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GIC Housing Finance Complaints & Reviews

www.gichfindia.com
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Last updated Jun 28, 2023
Complaints 214
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Bad news - Even though we've managed to contact the company, they're quite slow at resolving complaints.
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GIC Housing Finance reviews & complaints page 4

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A
Ajay Raskar
Jul 3, 2021
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No response , worst staff

Address: Vashi navi mumbai satara plaza

This Prakash Dhondiba Raskar your gic housing finance customer
I have taken 3 loan From Your Gic bank
Which i have taken seprately

THE Following loans number are

MH[protected]
MH[protected]
MH[protected]

I have apply for loan closure of all three loans. 8th march 2021 with application letter

Your bank Had blocked the three loans by which we are...
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S
sahildeli
from Mumbai, Maharashtra
Jun 11, 2021
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They will do everything possible to delay your Loan Transfer.

They will just send you from one branch to other branch and will do whatever they can to delay as much as they can so that they get they Interest!

Very greedy company and staff is ###! Just like any Government Employees.

Believe me take LOAN from other place but not here!...
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B
Blmeena18
Jun 10, 2021
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Home loan Subsidy (PMAY)

Address: Plot no-215, flate-F1, Lajpat Nagar jagatpura jaipur

Dear Sir, I have availed loan from GIC on March 2019. At the time of sanctioning loan they have told you are eligible for PMY subsidy. They have sanctioned loan after scrutiny of all the documents related to building.
I have submitted all the documents for PMY subsidy firstly they have not submitted my application and told me you have not given documents.
After some days they are saying your building is not approved whereas...
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A
Avinash Anant Shinde
May 30, 2021
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Original LIC Policy & P.F. Slip not Received.

Dear Sir,

I AVINASH ANANT SHINDE, Complited GIC Home Loan on 07.06.2010. GIC File - GICHF/THA/G03982 recevied Original Aggreement Copy, Original Socity Share Certificate on 07.06.2010.

Sir, My Original LIC Policy[protected] &[protected] & P.F. Slips ( GROUP 4 Company) not received.

Do the Needful & give Origianl LIC Policy Certificate & P.F. Slips.

Thanks & Regards,
br...
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S
sandeep0609
May 10, 2021
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Policy no. GA000033

This is regarding Policy No.: GA000033. We have dropped so many mails regarding the settlement but we have not received any satisfactory response from GIC Delhi. We did not expect such kind of poor services from GIC. We have been just taking the follow up from GIC delhi branch since January 2021. Also we have already informed GIC in January regarding this matter, but even then February & March installments got debited from the customer account....
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P
PadamVerma
May 6, 2021
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Required Documents

Kindly I want to inform you that I want to transfer my Home Loan GIC to any other Bank due to more interest(i.e 10.15%) So kindly send the below documents:

1. Loan Statement(including all details loan amount, remaining principal amount, duration etc. )
2.List of property chain documents

My Customer Id:[protected]
Contact No.-[protected]...
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M
Madhu00009
Apr 29, 2021
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Poor service

Dear sir/madam,

I have applied for construction loan @bangalore office electronic city branch even its been successfully complete their verification and all and approved of INR.27.73 lakhs on Jan 2021, after getting clear communication only (sanction letter with seal, MOTD registration, Loan docket signs, original documents also collected and processing administration fees also paid) but now since from feb 28 onwards I'm keep...
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V
Vishakha Khare
Apr 12, 2021
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PMAY subsidy against loan

Address: 104 & 105 1st floor Vishal Chambers P 1 sector 18 Noida Uttar Pradesh- 201301

I have taken home loan from GIC Noida Sector 18 branch applicant for the loan is my wife and I am co-applicant. We have planned this flat after calculation that we will get PMAY subsidy as this our first pucca house.
But my application got rejected as the reason given to me is that my flat structure is not as per the laws to avail the PMAY subsidy benefit. First they rejected the application by saying that the female involvement is...
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S
Sharmak5
Apr 10, 2021
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UNPROFESSIONAL approach by GIC ghaziabad branch staff

Jai Hind Sir, Sir I'm Aravind Kumar Sharma presently working in Indian Air Force at Jalandhar.Sir I had taken 18 lakh rupees loan from GIC ghaziabad branch in the month of Feb 2017.Since then I have observed that all staff member of this branch are unprofessional except one or two..No one pick up land line phone of this branch..they keep landline phone in mute mode.same can be verified from your side suddenly.If any how we make call at any...
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A
Anirudha Tripathy
Apr 8, 2021
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Not got my DD/cheque after sale my flat to

Address: Shivaji Nagar, pune, Maharashtra

Dear sir I have sale flat to a customer who is taken loan from your office. After deposit sale deed DD not given to me till date. Several phone and msg send to Mr pk Patil and call several time but not reply. 6 and 7 date he once reply i will give you 7 April morning but not given. Corona again spread again if it spread huge then it is not possible to got. So may I request you please give my DD as soon as possible

Yours br...
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S
shekharKabir
Apr 6, 2021
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Loan Documents

Address: Barakambha, CP, Delhi

I hope you guys can help me.

I am an existing customer of GIC. I took loan in Jan 2020 which is biggest mistake of life.

They promised me to give ROI 8% which is all of sudden raised to 9.85%. After that they told me all the loan document after processing a set will be sent to you via email which is not yet received.

Now i am asking for foreclosure details along with document details they are...
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K
[email protected]
Apr 5, 2021
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Pradhan mantri Awas Yojana subsidy

Address: FF-2, D-6, First Floor, Opposite Shahanai Farm, Keshav Kunj, Govindpuram

I, Santosh Kumar Singh, have taken the home Loan of 914000 in may 2018 from GIC Housing Finance, RDC branch. Ihave purchased builer flat in Keshav Kunj, Govindpuram, Ghaziabad and at that time they have said that they will apply for PMAY subsidy for us because it is our first home but after that they never shared any information with us that they have applied for subsidy or not we were constantly following up with them via mail and phone...
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K
kedyraj436
Apr 2, 2021
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Regarding loan closure.

Sir,
My name is Kundan Kumar Singh, i am exciting custmor of your GIC Housing Finance Ltd, Pitampura branch, New Delhi and my custmor id is[protected] and loan no is UP[protected]. I am closing my loan account by cheque of full payment on 01.04.2021 but your concern branch has said that, the interest will be charged of full April Month i.e. 30.04.2021.
I want to know that, if i paid total loan amount on 01.04.2021...
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R
Rohitbhatt
Mar 15, 2021
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PMAY CLSS application

Address: 305, ITL TWIN TOWERS, B-09, NETAJI SUBHASH PLACE, PITAMPURA, Delhi, 110034

We have taken the home
Loan from GIC netaji shubhash Palace in 2018 and at that time they have said that they will apply for
PMAY subsidy for us be cause it is our first home but after that they never shared any information with us that they have applied for subsidy or not we were constantly following up
With them via mail and phone calls but they said that we have applied and it will take time to credit that subsidy...
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P
Pritam Sabnis
Mar 8, 2021
Dec 29, 2021
This thread was updated on Dec 29, 2021
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Provisional certificate 2020-2021

Many times contact but phone number mention in the site are not exits and no reply on mail communication

CUSTOMER ID :[protected]
LOAN NO :MH[protected]
BORROWER NAME :PRITAM PRAFULLA SABNIS...
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J
Jayasree1234
from Chennai, Tamil Nadu
Mar 2, 2021
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Ref 050027728 home loan

Address: Nandanam

TN[protected]

With reference to above, we regret to inform you that, bcoz of your negligence and your company ignoring style of attitude as a customer feel so much fratuatuon pain and suffering health issue.

Regarding the above file number we applied moratorium request and cancel the same month of April bcoz we get the salary..

But in may month our company informing no salary for the month...
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J
Jayasree1234
from Chennai, Tamil Nadu
Mar 2, 2021
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Ref 050027728

Address: Nandanam chennai

With reference to the above so much time I called Chennai branch for our interest rate reduced... Still no response from your side.. We ask for moratorium 5month. Still now there is no pending at all. We not get the rule of government 20% extra loan or extension as well as we approach the bank for the reduce interest rate..

Kindly revert me the reason...
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A
Ajay10oct
from Bengaluru, Karnataka
Mar 1, 2021
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Customer care number

Address: 33 Anand vihar ,near deepak work shope bhatiya factory

Please let me a number where I can share my complaints or Queries.Nobady is picking phone in delhi branch....
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B
Bhom Singh Chauhan
Feb 25, 2021
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2% Foreclosure interest levied on floating rate

Address: Ground Floor, P no 947 10th D Road, Sardarpura, Prem Tower, Jodhpur Pin code 342003
Website: GIC Housing Finance Ltd

Sir With due respect I would like to put few lines for your consideration. I am Bhom Singh Chauhan. I have taken a loan from your branch having No RJ[protected] dated 09 Mar 2016 on fixed rate interest of 9.95%. After 01 year I had requested to reduce my interest rate and company accepted my requested and changed it to 9.35% with floating rate. Recently I have put an application for transferring my loan to SBI. SBI requires the closure...
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S
SUMIT DARYANI
Feb 25, 2021
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Money not received

Address: UGF-10 A-E, Kanchenjunga Building, 18 Barakhamba Road, Opp Metro Station, Connaught Place, New Delhi, Delhi 110001

I applied for a loan of 5 lakh for 5 years but they automatically changed it for 20 years and after several requests they gave me the offer letter which was for 5 years but the emi amount was for 20 years and they said they can't change it now.

So I want my administrative fee of 12000 back....
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