[Resolved]  Home Credit India Finance — Loan Foreclosure Amount

Hello Sir/Mam,
I have taken two loans from home credit india finance. 1st one is of 1, 10, 000 and 2nd one is of 43000. For first loan my emi is 5188 per month for 42 months and for 2nd it is 2050 for 42 months. I have already paid 25 emi for 1st and 17 for second.
But still when i asked them about Foreclose amount they are asking for 75888 for first and 38675 for second. Which is too high and they did not inform me about this at the time of loan application that they will deduct almost 80% interest for first two year . It is totally unacceptable i am feeling cheated due to this covid 19 I am in huge stress and theese guys are charging anythin please help.

Contract Id for loans are [protected] and [protected]

Regitered Number is [protected]

Name Aman Kumar Srivastava
Was this information helpful?
No (0)
Yes (0)
Aug 18, 2021
Complaint marked as Resolved 
Home Credit India Finance customer support has been notified about the posted complaint.
Verified Support
Sep 02, 2020
Home Credit India Finance Customer Care's response
Dear Customer,

Thank you for contacting Home Credit.

We regret the inconvenience caused to you in this regards.

In reply to your query, we have registered your concern and you will be contacted within 48 hours.

Please note: Do not fall prey to EMI Moratorium frauds. Home Credit will never ask for your OTP, Net Banking or Mobile Banking password, customer ID, UPI-PIN, etc. for deferring your EMI payments.

For any loan related information, use our Mobile App.

Regards,

Customer Care Team
Complaint comments 

Comments

Dear Customer,

Thank you for contacting Home Credit.

We regret the inconvenience caused to you in this regards.

In reply to your query, we wish to inform you that we are unable to fetch the contract ID basis the details mentioned in your email. Hence, we request you to kindly share your registered contact number/loan number.

Once we receive the details, we shall check your account and assist you accordingly.

Please note: Do not fall prey to EMI Moratorium frauds. Home Credit will never ask for your OTP, Net Banking or Mobile Banking password, customer ID, UPI-PIN, etc. for deferring your EMI payments.

For any loan related information, use our Mobile App.

Regards,

Customer Care Team

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Home Credit India Finance
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    85%
    Complaints
    1103
    Pending
    45
    Resolved
    920
    Home Credit India Finance Phone
    +91 90 0469 0046
    Home Credit India Finance Address
    3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002
    View all Home Credit India Finance contact information