HDFC Bank Complaints & Reviews

Want to redeem the points against my credit card

Would u plz let me know how to claim rewards Point. I hv HDFC Gold card rewrads points

SIR/MADAM, I HAVE TAKE REWARD POINT FOR MY C.CARD NO.[protected]. PLS MY REWARD POINT GIFT DISPATCH AT MY HOME ADDRESS 6-52-52, NIRMAL PURI, LAJPAT NAGAR-4, NEW DELHI-100024

I have opted for Balance Transfer and CUST service said that they have changed the process as we need to fill in a form and drop in drop box. I did the same and when i call up after a week they said they did not receive my form, they might have misplaced it.

Immediately i called up CUST care and told them that it is very urgent and i need to pay the amt in another credit card by 5/5/2009 and the Manager had promised that i will received the check by 5th of May.I also filled another form which he asked me to fill up but when i call up on 5th the manager was saying that it takes time u need to wait.Now i need to bear the heavy charges by other bank credit card.

If he did not promise me, i would have arranged an alternate.If the Employees give the wrong commitment, like this they will loose the genuine customers and finally they trust people who defaults.Some action needs to be taken on this. My Creidit card no [protected] Name : K.Santosh Kumar

What is the reward / gift for 1400 points

Hello,
I am using HDFC Platinum Credit card,
Please let me know how can i check gift gallery. i have approx 1000 reward point
Thanx

Hello,
I am using HDFC Platinum Credit card,
Please let me know how can i check gift gallery. i have approx 800 reward point
Thanx

plz let me know how i can check gift galary i have approx 450 points

what to with my credit card points ?
how to use them to buy anything online ?

Your reward claiming process is very vague and Inspite of being highly educated finding it difficult to encash my reward points. Please help me in encashing points

Hello,
I am using HDFC Platinum Credit card,
Please let me know how can i check gift gallery. i have approx 1080 reward point
Thanx

HELLO
I AM USING HDFC PLATINUM CREDIT CARD
PLS LET ME KNOW HOW CAN I CHECK GIFT GALLERY. I HAVE APPROX 2600 REWARD POINT

hello
i am using hdfc visa signature chip credid card, please let me know how to check gift gallery, i have 8933 points

can you please post your mobile number and company that you work for?????

Hello,

This is to bring to your notice the unfair trade practices played by major Insurance Company.
I had taken an Insurance policy with details as below:

Policy No.: 10707528
Life Assured: Swarnpreet Singh
Plan Description: Unit Linked Pension
Payment Type: Direct Debit
Frequency: Monthly
Premium Amount: 5000/- (Five Thousand Only)

Since the starting, the HDFC had problem taking payment and I had to run every time for making my premium payments. Everything was going fine till December 2007. In the month of Jan 2008, the premium amount was not debited from my Bank Account and the reason given to me was insufficient funds whereas there were enough funds to make the debit possible.
Anyhow, I received a call on the 21st Jan 08 on the same from Mr.Pankaj Kapoor # [protected], [protected] stating that since the payment was not cleared through the direct debit, could it be possible for me to make a cheque payment? I happily accepted the same and on the 25th Jan 08 an executive named Mr. Aamir Khan # [protected], Employee ID [protected], visited my premises for the payment of the lapse premium.
On his visit, he was not carrying a receipt book and on contrary he asked for two cheques for Rs.5000/-. When asked, he said that since the payment for Jan 08 was not cleared, the payment for Feb 08 would not be debited since it as a closed Direct DEBIT account and I would again need to sign the Direct Debit Form for revival of the Direct Debit Facility. On this, I gave him two cheques with details as below:
a.Cheque No.: 055622 dated 25.01.2008 amounting 5000/- for SBI Bank, Sushant Lok, Gurgaon
b.Cheque No.: 055623 dated 20.02.2008 amounting 5000/- for SBI Bank, Sushant Lok, Gurgaon.

Now, since he was not carrying a receipt book, I made him sign on the photocopy of the cheques as a receiving. I also showed him the bank statement for the month of Jan 08 and made him look into the availability of funds and asked him the reason why the debit was not cleared. On this he replied, that sometimes the Direct Debit facility has a malfunctioning and is not cleared, After this I went on an official project for 2 months to Dheradun.

On my return, there were two letters from the HDFC Insurance with details as below:
Letter Dated: 25th Jan 08
Details: The letter clearly stated that instead of initiating a debit of 5000/- they initiated a debit of 10, 000/-, which was not the amount they were supposed to DEBIT and thus the same was not cleared due to insufficient funds. And further they wanted me to make the payment.

Letter Dated: 19th Feb 08
Details: It was a revival quotation, stating revival charges of 250/- for revival for the lapsed policy plus my premium being unpaid for the month of Jan &Feb'08.

On receiving the above letters, I contacted the customer care and asked for the cheques, which were given as per the details above. The customer care replied that they have not received any cheques till date and they did not have any entry for the same. This annoyed me and I requested them for the closure of my policy on which they replied that the same could not be done before three years and also when I asked about the amount I would receive after three years, they replied that since it is a lapsed policy they would make appropriate deductions and then return the money.

Consequences : Now, my questions are:
a.Why did they debit 10, 000/- when they were supposed to debit 5000/- only?
b.Why the same was not informed to me even if they did?
c.Where are my cheques gone? They have clue on the same!! I really have to get my bank statement again and check maybe the said person has cleared it in his account!!
d.Where do I stand at fault in the above transactions, which were notcleared? Why should I face so much of mental trauma because of their faults?
e.Above all, if I want to close the policy, why should I wait for three years for my money?
f.Even after three years, they would not return my full money!! Why should I not get my entire money back?
g.Why should I face loss for which I am not at fault?

Please look into this and help me get out of this mental agony.

Regads,
S P Singh

I WANT TO HAVE A LIFE INSURANCE IN HDFC BANK

HDFC Standard Life Insurance Co. Ltd
Unfair Trade Practices
Hello,
This is to bring to your notice the unfair trade practices played by HDFC life Insurance Company.


Policy No.: 12478233
Life Assured: Chandresh parmar
Plan Description: Unit Linked
Payment Type: Direct Debit
Frequency: Monthly
Premium Amount:1500/- (One Thousand five Hundred Only)

Some Hdfc life insurance branch very rude and doing unethical practice . i have face one very bad experience with it. matter is that hdfc insurance some agent are miss use my document and without my permission he put my policy and when i make complain against branch manager, he behave very rude and not giving me any proper respond .For cancellation of this policy i gave 2 time application on branch (Adajan and Athwagate)but they are not giving me any proper respond. they are also make ecs on my bank account .

DEAR SIR/MAM
I was employee of hdfcbank khun khun ji road chowk branch Lucknow.I had been working this organisation for 9 month.I have terminated on 8th october 2008.I apply my PROVIDENT FUND on[protected].I have receive SINGLE PF but I want to take his goverment PF so pls send to me a form for apply to goverment PF.
My e-mail id is: [protected]@yahoo.com
My employee codes given below:
MOHD WAHEED ANWAR
Hdfc PVT LTD. [SALES EXECUTIVE] - CM10119

DEAR SIR/MAM
I was employee of hdfcbank khun khun ji road chowk branch Lucknow.I had been working this organisation for 9 month.I have terminated on 8th october 2008.I apply my PROVIDENT FUND on[protected].I have receive SINGLE PF but I want to take his goverment PF so pls send to me a form for apply to goverment PF.
My e-mail id is: [protected]@yahoo.com
My employee codes given below:
MOHD WAHEED ANWAR
Hdfc PVT LTD. [SALES EXECUTIVE] - CM10119
address:219/83 patanala chowk lucknow(U.P.)

respected sir, i have mailed a mail before sometime regarding my PF.but i didn't get any message yet. kindly credit the same into my a/c. Farooq ahmad dar emp.code CF00200 branch hshs srinagar a/c no. [protected]

Sir/Mam
This is my second mail regarding my PF. I was Sr. Sales Officer of HDFC Bank (Madhyamgram Branch) from 7/4/2007 to 7/6/2008. My Employee code was : CA08982. My sales manager was Mr. Arindam Mukherjee. I have not yet get any response regarding my PF. I have posted hard copy with my own hands. My HR was Sudesna Ghosh. I do not understand What is you people's intention. Will you really give me my dues or I will have to knock the door of law? This is the last time I am sending a mail. If this time also I will not get any response then I will be compelled to take some legal steps.

My e-mail id: [protected]@yahoo.co.in
My mobile no.: [protected]
My employee code: CA08982
My address: 424/3 Ashoknagar, P.O.- Ashoknagar, Dist.- 24 pgs (n), W.B., Pin-743222.

hi sir this is yashpal singh rathore and dats not my complaint thats only a query that i had been working for hdfc bank as senior sales officer in bikaner rani bazar branch from 6/6/2007 to 30/3/2009 my employee code was cy00397 and my salary a/c number is [protected] i hav given my resignation on 30 march 2009 please tell me when i will got my provident fund,
thanks

hi sir this is yashpal singh rathore and dats not my complaint thats only a query that i had been working for hdfc bank as senior sales officer in bikaner rani bazar branch from 6/6/2007 to 30/3/2009 my employee code was cy00397 and my salary a/c number is [protected] i hav given my resignation on 30 march 2009 please tell me when i will got my provident fund,
thanks

Hi
Dear Sir/Mam
I am Manoj Kumar from Sirsa Branch code 0610
I am CSE (My Code CM09852)
I am joing the Bank 2nd Jan. 2008
But my DSM (Mr. Shiv Parshad) tell me for region
I gave the region 3rd March 2008
But I do't get my Salery amount 13000/-
I Tell mr. Dhillon (ASM)
I am Connecting to DSM & ASM Daily Last One Year
They do't gave me any responce.
DSM (Shiv Parshad) said me, " I gave u only 7000/- Rs.
do you want
ASM said me your salery comes after some days Last 7 Months.
Plz. Help Me
I have a very Big Need of Money.
Plz. Give a Neccessary Action

Sir/Mam, I was a cse of hdfc bank for the period of march2008-may2009. i want to get my PF, my employee code is ck05367x and my A/C no -[protected]. plz do the needful and send my pf in my SB Account.

Sir/Mam
This is my second mail regarding my PF. I was Sr. Sales Officer of HDFC Bank (varanasi Branch) from 20/11/2007 to 26/07/2008. My Employee code was : CD 08858 . I have not yet get any response regarding my PF. I have posted hard copy with my own hands. I do not understand What is you people's intention. Will you really give me my dues or I will have to knock the door of law? This is the last time I am sending a mail. If this time also I will not get any response then I will be compelled to take some legal steps.

Respected SirMam
.
This is my 4th mail regarding my P.F I was Sr Goutam Biswas Sales Officer of H D F C Bank( Parkcircus Branch) from Jun 2007 to april 2008.My Employee code was:CG07572.I have not yet any response regarding my P F. I have posted hard copy with my own hands.I do not understand what is you people's intention.will you really give me dues or I will have to knock the door of low? this is the last time I am sending a mail.If this also I will not get any response then I will be Compelled to takes some legal steps.

Dear Sir/Mam

i varsha pawar working as a Branch Co.Exe for insurance in chembur branch and my Emp ID 65043.I left this position in few month back now i want to do my Provided Fund so please help me regarding the same and forward the applicationdo the further process.

Thanking you,
Varsha pawar

Respected sir
I am rahul prasad srivastava ex-empolyee of HDFC BANK in Asansol branch (West-bengal) with service code-CR 12970 want to know about the procedurd of PF.
Thanking you
Rahul prasad srivastava
CR12970
CSE, Asansol(west bengal)

Respected sir/madam i worked in your organisation for 14 months as a CSE under code no CA11178 in 724 srinagar branch. I resigned on august 2008 but i didn't recieve PF yet.so i am requesting yourgoodself to kindly credit my pf in my account. My A/c no.is [protected]

Sir/Mam, I was a cse of hdfc bank (vijayawada) for the period of 3- march2007to 9-sep2009.
my employee code is CR08909
i want to get my PF, and my relieving letter send this address

ravi kumar.sangepu
D.no : 52-4-59/1
vijayanager colony
vijayawada
krishna district
AP
PIN CODE :520008

Sir/Mam, I was a cse of hdfc bank (vijayawada) for the period of 23- march2007to 9-sep2009.
my employee code is CV08352
i want to get my PF, and my relieving letter send this address

Abdul vadood
flat number: sf2
koduru villa appt
siries company back side road
krishna nagar
vijayawada
Krishna district
AP
pin code : 520007

sir, i worked with hdfc bank as a sales officer .my employee code is cs09803. i appling my p.f. pis prosses my docoment dated[protected]

Respected Sir/Mam,
I was a CSE of hdfc bank (Anand Lok) for the period of 22- Nov2008 to 4-Jun2009. Under/my mentor Mr. Satvinder Singh, CSRM (S1070)
My employee code is 67958
I have not got my final sattelment, PF, and my relieving letter, please send these all at my address or mailid.
My HDFC a/c. [protected]

Randhir Kumar
flat number: D-293
Gali no.- 4
Sangam Vihar
New Delhi
pin code : 110062
MB: [protected]

sir, i worked with hdfc bank as a sales officer in gwalior branch i.my employee code is cn 07288 I resigned on april 2008 . i summited pf latter last one year but not respons . so please send my pf no.my mail id and
send my pf amount, ,



naveen thakur
cn07288
mo no.[protected]

Dear sir/Madam,
With due respect I like to state that I worked as a sales executive-Insurance ( Insurance co-ex) from the 9th October2004 to 7th Aug 2006. But unfortunately I had not received either my full and final settelment and my provinent fund amount or my releiving letter.Below I am providing my entire details.

Name: Anirban Basu
Designation: Sales Executive-Insurance (Insurance Co-ex)
Employee code: 042843
P.F. account number: Z42843
Salary account number ( Closed): [protected]
Work teneor: 9/10/2004 to 07/08/2006
Branch: U.N. Bramachari Street(U.N.B)
Reporting manager( Branch manager) : Mr Sandeep Choudhury.

Thanks
Anirban Basu
[protected]

HDFC is nothing more than a profit making business unit. Trust them to act like that.
There's still time, move to a PSU bank, get a loan transfer, they will be more than happy to pay off these private banks.
You'll always stay happy with a PSU bank transaction.
HDFC and any other private banks have lots of (small font) clauses in their loan documents that a normal human being may not pay attention to.

EVEN THEIR RATE OF INTEREST FOR FIXED RATE LOANS INCREASE!!!

At the point of sale, HDFC personnel will literally fall on their knees to sell the loan product.
They will show u a track record and history that will span the pre-independence era.
Once the loan has been bought - you are just another customer. In a few months you will hear from them cordially increasing the rate of interest due to market rate.
And once that's done, Mr. Deepak Parekh will never bring it down.
You'll keep hearing reduction in market rate, but Mr. Parekh will not be moved.

With their floating loans, you will crib for the rest of your life, as they have a very ridiculous 3 month period policy for reducing the customer's rate of interest.

FOR NEW CUSTOMERS - EVEN IF HDFC IS OFFERING LOWER RATE OF INTEREST FOR NEW LOANS - PLEASE PLEASE PLEASE DO NOT TAKE THEIR SERVICES and IF YOU DO THEN DON'T SULK

yes i agree with that because hdfc bank cut my 31000 without any information
can anyone help me out

Even after collecting documents they keep asking for more and don't approve proper limit. don't go for it if not needed.

Lot of people are having the same concern with HDFC, they are joining hands to take a concrete action. Please read below.
(CONFIDENTIAL AND WITHOUT PREJUDICE)
Attn : Existing HDFC Home Loan Customers - Join Yahoo Group The existing customers of HDFC home loan have formed a group at Yahoo Groups by the name of 'hdfchomeloancustomers' to address the concerns of existing customers who are paying high interest rates. The group unites Hdfc customers and intends to take the issues like high interest rates, conversion fee, increase in loan transfer fee and treatment of old customer's with HDFC. The group is very active, vibrant with people from diverse vocations and regions. Please join the group. Please forward to all you know are HDFC customers"

since last many month we are requesting telephonic to bank personel to give me my details of loan account and provide facility to pay instalments on line every time they are telling today i am giving and that today till not came.

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

I 100% agree with Pankaj Kakani. I'm also an HDFC customer, 36 lacks and cheated by these banks.

I really do not understand that why the RBI is not controlling these financing banks. I'm getting the doubt that these banks might have lobbied the RBI, who knows.

When comes to out GOVT of India finance department seems does not having the interest to help the people from such cheating by these institutes.

I hope either RBI or GOVT India will address this issue soon. Of couse this is happening years together, but no sense at either RBI or GOVT

Left right and centre there are rajas and kalmadis sitting with the help of ba***** politicians. They might be greasing the palms of the beaurocrats and politicians. RBI governor involvement and even the supreme court involvement in such scams can't be ruled out. If the supreme court was so responsible then how come all crooks are florishing while the innocent tax payer is struggling to get out of frauds.
Such legal system anlong with the supreme court and its lawyers should be dumped in deep sea near Bin laden.

God bless such ba******

When you are going to reduce rate of interest ? i am existing house loan customer it is observed that there is immediately increases ROI when there is increase in ROI from RBI but not promptly reducing you have to do it sincerely to keep image of HDFC in the mind of people

i have been chasing HDFC for clarification on homeloan interest rate they charged me between 2014-17, as high as 12.5% on a flexible interest rate when market rates were as low as 10.5 to 11%. till date they have not been able to give me a convincing answer, except that they state "sir you were charged as per contract"!! which i fail to understand. today, one manager states, i should have taken hdfc to court!!! govt needs to address these issues of common man than linking aadhar to mobile.

To
National Manager Debt Management
HDFC Bank Cards divison,
No. 8 . Bridge road.
Thiruvanmiyur,
Chennai 600041

Hi my name is Arunkumar.and my credit card number is [protected].i got a over due payment of 3450 for the total dues of 35630, iam paying regularly since from the day one, every time people from the backend team, on the month of novemeber a girl called as Shwetha she called at night 8pm and said to make the payment on the next day for 1710 rs, i requested that i need two daye time as my mother she has been hospitalised due to stoke, i need just two days of time so that i can make some arrangements for the payment.And im the only source for my Family, all of a sudden she said that get away your mother from hospital and make the payment by tomorrow, she started to use absuive language and said that give your home phone number so that she can talk to my family memebrs so that she will send rowdys to get the payment of 1710, i pleadede that to givem me just two day of time at last my friend came forwarded and he gave me that money knowin my problem,
Again this month the same girl called on january 6th 2009 her name is Shwetha she called with the help of his team leader named as AJAY and they started to use profanityincluding F and B, and they said that to make the paymentby tomorrow orelse they will make my life miscerrable, i said ok come and collect the money on the very next day, they said that they are gonna send an collection agent named as Saravanan, i was waiting for that guy for the whole day, but no body called me nor came to my Room, i called the customer support to 66003333, the customer support agent said that they will take care of this and henceforth this will not happen, i was waiting with that money for the rest of 10 days, even i called to that same collection ofice to the same number=[protected]=, they said they will give me call regarding this.but as usual no responce, Again last night the same team leader called named as Ajay at night 8.45 pm, first he said to make the payment on the very next morning, as he is going to send the collection agent.orelse if i failed to make the payment he will send rowdys to get payement.to my house that he statred to use vulgar absuive languages, and he gave my mobile number to all of his local rowdy friends to threaten and staterd to black mail that he will send rowdys and gundas to my house, for the whole night his rowdys friends were calling and using absuive language and threatening, so please help from these rowdys and the team leader ( rowdy, gunda) Im so scared that what wil happen, but im shure that im going to file a case to Consumer court and to Police and to Human Rights Violation,
Please help from rowdy team leader and gundas

please mail me u r vice president mail id

HDFC Bank — Worst Banking with HDFC

why are u not taking coex on SRM in stpl elp atleast stability base in coex, coex is known polacy compare with antoher new SRM, why are u not taking serious

I strongly accept your statement.

we have an atm. that is out 5/ out of 7 days.
this bank sucks

All these banks are buggers, it not the scenario with this bank even all the banks like all othe private banks(all of them suck) Rather makingthem a part it it beetter you have a relation with a Public bank.
Such As PNB, State bank and all----

yes, you are right even i am also facing the same situation, i have settled my credit card account but still these people are not providing me noc and most horrific thing is that they send me a legal notice without any information.

worst banking in banking system. i hv an account with your bank whenever i send massenger for the payment by giving him self cheqe they refuse because of sign mismatch. and massenger have to spend one hour there at last he refused. bank has no record of signatures how they match with record and refuse by saying that sign is mismatch.

I agree, they threatened me like gundas on car loan application.

HDFC in Cuttack is the worst bank in India in terms of service and more often the manager here doesnot know how to talk to customers .They are charging rs 827 for a single cheque bounce.

It is a shameless bank with medieval employees. Dipak Parekh and Puri's banks even questions father's why their wards are aspiring to study MBA when they dont have any money...
HDFC's Nodal officers are a joke. They basically validate actions of their abusive staff. PAYMENT PAYMENT and Payment ...thats what Dipak Parekh and Puri's team knows.

Avoid HDFC. Its the worst evil.

thats true worst bank

Yes, Its the Worst bank of India. the only solution to such problems is to avoid business with HDFC and ICICI Bank. Other bank are fine when compared to it.

it is truly the worst bank ever...there costumer care service is extremely rude...n they will never help you with any of your problems

I am NRI and have an account with HDFC. They simply dont respond to any of my requests made properly with correct form and documents, including request for new pin or password for internet account . Because I cannot personally visit the bank and they would not answer the phone or email all my money is stuck in the bank. If you are a NRI dont open a account with these guys you will be completely lost!!!

I have taken a loan and only once it bounced due to personal emergency and they called me 50-60 times per day to recover the payment, i asked for a week time, in that week they tortured me, worst mistake of my life to take loan from them.horrible n worst exp of my life...

I have an account in HDFC bank, they always deduct some amount of different type of charges, its my biggest mistake that I have open a account in this bank, really HDFC bank is worst bank in India, I think I loss approximately 4000 Rs. For all different type of charges in it.

if you find a good bank then go with federal bank .. I like very much

Mate, We all can understand you as we all have different issues with this nonsense banking organization. Nothing has a logic in this bank.

They have jungle rule and they can do whatever they want.

They only are concerned about money and no more than that.

They have very poor future.. I can clearly see it.

HDFC is such a worst bank, not just in one state or one city but all over INDIA.

Netbanking wont work in eveing hours after 6:00. I think they have working hours for net banking as well.
When we visit the wesbite it says 5%cashback on bebit cards when we purchase fuel. But to my surprise instead cashback they surcharge 5%.
And My account has been debit 250 Rs/month as debit card issuance fee.
As I am working its impossible for me to visit the bank, hence I wanted to raise a complaint through online in customer feedback section. I filled the complaints column but when tried to submit it gives a message "please enter the valid details in complaints box".

I am forced to use this HDFC bank as it is my salary account.
My sincere suggestion is not to use HDFC bank unless it is your salary account.
Even giving 1* rating to this bank is a bad idea.

Hi,

HDFC bank is not at all a customer-friendly bank.I was called by the bank for the Credit card and they openly accepted that they dug the number from the tele-service provider.Then they asked for lots of document including my company ID.Now my Company ID don't have company name as it is an access card.they said that they need a visiting card and they will charge Rs. 500/- for the visiting card through there contact.I said i can submit my HR letter but they said it wont work.
I mean your biggest employment evidence is the HR letter.I found they have cheated many people like this and also charge huge amount when people use the credit card.Worst Indian Bank ever.

Worst Bank Ever, These People Debited 5000 INR From My Account, As I used the account after a good amount of time.
These People Never informed me that my account has been converted to Savings A/c From A Salary A/c.
These people just know that how to Cheat their Customers.
No Body Should Refer To This Bank For Any Kind of Loan & Credit Cards or Any Other Accounts.

I have never seen this kind of worst bank in India, in my credit card I was supposed to pay 28k, include tax they told me to pay 36k, I paid in 2 shorts, but still they sending statement to pay anther 25k, they dint give any settlement letter also, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India, worst bank in India,

Yes you are right...HDFC is fraud bank and they dont know how to deal with the clients

hdfc is the indian's number one worst bank. the custmer service is very very poor. at the time of account opening, credit card apply, personal loan apply there are beg like a beggers. may be beggers are better then us. but the time of service they dont reply . they dont attend a phone.they dont serve better.

staff

staff is not good

salary of march and reliving letter

dear sir my emp id is cs49439 my doj is 7 march 2012 and date of resignation 4 march 2013 please pross my reliving letter urgently

CRV POS 4854460105945401 HT MEDIA LTD

I had not given transaction on the following transaction CRV POS [protected] HT MEDIA LTD.so, pls revert my amount.

Hi,

HDFC bank is the worst bank I have ever deal with. They are continuously deducting amount from my account in the name of AMB each month. Though I have decided to close this account but I want people to know the tricks they are playing with middle class people.

very very worst bank which is HDFC bank they appointed gundas to threatening the customers they threatening for loan paid customers also please don approach that bank for anything advice your friends and relatives to do that be aware with HDFC

very very worst bank which is HDFC bank they appointed gundas to threatening the customers they threatening for loan paid customers also please don approach that bank for anything advice your friends and relatives to do that be aware with HDFC

My HDFC Bank credit card was closed 6 months before and my international transactions was always disabled. in the month of december an international txn was done from my closed credit card without notifying me. They just generated the bill on my closed card. i suggest everyone to stay away from HDFC bank for any banking service. They are totally unprofessional and fraud.

I also facing issue with hdfc bank . I setteled my personal loan acc in 2017 and they refused . I have all proof of payment all payment done by online but they refuse

I COMPLETELY AGREE WITH ALL OF YOURS AND ITS SUCH PATHETIC BANK IN INDIA AND RECOVERY AGENCIES OF THIS BANK WORK LIKE GOONS .

FROM LAST 4 MONTH THIS BANK RECOVERY AGENCIES THREAT ME LIKE GOONS AND I LODGED COMPLAINT IN CIVIL COURT THAN THEY STARTED TO APOLOGY . My salary account lien marked ( xxx 6538) and asking me to repay wrong charges against credit card. Nobody can ready to listen !

I request to all people never go with HDFC BANK for any kind deal.

Bhupesh mahajan
[protected]

HDFC is the worst bank. The staffs are very rude across all branches. The agents are like gundas. Very very bad experience with the HDFC bank. Please dont avail any loans or relationships with Human Disruptive Finance Cheaters-HDFC.

It's true, I will never ever use HDFC bank in my lifetime. I am also going through the same. They are unnecessarily charging me and sending me statements every month. I have stopped using the card since 2017 and cleared all dues.

HDFC bank service is pathetic.

This happen today. my mom bought business loan from Hdfc marthandam branch ( Kanyakumari) paid half and she ask time as we went through huge loss. she just asked time. HDFC people was harrashing her for past few months . she didnt share with me as i was in chennai. today a man came and used abusive language . i cant share the words use to my mom iam in anger nd also got tears as a son i want to see this.. he used female body parts name and abusived my mom.and he said what if you die you dont want to pay back the money. she is almost depressed and told she is gona sucide .i just came .inside my home now and writting this. just want to say today iam going through sumting a son should not go through the way my mom express the words he use is almost heart breaking. Dear HDFC team we will pay the loans back but just want to say the day comes the curse of such womens ( my mom is a example) will not leave you..

This is -1 point. Worst bank ever

HDFC bank is worst bank in India.They are not Providing Good Service to their Customers & They dont care of the customers.They always deduct different type of charges from account directly.Net banking service also poor.Worst bank ever.

This HDFC bank is ### in Siliguri too. There employee were gundass . They don't even have a politeness to talk with the public . Employee think that the bank was owned by his or her father. I suggest not to be part of HDFC bank .

Worst bank, breaking all the RBI guidelines.
Never ever take a credit card from HDFC Bank. They Support you only in your good times but not in ur bad times.
God forbid if any one is not able to pay credit card bill due to some reasons. Hdfc recovery can cross limits

The are always ready to share debt details to ur relatives and colleagues. The can abuse ur parents. Even they can ask ur parents to die.
Still Indian's no. 1 bank.
RBI guide lines does not matter to HDFC

HDFC agents are threatening me to pull of my call details from my telecom service provider and will call my every relatives and friends to defame me.

They called my mother and said to her "Mar Jao" or BHEEK MANGO"

This not the mistake of an employee, its their bank allows to do so.

Never deal with HDFC Bank else you will regret

I complete agreed on your statement.

HDFC bank no more takes care their loyal customer and no more bother to resolve their queries.

Absolutely callous, unscrupulous, ill mannered and disgusting staff. It was not like this about 10 years back. When you want to open an account or an FD, they will go all out. There are many hidden penalties and charges. And if you want your money back, then they have all the processes in the world which didn't exist when they wanted you to open the account. Once you're in, they want to make sure there's no way out. Staff especially at junior and mid level is absolutely ignorant of any processes, documentations or policies. Even during Covid they have charged penalties for minimum balance in current account while other banks offered to waiver for six months. They stonewall with documentation and random, aritrary processes which are difficult for a customer to argue with or verify. They may have become too big to fail but every day they are failing customers. I am looking to get out of every relationship I have with this bank.

Dear users of hdfc bank as the bank is fully commercial in every service and sell their credit card and loans and make the happy people to uncomfortable with the debts and harrasment from bank executives. They make you ashame in front of all local people'at home or office..
While selling the cards loans they talk sweetly and polite and make you un happy after you missed the payment in financial problems.so be aware of it

Dear users of hdfc bank as the bank is fully commercial in every service and sell their credit card and loans and make the happy people to uncomfortable with the debts and harrasment from bank executives. They make you ashame in front of all local people'at home or office..
While selling the cards loans they talk sweetly and polite and make you un happy after you missed the payment in financial problems.so be aware of it

Dear All,
Beware of HDFC Tele-caller they make fraud calls, I was running with a personnel loan with HDFC bank I got a call which they said as, i am a prime customer and they would like to reduce my ROI with very minimal cost of 2K without any top & i will have reduced EMI. but to my surprise when i checked, it was completely a fraud call from a HDFC Bank they did a top-up with the same ROI and no change with increased couple of EMI where i will end up paying extra money to the Bank and I have been chasing the bank for last 20days and till date no proper response, no update on the issue and no one is aware how its going to be addressed.
I am holding the account with HDFC bank for more than 17 years and they have provided me a dedicated Relationship Manager with a direct No. provided to me for any support and to my surprise i don't get connected whenever i call them & when i am in requirement of support.
I feel like they are having more customers which they are not able to handle or they just don't care...

After being the customer for more than 17 year, i am looking to close all my accounts with HDFC...

sabine is wrong. she is a german citizen...and staying in india totally illigaly after finishing her visa.she is staying with her boy friend . she forcefully accupied her husbandds flat..she has extra marital affair with many person..in fact she had two marriages before. she does not have any income ..but staying in her husbands flat with her live in partner andy. she is living by her husbands earning. allready steal about 50 lacks rupees, amany gold and diamond ornaments..and did many false cases against her husband and his family member..

soumitra mukherjee is a very gentle and good person..sabine is very rude and selfish woman.i know her personally. she wants only money in any cost..she is living in india illigally...she does not have any right to save money in bank..she is a german citizen

so funny, dont know why she is so thirsty for others money at 68 years old? she can ask money from his son, who is also a german citizen like her

sabine marriane majumdar nee mukherjee allready get all property of sudhin majumdar, her second husband...staying illigally in india...she is a criminal

sabine mukherjee is illigally transfaring her money to germany..she is a perverted drug addicted lady

sabine destroyed my life...she had affair with my husband max abraham...they also have a illigimate daughter...she is poitionous

sabine also married sudhir majumdar...and cheated him

HDFC Bank — Breach Of Trust

I am writing this letter to complain that I have not been waived of the financial conversion charges levied on me because of purchase made on 22 March 2010 in foreign currency.

I used my credit card having last four digit umber equals to 1829 for paying the Australian Immigration fees in AUS dollars amounting 2525 on 22 March 2010.

I called customer care center on 29 March, 2010 and the customer care executive informed me that the scheme is going on for the transaction made in foreign currency and the said charges i.e. FCY will be adjusted in next billing month i.e. May 2010. But when I received the bill on 12 May 2010 it was no adjusted

I logged the complaint for the same and complaint number is [protected]. Now executive told me that scheme was not valid for my credit card.
I already sent the mail to HDFC bank on 19, May2010 and they replied me that waiver wont be possible.

It is really breach of trust.

I have following two major concerns.

1 Why I have been told earlier about the scheme (on March 29, 2010) even not valid on my credit card? I was under impression that scheme was on my credit card .They hide the major information. Also they told me that I have to make payment in full inclusive of the charges and will be adjusted in the next bill.

2 Why they are not willing to hear that day conversation?

In my opinion, they must abide by the words of their representatives.

In order to attract customer they say some thing else later on they donot abide by their words.

Following are the charges levied one me.

Type of charges INR
Financial Conversion Charges 3661.97
Service Tax 366.19
Cess Tax 10.98
Total 4039.14

ACCOUNT NOT ACTIVATED TILL NOW
Dear sir,

I had an account with HDFC BANK(branch) KIRTI NAGAR NEW DELHI account no [protected].
I have sent form for registering for netbanking & phone banking but till date these services not provided to me please expidiate.


Regards
Indu Sharma

Beware of HDFC Bank and we suggest you to close all the relationship from HDFC Bank. VERY MISBEHAVIOR CALLS ONLY FOR PAYMENTS NOT FOR SOLUTIONS