[Resolved]  Home Credit India Finance — 15000 rs extra charge on foreclosure

Address:

Jaipur, Rajasthan, 302039

Hii my loan id is [protected]

Homecredit se loan k liye call aaya tha i said no to executive but usne kaha tha ki 6mnth me loan forclose karne pe koi intrest nahi lagega but mujhe abhi 15000 jyda bharne k liye bol rahe aur proof mang rahe hai pls help me out otherwise mai ab ek bhi emi pay nahi karunga maine use kaha bhi tha ki mujhe loan nahi chahiye but usne kaha le lo sir 6 mahine bad o% intrest k sath pay kar dena bt ab 5% roi ke sath bol rhe h...

My loan num [protected]

I want to close my acc ... I paid 6 month emi...

As per term 25.53% yearly int charge on 134000 rs...

In one month emi 134000×25.53%×1÷12=2851 rs int part

N balcing amt 4466 principal amt

So i paid 4466×6=26796 principal amt in total loan amt rs 134000

So balacing principal amt is 10704 rs... As per law of interest...

Bt ur exective say 121000 sumthing amt depsoit for loan close..

Asap reply me...

Deepak jain

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