Flipkart — Holding customer money without product

I ordered a laptop from flipkart on 29th October 2020. Order id OD[protected]. Amount got deducted from my account. Everything was fine till today morning. Suddenly order got cancelled without my consent.

In the app it is showing "out of stock" and in email they say "incorrect bank offer applied". But, item is still in stock with the same seller.

One week ago i ordered same laptop from same seller, but order got delayed by 8 days for no reason. It was supposed to come on 29th october, suddenly date changed to 6th november. In between, yesterday price got reduced, so i booked fresh order and cancelled previous one.

My order was supposed to come on 5th November. But got cancelled this morning.

They are not consistent with reason also...

This is a clear glitch. In order page it is shown, refund processed... but i have to wait till November 11th to get my money back...

Till then no money, no product...

I think this is a glitch... They are holding customers money unnecessarily in their account and from the interest they earn, they are giving salries to their employees... And this seller has no intention of selling products.. I doubt whether he has a product or not... First delayed order, now cancelled...

I lost my money, energy, time and peace of mind...