Gic Housing Finance — Reduce interest rate and # unethical behavior

Address:

Lucknow

Dear Sir.
I Mohd Wasim Ak my loan A/c. No.UP[protected].

I have taken a home loan of Rs. 26, 49, 000. in GIC HOUSE FINANCE account number: UP[protected]. I took this loan 2016,
4.8 year for the purchase of my new house and have been paying all instalments at the specified dates.

I would also like to mention that Recently, I have been getting offers from other banks for transfer of my current home loan at a lower rate of interest. I found that other reputable banks are also giving home loans at a lower rate of interest in comparison to your bank.

I want you to consider reduction in rate of interest of my current home loan if I must continue my home loan with your bank. The current rate of interest that I am paying is 10.75% while the other banks are offering at 8.45% rate of interest. The difference is huge for an amount as big as the one I have to pay on.
I shall appreciate if you could reach upon a conclusion soon and respond to my statement.

Thanks and Regards.
Mohd Wasim Akram
Mb.[protected]
Place. Lucknow
Loan Account No.UP[protected]