Dear Sir
I had taken personal loan from HDFC BANK . Please find the lawyer notice to HDFC bank with case details as follows:
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Dharmadhikari M. D.
M. Sc., LL.B.,
ADVOCATE
Sterling Nisarg - II,
Flat No. 8, Pari Company Road,
Dhayari, Pune-411041.
Date: - 04/10/2008
NOTICE
(By Regd. A.D.)
To,
The Branch Manager,
HDFC Bank Ltd. (Recovery Department),
Retail Asset Collections,
Oswal Bandhu Saha Building,
Shankar Sheth Road,
Seven Love Chowk,
Pune-411042.
Sirs,
Under the instructions of my client, Mr. Sanjib Maity, R/at – Flat No. 502, Dafoddils, Gulmohar City, Kharadi, Pune-411014, I hereby address you the notice without prejudice to my client’s legal rights, as under:-
1) My client has taken a personal loan of Rs.2, 00, 000/-, from your Bank, in the month of December 2007. The agreed Equated Monthly Installment (E.M.I.) payable by my client was of Rs.5, 719/- to be repaid in 48 months. My client has repaid you Rs.25, 000/-, as on 13/09/2008, vide repayment receipt No. 11966483 dated 14/8/2008 and No. 11790307 dated 13/09/2008.
2) My client’s parents, grand father and grand mother met with a serious car accident at Bhadrak (Orissa State) on 27/12/2007 and my client lost his parents and grand parents, due to this accident. This has caused a great irreparable loss to my client and has disturbed his peace of mind. My client was away from Pune for about 3 months, to attend all the religious functions of his deceased parents. In the process, my client was unable to repay the loan amount, as per agreed E.M.I.
3) My client has already explained this situation to your Recovery Officer, and has promised that he will be updating all the repayment upto the period of September, 2008. Inspite of this promise, it is surprising to note that you have ceased my client’s Salary Account No. [protected], maintained at your bank at Kalyaninagar Branch, Pune. Not only that, but your officials have ceased my client’s September 2008 salary of Rs.21, 937/- and his account is showing debit balance of Rs.200/-.
4) My client has no any other source of income than his salary. Under such circumstances, if my client’s salary account is ceased and his total salary is forfeited towards repayment of loan, he will be unable to maintain himself and his wife. Please note that your high handed action to cease the salary account and the total salary of my client is illegal, unwarranted and against the provisions of law.
5) In view of this, my client hereby instructs you that his salary account be released and he may please be allowed to operate the account, within seven days from receipt of this notice, under confirmation to him. In case of default, my client will be constrained to initiate the legal action against you, at proper Forum, the costs and consequences of which you will have to bear and you will be responsibe for the same, which may please be noted.
6) The notice charges of this Notice of Rs.2, 000/- is to be borne by you.
Place: Pune.
( M. D. Dharmadhikari )
Advocate
Aug 14, 2020
Complaint marked as Resolved
I m Gaurav Kataria, Emp ID-Go3840, Kanpur, U.P-208006. I have joined the HDFC Bank Personal Lons on the roll of HBL Global Pvt Ltd on Jan-08 and got my appointment latter on Apr-08. I couldn't able to get my slary till June-08 and i have to compell to resign from my services on 20th June-08.
I m still wating for my pending salary with Bank. I have requested many times to my Branch Head Mr. Pankaj Maheshwari Mob-[protected], but he never put any attention in this matter.
Hence, i request u to take up the matter with their authorities so that i may be get reliefed undwer ur kindness. & kindly instruct me in this matter.