Home Credit India Finance — Mental harassment to defame and regular threats

Contract number -[protected], they are forcing me to pay 60-65k in one go even when the team is aware of the critical situation we are in. If we do not pay in one go they are giving threats of the harrassment. Earlier as well the collection agent Samir Roy shared my loan details and images with neighbours to defame me now again they are doing the same thing. Even when we are literally begging home credit team to let us pay monthly amount they are not agreeing to it and giving threats on a continuous basis. Now they are asking me to pay settlement amount in 3 months upon asking the settlement amount they are saying it's the full amount less 3-5k then what's the point of settlement?
I am continuously informing them that I am not in a situation to contact them on a regular basis and cannot take mental torture like this yet they keep on harrassing me mentally and physically. I am telling them that I do not have job cannot pay the amount still I will arrange somehow 3k monthly but they are just not understanding please help me
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