Home Credit India Finance — Fraud with customer and taking multiple amount for single loan

Address:

Shivaji nagar, tata power house, piswali,

I take personal loan from home credit of 150000 out of that 147000 is credited to my account and which tenue is 48 Month EMI of having 6688/- with 28.51% ROI. Loan EMI start from January 2020 from that day i pay total of 289203/- to home credit india.
But as per the calculation the amount is 150000/- loan amount + 131895/- 28.51% interest on 150000/- for 3yrs and 3 months.
So total amount is goes around - 281895/-.

But even if i paid more than total amount they are still say to pay 174000 amount or 43 EMI.
I get fully dis satisfied with home credit and they are fooling their customer by taking too much amount.
I request you to please check into that as I am tired of paying too much amount for the small amount of loan.