GIC Housing Finance Complaints & Reviews

I am a customer of gic housing finance for the last 3 years and i have paid my dues regularly but only two instalment are pending. Now when i asked the manager of gic housing finance ltd. Vadodara for the provisional certificate for ay 2017-18 he is refused to issue the same. I cannot understand what is the connection between my pending dues and the certificate which they have to provide as the income tax department instruction and rule....

Pls refer below mail where i am follow up for my document since two months but not getting any revert by email or phone.

—

Regards,
Vishal chauda | manager - business solution
Desk phone: +[protected], mobile: +91 [protected]
E-mail: vishal. [protected]@dhflpramerica.com
Mailing: dhfl pramerica life insurance co. Ltd.
4th flr, building 9b, cyber city,
Dlf city phase-iii,...

Just 4 days before gic given disbursement 70% of principal amount of property

But without informing they had deducted amount of rs 7220 from account

Surprised package is that 3rd person party not even provided any clarification of loan amounts of interest and installment just they started deducting amount. O ne more thing they had provided letter also of loan approval.

Requests you please advise...

I am also having a loan with gic. Instead of decreasing the rate it is increasing without giving any notice to us. Very bad in giving service. They have not issued me provisional certificate due to which a huge amount of tds was deducted from my salary. No response or proper reply is given by the branch as well as headquarters office. Charging 14% interest....

I am availing housing loan from gic, gurgaon branch. My account no is. Dl[protected] the rate of interest is 10.75% in the account which is very high as compared to prevailing roi. Also when i reach the branch the requested to close my account, they have asked to deposited foreclosure charges of rs. 41, 000/- along with the outstanding. My sincere request is for the reversal of excess interest charged in the account. Also i have submitted...

I S B Mishra had taken a home loan under file number[protected] from Kolkata Zonal Office. At the time giving loan they offered me 10.50 % interest rate with the assurance that they will always be lower than the market. After two months they increased the interest rate by 12.50 percent where as others were charging not more than 10.05 %, I have requested and took my case to their senior authorities (Shri Raghottaman Area manager Kolkata )but...

I am having a Housing Loan with GIC Housing Fianance Ltd. for the last 4 years. I am a government servant. At first they promised that I will get a housing loan for transferring my housing loan from government recognised bank with less interest but later on they charged more that 13 percent which is also against the RBI guidelines. I required the provisional certificate for claiming IT rebate but the vadodara branch refused to issue the same...

Hello,

I have borrow loan from GIC Housing finance thane branch in year July 2012. Initially my rate of interest is 10.5% for six month thereafter it was 12.5% till date. RBI reduced it's repo rate couple of times but GIC never reduced single time. I have requested bank manager long back but nothing happened. Lot's of complaints on this forum regarding this higher rate of interest but not found any solution.
Please...

Actually in bangalore gram panchyat don't have rights to give permissions upto g+4. Remaining all banks are funding only g+3, all banks also not providing loans on 4th floor.in gic housing finance is funding only 4th floors, why are you funding only 4th floor in gic housing finance, this is legal or illegal?. Please verify with your legal department. Please suggest me...

My self Mr. Abhiket Prakash Kasar I ha taken a home loan under file no. G08474.At the time giving loan they offered me 10.50 % interest rate with the assurance that they will always be lower than the market, but after few month they increased the interest rate by 11.50% and no any intimation. recently he charge 12.20%.Recently Govt. Of India has decreased the Bank Interest rate where as they are still charging the same. I would like them...

Dear Sir
I have taken housing loan from GIC Housing Finance Ltd. Virar Branch in Sept. 2014. With interest rate 10.25 %. The interest rates are going down day by day. As on today your interest rates are 8.65%. Then why should I pay higher rates. Request you to look into this matter very seriously and do the needful at the earliest.

If you will offer me 8.65% interest rate then also I am ready to continue with you otherwise...

Im have a home loan with GIC housing Finance (Pune). The total amount was 1556000. This was effective 12/10/2012 with the interest rate of 11.25%. I have email sent from GIC stating detail on my loan which clearly state that its a floating ROI. However after baring the high interest I decided to transfer my loan with SBI. However GIC is now demanding 2% foreclosure fee of the outstanding balance of 1448000. this amount come to 29083 which...

Would like to bring the following for your kind notice:

1. In the year 2009-10 my home loan with HDFC was taken over by GIC for Rs 6.90 Lakhs (Principal 5 Lakhs plus top up of 1.90 Lakhs).
2. You may be observed from my account that I am making payment EMIs on time.

Now during July 2016 I wants to transfer my Home loan to Bank of India because you are charging 12.5% for my Home loan. Your branch has advised...

Dear sir, i took a housing loan from gic housing finance on 2007 under reference g01006 and gave themail 2 lic bonds as security.

I closed said loan in 2014. I received all the documents except 1 lic bond which is misplaced by gic. I continiously doing follow up but shameless gic never give positive response. Kindly advise why should customer will support because of their negligence....

Im bjp wanted to inform u that ur company gic housing finance home loans is giving loan to a fraud person to sanjay ray his
Pan no. Agzpr9375e
A builder siddhivinayak developers is providing fault loan, building name laxmi keeerti, survey no. 113, old h. No. 10 (Part) b. P. Road no. 4, kharigaon, bhayander (E), district - thane. This building is till 4th floor having no permission, mira-bhayander muncipal corporation cc paper...

For flexible loan account (Home loan), interest rate supposed to be reduced as rate of interest gets reduced by reserve bank of india. Repo rate.

They do not provide information that interest will get reduced if we pay switch fees. Also no information on reduced interest plan.

Gic still charged me with highest rate of interest
Ince last 2 years. They do not offered complaint register to do complaint....

We had taken home loan of Rs. 56, 00, 000/- from GICHFL vide Customer ID.[protected]; Loan Account No. AP[protected] in the month of MAY 2014. We are paying the EMIs without any delay and default. We transferred our loan to other bank after paying outstanding amount inclusive of pre-closure charges.
As we understood from the loan document, my loan interest rate is floating type and Pre closure charges shall not be applicable as per...

GIC is the worst company to have any kind of loans, they keep on harassing their customers if there is any payments pending.. i am call the GIC virar branch.. let me tell you this is the worst place on earth and people working here are curse to humanity and don't know to talk to their customers, very very indiscipline creature.. i want my loan statement for tax purpose.. but when i called the person received the call says do what ever you...

I am Businessman (sunil sharma) GIC also cheated to me . gic is charging interest rate on my housing loan at rs.12.75%. as per RBI Rule 5% have decreased . but gic is not following rule of rbi they have told me we are not follow rbi rule . now i have decided to shift another bank they are charging penality on balancing amount by 2%. my loan no. in gic is MH[protected] i have taken loan in yaer 2014. gic virar west shree sidhi...

Rameshwar Vyevhare

Customer ID :[protected]
Pimpri Chinchwad Branch

I had applied request to lower my interest rate and also paid amount 9300 rs for the same. Now taking follow up since 1 and half month now they are saying you have taken loan at fixed interest but I remember that have taken it on floating rate and also have proof document sent by GIC offer letter and statement all reflect the floating...