[Resolved]  Home Credit India Finance — About foreclosure of loan

I have taken personal loan amount 150000/-

I have paid almost 7 emi of 6688 rs. Total value paid is around 46816/-
My loan amount is 150000/-
I submitted my request to foreclosure of my loan.
I got reply from home credit my foreclosure amount is rs. 143987/-

I required details. Where my emi gone. Its around 46816 rs. Paid.

Afterwards i received repayment schedule they are charging heavily interest in initial stage. And stating that they have all signature documents of mine they have.
I have took this loan that time i was in financial crises.
I am feeling like cheated. Please guide me. They are charging very heavily to me. Please help me out.
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Aug 12, 2021
Complaint marked as Resolved 
Home Credit India Finance customer support has been notified about the posted complaint.
Verified Support
Jun 29, 2020
Home Credit India Finance Customer Care's response
Home Credit India Finance — About foreclosure of loan

Dear Customer,

Thank you for contacting Home Credit.

We regret the inconvenience caused to you in this regards.

In reply to your query, we wish to inform you that we are unable to fetch the contract ID basis the details mentioned in your complaint. Hence, we request you to kindly share your registered contact number/loan number.

Once we receive the details, we shall check your account and assist you accordingly.

Please note: Do not fall prey to EMI Moratorium frauds. Home Credit will never ask for your OTP, Net Banking or Mobile Banking password, customer ID, UPI-PIN, etc. for deferring your EMI payments.

For any loan related information, use our Mobile App.

Regards,

Customer Care Team
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