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Home Credit India Finance Complaints & Reviews

4.2
Updated: May 12, 2026
Complaints 1109
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920
Unresolved
189
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Home Credit India Finance reviews & complaints(1109)

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M
Mahix
May 12, 2026
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Continue harassment and miss behaviour for recovery harassing relatives miss behaving with them using vulgar language

Extremely disappointing and stressful experience with Home Credit. This company not only uses harassment tactics through continuous calls and pressure on customers and their relatives, but also lacks transparency in loan processing.

They decide loan repayment tenure and EMI amounts on their own without properly explaining the terms to customers. Many people realize later that the repayment months are extended and EMIs become...
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C
chicky24
Oct 28, 2025
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Laon amount Collected by Impostor Claiming to Represent Home Credit India Finance Pvt. Ltd. Inbox

Address: Janak Puri

Home Credit,
I am writing to formally lodge a grievance against an individual who visited my residence posing as a Home Credit representative and collected a payment without issuing any official receipt, naming the individual Mr Rakesh Sharma, and his bike number 5937. Despite providing payment, Home Credit has denied any association with this person and the transaction, and has also shared my personal information improperly.
Details...
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A
Adinakum
Oct 17, 2025
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Not able to repay loan

Hi,
This is Adina, from Bangalore. I had taken a loan of 60000 for my medical expenses. Later I was not able to repay as I lost my job as well as I’m not feeling better to work again. I can provide you with my medical documents. I want to settle my loan but, I’m not financially good now. So kindly requesting team to negotiate on the amount and do the best for me, keeping my situation. Account details below.

Home...
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N
NikhilGarg05
from Hyderabad, Telangana
Mar 16, 2025
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urgent complaint of scam adopted by home credit india finance private limited

Address: HOME CREDIT INDIA FINANCE PRIVATE LIMITED's registered address is THIRD FLOOR, TOWER C DLF INFINITY TOWERS, DLF CYBER CITY PHASE II GURGAON Gurgaon HR

WITHOUT PREJUDICE

Respected Sh. Sanjay Malhotra (Governor, Reserve Bank of India)

Greetings of the Day. This is to please be noted I had taken a personal loan from a company named HOME CREDIT INDIA FINANCE PRIVATE LIMITED Situated at Registered Office Address THIRD FLOOR, TOWER C DLF INFINITY TOWERS, DLF CYBER CITY PHASE II GURGAON HR IN 122002. My complaint is already pending in your office. I received a call...
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C
[email protected]
Aug 12, 2023
Oct 22, 2023
This thread was updated on Oct 22, 2023
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EMI timely pay karane par bhi bounce charges lagane par nivaran hetu

Address: Jaipur Rajasthan India

Home credit ki taraf se EMI bounce charges account se kiye gaye debits ki details
*बीओआई – आपके खाता XX8224 से रु. 118.00 दिनांक[protected] को निकाले (ट्रांसफर) गये। कारण - NACH MAND REG CHRG ।
*BOI - Rs 295.00 has been Debited (NACH) in your account XXXX8224 - NACH RTN CHG: 11082023: BKID60 ON[protected].

Meri EMI ki...
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A
Akash Mumbaikar
Jul 10, 2023
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Stop Spam calls

Please stop the spam calls. Remove my details from your database...
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Akash Mumbaikar
May 16, 2023
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Spam calls from home credit

Dear team, I am getting lots of spam call from home credit. Please remove my number from your database

Mob:[protected]...
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P
prashant shrimal
Jun 6, 2022
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Getting unwanted harassed call from Home credit team

Address: Pune

Dear Team, I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily. I have also contacted to toll free no and mailed to home credit team for stop call me/harassing but story remain same. I am receiving unwanted calls approx 5 to 10 times on daily basis even on Sunday from your company (Home Credit) with different different numbers. However I didn't not taken any loan, I have already requested to your executive...
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Y
Yasir McYazz
May 7, 2022
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Complaint against safe pay termination and support staff

Website: Homecredit

To whomsoever it may concern.

I am Syed Yasir Ali
D.O B. 15/05/1984

I will like to bring to your notice that I don't need safe pay services because i maintain my account balance.

Complaint:
1. First of all the shopkeeper did not ask me for the safe pay option, he applied for it on his own.
2. I have called your customer service thrice and the issue is still unresolved. Once...
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P
pscdit
Mar 3, 2022
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Fraud and torture by Home Credit

Website: www.homecredit.co.in

My Name is Prabha Singh
Fraud has been done by Home Credit Finance with me .

This company people forged the document, they forged my signature . and crated FAKE document with 24% flat interest . and other fake details .
I am attaching he document here.
Now they are calling me day and night to pay EMI . and also calling my relative .

I never signed any such document
and they are calling...
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G
Gourav 123
Dec 20, 2021
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Not getting NDC and loan settlement letter

Hi,
I have paid all settlement amount and still not getting NDC and loan settlement letter from company and their customer not picking up my phone please look into this
Contract ID [protected]...
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A
Arjunjoshi70
Oct 29, 2020
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EMAIL id and Contact number Updation

I have sent an Email to home credit finance department On 26th June 2019 to update my contact information for email and contact number after that I have sent 15 emails to customer care but still No resolution is provided by home credit...
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V
VIVEK MALHOTRA
from Rajkot, Gujarat
Aug 1, 2018
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loan cleared and got noc and till now cibil showing written off settled

Address: Gurgaon, Haryana, 122002
Website: PAYMENT NOT UPDATED IN CIBIL

Dear Sir, / Madam,

My self Vivek Malhotra having loan account no./[protected]
sir I had cloed mine account and having NOC from your self ..

Again iam seeing mine CIBIL that it was shown " Written Off Settled"..due to mwhich no bank is giving loan to me, firstly I GOT harassed by a person who snatched mine bike and now you (Home credit ) Financer, Which I give full n final paymnets due to mine reputataion,...
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R
rajkumar.natarajan
from Hosur, Tamil Nadu
Nov 24, 2017
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re : disbursal of instant loan (ref no : 3711724274, ph no : 9952701627)

Address: 641002
Website: www.homecredit.co.in

Dear sir/maam,

Yesterday (23/11/2017) @ 7 : 30 pm i applied instant loan for rs : 10000. I need the money for my mom's medical expenses. All the process was over. It said that the amount will credit tomorrow between 10am - 4pm as per the bank guidelines. Till now the amount has not been credited to my bank account. What is the use of instant loan i applied this for a emergency need. Please rectify and revert me asap. If it...
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S
sandy933
from Tulsipur, Uttar Pradesh
Apr 25, 2017
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Wrong charging and fraud by your employee

Address: Dehradun, Uttarakhand, 248001

Dear concern,

Maine aapke home credit se Gionee s6s finance karaya tha. Jisme ki maine Rs 5600 down payment di thi or jo meri EMI bani thi vo Rs 1643 ki 7 month ke liye thi. Or bill mujhe 16500 ka mila Yani ki mujhe jo payment karna hai vo hai 5600+11501=17101 Aap log 0% per phone finance karne ki baat karte hai to Rs16500 ka Rs17101 kaise le sakte hain or jabki mujhse 500 ka file charge bhi maanga gaya.
Or jaha tak...
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S
Skpam
from Mumbai, Maharashtra
May 11, 2016
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NOC for loan clearance

Address: New Delhi, Delhi, 110059
Website: Homecredit

Hi
I would like to inform you about my loan for a tablet I bought in 2014 and I have cleared all the due for that but still its reflecting under my name as a default that I have not paid full dues and due which my credit card applications are getting rejected again and again, please update it and issue me a NOC for my loan. My number is [protected] please give a call...
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68 other people found this review helpful
68 found this helpful
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P
pankaj879
from Jammu, Jammu and Kashmir
Jan 1, 2016
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Resolved

Unwanted calls on my number.

Address: Gurgaon, Haryana, 160036
Website: www.homecredit.co.in

Dear Team, I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily. I have also contacted to toll free no [protected] mentioned on web http://homecredit.co.in and mailed to [protected]@homecredit.co.in for stop call me/harassing but story remain same. My concern:- I am receiving unwanted calls approx 5 to 10 times on daily basis even on Sunday from your company (Home Credit) with different different numbers....
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23 other people found this review helpful
23 found this helpful
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G
guljar singh
from Akhnur, Jammu and Kashmir
Oct 8, 2015
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Noc from bank against loan of two wheeler

Address: Ludhiana, Punjab

Ihad got financed my maestro scooter. I have cleared my loan. But noc from the bank is getting late. Contract id - [protected] customer name - guljar singh address - bholewal jadid, rajapur, ladhowal, ludhiana, pb non receipt of noc after competion of loan mobile- [protected]...
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R
RohanSRaut
from Mumbai, Maharashtra
Oct 25, 2024
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Address: 201, Samadhan Niwas co op society, Near Little Flower English School, Samel Pada, Nallasopara West 401203

I Mr. Rohan Sharad Raut having loan agreement no. 316528 with Family Credit Limited have paid the last installment of the loan on 5th day of March 2012. I am yet to receive obtain clearance certificate (NOC) . I need the same at earliest . Kindly do the needful

Registration Number of the bike is MH 04 DX 9096, though I still stay in Nallsopara my current residential address is changed and I have updated the same in the field below or else you can mail the same to me on
rohan.[protected]@gmail.com or [protected]@bluedart.com
Home Credit India Finance customer support has been notified about the posted complaint.
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    D
    Downtrodden
    Apr 24, 2024
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    Neither me nor any of my friends or family members have ever taken a loan from Home Credit. I receive ~15 calls daily from their collection department mentioning people I don't know. Please stop calling me.
    Home Credit India Finance customer support has been notified about the posted complaint.
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