on Rs.100 stamp paper. When I asked what is this document and why it is required and why the same was not asked in the initial stage before when i registered Document in the Ghaziabad Development Authority, They told it is required now to release the amount of 15000/- and will start your loan after that.(its all verbal conversation)

9. I Requesting several time regarding my singed documents, but still I have not received any document from bank side. I am regularly concern with Mr. P S Parihar (Sector 15, Vasundhara, Ghaziabad).Mobile no [protected].but still I have not received any positive response from him.

10. I again and again asked if any further clarification are required but the answer was no. I asked to bank if they can send me an email or hard copies of my signed document but the same was not sent and instead they told me to note down via telephonic conversation.

Thus, I would request you to take quick action on them as there telephone & mobile numbers are still working. Also let me know the procedure to log complaint against this firm. It would be grateful of you if I can assist me to get back my money along with whatever expenses & pain I have borne for finalizing this Housing Loan case.


Looking forward for your quick action.


Copy kept for record.




Yours faithfully



Rajesh Bhardwaj
Phone :[protected] Ext. 653
Mobile [protected] / [protected]

Do not apply loan in DHFL, they are blood suckers. Your floating rate may go upto 14%. Do some home work. For a 25 L loan, you help up paying around 60 lakhs. They ask for the following documents. 1% processing fee, blank checks, Insurance for them, not you. If you die, they will benefit not you. Lot of job security, if you miss one payment. You are equal to a criminal who murdered and raped a women.

Dear Sir,

nobady is not reply to my previous mail as a responsible people please send me reply in writing to this mail if you can not give me refund of processing fees then why? give me specific reason for non refund PF. at the time of file log in your manager also told me if any reason loan is not disbused then we will refund you Rs.2500/- then what you have problem to refund this amount.
already i submited my apllication for refund in pune branch on dated 30/10/2010 almost 15 days was over but not received refund cheque to me. when i declared i dont want your loan because your amount is not fulfilled for me then why you holding my proceesing fees with you.
i strongaly request to you please favourable relpy ASAP. & Give me REFUND.








----- Forwarded Message ----
From: prakash jamdhade <prakash.[protected]@ymail.com>
To: sangram.[protected]@dhfl.com
Cc: prashant.[protected]@dhfl.com; [protected]@gmail.com; Prakash Jamdhade <prakash.[protected]@ymail.com>
Sent: Thu, 11 November, 2010 1:11:56 PM
Subject: Demand for Refund of Rs. 5515/- of Mr. Prakash Jamdhade


Dear Sir,
if you are not ready to refund me then i will go to cunsumer court.

Thanks & Regards
Mr. Prakash Jamdhade
Con-[protected]




----- Forwarded Message ----
From: prakash jamdhade <prakash.[protected]@ymail.com>
To: sagram.[protected]@dhfl.com; Prakash Jamdhade <prakash.[protected]@ymail.com>
Cc: prashant.[protected]@dhfl.com; [protected]@gmail.com
Sent: Sat, 30 October, 2010 12:50:48 PM
Subject: Demand for Refund of Rs. 5515/- of Mr. Prakash Jamdhade





Dear Sir,

Please see the following Letter and gime me refund as mention in letter.



To,

DHFL

Thube Park, Shivajinagar,

Pune-411001



Applicant Name- Prakash S. Jamdhade Contact-[protected].

Sub- Demand for REFUND of Rs. 5515/- FILE NO-7422



Dear Sir,

With reference to above subject I had applied for home loan to you at the file log in time your manager told me we can offer you the home loan of 8Lac or 80%of Agreement cost or issued my cheque of Rs.5515/- against cheque no. 738486 in the favoring of DHFL.

But issued letter mention in the condition no. 6 LCR to be restricted at 60% + insurance. But my requirement is 80% of agreement value because of this reason or misguided of your manager I don’t want your loan and I strongly request to you please give me refund without any deduction in my full amount i.e. Rs. 5515/-

Please kindly consider this application and make the payment as soon as possible.

Thanking you,



Your Faithfully

Mr. Prakash Jamdhade

Con-[protected]

Mail id- prakash.[protected]@ymail.com





Thanks & Regards
Mr. Prakash Jamdhade
Con-[protected]

Hi

I am Santosh N Papal I had apply for Housing Loan in DHFL HOUSING LOAN Kalyan Branch Month of Sep-10 he got prosesing fees Rs 5515 Date[protected] Bank UNION Bank from me but my file is rejectet i have not received my prosesing till date

We have cleared our loan amount against our lc no. n0000816 but despite this the company is not relaesing our original property documents for past six months. Offices in Ghaziabad, Delhi and Mumbai are non responsive.

I will like to congratulate people who have not taken / got a loan from DHFL (Dewan Housing finance ltd) otherwise after completly paying up the due amount you will be again running around for your property papers.

Regards

Shamendra

Dear Sir / Madam,
I have resigned my job and sent the intimation to my immediate boss on 24th of july'10 and they are responded good and relived from the service by 16th Aug'10. But still more than 45 days over from my reliving my settlement is pending with the company. Whenever I ask to my concern zonal office they are giving the reply that it sent to head office and pending from their end. I ask with head office they say that it is under process.
As per the companies act the settlement to be settled within the period of 45 days from the reliving. I have submitted all my company formalities before 10 I get the reliving letter from company. If a company can relive the employee from the service, why they are holding the employee settlement or delaying to settle it.
Kindly help me to get my settlement immediately or advice me for any legal support to be required.

I had applied for a home loan from DHFL a month back in Jayanagar Bangalore branch.The Bank person took 2 cheques from me for 2206 and 5515 respectively saying these would be returned if not sanctioned and 8000Rs bribe from me to get the loan sanctioned in a week.The loan was not sanctioned and when i asked him to return my money back he never turned up.I was told to drop a mail to thier manager by name Vishwas to get the money back but this person was so unprofessional that he didnot even respond to my mails. The bank respresentative with whom i dealt is murali and works in jaynagar branch.Please beware of this person as he is a no.1 cheat and his company is a black mark to the banking industry.

Hi

I have taken home loan at floating rate of 9.75% from DHFL for 10 years. in 2008 DHFL sent me the demand letter to pay revised interest payment by revising the interest rate to 12%. Even after too much follow up with DHFL executives to give me a brie[censored]nderstanding on the increased RPLR. They failed to solve my queries. They kept sending reminders with balance intrest charged. I finally paid the over an above charge. Immediately after 2 months, We received another letter stating, there is an increase in the EMI. due to hike in PLR, the loan EMI is revised. This time further hike to 13%. The bank demand letter dint describe what is the current PLR that has been quoted by DHFL.

Even after so much follow up, all our efforts were in vain. They did not help. As a result, When new buyers are getting floating rate of 9.5%, I still stand paying 13%.

This is not appropriate and must be revised. I complain and seek advice to bring my interest rate down.

I had applied a Housing Loan with DHFL, which was sanctioned inmy name, but due to some reason I haven't taken that loan amount. But DHFL people had logged me in with there home loan account in there systems. And EMI had started in my name in there system. Since I had not availed the loan so I donot have to pay anything to pay to DHFL. But due to wrong entry of DHFL people system started showing myself as non payer of EMI. Which was updated in CIBIL as I m defaultor.
Three months back I had again applied a Housing loan with Indiabulls, at that time CIBIL record was showing me defaultor. At that time we had approached DHFL for this problem, they had assured us CIBIL will be updated.
Now again I have applied for a Top-up against my Housing Loan, my loan is approved by the bank, but the CIBIL records were not updated as promised by DHFL people. I had mailed regarding this problem to CIBIL at [protected]@cibil.com but no response was received by me.
Please help me out to get my CIBIL record updated.

Abinash Modak

We had taken a loan from DHFL for our flat. While taking the loan the rate of interest at which it was approved was 10% floating. Then after a month they increased without intimation and within another after 2-3 months they have further increased interest without intimating us.... presently my home loan interest is 13.25% please do something for me and other customers.

Prabin singh
mumbai

I had taken loan from dhfl Thane Branch. they give me the first cheque. but they delayed for second cheque. the procedure is toooooo... legthy. can its takes the above 45 days to make the second cheque???????.. now the owner said that the canclled the deal... because of this cheque we are suffering from this hedache. please tell me the procedure time now its enough....