Fullerton India Credit Complaints & Reviews

This is reference with the home loan application which turned as harrasement for me with grihshakti fullerton india i have applied for home loan on month of november with fullerton india in akola branch for the amount of rs. 2300000/-
And also have paid processing fees now,
I request you to please return me my documents and the paid processing fees as early as possible as i am not interested to avail a loan from fullerton after such service and inconvenience and harrasement
Still i have not received any proceedings or updates on the status of the file and mr. Shyam dange, executive officer f or the same is not responding to my calls, mails, and not even available in the office and no other employee of the branch cooperate me..
Please return me my documents submitted with fullerton akola branch along with my processing fees otherwise i will have to lodge a complaint for the same to your management and even to grahakmanch.. Consumer forum

My details are as below...
Name - yogesh m sable
Mob. No - [protected]

Hello
I have taken loan of 30k from Credy company which internally takes loan from Fullerton India Credit Company Limited and give to us.My all dues are paid and I have recieved a NOC from Credy company for the same.

As from last 6 months my dues are shown pending and i my cibil score is down because of this reason and i am unable to apply for any loan or card.Called them and mailed them about the same, but no response.

Please take this comlaint into considaration and do some needful action about them

Hello sir/madam,
During march 2019 i was looking for loan and i received call from fullerton india employee requesting for taking loan from them. I rejected there offer because of their high interest rate and resulted in hard enquiry by them on 09/03/2019. That resulted in 76 points down in the credit score by experien as i can see this on bankbazzar.com. Because of that bad score reported by fullerton i am unable get new credits or loans. Please help

Hi,
Unknown person calling and we are from fullertron and asking money through whatsapp and mobile call. I asked them
To send email officially from your bank id. But they are not doing, this is second time. All ready they are harrsing before i lodged complaint against them in police station. And again they are started. No body taking action against them.
His name is sukumar, phone number :[protected], fullertron india. They are always crossing the limit with customers.

I had taken a Personal loan of amount 2L96k in Feb 2018. The rate of interest told to us was 20%% by the salesman. Later at top up time the ROI was decreased to 16-18%. After calculation today I found even after repaying for around 20 months, the outstanding is still 2, 35000. The ROI is inflated to 45%. I need an explanation for it. I want to settle it. This is sheer fraud.

I had taken a personal loan in september 2018 of rs.1, 93, 992/- after all deductions i have received only rs. 1, 71, 768/- in my bank account, i signed blank documents, which i now realise that it was my biggest mistake. Before signing the document they told me 15.50% rate of interest on my loan but when i received final document, i found that they have charged me 28.50% rate of interest, after 3 months i contacted to customer care where they said that you will have to continue this loan for atleast six months after that you will be able to close your a/c. Now i have paid rs. 80, 000/- to fullerton india and i want to close my loan a/c and i contacted their customer care and they have charged me rs. 1, 86, 000/-, this is injustice to me,
Fullerton cheated me and now i m unable to pay this amount so plz help me.

I had taken a personal loan dt 31.12.2018 where i signed blank documents, which i now realise that it was my biggest mistake. I was unaware of your terms and conditions, on 03.01.2019 i contacted your customer care where i came know the details of my loan. The rate of interest, emi, petiod all were beyond my reach, so i contacted personally to your staff member of yerwada br pune, where he said that you will have to continue this loan for atleast six months after that you will be able to close your a/c. He did not mention any types of charges etc etc. Now while closing my a/c they have charged me rs22000/- which i think is unjustice to me. Please contact me and help me to get refund of the above amont. Thanks

Hello,

I have purchased two wheeler honda activa in 2011 and financed via fullerton india with the details as below:

Name: ashwinkumar chandrashekhar tiwari
Purchase date: 27/12/2011.
But till date i have not recieved the noc letter.

Please share the noc letter copy on my email id: ashwinn. [protected]@gmail.com.

Thanks and regards,
Ashwinkumar tiwari

I have been charged a very high rate of interest on my personal loan at fullerton india to the tune over 60% for a loan amount of 150, 000. The sale person had told be 25% interest rate. After finding out this massive amount of interest be charged, i had approached the bank for clarification, even after calling the sale person no reply was given.
As i did not get any reply i stopped paying the emi. After many back and forth i end up paying the money back to fullerton india after coming to a settlement amount at 24% interest rate and paid the fullerton india bank in total 185000, now when i revived my cibil report, i found out that they have marked my cibil rating as loan amount 120, 000 written off, even after paying them the whole money. Please help me get the bad cibil falsely added to my name removed and make sure fullerton doesn't cheat common people with false promises.

Dear sir/madam, I am usha Rani got a personal loan and paying on monthly basis. I paid first due on October and I paid second due of
rs . 6693/- on November 4th 2019. On the same day fullerton deducted the same amount of rs.6693/- directly from the bank directly for the second time. I request you to refund the amount deducted second time for the same month. My loan no is : [protected]

Regards
P.usha rani

I have burrowed rs 33348 from phone par loan app
Given by fullerton india bank for 18 months
Whose emi was 2491
But bank deducted 3101 rs instead of 2491
I tried a lot to contact customer care and logging loan account but neither i was able to login nor contacting customer care
Are the bank is fraud
Let me know the loan statement
There app also not working as i used to log in the app shows error
Also while chating to comp. Master they reply sorry this time i can't solve ur problem

Dear sir / madam,

I have taken two wheeler loan from fullerton india and all the installment was paid by me but till now i did not get noc letter from your side. I have paid installment regular. Pl see below details
Vehicle number :-AP03BV4909
Registered name :- MN BABU
Full address:- s/oM NAGAPPAN 1-190/86 Ganapathi Nagar Narayanavanam Chittoor district Andhra Pradeshs
Engine number :- E3U7E0003279
Receirt number :-
Loan account no :- 2752
Finance amount :- rs. 28266
Date of disbursal :-
Emi amount :- rs. 2500
Emi banking date :- 14 th of every month
Loan type :- two wheeler loan
Last installment paid date :- 19 August 2019

I am waiting for your reply

Hello team,

5 emis went and 6th of 5th nov, however i want to foreclose as soon as possible for home purchase.

I have given token of home purchase and want to proceed with home loan but fullerton emi is obligation for my home loan, my 5 emis has went and 6 emi will debit on 5th november.

Please let me know i want to foreclose the personal loan as soon as possible, whatever charges and interest you will take on 5th november which is 6th emi iam ready to pay the same. Also i am ready to pay the amount in cash.

Please understand my situation and please help me in getting solution on same i will be very thankful to you.

If required you can also reach me on [protected]

Regards,
Premanand bhondave
Mob - [protected]

I borrowed a personal loan from fullerton india, nagpur branch, a few years ago. Due to some crisis, i failed to continue some emi's, so from last week, i don't know how they accessed on my contact list and started calling and abusing to my family, relatives, office colleagues, and office landline. They are calling and talking in abused language about me at my working place. Which leads us to mental stress and uncomfortable environment where you work.

I received the following response, which is mention below and in this email, vendor requesting further details on the email address "[protected]@fullertonindia.com"

Fullerton india credit customer care's response, aug 27, 2019

Hi jaiprakash, we regret the inconvenience caused to you and would like to investigate the complaint. Please share your loan account number or registered contact details on [protected]@fullertonindia.com mentioning 'consumer complaint' in the subject line - fullerton india

And i have responded with following details given below. But my response was delay due to the following reason. Which is mentioned below after email.

Dear sir,

As requested, please find the loan account and contact details.

Account no. [protected]
Contact no.: [protected]
Registered email address: [protected]@gmail.com

Reason for delay response

Sorry for my delayed response, i was unable to access the forum website because it is logged in with my facebook account credentials. And in fear of how you people are getting access to my personal and official contacts and contacting them and talking about me in a very bad way and embarrassing me at my place of work. I have disabled my facebook account. As now reactivated my account and gain access to this forum page. I will share the requested details thru an email today.

Hi sir
Mai mintu kumar, 22 august 2019 aap ke company Fullerton India se passion pro bike ime per liya hu. Jis me Processing fee 4000 and 1000 rupye insurance ka Fullerton ka officer hamse cheating kr ke liya hai. Bike ka price 71000 rupye bataya. 18030 rupye down payment liya, 58000 rupya ka loan krbaya, 3080 ₹ का किस्त tow years ka, 26% interest

Dear sir,
Please note mera ecs dt :[protected] huva,
Phir maine 19.08.2019 payment google pay through kiya hai.
Abhi bol raha hai payment nahi mila.
May googlepay ko and fullerton customer care call bhi kiya and mail bhi kiya with bank proofs ke sath. Reply ke wait kar raha hu
Local agent bilkul nahi sun raha hai.

I have taken a loan of Rs. 150, 000 from Fullerton about 2 years ago. Last month I called the Dharamshala branch that I want to clear my loan amount and I was surprised that they told me that I still have to pay around 1.2 lakhs to clear the loan. Then I did some digging. While I was taking the loan I was told that the interest I have to pay will be between 14-18% but I just get to know that Fullerton is charging me 40.50% interest. I have been paying 6, 424 INR per month from last 2 years and still 2 years left . Isn't this a foul play. I want an answer over this.

My emi deducted twice and excess amount not refunded even after several emails. Also provided cancelled cheque as per the requirement. Please help and resolve it. Emi was of rs. 4029 and deducted twice. Trying to reach them but not getting proper reply even on email they are not replying. I don't understand how can they be like this. 3 service request created by them but refund not processed

Mr. Arun gowda - +[protected]Collection executive)

The above-mentioned guy is very unethical and doesn't have a basic sense o[censored]nderstanding.

I had taken a personal loan from fullerton in sept'15 and my last ecs is on 4th oct'19, for the past 44 months i have been regular with my account and just for last 3-4 months there is some discrepancy because of some personal turmoil which absolutely my fault and no one has to be blamed.

I had given my contact details like my number and email id, but since i have been working abroad for the last 2 years my number is not working but pretty much accessible on my email id. I was never sent any reminders or any warning, my last emi paid was july'19 august i missed and sept is due on 4th.

But still, these people went to my care off address and have created a scene, threatening my relatives which is a real shame.

This guy is a serial offender of behaving in such manner and still, there is no step taken to correct his behavior or his working style is very disappointing.

My loan account no. For ref: [protected]
Email id: hitesh. [protected]@gmail.com

Regards,
Hitesh shinde

I am sanjeev kumar from delhi i apply a loan from qbera (https://qbera.com) of 1.5 lakh and they provide of a rs 2 lakh from fullerton india (https://www.fullertonindia.com).I told both the company but they reply after one months. I signed a agreement of rs 1.5 lakh. I frustrated by both the replies.in 1.5 lakh i have to approx 40 thousand but in 2 lakh amount i have to pay 80 thousand. I said i forward the extra amount but they not ready they said that you have to first transfer whole amount then they reapply the new loan of rs 1.5 lakh. Also they said they not do write any paper that you will provided the new loan also not guarantee for providing my loan. I totally frustrated of them. So i advised all of you donot apply for loan for such companies. You can see the loan disbursal amount and agreement copy below.

Thanks & regards
Sanjeev kumar
Sanjeevkumar. [protected]@gmail.com