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Fullerton India Credit Complaints & Reviews

3.6
Updated: Jan 21, 2024
Complaints 712
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495
Unresolved
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Fullerton India Credit reviews & complaints page 27

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J
Jose Mon
from Thiruvananthapuram, Kerala
Jun 12, 2014
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Address: Thiruvananthapuram, Kerala

I have taken a personal loan from this company and at that time the told it is 18% . They Deposited an amount of RS.86, 412/- on october 14th 2013 and I am paying an EMI of Rs 4510 for the last 9 months total paid Rs.40, 590/- When I enquired for closing the loan they told I have to pay Rs.89000/- which includes early payment fee. Went to their office for getting the statement . Now they are saying it is 24% interest and it is total Rs2, 20, 000 is the re-payment coming to . Please check this matter seriously . At the time of loan they have taken so many documents signed that we will not be able to finish reading.
Aug 14, 2020
Complaint marked as Resolved 
Fullerton India Credit customer support has been notified about the posted complaint.
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    gururajr
    from Bengaluru, Karnataka
    May 15, 2014
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    Address: Bangalore, Karnataka

    Dear Sir/Madam, I have take the personal loan in this company and I have paid EMI regularly from the past 14 months.Presently I wanted to close the account. I have sent the request mail for loan foreclosure to [protected]@fullertonindia.com last 5 days back, but till date there is no response. Kindly help me out. Gururaj
    Aug 14, 2020
    Complaint marked as Resolved 
    Fullerton India Credit customer support has been notified about the posted complaint.
    Request you to share the loan account details and your concern on [protected]@fullertonindia.com for further assistance.

    Thanks & Regards
    Customer Service Manager
    Fullerton India Credit Company Limited
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      jitendrapps_2007
      from Raipur, Chhattisgarh
      May 6, 2014
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      Address: Indore, Madhya Pradesh

      Dear Sir, Due to reference to above subject, i will be paid my full outstanding loan amount Rs.75198/- on 19.03.14 vide receipt no.7872297 vide ch.no.014605 Dtd.19.03.14 drawan on SBI, Indore But till date fullerton not given to credit of the same payment. I request to you please give the credit of payment, Close my A/c. & Give me NOC at earliest. Thanks with Regards, Jitendra Panwar, Indore [protected]
      Aug 13, 2020
      Complaint marked as Resolved 
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        S
        sathiya1122334455
        from Delhi, Delhi
        Apr 16, 2014
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        My loan No. is [protected], My monthly instalment is Rs.3600/-, I have permitted for 36 dues after completion of 36 dues, I didn't so for received the already submitted 3 Nos. cheque leafs (while availing loan) and also loan due clearance certificate. Hence I request the clearance certificate along with cheque leafs to my residential address. Residential address: D.Sathiyaprakasam, # 3, Jeyam ramasamy Nagar, Sandapet, Tirukoilur 605757 Cell No. [protected] E Mail Address: [protected]@gmail.com
        Aug 14, 2020
        Complaint marked as Resolved 
        Fullerton India Credit customer support has been notified about the posted complaint.
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          K
          kumar9806
          from Hyderabad, Telangana
          Mar 12, 2014
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          Address: Krishna, Andhra Pradesh

          Dear sir, I Have taken 50k loan from fullerton india and I have made 42, 000 payment till now, and the company is showing due of 34000 till now, and I wants to settle my loan for 15000/- collection executive told me that after u r payment u r name will be removed from cibil after 1 month, is it true I wants to know, I am not ready to believe collection team, kindly guide me on this regard. fullerton a worst company which i have not seen before. Settlement letter will help me or not, if i want to apply for new banking job the settlement letter is valid or not... kindly let me know...
          Aug 14, 2020
          Complaint marked as Resolved 
          Fullerton India Credit customer support has been notified about the posted complaint.
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            M
            manajit
            from Mumbai, Maharashtra
            Jan 29, 2014
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            Address: Hyderabad, Andhra Pradesh

            I am Manajit Das and has complaint against FULLERTON INDIA CREDIT COMPANY LIMITED.

            I have 2 accounts with FULLERTON INDIA CREDIT COMPANY LIMITED.

            Mentioned are the accounts along with the issue:

            1. [protected] – the last EMI for the said account was debited on 5th April 2012. I was under assumption that the account is closed, however today when I call the Customer Care to my surprise they inform the account is active and there is an outstanding of 1013. No information till date and unnecessary account being maintained.
            2. [protected] –
            a. Issues:
            i. The interest rate charged in the account is too high. For a principal of 260, 323.78 the institute is collecting interest of 160, 325.22, tenure being 4 years. If we calculate the interest is coming to around 16% flat per annum. The interest rate is much higher than the permitted rate.
            ii. I was informed that the forclosure charges are 5% if closed before 12 months and 3% post one year. Now when I wish to close it after one year they are demanding for 7% as charges, claiming that the process is changed and now if the loan is closed before 18 months client is liable to pay 7% on the outstanding.

            Please intervene and help:
            • Too high interest rate collected from clients,
            • Organization is looting client money.
            • Rules changed without intimation.
            • No proper service from the customer care.
            • The interest component is collected in advance where the initial EMIS have more component of Interest compared to the Principal. Which is not the case with other NBFC’s or Banks. I have loans from other organizations but they are not practicing such looting policies.
            • Please enquire with the organization and save many lives – people who are in such traps and might not have highlighted such issues.
            Aug 14, 2020
            Complaint marked as Resolved 
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              N
              Nagur Hassan
              from Visakhapatnam, Andhra Pradesh
              Jan 27, 2014
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              Penalization from Fullerton without my mistake

              Address: Hyderabad, Andhra Pradesh

              Loan A/C: [protected] Complaint #2: 00739629 Complaint #1: 00733063 2 complaints, spoke to 4 service managers and countless call center executives and one email to Grievance Redressal Officer, Siddhartha Bijapurkar (Asst. Vice President – Customer Fulfillment and Complaint Redressal). But, no one responded. This is what had happened. When I took the loan (this was my 2nd loan, 1st loan was with SBH and closed it perfectly,...
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              Prathap Samuel P
              from Chennai, Tamil Nadu
              Jan 6, 2014
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              Address: Chennai, Tamil Nadu

              My name is Prathap Samuel. I had availed a loan for 2, 30, 000 from Fullerton India (account number: [protected]) in November 2012. I was starting to make payments when the unthinkable happened. I lost my job in January 2013. I am yet to find suitable placement however I have made payments (though delayed). It was a vicious cycle. I had to look for people to borrow from, pay the loan EMI and then pay off the people with some part time employment that I was able to find.

              I've had good interactions in the past with Mr. Jyothi Prasad (Collection Agent), Mr Sudarshan (Area Manager for Collections) and a few callers who were understanding and courteous. I have missed 2 EMIs in the past and made payments together twice before. I somehow make these payments despite the enormous hardship.

              As it always is, December turned out to me a no-work month. November was not better either. Only 3 days work. This put a spanner into the works as I have already exhausted all my sources for borrowing. I was unable to get more money from people to whom I already owed.

              So now I was unable to pay December 13 and January 14 (Emi date 4th) so far. I am still trying my best to make this payment by the 15th of January. However I have a caller today who said that she didn't care what my situation was and that she wanted one payment by the 10th at least. I told her that I would do that if I am able to come up with the money. That's when she starts threatening with sending people to the house. Her exact words (Best possible translation from Tamil), "I will be sending people to your house. Deal with them".

              I really find it hard to figure out this sort of threat. I am not due to be at the house tomorrow. Does this mean my family will be threatened by unsavory characters from tomorrow? I applied for the insurance cover that Fullerton India made part of my loan in Feb 2013. They have yet to respond to my communication. And the lady today insists that there is "no such clause" in the loan agreement! So what is going on? Did I pay additionally for something that never existed? What else can I expect from Fullerton next? Filmy style goons pushing around people at home?

              I am not against paying my dues. I only want some understanding from Fullerton India during my bad times. Is it too much to ask for? Can someone suggest something?
              Fullerton India customer support has been notified about the posted complaint.
              Fullerton sucks dude.. Even if you pay your dues on time, trust me you will end up paying some or the other fine. They are No1 FRAUD COMPANY
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                rajamidhun
                from Hyderabad, Telangana
                Dec 23, 2013
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                Address: Hyderabad, Andhra Pradesh

                Hi! My name is Dedeepya from Hyderabad. I am an existing customer of yours. I have a loan account with Fullerton. Loan account number is[protected]. Six months ago due to severe personal and family problems I could not pay couple of EMI's. I gave birth to a baby and things dint work well for me. I eventually could not pay few EMI's. I apologize for that. However, I gained back my job for the sole reason of paying your loan and to take care of my baby. My concern is recently I have been getting calls from one of you collection agent by name Krishna Kanth. He is harrassing me in such a way that I almost though of committing suicide. Can any one of your big heads sitting in the corporate offices answer the agony and pain I have undergone because of him? He says if you do not repay the loan I may have to bring lot of people to your house. What does he mean by that? Is he threatening me and my old mother that he will bring rowdies in to my house? If that so Sir, then I may have to lodge a complain tomorrow morning at my nearest police station. Seriously! I am not just looking at this call as a general customer service call for repayment. I see this as serious threat to me and my family and my little baby. How can an employee of an organization like Fullerton speak like that. Kindly let me know if you are going to make me sue you like how ICICI's customers has done and lead through a penality of 25 lakhs to RBI due to banking violations. Yours is a financial institution or a mortgage company.or whatever I dont care. But I am threatened by one of your employee. You know what he said to me...when I said I shall report to your higher authorities and lodge a police station...he said.."Do it! I am not going to stop you !" I am seriously hurt and my emotional balance could not take his words. So hard to believe that I had to go to a police station for a case of this sort. I am not gonna compromise. I shall report this to our relative who has been a retired DSP who lives in Punjagutta Officer's colony. I shall see what I can do. I dont care who ever is reading this..but I need one of your higher level be it AVP Sales or AVP Customer Serivice or even the ombudsmen (if you have one) talk to me at the number above. Its my relative's number who shall handle this matter at police station and court if necessary. Thank you.
                Aug 14, 2020
                Complaint marked as Resolved 
                Hi! My name is Dedeepya from Hyderabad. I am an existing customer of yours. I have a loan account with Fullerton. Loan account number is[protected]. Six months ago due to severe personal and family problems I could not pay couple of EMI's. I gave birth to a baby and things dint work well for me. I eventually could not pay few EMI's. I apologize for that. However, I gained back my job for the sole reason of paying your loan and to take care of my baby. My concern is recently I have been getting calls from one of you collection agent by name Krishna Kanth. He is harrassing me in such a way that I almost though of committing suicide. Can any one of your big heads sitting in the corporate offices answer the agony and pain I have undergone because of him? He says if you do not repay the loan I may have to bring lot of people to your house. What does he mean by that? Is he threatening me and my old mother that he will bring rowdies in to my house? If that so Sir, then I may have to lodge a complain tomorrow morning at my nearest police station. Seriously! I am not just looking at this call as a general customer service call for repayment. I see this as serious threat to me and my family and my little baby. How can an employee of an organization like Fullerton speak like that. Kindly let me know if you are going to make me sue you like how ICICI's customers has done and lead through a penality of 25 lakhs to RBI due to banking violations. Yours is a financial institution or a mortgage company.or whatever I dont care. But I am threatened by one of your employee. You know what he said to me...when I said I shall report to your higher authorities and lodge a police station...he said.."Do it! I am not going to stop you !" I am seriously hurt and my emotional balance could not take his words. So hard to believe that I had to go to a police station for a case of this sort. I am not gonna compromise. I shall report this to our relative who has been a retired DSP who lives in Punjagutta Officer's colony. I shall see what I can do. I dont care who ever is reading this..but I need one of your higher level be it AVP Sales or AVP Customer Serivice or even the ombudsmen (if you have one) talk to me at the number above. Its my relative's number who shall handle this matter at police station and court if necessary. The person who harrased me is by name Mr. Krishna Kanth who works at Himayath Nagar branch of Fullerton. I am not sure whether he works there actually. Fullertong heads has to find out. I shall fight you in court because of the approach you had on your female customer. He threatened me and my family. Dont think we are just woman. We are educated and working in IT industry. We are well aware of laws and how to bring issues with media. Thank you.
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                  Amit Sharma
                  from Gurgaon, Haryana
                  Dec 19, 2013
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                  Address: New Delhi, Delhi

                  Hi, I paid off my Two-wheeler loan last month and requested for NOC from the company. Worst thing is Bank representative did not process the request to close the loan after receiving the full payment. I came to know this when I called for the NOC at their contact center. One of the Customer service manager forwarded a request for the closure of the loan and assured me it will be resolved soon. Fortunately they resolved it after many days and I received a confirmation by email. So I contacted them on 12/11 again for the NOC and Customer care representative promised me that he raised a request for it. Fortunately I called again just to the status of the NOC and another representative informed that there's no request for the NOC which was really surprising or shocking I don't know what should I say. I asked her to connect me with her manager and manager first told me that there's no request in processing and then placed my call on hold and came back after 5 minutes and provided me information that a request for the NOC is in processing. day before yesterday I called again to check and I don't trust them and I had a word with another representative and again I got this heart breaking news that there's no request for the NOC. I requested to transfer the call to manager more than 15 times and every time they disconnected my calls. Finally one representative promised that he will be arranging a call from the manager within couple of hours but unfortunately I didn't receive any call. Yesterday I called again and had a word with another manager and requested more then 100 times to transfer the call and connect me with the higher authorized person (operations manager). She was keep on saying manager is not available and asked me to call tomorrow between 11 to 8. I asked her as I am calling before 8:00 why can't you transfer the call to your manager. She did not transfer the call to manager and didn't provide the reason why she can't transfer the call. I have spoiled many of my hours and strength. I need justice and compensation for time I have spoiled with them. Please help me. Regards Amit Sharma [protected]
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                    V
                    vijayraj1980
                    Nov 4, 2013
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                    Address: Chennai, Tamil Nadu

                    To Whomever it concerned Loan Account: [protected] Name: Vijayraj Sharma JK I have applied for loan on March 2012 and closed the same by 25th April 2012. BY default the first EMI amount was deducted from my account, which later informed that it will be refunded without delay. Unfortunately, it is more than 2 years and the amount has not been refunded. I made several query to call center but no proper response. Hence writing mail to you
                    the customer care of fulletron india informed that they will look into this detials and revert in weeks time.
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                      M
                      mayur62
                      Sep 13, 2013
                      Resolved
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                      Resolved

                      Hi my name is mayur bhorunde I have taken personal loan below arevthe loan details
                      Fullerton india
                      Loan a/c num : [protected]
                      Customer id : 3192134
                      Loan amt : 189, 000
                      Disbursal date : 29oct 2011
                      Tenure 48 months
                      Emi : 756
                      5 th of every month emi is taken
                      1st emi : 05 dec 2011
                      I have been making my payments on time for last 21 months.
                      Unfortunately I have lost my job from last 4 months still I hv been trying to manage funds and pay Fullerton emi..but in mnth of August and sept2013 im unable to make payment.so I started reciving collection calls .
                      I informed them that as im im unemplyed from past 4 months that why im unable payment however I will make my payment as soon as I get a job, they sd k .
                      But then they started sending collection guys at my ghatkopars addres and they are asking my mom to make payments and they are being very rude to my mom they are literally harrasing my mom by shouting loudly at my doors, and this hw they are trying to threaten my mom by creating caeos outside my house and I dont appreciate this kind of behaviour wid customers family.bcuz of this kind of repetative harrasment my mom has fallen severly sick .she is already patient of blood pressure , diabetes, she has spondylitis problem and she has fallen severy sick withvthis hypertension.today 13th September I got msg from num[protected] that " wa wa number save kela chan mag aata Ghatkopar chya address var visit karu ?..so this how nw they started threating me that if I dont pay then they will go at my home and they will harrasss my mom.
                      So now im very much frustated with this harrasment from sachin mankar from Fullerton so now I want to file a case of mental harrasment and family harrassment againt sachin mankar and fullerton india please contact me on my number [protected] or you can mail me on [protected]@yahoo.com
                      +1 photos
                      Aug 14, 2020
                      Complaint marked as Resolved 
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                        vashi62
                        from Hyderabad, Telangana
                        Sep 12, 2013
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                        Address: Hyderabad, Andhra Pradesh

                        I took a personnel loan from fullerton india / vizag & i paidoff the amount in march/2012 but still the same is reflecting in my CIBIL showing unpaid , i want to know when the same will be updated to CIBIL as it is more than 1year.
                        i wrote to complaints cell/ Fullerton india but no response from them.

                        vanitha
                        [protected]
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                          SUNDARMELECTRICALS
                          from Dhoraji, Gujarat
                          Sep 11, 2013
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                          Resolved

                          We have taken loan from Fullerton India Credit Company Limited . Gandhidham-Gujarat Branch on 28/10/2012. We have deducted TDS (Tax Deducted at Source) on interest payable to you in various Financial years in which TDS was applicable as per Income-Tax Act. We have already submitted all the TDS Certificates in Form 16A(Original) time to time more then 20 times. We have deducted Rs.40527/- up to 31.03.2013 as per following details : Financial Year T.D.S. AMOUNT [protected] 14,338.00 [protected] 17,100.00 [protected] 9,089.00 [protected] 827.00 TOTAL 41,354.00 BUT AFTER TWO YEAR NOT ANY POSITIVE RESPONCE RECEIVED FROM Fullerton India Credit Company Limited. SO REQUEST TO CONSUMER COURT PLEASE SOLVE OUR THIS METTER.
                          Aug 14, 2020
                          Complaint marked as Resolved 
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                            vashi62
                            from Hyderabad, Telangana
                            Sep 10, 2013
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                            Address: Visakhapatnam, Andhra Pradesh

                            I took personnel loan vide no: [protected] in the name of Vanitha Vedavalluri , due to some problem i could not made payments regularly so after negotiation i paid seventy thousand 70000 as final settlement on 31/3/2012.
                            till date i didn't receive NOC from your head office & also this information was not updated to CIBIL as still this is showing as a default in my credit history. I want to know when i can get my NOC letter & when payment information will be updated in CIBIL.
                            My Visakhapatnam address : 39-7-30/1 , muralinagar , visakhapatnam - 07
                            My mob no: [protected]
                            Aug 14, 2020
                            Complaint marked as Resolved 
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                              efunds9
                              from Mumbai, Maharashtra
                              Aug 31, 2013
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                              Resolved

                              Consumer id: 3068989 Loan Acc # [protected] i Had got the loan from Fullerton india for two wheeler, please see the attach file for the loan contract, due to some financial problems i had missed couple of EMI, however i had paid the loan amt with penalty fees, My last emi was on 05/08/2013 i called the customer care they said to call after 25days & ask for Noc which i did today & i cam to knw i have to pay RS.668/- as Penalty for missing the EMI, I really dnt knw when i had paid the Money when i had Defaulted i had paid them with penalty & now they asking me to pay more to get me NOC, I told them i cannot pay them more as per the contract i shouldnt pay them after my Last EMI, they customer Care rep told to visit the Branch, bloody hell whenever i call the customer care, i havent got a Reply or my queries has been answered over the phone, & the branch people are hopeless good for nothing, i went there to check for my Noc one of the workers over there told me the person who provides NOC is not availble as he is on leaves i said ok when he will come back he said i will ask him to call you, he took my number till date i havent heard from them, i work in customer care i am aware what is after sales service & Ownership / follow up.... I work 6days a wk, business hours i cannot go everytime to resolve my problems with a company who is so incompatible to provide after sales service i asked the rep to trf the call to Suphe made me wait for 5-6mins & said due to tech problems cannot connect the call i doubt they just avoid calls & take their salary without doin any work.... i am not goin to pay Rs.668/- for no reason, please revert ASAP with a Resolution & if theres a Direct debit on my acc on 05/09/2013 i will file a Suit against u guys... This is the worst treatment i have ever got from a Company....
                              +1 photos
                              Aug 14, 2020
                              Complaint marked as Resolved 
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                                jkumawat
                                Aug 27, 2013
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                                dear sir, It's almost 31 months paying the loan but till date no statement has been received. I have visited the local office several times but no positive result everytime the system is down or printer is out of order nor i received any statements on mail. Customer Name: jitendra kumawat Member_select: yes Loan Account Number: [protected] cb_occupation: salaried Address: 37, shri ram nagar, near avm school, kalwar road, jhotwara, jaipur Mobile Number: [protected] Email ID: [protected]@rediffmail.com, [protected]@rediffmail.com Thanks & Regards jitendra kumawat State: rajasthan City: jaipur
                                Aug 14, 2020
                                Complaint marked as Resolved 
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                                  parkash1987
                                  from Nadaun, Himachal Pradesh
                                  Aug 8, 2013
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                                  Address: Haryana

                                  Dear sir,
                                  I had already made my full & final payment on 14/11/2011 of my loan account no. - [protected] . They inform us after one and half year that we have some pending amount of INR - 4750 to recieve our No dues letter. I also sent my full & final payment receipt made by Mr. Amit at Fullerton India at Rohtak branch. He also mentioned in payment receipt (no dues pending) at our end. So please help me to get my No dues letter by Fullerton India ltd.. I shall be thankful to you.

                                  With Regards
                                  Hari dutt sharma
                                  M - [protected]
                                  +1 photos
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
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                                    nayak.rajesh
                                    from Delhi, Delhi
                                    Aug 8, 2013
                                    Resolved
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                                    Resolved

                                    Address: Haryana

                                    Dear Sir/Mam,
                                    My self Rajesh Younger brother of Mr.Rakesh Nayak.We taken a loan dated 13/04/2011 vide loan no-[protected].We have already paid the installment amount which was cost for RS 64000/-approx(where the vehicle On road price was Rs 50600/-)After installment i gone to your home branch and there Ms.Priya told me that,"You have to pay Rs.1386 as a penalty charges,because your 6 cheques has bounced during the installment peiod .You have already paid Rs 1100/-Approx,as for 1 time bounce of cheque Rs 642/-will be charged to customer as a penalty charges".When i talked to the customer care they told me that,if your cheque bounces then Rs.281/- charge as a penalty charges for 1 time. And a very big issue is that when i finance the vehicle i was promised that the vehicle will cost me Approx 59-6000 approx,my Financial advisor was Mr.Himanshu who is now terminate from your organisation.
                                    Then who is the person in which i have to trust & which words i shall beleive ?????
                                    Can you explain me that after finance the vehicle you can't co-operate with people .
                                    It shows the company reputation & its goodwill in market..
                                    In one word i want release the NOC ASAP.

                                    If any futher query feel free to contact

                                    Rajesh Nayak
                                    [protected]
                                    Aug 14, 2020
                                    Complaint marked as Resolved 

                                    Financial Advisor — Misbehaviour

                                    Hi
                                    I, Vishal gaur, requested for a mobile number ending with 410417. Some one Mr. harsh called me up on 06/06/08 for this number stating that this number is available & when can he send the executive for the same. I told him that I am out some where you can send your executive tommorow morning at 10.30 am to my office address but he simply refused that we can't provide you number tommorow & I said ok. Today once again he called from no [protected] & asked me once again same questions & once again I told him to send the executive on monday morning as I am in meeting outside my office. And hights of misbehaving is that he replied that "HUM DRAMEBAJO KO NUMBER NAHIN DETE JO HOTA HAI WO KAR LO". Pls suggest whom to complain.

                                    Fullerton India (Finance — Regarding Issue of NOC

                                    Dear Sir,
                                    I (Manish Ramchandra Sonawane) have taken loan from fullerton India company; my Loan Account No. is [protected]. I have paid all the EMI for the same in time & as per the scheduled provide by company.

                                    I am requesting company to provided me NOC from 07/07/09 but till date 17/08/2009 issue not received the sameafter repletative followups by emails & phone cals.

                                    IQuery shall be esolved in 48 hours as per grivence procedure of the said company as infomred by company. but till datw after lpse of 41 days no NOC is issued.

                                    I request you to kindly me for the this

                                    regards,
                                    Manish Sonawane
                                    Hi Sir,

                                    I am closed my personal loan on 07th Nov 2009, and my loan No # [protected]
                                    and I have requested for both NOC and return of PDC cheques to my office address, the ref number for the same id RMM252INBNOV030040.

                                    Inspite of frequent follow I have received any propmt response.

                                    Pls look into this and do the needful.

                                    Thanks in advance

                                    Feliex
                                    [protected]

                                    Regarding issue of NOC — Regarding issue of NOC

                                    This is in regards to my Account # 425544.
                                    I have been sending letters again and again for the issue of NOC towards the Hire Purchase account # 425544 which has been cleared against my vehicle vide Registration No. DL9CC5610.

                                    Please issue the required certified letter addressed to the Transport Department , South West, Govt. pf NCT Delhi for the termination of the H.P. and send the same to me as well.

                                    Regards
                                    Swinder Singh Narang
                                    24, Ground Floor
                                    State Bank Colony,
                                    Paschim Vihar,
                                    New Delhi-110063
                                    Dear Sir/Mam,
                                    I (HARI PRASAD SHARDA) have taken loan
                                    from fullerton India company; my Loan Account No.
                                    is [protected]. I have paid all the EMI for the
                                    same in time & as per the scheduled provide by
                                    company.
                                    I am requesting company to provided me NOC from
                                    27/07/09 but till date 23/10/2013 my NOC have not
                                    received after repletative followups by
                                    phone calls.
                                    I Query shall be esolved in 10 Days as per grivence
                                    procedure of the said company as infomred by
                                    company. but till date my
                                    NOC have not is issued.
                                    I request you to kindly me for the this

                                    Best Regards,
                                    Hari Prasad Sharda
                                    +91 [protected]
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                                      A
                                      ARUNSURYA43
                                      from Mumbai, Maharashtra
                                      Aug 5, 2013
                                      Resolved
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                                      Resolved

                                      Address: Tamil Nadu

                                      Hello All, I have took loan in Fuletron credit company before 3 years and now iam in closing stage of this loan if some one reading this please listen care fully..

                                      When i was taking my personal loan iam not aware about any loan giving companies when i was searching i got Fulletron after that i reached the agent and enquired for the loand amount after few days they alloted for the loan amount and that time i was not aware about their intrest amount but after few months EMI in between my salary bank account was changed and for that i have visited branch office at 100 feet road,coimbatore Mr collection manager in Fulletron was very very good he not even treated me as a human being when i was there its was around 2.30PM i think its his rest time after lunch god promise this is the very bad experience in my life they treated me lilke an slave...after few hours collection manager called me and he din even asked me to sit about 20 min i was standing near by him and he was sitting and very rude behaviour even i though its my fate without knowing i took loan in this company and he informed ECS will reflect from next month onwards and next month i got cheq bounce again i wen there same response very casual response sorry i don know how it happen ..........many things to say about this company but i dont know how to express............

                                      PLEASE I BEGG YOU PEOPLE PLEASE DON TAKE ANY LOAN IN FULLETRON MANY OTHER GOOD COMPANIES WHO GIVE GOOD RESPECT TO THE CUSTOMERS ARE MORE ....PLEASE I BEG YOU DONT TAKE LOAN IN FULLTERON IAM SAYING THIS FROM MY HEART.......
                                      Aug 14, 2020
                                      Complaint marked as Resolved 

                                      personal laon — no responce

                                      hi, this is ravi shankar kala here, this is to inform you that i applied a personal loan from ur bank but i am not getting any responce from ur side.its almost about one month but u people dont reply me, and all of the above ur executives are very irresponsible .lastly i just want to know my file's status, will u pls tell me about that as soon as poaaible.

                                      Fullerton — Personal Loan

                                      Dear Sir,

                                      I had borrowed personal loan from Fullerton and Bajaj Finance companies, when I wanted to foreclose the loan I approched both companies, Bajaj charged me only balance Principle amount and so I could easily close the Bajaj Finance Loan, But fullerton charged me service charges, foreclosure charges and some other charges despite I have already paid some charges before my loan cheque was handed over to me.

                                      So I request you to either ban these foreign companies which are looting Indian people or make some law to stop there looting.

                                      Thanks & Regards,
                                      Ashish Wagh

                                      laon — laon

                                      Hi.

                                      This mail i am sending you coz there are too much fraud people in india.I applied for a loan through the internet.They have given their add in some sites.One is Dr.Martins Kumar(Easy Loan Firm),Mr.Paul Mukesh(Transparent Loan Firm),Priyanka & Kritika (vibha finance pvt. ltd.),Akali Sumi,Tito Sema.These are the name of the fraud lenders..Paul mukesh & Martins Kumar sent mail with the details that the rate of interest is this and that and you have to pay the processing fees around 13000 and you will get your loan within 30 mins. thay have given account no. [protected](Name-Tito Sema),State bank of india branch new delhi & account no. [protected](Name-Akali Sumi) State Bank of india branch New delhi,.and said that you have to deposite the amount in this account.1stly i am telling about Martins Kumar-He has given me the account of Tito Sema and told me to deposite,after that i replied that i requested him tht please take the charge after the procedure will b complete thn he told me tht this is the processing fee without this we can's process.Thn i told him tht i don't have tht much amount,he asked how much you have,i said 10000 thn he told me to deposite 10000 i'll manage..after tht i deposited and thn called him..thn he told me to send a scan copy of tht slip.thn i sent..after tht he told me to wait for 30 mins. for transfer...after 30 mins. he called me and said tht go and check your mail,bank person sent you some mail.and i went to the cyber cafe.i have seen the mail,in tht mail written their tht you have to deposite 25000 for the COT(cost of transfer) and then u'll get your loan within 30 mins.i called to Martins kumar tht they r asking for more amount.He told me wht i can do its bank procedure.thn i searched in the internet for that bank's number,its allahabad bank..thn i called to tht bank and the bank person told me tht we din't sent this type of mail..thn i called to Martins kumar tht i already talked with a bank person he told me tht they din't sent.and the mail id i got tht mail was [protected]@sify.com,he told tht you r blaming me..i am helping you i promise you tht after deposite u'll get your loan within 30 mins..i told tht i don't have tht much amount thn he asked how much amount you have i said 8000,thn he told tht ok deposite it the rest i'll deposite from my side..i asked him so many times tht i'll not face any problem after tht no..he said no i promise tht you will get your loan..thn i went to bank and deposited and thn called him.then again he told me wait for 30 mins,i was waiting after 30 mins, i got a call and he told me that bank person is telling tht you have to deposite the complete amount after we will release the loan..i said i already told you tht i borrowed tht amount now how i can arrange more amiunt...i asked to refund my amount and i don't want loan thn he told me tht its not refundable its with the bank..deposite rest amount i'll give the laon.thn i said i don't have tht much amount,he asked again how much you have i told i can arrange 8000 not more thn tht..he told ok go and deposite..i aksed tht 1stly you talk to the bank person tht is t ok only thn i'll deposite,thn he told tht i promise you i'll not tell you for more amount..thn i deposite..again after 30 mins. he sent me a mail written tht bank asked for 25000 go and complete the payment...thn i asked sir please refund my amount..i don't want loan..i am in a big problem thts why want loan and you people cheating me..he told i am helping you i am not cheating you..thn i din't give him more amount...thn i applied to another lender Paul mukesh he did the same thing..thn i applied to another firm vibha finance pvt. ltd. they did the same thing..



                                      Here are the contact no. of tht frauds..



                                      Vibha fin.pvt.ltd.-011,65588404,[protected],[protected] (Priyanka,Kritika)

                                      Easy Loan Pvt.Ltd.-[protected](Dr.Martins Kumar)

                                      Transparent Loan Pvt.Ltd.-[protected](Paul Mukesh)
                                      I TOOK PERSONAL LOAN ACC NO [protected] IN FULLERTON INDIA AT DEC 2008 ON APPROVAL I INFORMED TO EXECUTIVE TO SEND ALL PARTICULARS TO HOME R MAIL THAT HE ACCEPTED.
                                      WHILE APPROVAL THEY TOLD 32 MONTHS OF EMI
                                      THEN AT 26 TH MONTH I TRIED LOT WITH CONCERN BRANCH TO GET DETAILS ABOUT MY BALANCE TO PAY AND NO REPLY FOR 4 MONTHS
                                      NONE OF THEM R NOT READY TO RESPONSE ME AT THAT TIME. FINALLY I MADE MAIL TO [protected]@fullertonindia.com ON APR 2011 TO CLARIFY ABOUT THIS ISSUE. NO RESPONSE FROM FULLERTON.
                                      AT THE SAME TIME I WAS SHIFTED TO NEXT COMPANY AND STOPPED MY AXIS ACCOUNT TO USE THIS WAS CONVEYED TO CONCERN BRANCH TO COLLECT CASH FROM MY HOME BUT FROM FULLERTON NOBODY GONE THERE TO RECEIVE.

                                      THAT SOLVE AFTER 1 YR IN 2012 OCT I GOT CALL FROM ONE OF YOUR REP TO PAY BALANCE 51000 TO CLOSE ISSUE.
                                      I TOLD I WONT PAY THAT MUCH I CAN PAY MAX 15 K TO CLOSE ISSUE THEY R NOT READY AND I GOT CALL FROM ADVOCATE, HE WAS THREATENING TO PAY OR HE WILL MAKE WARRANT. I TOLD HIM SEND DETAILS TO ME THEN I WILL TELL I MUCH I CAN PAY AND NO RESPONCE.
                                      AT LAST NOW AUG 2013 AGAIN ADVOCATE THREATENING ME TO PAY OR WARRANT WILL PRODUCED.

                                      I HAVE MAIL THAT SEND TO FULLERTON TO CLARIFY ISSUE AND I MADE LOT OF CALLS TO BRANCH TO COLLECT CASH.

                                      IN THIS CONDITION I CANT PAY AS YOU PEOPLE CALCULATED WHAT EVER IT MAY BE. LET MAKE WARRANT OR GET MAX 10K WITH COMPLETE CLOSING DOCUMENTS.
                                      Hello!

                                      I have taken a loan from you'll and my application was submitted in Aug., 2014, however, i received the amount in Oct., 2014 and again that was towards the end of October and after i phoning you company around 20 times each day for 1 week and i was promised i will get the money in 2 days and that was told to be at the end of August. Also, when i was called the first time to discuss about the interest and the installments, i was told that the interest would be 16.5% and later after negotiation it went down to 13.79, however, the instllemnt amount will be around Rs. 8, 300 for the loan amount of Rs. 2, 60, 000 including the deductions of about 13, 000 with a compusary insuarnce cover. I said will need some time to think on it as the calculation was incorrect by your company and later after 3 days when i respoended saying i am ok with it, the file was closed and was never reopened until i contacted the BRANCH MANAGER and the person who was dealing with thius just kept on saying i will receive the amount in 2 days and later when contacted the BRANCH MANAGER, i came to know that it was never reopened. Hoiwever, your loan advisor dealing with this then said my interest now will be 16.5% with deductions of 17000.

                                      FIRST OF ALL DELAY WAS FROM YOUR END AND NO BANK WILL CLOSE THE FILE IN 2-3 DAYS AND AGAIN AFTER THAT THE INTEREST RATE ROSE AND ALSO THE DEDUCTIONS. I WANT A PROPER ACTION TO BE TAKEN ON MY LOAD PASSING OR ELSE I AM ESCALATING THIS COMPLAINT FURTHER.


                                      - Mehul Gunjaria
                                      ( mehul.[protected]@gmail.com )

                                      Interest Rate

                                      I was cheated by companies officials about interest rate. I was told that interst rate will be only 17.50%. than after i saw that it was 29.5%. So i was cheated very much. Please help me .
                                      Dinesh kumar . Loan taken in Nov.2015 from Udaipur Raj.
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