| Address: | At : Kotapalla, Po:Tangisahi, Via:Bolgarh |
I have taken a Home Loan from GIC, Bhubaneswar, Odisha on dt[protected]
My CUSTOMER ID :[protected] Offer
FORM NO : 405954
Inter17th Feb 2022, talked with bank about the high interest rate, they mentioned your Loan is sanctioned with flat intrest rate at 9.65%.
They offered me to decrease the interest rate to 8.65% by paying 5000 INR.
I paid and they told your interest rate is now 8.65%. I have all the payment receipts. This new interest rate is supposed to be fixed for next 5 years.
Again on July 2022, Bank increased the interest rate to 9.4% saying RBI increased the Repo rate and while changing your interest was set to floating. as a customer I felt cheated.
In first place why they took 5000INR and applied the decreased interest rate of 8.65% for 3 months only.
Please apply the 8.65% ROI else return my 5000 INR
Sanction letters, 5000INR payment receipts attached.
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