Fullerton India Credit Complaints & Reviews

TO ARTMIS HR SERVICES CBE P LTD MANAGEMENT COIMBATORE MY PF NUMBER-TNCBE[protected] THE NAME OF VINAY MALHOTRA I HV NO RECEVD MY CHECK SO KINDLY INFORM TO ME. REGARD VINAY MALHOTRA [protected]@GMAIL.COM [protected]

i am from siliguri, west bengal. i am having lots of clients who need personal and other loans, so i went to your branch office and asked for dsa code, manager said they do not provide dsa anymore . then i requested ' ok, you do not have provide dsa . but i am having many clients in hand, you deal with them and provide loan and you do not have to pay me commission since you cant provide me dsa. i will take commission from customers . ' even after listening my request, he said he does not customers. so i am sending you this mail. please help me get dsa.

AT THE TIME OF AVAILAING THE LOAN THE EXECUTIVES ARE MAKING WRONG COMMITMENTS & THE OFFICIALS ARE QUITE AWARE TO THATBUT STILL IGNORING THE FACT & PRESSUING THE CUSTOMER TO PAY THE PENALTIES EMERGED DUE TO WRONG COMMITMENT MADE BY THEIR EXECUTIVES. NOT IN A POSITION TO ACCEPT THE GROUND LEVEL FACTS JAYANT KULKARNI [protected]

Dear Sir/Ma'am, I have never taken any loan from Fullerton but it seems that my father has taken some loan in past about which I have no information. Few days back I received calls from cell no. [protected] where the lady from other side impersonated as Executive from Fullerton India and talked regarding loan account to me even though I am not a party to transaction. I have told them I did not take any loan from any company, then she told me that my father had taken a loan and current outstanding is around Rs. 82, 000. Now, I am constantly receiving calls from High Court Advocate Ms. Sapna Mehta from cell no. [protected] in which she uses abusive and threatening words to me even though I am not any party to transaction. She calls my friends regarding the same and also she calls my wife's friend and told them I have taken a loan for my wife's clinic and she will cancel my wife's friend licence (she is doctor and practicing). Advocate Ms. Sapna Mehta also threatened me that she is going to call my employer for the same. I don't understand why she calls and threatens me if I am not a party to transaction. She also made comments regarding my home town, my father and used abusive words. Another guy from the same group from Mob No. [protected]/[protected] also called me regarding same. They are calling me and my family's friend for the same and harassing me to tell everyone that I have taken a loan. Today, I have a recording of the conversation with Ms Sapna Mehta in which she is threatening me that she will call my employer and sue me for the loan. I have talked to my father and he told me the loan was settled in one go two years back, but they are not getting any information for the settlement. I have told them to check their record for the loan but they are constantly calling me and harassing me. I am unable to understand why you guys are Advocate Ms. Sapna Mehta to contact and threaten me even though I am not a party to transaction. Kindly look into this on high priority and take necessary action. I want that me, my employer or any other party like my my friends/ my wife's friend should not be contacted as I have done no transaction with your organisation. Regards Lavin Agrawal

Dear Sir, I have taken a loan from your company of Rs.200, 000 on 31st jan 2011 and th EMI is Rs 7000 for 48 months, The rate of interest charged by you comes to around 28.26% which is higher than the RBI guidlines. hence I request you to consider my complaint and repay the excess amount.the details of the loan is as below. Name :Akshaya B N Type of loan : Personal Loan Loan Account No:[protected] Regards. Akshaya.B.N

My father Mr.V.Chandran taken Business loan from fullerton of loan no:[protected] of amount Rs.50, 000 at karaikudi branch in sivagangai district, tamilnadu on 13 aug 2009. He completed loan on 29 sep 2011 at correct time. After completed loan amount the branch manager told us to collect NOC after ten days but after ten days he replied as NOC not received from main branch. In our Work we forgeted about NOC. But now after 3 years we were receiving a call about that to pay a fine amount of Rs.2791. We cannot pay that amount now I asked why we want to pay such fine they disconnected the call and they calling us daily. The person who came for collecting loan due amount during loan used abused words in front of my house so we didn't paid to him and we directly went to branch office and paid the amount. we didn't complanted it in anywhere but now because o[censored] i am saying this.Our business is not like before. Due to our financial status we cant pay now .Kindly solve this problem and issue our Completion of loan and NOC Form.

Dear Sir/Ma'am, I have never taken any loan from Fullerton but it appears that my father has taken some loan in past about which I have no information. Few days back I received calls from cell no. [protected] where the person from other side impersonated as Thane Police TI and talked regarding loan account to me even though I am not a party to transaction. This person also impersonated as TI and talked to my college faculty to get my contact details. But when I called back it was received by some female stating that the no. belongs to your 'esteemed' organisation. She then handed phone to some male who again threatened me that I will not get any job due to my father's default. Now, I am constantly receiving calls from High Court Advocate Ms. Sapna Mehta from cell no. [protected] in which she uses abusive and threatening words to me even though I am not any party to transaction. Advocate Ms. Sapna Mehta (who sits at 'Fort') also contacted my employer and told them that I need to contact her urgently as a legal notice has been issued against my father. I don't understand why she calls and threatens me if I am not a party to transaction. She also made comments regarding my home town, my father and used abusive words. Advocate Mr. Vishal Thakur from cell no. [protected] also called me regarding same. I am unable to understand why you guys are impersonating as Police officers or asking High Court Advocate Ms. Sapna Mehta or Advocate Mr. Vishal Thakur to contact and threaten me even though I am not a party to transaction. Kindly look into this on high priority and take necessary action. I want that me, my employer or any other party like my faculties should not be contacted as I have done no transaction with your organisation. Regards Prashant Bagora Email: [protected]@gmail.com

My father Mr.V.Chandran taken Business loan from fullerton of loan no:[protected] of amount Rs.50, 000 at karaikudi branch in sivagangai district, tamilnadu on 13 aug 2009. He completed loan on 29 sep 2011 at correct time. After completed loan amount the branch manager told us to collect NOC after ten days but after ten days he replied as NOC not received. In our Work we forgeted about NOC. But now after 3 years we are receiving a call about that to pay a fine amount of Rs.2500. We cannot pay that amount now. Our business is not like before. Due to our financial status we cant pay now .Kindly solve this problem and issue our Completion of loan and NOC Form. I mailed this to them but they replied me as us to pay Rs.2271 but i replied as i cant pay these fines that u r asking this after 3 years .i cant pay any more amount kindly issue us the NOC. Kindly help us in favour o[censored]s. [protected]@gmail.com

My father Mr.V.Chandran taken Business loan from fullerton of loan no:[protected] of amount Rs.50, 000 at karaikudi branch in sivagangai district, tamilnadu on 13 aug 2009. He completed loan on 29 sep 2011 at correct time. After completed loan amount the branch manager told us to collect NOC after ten days but after ten days he replied as NOC not received. In our Work we forgeted about NOC. But now after 3 years we are receiving a call about that to pay a fine amount of Rs.2500. We cannot pay that amount now. Our business is not like before. Due to our financial status we cant pay now .Kindly solve this problem and issue our Completion of loan and NOC Form. I mailed them about this compliant but they replied as us to pay fine amount Rs.2271 for issue of NOC form i replied as we cant pay the fines after 3 years and they not responding there after and call one time asked about received any mails. Kindly help us for issue of Noc form. [protected]@gmail.com

Dear Sir / Madam, Sub: Personal Loan account was not closed even after completion of loan tenureI would like to bring this to your notice...My Name is Seshu Poonuri and my Loan account no is [protected], I took the personal loan in the year of 2010 Dec for 48 months, (recently i visited Hyderabad S. R Nagar branch for conformation of loan closing) then i came to know my loan tenure got changed to 51 months, after 48 months they informed me, without any proper communication / intimation loan tenure changed and asking me to pay extra 3 months emi 3516x3, i haven't get any phone call or even single email from Fullerton in this 48months, how ever i have paid 49th month emi also (emi debited for nov 2014 month through ECS)...but for Jan and Feb 2015 i don't want to pay the emi's, reg same i have visited Hyderabad S.R. Nagar branch nearly 10times and following up from nov 2014 ending onwards, i have raised complaints and given written letter also at branch, but no response till now and not even branch people are not giving any value to customers. Kindly check this case and close my loan as early as possible and also refund extra paid emi money too. Regards Seshu Poonuri +91 [protected]

My name is Abhay kamble.i have taken personal loan from your company.this loan i was taken on my name for friend's need, but he is not paying the emi, and im not in condition to pay the emi, I already have lot of family problems, my mother is a cancer patient, and we stay their at rental basis, and family is not financially strong, i getting the money from my friend for whom i was taken loan, but it takes time till feb 2015, but your recovery agents are constantly coming to my home and threatened to my family and also using bad words, on of your lady staf[censored]sing CHUTIYA word to my mother, another guy name is satish, Who is calling us like hell, giving us threat of pOlice.so I request you To stop them by doing this harrasment, ill settled Your loan as soon possible

My loan account number [protected], due to my negligence my EMI got bounced on 5th of August, got a call from customer care to make the payment through cheque and the same was done but surprisingly there was ECS deduction done on 17th August from my account and again on 19th the cheque which was given to the collection agent was produced in the bank and it got bounced and penalty was levied on my account. This was totally irresponsible on part of FICC, since there records were not updated. Again in the month of November i missed the EMI, but in the month of December this was paid in two parts on 15th and 23rd december, but was shocked to find again my account was debited with full EMI on 23rd December. Now this fund was allocated for some other financial commitment. Now that cheques will get bounced and penalty will be levied, again no fault of mine. When contacted with their representative it was informed this was because there system was not updated with the payment which was made by me. Who fault is it ? Do FICC bear the bounce penal charges now that is going to be levied on me?

Dear Sir, I have availed personal loan from Fullerton India in the month of Feb 2014. Now I want to foreclose this loan and approached Fullerton Branch in Kandivali but they told me that I have to pay 7% foreclosure amount of 26000 on loan of 3.67 lakh. At the time of loan sanction it was clearly communicated by them that foreclosure charges will not be applicable. But now I surprised to know this and at this 7% percent rate! This is clear indication of taking undue benefit from needy people like me who approach to such NBFCs to lower financial burden but gets trapped in it without coming out of each due to such hidden and enormous charges. I request your intervention to resolve this foreclosure charges from Fullerton. Loan No : [protected] Thanks and Regards Arjun Kusale Mob : [protected]

Fullerton India perhaps is the first non-banking financial company deceiving the people in India. It have worst experience with this company, unfortunately still bearing it. Loan Account Number: [protected] I opted for loan with this company in 2010 and paid EMI for 18 months. Later, I was offered a top up loan and there starts the whole deceiving game. While giving me the top up loan in 2012 for Rs.125, 778, company charged me 32.6% interest per annum which is 3% interest per month. An agent named Satyanarayana (at S.R. Nagar, Hyderabad Branch) confirmed that EMI Rs.4732/- is applicable for 36 month, recently I got to know that it is 48 months. This company never sent any document. Agent and manager at S.R. Nagar during loan process made me sign the document in hurry feeling as if this company is giving me money for free. I took Rs.125, 778 loan and paying Rs. 227, 136. So, I am paying more than 1 lac as interest. Banks like HDFC, ICICI, SBI, VIJAYA and CITI offer 14-17% interest per annum. I have personal loan with CITI Bank with 14% diminishing interest per annum. Who gave authority to his company to charge 32.6% compound interest per annum?. I want the document which approves it, I need this info under RTI Account 2005 as I have right to know this and tell what you need from me for this. Why is India encouraging such companies which try to steal our hard earned money by deceiving promises. Customer Service is stupid, they should close it. Go through my previous call history to check the mental pressure and agony you caused. The recent joke this company played with me is RE-PRICE LETTER FOR CHANGE IN TENOR. Attached letter below. It says interest percent is revised to 25.92% per annum effective 5-Aug-14. Customer Service says there is no change in EMI Amount or Tenure. What kind of Company is this?, It has no Ethics or Values. Least Bothered about Customers. Only concerned about the money. If they apply the revised interest on the current outstanding amount, the EMI I guess will remain the same. They charged me high compound interest for 30 months and sent me a letter stating interest has been reduced. Now, if a calculate the revised EMI, it almost the same. This is completely deceiving the people with fraud information, This a fraud company, I am writing with controlled emotions. I really want to use the BUZZ Words. Please look into my whole story, don't send me acknowledgement or pleasing emails. I demand an explanation and solution to this. The revised charges should be applicable on my loan immediately. I don't want to pay extra and then reimbursed. I don't want to deal with this company after completion of this loan. India please don't encourage & entertain these kind of companies.

Hi I have completed all 48 months EMI which suppose to pay as per agreement and loan repayment schedule by Nov'14. Now the customer care are calling me asking about more 3 EMIS to pay till Feb'14 which i blamed by the company. An excess of Rs.11, 554/- is asking me to pay in next 3 months, when i enquired with foreclosure team senior executive to avail any discount they said it is not possible to and with in their hands. This company always want the money even my friends couple of them are forced to pay excess EMIS with out notice. Thinking CIBIL for future loans we are helpless to pay.

DEAR SIR/MAM KINDLY REQD MY FUND EMPLOYEE NAME-VINAY MALHOTRA, DESIGNATION-CANVASSOR ID NO-TW2399 PAN NO-AAFCA9669M AND KINDLY SAND MY PF NUM/FARM MY MAIL ID- [protected]@GMAIL.COM MOB.NO-[protected] REGADS VINAY MALHOTRA

Sir/Madam, I have personal Loan from Fullerton India since 2008. My Loan Account Number : [protected].Loan Amount is 2.36, 000/-. As I have paid 11 EMI's Promptly.( EMI IS 8023/-). I Want to Pre close the Loan Amount. Yesterday I went to this Bank, They told I need to Pay 2.20, 796/-. I requested them to reduce the Pre close Amount.But they refused and asked to pay the said Amount compulsory. So I request you to please help me in this matter. Thanking you sir Regards B.V.G SUDHAKAR (BALADARI VENKATA GOPI SUDHAKAR) C/O. MEGA HILLS APARTMENT FLAT NO:410, ABOVE ANDHRA BANK MIYAPUR, HYDERABAD-500049 R.R DIST. PH NO: [protected] E mail ID: [protected]@gmail.com

Hi, Am Pardeep Khuttan, My Loan Act No is [protected] & Customer ID 3476350, I got a hero honda bike financed by fullerton, and they took my cheques against installment. Very first time they called me and said chq not cleared as signature mismatch, I showed them all banks dox and also told pls visit bank with me and confirm, there is no difference in my signatures . But fullerton team forced me to pay cash and they also said pay cash regularly and they will not present the cheques in future. I started paying cash and what I see now that after getting cash payment also they were submitting cheque for clearing. anyhow after few months same cheques started clearing and no signature issues... Dont you think its magical? Finally as all installments have been paid that too regular without failure, I have recvd a letter stating I need to pay Rs.. 4000/- against penalty charges to get NOC. pls make a note am not at fault, I paid cash in advance and then again they got cheques cleared for 18 months, I will not pay a single penny. as a customer i have not done anything wrong, just followed what Fullerton team suggested. it is requested to close this and help me issue my NOC. regards, Pardeep Khuttan

Sir/Madam, I have taken the personal loan in this company.I have paid 11 emi's(8023x11)=88, 253.00. completly. I am regular and genuine customer in this branch since 2008.I want to pre-close my account. Today I went to fullerton branch( s.r nagar-hyd) they said the Pre closed amount is 2, 19.663.00.so, iam requesting u to please reduce the amount to be paid. thanking you, My loan account number:[protected] My Name:BALADARI VENKATA...

Dear sir, i want to make a complain against fullerton india...i have all the recordered conversion with the agent they call on my number...i received all call but after that they are calling on my office receiption number...and abusing with the staff and me also.. we all request to him please dont call on office number but they r calling 60 to 80 call on a day and continue abusing. i also registerd coplain in grahak suraksha. The numbers are ..[protected] ... [protected]...[protected]...[protected]... they are not provide agency name or id or any proof..when i ask then the lady cut my call...i m resign due to this issue from my current job because of mental harrasment...and situation like commit sucide...please take action against fullerton india and collection agency which made a call us and mentaly harrasemen because at this time my financial condition is not good to pay all the money at one time...Please help and save from this People. they are calling on my office number and tell about all thing to my office staff and my boss... Regards Prashant Patel