EarlySalary Complaints & Reviews

I have never taken a loan from early salary and never want a loan from early salary but I got a mail saying that they are ready to extend my existing loan please help me. I am worried that they will issue loan without my consent.

Content of mail

Dear Ramvishvas Kumar,

We thank you for applying to EarlySalary and we hope that we were able to address your need for cash. We are happy to extend an EarlySalary loan to you for Rs. 29000.0.

Even though your first loan application with EarlySalary takes a little bit time to process and have funds transferred to your bank account, we endeavour to ensure that your next loan within your credit limit will be disbursed within minutes, providing you with a hassle-free experience.

You can click here to download the loan agreement. Our executive will carry a printed agreement to get your signature on it. Please remember to sign on all the pages of the Loan Agreement, NACH/ECS mandate and copy of your KYC documents. The money will be credited to your bank account, soon after you you sign and hand over the documents to our executive.

Thanking you for choosing EarlySalary.

Akshay Mehrotra

Chief Executive Officer - EarlySalary

As already explained in other complaint, again and again they are harrasing for recovery of the loan amount. He is telling that will call each and every one of our family and also friends and will explain that. It is really unfair and also these people are not following fair practices for loan recovery. Please see screenshots of msg so that you can understand the level of his hrrassment

Dear sir
Madam I have borrowed loan from early salary but due to job loss I am unable to pay dues on time and their recovery agents are threating now with what's up msgs
What to do?

I had applied for MBA degree from Bharti Vidyapeeth and due to some documentation incompletion my admission not got processed, as this education is loan backed from early salary, their also i had applied but early salary had made the payment to bharti vidyapeeth without the confirmation of my admission.

This is so saddening to find out in this country where women are being treated like this this is an horendeous act made by the collection team . I have sent the recording to the [protected]@earlysalary.com . I am too sacred of such abusive languages.

I want action I want justice. This is so dangerous and unsafe .

This is the no I got call and I am still getting threatening calls inspite of me highlighting it .[protected]/[protected].

I have the recordings .

Last month I had a loan due to some issue I was not able to pay however I'm committed that I will repayment full amount as soon as possible but recovery agent Shabbir is calling me every second. I paid some amount but still he is calling me on my both numbers. This is ridiculous. They made me think I made a biggest crime in this world by taking loan from them. Once repayment I'll never ever take any loan or credit from any one. I sent mail quite a time to [protected]@earlysalary.com but didn't received any response. My registered number is [protected]

I have not taken any loan from you, how have you opened this loan account on my name.
Its effecting my civil.

Call back please on [protected]/[protected]

--
Regards,
Nisha

I borrowed loan from early salary, due to some financial crisis I’m unable to the 3 months dues. I have written a mail that explaining the situation to early salary but they are not at all responding and the recovery agent name Meena (mob no.: [protected]) has continuously harassing me like hell. I accept that I have given commitment date, however, due to this covid and other financial crisis I’m unable to do the payment on committed date. Im explaining my situation to her in WhatsApp msg and also over phone call however, she is not listening and she warned me that today before 5pm I want payment and she is scolding me that “if you don’t have capability to repay, then why did you took loan”

Further, I want to inform that I’m not taking loan first time from early salary, I have already taken loan and closed that loan within 15 days of disbursal. I paid all amount including principle amount and interest. This is the second time I have borrowed loan and as explained above I haven’t paid 3months due.

The collection agent lady Meena is torturing me and I’m mentally disturbed and I have to suicide other than this I don’t have option with me.

Mr pavan from collection executive called me instead of talking to my husband app payment and spoke like threatening words stating that he will send recovery agent without understanding or listening the real issue

Hi my self rishi gupta and I've taken the loan from early salary but due to some personal reasons I'm unable to pay on time however I had made the partial payment but their executives are threatening me to contact my referral or family member or my organization causes of that I'm very much in worry.

Login id is [protected]

I taken loan in early salry long bank And that one is closed..
But stilll tht report showing in my cibil score report

Pls check and let me know

Thanks and regards
Ganesh m
[protected]

Hi,

I received a call from a lady who was extremely rude about recovery from a colleague that I haven't spoken to in four years . The Phone number is

+[protected]
+[protected]

I have no association with easy salary and she sent me threating messages (Wait, see what I will do to you) that were later deleted. She has the audacity to continue being rude despite explaining things to her.

I WILL REGISTER A COMPLAINT WITH THE POLICE that you have unauthorized access to my personal records (address, Phone Number and DOB), this is a breach of Privacy. I will also take it up with RBI on the process that you've followed which is against the guidelines.

I am late by 15 days as i dont have funds rt now to pay n i asked 1 week extension recovery agent keep calling me and my relatives and harassing me i am ready to my dues with all penalties but he does want to listen anything. Guy called Ganesh and shravan, even they are not providing employee id, phone number is [protected], i also mailed on customer care with call recordings and also called on customer care but no reply. and agent just repeating paisa do kahin se bhi lao, i m depression if anything happen to me EarlySalary will be responsible.

My number [protected]

Dear Concern,

As per my previous request.

As you all know that I'm going through a Financial Crisis due to this COVID -19.

But, now Early Salary collection team is calling too unknown person and giving them all the details about my loan. Yesterday, I got a call from a random person (he even don't know me or I don't know him) and he said that I have given his number and aadhar card details to Early Salary.

To clarify more he added your recovery girl on (number[protected] on call and she did not listen to anything from me just started shouting at me. She was very rude even though she called me a thief, gunda. She said tere ko paise chukana padega, tere baap ka paisa hai ye! She was abusing me in front of an unknown person.

Below are the phone numbers from your recovery agent. She also threatened me that she will misuse my number and how she will take money from me.

+91- [protected] (Nikhil Sharma by true caller)
+91- [protected] (Peter D'Souza)
+[protected]
+91 - [protected]
+91 - [protected]

As per the RBI and Supreme court's guidelines, you can give my personal information to anyone else. I know these are your recovery agents, else how can this guy get all my details? This is unethical and a crime.

Recovery agents can not call my friends and relatives as this is non-legally / unofficial as per the RBI guidelines. Hence I would request you to please take necessary action against recovery agents. My father is a heart patient and my mother is not been well from long time.

You can not take yourself out of this now. If anything will happen to me and my family then only Early Salary will be responsible for this.

Looking forward for your kind support on this matter.

Ticker number : [protected]

It's been one month no action has been taken after continuously sending mail even grievance mail no reply at all.
Few days back auto debit attempted on my account whenever I call to customer support there will be constant similar reply it will resolved in 48 hours.
Even collection department doing harassment after informing the issue they won't come back.
After few days another person calls asking about due.
I hope posting here issue will resolved ASAP otherwise I need to look for other option

Hi Sir/Madam,
For your further knowledge i am sharing the mobile number from which calls are continuously made to my friends from [protected]
Please do the needful at the earliest otherwise we make a acording to RBI complaint to higher authorities

Hi I have taken loans 2 times from early salary. The first loan foreclosed and paid upfront. However after taking the second loan, I lost my job due to covid. I still paid a partial amount of 5000 and also promised to pay the rest of the amount even with added charges. But seems it is very hard for you to understand. I my last payment due was 5th of May, I paid a partial amount of 5000. I asked you to atleast provide me time till July or to close the entire loan by August. I never said that I won't pay the amount. Because I built by cibil in last several years and did not want to ruin it just for 30000 loan. But your collection team does not wants this to understand. . They have called me uncountable times and they used unbearable words one of this is "sir pe likha le ki aap defaulted ho, tattoo Bana lo"

Well this was not expected.
I am already discussing this with representable personal.
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Hi I have taken loans 2 times from early salary. The first loan foreclosed and paid upfront. However after taking the second loan, I lost my job due to covid. I still paid a partial amount of 5000 and also promised to pay the rest of the amount even with added charges. But seems it is very hard for you to understand. I my last payment due was 5th of May, I paid a partial amount of 5000. I asked you to atleast provide me time till July or to close the entire loan by August. I never said that I won't pay the amount. Because I built by cibil in last several years and did not want to ruin it just for 30000 loan. But your collection team does not wants this to understand. . They have called me uncountable times and they used unbearable words one of this is "sir pe likha le ki aap defaulted ho, tattoo Bana lo"

Well this was not expected.
I am already discussing this with representable personal.

My amount was due from last 4 months due to financial crisis and Earlysalary recovery agencies doing calls to my friends and relatives which is non-legally/unofficial as per the RBI guide lines but on regular basis calls is doing by agencies recovery agent. My mother is heart patience and this kind of threats given by the is Earlysalary not avoidable plz help..

Hi, team I have cleared the loan taken from them a year ago also sent them a copy of cibil report since past year also texted them on Twitter but still they are not helping me, remove their name from the cibil report as it's affecting my report big time