[Resolved] Home Credit — preclosure of personal loan | |||
Contract ID [protected] I have taken a personal loan in the month of June 2019, recently I came to know that I am paying 47.5% rate of interest, and I want preclosure loan immediately, I want to know the procedure to preclose loan and preclosure charges details... If I am unable to get the response by 48 hours, I will complaint to Reserve bank of India Was this information helpful? | |||
Aug 6, 2021 Complaint marked as Resolved Home Credit India Finance customer support has been notified about the posted complaint. Verified Support Jun 17, 2020 Home Credit India Finance Customer Care's response Dear Punit, Thank you for contacting Home Credit. We regret the inconvenience caused to you in this regards and apologies for the delay in response. We understand your concern that, you would like to know the foreclosure amount of your loan account [protected]. We wish to inform you that the interest amount has been calculated using the flat rate of interest for the entire loan period. The interest amount shall be appropriated to loan account on the basis of the monthly reducing balance of the loan amount. We would request you to kindly contact us through your registered email address by marking an an email on [protected]@homecredit.co.in, our team will check and assist you accordingly. Please note: Do not fall prey to EMI Moratorium frauds. Home Credit will never ask for your OTP, Net Banking or Mobile Banking password, customer ID, UPI-PIN, etc. for deferring your EMI payments. For quick access to your account information, please use our Home Credit Mobile App. To download it from Play Store click here. Regards, Customer Support Team | |||
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3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002
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