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chawri bazar delhi

I have a two personal loan from home credit rs 123000 and 60000 for 48 emi
one loan 123000 i paid regular 24 emi i want close loan i call the company
but company demand approx rs 84000 . but my according 123000 loan ammmouunt intrest for 48 emi 97564
i paid 24 emi . of rs 4595 pm. then company adjust intrest first in our account and principal ammount less i said company when i paid 4595 pm i ttotal paid 110280 your 123000loan ammont and intrast 97564=220564 total
when i paid 110280 then iwiil pay one time then intrest ammount 48782
now total outstanding 123000 +48782=171782 i allraady paid 110280
then my out standing 61502
but company not ralize and not compromise plese help me
thanks
girish kumar
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