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GIC Housing Finance Complaints & Reviews

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Last updated Jun 28, 2023
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GIC Housing Finance reviews & complaints page 6

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LOD

Address: GIC

I wish to change my loan to another bank. I contact the noida branch they people denined for lod and advised me to go gurgaon. This is so far from me. So please send me as email my lod...
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Address: GIC HOUSING FINANCE LTD. 211. PANORAMA COMPLEX, R C DUTT ROAD, VADODARA 390005

As per recent guidelines issued by rbi the particular bank is not considering and rudely behaving and approaching in third category to senior citizen and pressurising to clear up the outstanding for residential home loan several times we have request and presented but the company is reply very rudely and approaching out of the banking code of conduct and rbi guidelines
Request to the great controlling authority of all the banks and...
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e.pathma naban
Jul 14, 2020
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Loan status

Address: Quarter no.24, 25 bn SSB

Loan application no. Is 663773 at pitampura, delhi branch, kindly status this loan application inform to [protected]@gmail.com please....
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Damayanti Bandopadhyay
Jul 10, 2020
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in transparency of loan deductions and lack of transparency in interest

Gic housing finance has been consistently charging interest rate on housing loan which is way higher than average and never shared the loan summary without follow up multiple times....
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Chandara Mohan Naidu
Mar 19, 2020
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gic home loan approved and agent is saying some issue

Address: sansiri residency, Bangalore, Karnataka

Hi sir-
I am chandra and i took a loan from branch yelhanka, bangalore branch.
I am nri. I bought two sites right next to each other in sathanuru (Panchayat sites) i took composite loan for two individual sites. But, these two sites are join sites. I started construction together by joint sites as a single venture. Now agent is saying i not suppose to construct together as a single venture as i have two independent loans. I...
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Chandan Patro
from Noida, Uttar Pradesh
Mar 18, 2020
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pmay subsidy not received

Address: 3001-2,MGF Metropolis Mall,Gurgaon,Haryana, Gurgaon, Haryana

Dear sir/madam,

My name is chandan kumar patro, i have taken home loan from gic housing finance ltd., gurgaon haryana. July-2019 and applied for pradhan mantri awaz yojna subsidy.

But till now i did not receive subsidy amount in my home loan account when i contact to my gichfl regarding the status of subsidy they said we submitted your document when we get the amount we will add into your account. When i try...
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jay4jp
Mar 9, 2020
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issuing loan without rera registration

Address: East Godavari, Andhra Pradesh, 502032

While all housing loan providers are issuing loan to buy housing property with rera registration as mandatory, is gic an exception to these instructions to provide upfront loan without an sort of work started and without rera registration. Does gic release loan without any specific milestone of work. My builder hasn't provided any agreement till date but gic has come up to provide loan within 2 weeks, where as the housing layout doesn't even...
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Rajaram20
Jan 28, 2020
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mr.uday gulab rokde

Address: Flat No 403 S.No 8/4 ,Shree Sanskruti residency ,Ambegaon, Pune, Maharashtra, 411046

I was trying to buy flat & found that it is illegaly constructed. only two floors were sectioned by town planning, but it was built upto 4 floors. i had given downpayment.but, the owner is not returning back.
I would like bring to notice that, GIC had given loan to such property. I Request GIC to verify the loan given to following person using false documents.
Does GIC provides loan to flat without town planning permission?...
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Nil Hsk
Jan 27, 2020
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re:-property fraud at kargil nagar

Address: Aplonbai fernandes chawl Golibar 7th Road Santacruz East Mumbai 55, Mumbai Suburban, Maharashtra

Dear sir / madam,
I have complaint against the fraud of property at virar east kargil nagar whers is i buy 1 bhk flat in sai samarth complex. This was buy 3year ago but property indeed inlegal after 1 year and fraud has made by builder and banker (Rohan gajmal - builder and gic housing bank).

I came to this for your notice for jurisdiction. Kindly help me to out from this bad condition.

Thanking you,...
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bsmanjunath1978
from Bengaluru, Karnataka
Dec 23, 2019
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kengeri branch (bangalore) lazy and very much lethargy employees

Address: Bangalore Urban, Karnataka, 5600056

Hi

I applied loan in kengeri branch (Bangalore) office last nov 2019 1st week, they have generated cibil and score was good, but there is no call or process from the team, when ever the i use to call they were not picking the call and lady called me after 1 month to ask about few details which was given at the time of documents. Still i provided all the details, and later on there is no response for the team.

...
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Olivia Yin
from Noida, Uttar Pradesh
Dec 7, 2019
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dont support for pre closure of loan

Address: Gurgaon, Haryana, 201301

Hi team,
My name is ernyu yin, e-mail id is [protected]@gmail.com, customer id is[protected], i want to pre closure of my loan, gic team didnot replay on my e-mail regarding balance of payment, please help me out, i called to many times but no body pick the call,
Please do the needful. Thanks a lot
Please provide loan closure document, tell me the amount of balance, i will make the whole payment and help to close my loan...
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A
Amit Drabu
from New Delhi, Delhi
Dec 4, 2019
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non credit of proceeds of cheque for 11162 in my loan account

I am Amit Drabu availed housing loan from the company recently my account was debited through Ecs from the co.Amounting to ₹11162/_on 12/11/2019 & simultaneously on 14/11/2019 cheque for ₹11162/_was produced through clg.under check.no. 000003 drawn on ucobank talab tillo.both entries are debited from my account.I have sent them my bank statement as demanded by the co.I am surprised the co is denying credit of charge. No 000003 for ₹.11162/_...
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PrabirAbcd
from Mumbai, Maharashtra
Nov 21, 2019
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closure of loans and handed over igr copy

Address: Kolkata, West Bengal

Dear sir
My loan was completed in september 2019.
All papers were handed over in november but original deed was not handed over, instead they handed over igr.
Now i am running around with igr and department is unable to trace it.
I understand this is the responsibility of gichf.
Anyway, customer care is an non existent term in gichf.
What to do now?...
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Pooja Waghmare
from Mumbai, Maharashtra
Sep 20, 2019
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status of pradhan mantri awas yojana and assessment i'd of application

Address: Flat no 403 Plot no 107, Krishna Villa Sector 6, 410206

Respected,

I pooja shivdas waghamare.. Having housing loan from gic finance from 2015..in 2017 i have applied for prabhan mantri aawas yojana. So i just want know that what is status of that. Also i want my assessment i'd as well.
Below is loan details:

Name - pooja shivdas waghamare
Loan no-mh[protected]
Pan no-acjpw6909p
Mobile no [protected]
Adhar no[protected]
br...
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Deepika Baloni
from Kolkata, West Bengal
Sep 20, 2019
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against loan

Address: New Delhi, Delhi, 110005

I have taken a housing loan. The problem is the agent did not give proper clarity on when they will present the cheque against processing fee.cp brNch miss komal take three blank sign vhq from me.without my any knowledge they fill amount and deposit the chq rs 3530.but chq is bounce
As a customer i should know when i am supposed to pay.
Also without my confirmation and they prepared the cheque
I feel looted by gic as...
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tahir_khan2000
from Mumbai, Maharashtra
Sep 17, 2019
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housing loan disbursement without customer consent with fake signature

I have applied for housing loan from gic bank for karrm infrastructure project and it has got approved but i was surprised when gic housing finance ltd disbursed the loan without completion of borrower contribution and without my consent. I came to know my signatures were forged, which i discovered when i visited the bank for asking the fact of the disbursement without my consent.
The 85% of loan has disbursed without considering the...
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Sathish Rao
from Mumbai, Maharashtra
Aug 26, 2019
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loan disbursed with forged document and non response of gichfl

I have applied for housing loan from your bank for karrm infrastructure project and it has got approved wide loan account no mh[protected]
No concrete answers and response is given till date after intimating in writing and repeated emails. I was surprised when gic housing finance ltd disbursed the loan without completion of borrower contribution and without my consent. I came to know my signatures were forged, which i discovered...
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sanjanachauhann
from Vasai-Virar, Maharashtra
Aug 1, 2019
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home loan closure

Address: B/304,Lotus apt. shriprastha, nallasopara (west), Mumbai City, Maharashtra
Website: gichfindia.com

Dear sir/mam,
Greetings for the day!
With great hope of help and assistance i am writing this complaint against gic housing finance fort branch, mumbai. The following are the points -

1. There were several requests made to the bank for closure of the loan via written letters, visiting the the bank and mailing them. Still, they refuse to do so and are not at all ready to accept any of the requests.
I have...
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KanhaiyaS
from Mumbai, Maharashtra
Jul 31, 2019
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refund interest on non issued loan cheque and foreclosure charges

Address: Shop No.104, 105, First Floor, Vishal Chmabers, Ashok Marg, P Block, Sector 18, Noida, Uttar Pradesh 201301, Gautam Buddh Nagar, Uttar Pradesh

This is to bring in your notice that i have been charged unreasonable interest amount on 2.5 lacks rupees bank instrument meant to be handed over to the builder as part payment from my housing loan account with you. The instrument expired in your custody and i have been made to pay the interest thereof. Mr. Santosh who is handling the matter had said that the instrument would only be issued after i got the property registered. I was running...
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9999390775
from Delhi, Delhi
Jul 18, 2019
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loan closer purpose

Address: D-3/79A, SHIV DURGA VIHAR, FARIDABAD, Faridabad, Haryana, 121009

Dear sir
We would like to inform you that i yashoda nand jha s/o late shri mohit lal jha r/o d-3/79a, shiv durga vihar, lakkarpur, faridabad (Haryana) sir my senction home loan amounts – 22, 60, 000/- dated 06/05/2019 after senction loan amounts make cheque without signature date 22.05.2019 and interest continued from 22.05.2019 date 25.05.2019 all interest cheque cleared our bank accounts but cheque not received by me and june...
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