Home Credit India Finance — High rate of interest for moratorium period

Address:Thane, Maharashtra

I have taken cash loan from home credit company I paid my all 24 EMI on time .
In the meantime I have taken 4 months mortorium facility so I paid one extra EMI
Total paid EMI -25 loan tenor -24 EMI.

Now home credit tell me pay 1904 rupees more for mortorium interest amount.
Which is higher rate of interest more than 40%

I mail fallowing this for last two months but no one helping for that .
I wrote a mail for this but they mailed me my interest certificate .

I ask simple question that send me 4 months mortorium interest which you charge me but no one help ...

Now last ten days collection team calling me multiple time in day and some of them telling me ...

Loan kyo liya aukat nahi thi ...
Paise nahi hai bharane ke liye ...
Bharana hi padega kuchh nahi hoga...

That's words they are used.

My loan account number-[protected]
Name - VimalKumar R Singh
Mobile number-[protected]

I am requesting you Please help.

Thanks and regards,
VimalKumar R Singh
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Home Credit India Finance customer support has been notified about the posted complaint.
Sep 24, 2021
Updated by VimalKumar R Singh
I have taken cash loan from home credit company I paid my all 24 EMI on time .
In the meantime I have taken 4 months mortorium facility so I paid one extra EMI
Total paid EMI -25 loan tenor -24 EMI.

Now home credit tell me pay 1904 rupees more for mortorium interest amount.
Which is higher rate of interest more than 40%

I mail fallowing this for last two months but no one helping for that .
I wrote a mail for this but they mailed me my interest certificate .

I ask simple question that send me 4 months mortorium interest which you charge me but no one help ...

Now last ten days collection team calling me multiple time in day and some of them telling me ...

Loan kyo liya aukat nahi thi ...
Paise nahi hai bharane ke liye ...
Bharana hi padega kuchh nahi hoga...

That's words they are used.

My loan account number-[protected]
Name - VimalKumar R Singh
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