EarlySalary — Personal loan

I have taken a loan from early salary of 24000 and due to lockdown i failed to pay emi and after that i lost my job and i am not in condition to pay but still i have asked to restructure but they are asking 5000 in starting to convert the amount in emi which i cant pay and they are just harrasing me and threatning me by telling we will contact your relatives, friend and all and we will send you legal notice, despite i am not denying to pay but i am not in condition to pay 5000 on the spot.

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