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GIC Housing Finance Complaints & Reviews

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Last updated Jun 28, 2023
Complaints 214
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GIC Housing Finance reviews & complaints page 11

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N
narsinh.10
from Bengaluru, Karnataka
Oct 29, 2015
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Housing Loan

Address: Vadodara, Gujarat, 390005
Website: www.gichfindia.com

After Paying Interest Branch has not Reimbursed the Loan Amount I am Very dis-appointed with the service of GIC Home Finance- Vadodara Branch. After Paying 1 month advance interest after Loan approval, Branch has not given me a Reimbursement cheque of loan amount since 2 months. Branch Manager Mr.R.Lalit and Mr.Mukesh Savita are continuously threatening me not to issue the cheque without paying Interest of Month of October. And Mentally...
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PA17121980
from Gurgaon, Haryana
Jul 16, 2015
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Deducted two installments of home loan

Address: New Delhi, Delhi

To Whom It May Concern, I have taken a home loan from GIC and having a very bad experience that two installments deducted this month one by check and one through ECS and getting no response from your gurgaon branch..very irresponsible behavior they have shown. Please do the needful if anybody can resolve my issue. my customer id in GIC is UP[protected]....
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Rajes20
from Delhi, Delhi
Jul 13, 2015
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GIC is charging 12.5% on my Hom Loan

Address: New Delhi, Delhi

My name is Rajesh kumar and i have taken loan amount of 8.13 Lac from GIC housing in the month of July/Aug 2011 with 9.9% ROI and it's also mentioned on my offer latter and that time branch manager committed to me the same ROI will be till July/Aug 2013 and insurance will be free for 20 years. But now GIC is charging 12.5% and also charging insurance from my EMI amounts every months. I just wanted to know if other Bank Rate of Interest...
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amitroy79
from Kolkata, West Bengal
Apr 25, 2015
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Non Co-Opration and Scam of Employee of of GIC

Address: Kolkata, West Bengal

Sir, I taken home loan from GIC Housing Finance P. Ltd .at kolkata branch Royal Insurance Building of Rs. 450000/- and 350000/- My loan A/C No; Loan Account No.G05754 & and G06932. First: Complain against the Rate of Interest which is much higher from the RBI Rules.Second : Against the employee scam . In Fin. year 2012-13 when i took statement i found that there is No.s of EMI default against my loans file which is mention above i...
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A
absk
from Mumbai, Maharashtra
Dec 8, 2014
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NON PROVIDING OF DETAILS TO SHIFT LOAN ACCOUNT

Address: Mumbai City, Maharashtra

FILE NO CUSTOMER ID As i have been approved loan by IDBI BANK who have requested to provide necessary documents within 15 days. Based on which i have submitted Letter to GIC HOUSING FINANCE LTD., VASHI BRANCH. Till this date they have not provided proper reply, in fact they say that their systems are not functioning they are asking us to come next week dragging each and every week. Reason being they have shifted their office....
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absk
from Mumbai, Maharashtra
Dec 8, 2014
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NON PROVIDING OF NECESSARY DETAILS FOR SHIFTING OF LOAN

Address: Mumbai City, Maharashtra

I HAVE BEEN APPROVED LOAN FROM M/S. IDBI BANK AND HAVE BEEN CALLED FOR CERTAIN DOCUMENTS FROM THE EXISTING LENDER (GIC HOUSING FINANCE LTD). BASED ON WHICH I HAVE GIVEN LETTER TO GIC HOUSING FINANCE TO PROVIDE THE DOCUMENTS WHICH WAS ACKNOWLEDGED BY THEM ON 27/11/2014. SINCE THEN I AM FOLLOWING WITH THEM AND THEY HAVE NOT PROVIDED ANY DETAILS. THEY ARE INFORMING THAT THE OFFICE IS UNDER SHIFTING AND THEY MAY NOT BE ABLE TO PROVIDE...
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saleem_
from Delhi, Delhi
Sep 12, 2012
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PROPERTY

Address: Lucknow, Uttar Pradesh

sir mera naam mobeen khan hai sir maine ek zameen GIC HOUSING FINANCE LIMTED SE Khareda tha. jo 360000 rupey me ziska paisa maine 60000 ke DD di thi aur 60000 kaish diya tha fir maine 240000 ke DD jo (2/03/2009) ko di thi uske baad unoune mujhe ek latter diya tha. fir mai rejestery karane ka liye Bank me jata raha. lakin unhone rejestry nahi ke aisa karte karte do saal ho gaye jab mujhe pata chala ke bank ne mere saath fraud kiya hai aur...
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gic
from Mumbai, Maharashtra
May 17, 2011
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Housing Loan Insurance Refund

Address: Thane, Maharashtra

GIC Housing Finance Pvt.Ltd.
Location: Ambernath, Thane, Maharashtra, India
gic on Feb 4, 2011

Insurance Refund
Sir, I taken home loan from GIC Housing Finance P. Ltd Of Rs. 5,79,406/- including Insurance Rs. 18,328/- as premium amount plus service tax of Rs.2265/- For 20 year period. My loan A/C No; Loan Account No.23-G09896 Insurance Certificate(Kotak Mahindra Bank) No.GICHF1114 dt 17.9.2008 Customer...
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piyalimukherjee
Mar 14, 2011
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Complained against unhealthy practice of the employer

Address: West Bengal

Respected sir,

With supreme respect, I, Piyali Mukherjee, would like to intrude upon your valuable time to state the following few lines for your appropriate justice.

That, I joined M/s. Geeta Ganesh Promoters Ltd., Trust House, 5th floor, Kolkata – 700012 on 10th June, 2010 as Marketing Officer under probationary period for 4 (Four) months. During my tenure, I worked with the organization very diligently...
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Macquine Sumantha
from Mumbai, Maharashtra
Dec 8, 2009
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Loan Disbursement Harassment

Dear Sir,

I would like to bring this to your notice that your staff has harassed me to the core in the last 2and a half months. My understanding of GIC service was so good that I promoted it to my friends and colleagues when I first borrowed a loan of 90K in 1996 File 1592/1925 G00973. However, I am very concerned with the level of service that GIC has to offer now to its customers, despite of continuous follow up, I am being...
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shiv kumar chauhan
from Delhi, Delhi
Oct 7, 2009
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morgeg LIC policy no 914888875 matured in march 2009,but payment not recived yet (through GIC HOUSING finance ltd.)

i am the lone holder of GIC housing finance ltd.(NEW PANVEL)MUMBAI.FILE NO 1840.morgeg LIC my policy[protected],which is matured in march 2009,but yet i am not recived my matured money,the staff of GIC is give proper answer and every time ask to go an another staff person or LIC office santacruz.
all are just lauging and chek there file,no has to willing to solve my problem.
i am so much frusterted from the staff of GIC.
PLS...
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KAILASH CHANDRA SONI
from Kolkata, West Bengal
May 19, 2009
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HIGH RATE OF INTEREST ON HOUSING LOAN

I Kailash Chandra Soni apply reshedule of my existing housing loan from 20 years to 10 years as per advise of executive of GIC Housing Finance Limited that you get benefit of 0.50% interest rate with the payment of processing fees of Rs 3000/-. but i am surprised to see my disbursement letter where interest rate charges @ 12.50% against sanction of loan 11.75% and Processing fees paid by me Rs 10000/- against Rs 3000/-. Even no representative...
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KAILASH CHANDRA SONI
from Kolkata, West Bengal
Mar 16, 2009
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disbursement of loan with high rate of interest

I CA Kailash Chandra Soni taken housing loan from GIC Housing Finance Limited but I found commitment/advice given by representative of company at the time of disbursement not correct in my case The details given below where I am chitted by GIC Hosing Finance Company Limited

I have taken a Housing Loan from GIC in the month of Dec.2006 for Rs.8.10 lacs (file No.G05225) for the period of 20 years. As per the advise taken from...
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Complainant6388840
from Delhi, Delhi
Dec 30, 2008
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Cheating

We R. Gupta & D. Gupta had taken a home loan under file number G02972. At the time giving loan they offered me 9.25 % interest rate with the assurance that they will always be lower than the market. After two months they increased the interest rate by 11.75 percent where as others were charging not more than 1o.5 %, I have requested and took my case to their senior aurhorities but there was no hearing. We were in such a mental stress...
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